Employee Benefits Open Enrollment Guide

Plan Year: July 1, 2020, through June 30, 2021Part-Time Staff

Dear FPU Community,

At Fresno Pacific University, we are committed to a comprehensive employee benefit program that helps employees stay healthy, feel secure, and maintain a healthy work/life balance. Our goal is to provide you with coverage that is rich in benefits, at affordable prices.

Open enrollment is the only time you can change the following benefits (unless you have a “qualifying event” like getting married or having a baby):

Supplemental Term Life Voluntary Insurance Plans

This year’s Open Enrollment period will run from May 11th, 2020 through June 12th, 2020 at 5:00 pm. It is mandatory to review your benefits each year. If you are happy with your benefits you still need to approve them for the new benefit year and, remember that your flexible spending account does not automatically renew – you must re-enroll every year. All changes are made via MyWorkplace. If you wish to decline benefits, you must log in to MyWorkplace. This is necessary due to the Affordable Care Act (ACA) requirements and will affect your 1095-C tax forms prepared by Fresno Pacific University.

Be sure when you log into MyWorkplace to check your personal information. Make sure your dependents are listed correctly and that your levels of benefit coverage align properly to the new benefit year. It is important to verify your home address, preferred email address, and other personal information as well. You may return and make changes as many times as you want in MyWorkplace until open enrollment closes on Friday, June 12th, 2020 at 5:00 pm. *All enrollments must be completed no later than June 12th, 2020 by 5:00 pm. There will be no exceptions – extensions will NOT be granted this year.

If you need help with any aspect of open enrollment, please contact the Human Resources Team at hr@fresno.edu or 559.453.2245.

Blessings, Human Resources Team

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Open Enrollment Dates Log in Instructions Eligibility Requirements Qualified Event Changes Pre-tax Contributions

Accident Insurance Critical Illness Insurance Hospital Indemnity Insurance Voluntary Life Insurance Long Term Disability Insurance Nationwide Pet Insurance

Lincoln Employer Paid Life and Accidental Death & Dismemberment Insurance Employee Assistance Program (EAP) Travel Assistance Program FPU Additional Benefits Summary My Workplace Enrollment Instructions

Employee Benefit Guide Table of Contents

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Log In Instructions:

Log into www.MyWorkplace.net Select New User Registration or Returning Users button Enter your Email and Password to sign in. Select Open Enrollment Use the menu options to navigate through the Open Enrollment Benefit Portal. You will be

making elections for each of the benefit categories available in your benefits package. Once you have signed in, you can: Enroll or make a plan change Select the button for the plan you want to change. Then, enter the necessary information or select the appropriate box. When you have made all the changes for that plan, select the button for a different plan to keep, modify, or waive. Even if you are waiving benefits it is still required that you go online and waive the benefits. You may also take this opportunity to update your beneficiary for the life insurance that Fresno Pacific University pays for on your behalf. Review and Checkout When you enrolled, declined, or approved each benefit option, then the button will display the word Completed with a check mark. The Checkout button becomes available when you have completed all required benefit options. Your selections are not finalized until you have clicked on the Checkout button.

IMPORTANT: Once you have clicked on the Checkout button, the system will ask for your signature. If you are on a desktop computer, you may use your mouse to sign. If you are on a laptop, you may use your finger to sign. Then click on SUBMIT, this will complete your open enrollment process. (If you do not click on SUBMIT, after signing, the process is NOT complete.) Confirmation Statement You will receive an email confirming the completion of your online benefits enrollment through MyWorkplace If you make modifications within a category after clicking SUBMIT, you will need to Checkout again and click on SUBMIT again to finalize your most recent requests. This year’s Open Enrollment period will run from May 11th, 2020 through June 12th, 2020 at 5:00 pm. It is mandatory to review your benefits each year. NOTE: All enrollments must be completed no later than June 7th, 2019 by 5:00 pm. There will be no exceptions – extensions will NOT be granted this year.

How to Log In to your MyWorkplace account

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Who is Eligible for insurance?

If you are a part-time employee (working 20 – 29 hours per week), you are eligible for life, voluntary life, voluntary LTD and voluntary supplemental plans the 1st of the month following 30 days of continuous employment.

Open Enrollment All eligible employees must login to MyWorkplace to change, opt out or enroll in current or new elections. Online enrollment is open from May 11th, 2020 through June 12th, 2020. Elections and/or changes become effective July 1st, 2020. You must visit www.MyWorkplace no later than June 12th, 2019. Otherwise, you will have to wait until next year’s open enrollment to make changes (unless you experience a qualifying event in status per IRS Code 125). To enroll online, you can register by going to www.MyWorkplace.net . If you are enrolling in the Voluntary Life through Met Life outside of when you were first eligible, you will be emailed an Evidence of Insurability (EOI) form to complete; this must be submitted to Met Life directly within 24 hours from receipt via mail, email or fax. Met Life’s contact information will be provided to you in that same email. (The EOI form along with other documents and forms will be available in the Benefits Information Section.)

Changes Outside of Open Enrollment

Qualified changes must be made in writing within 31 days of a change in status, including: marriage, divorce, legal separation, birth or adoption of a child, change in child’s dependent status, death of spouse, child or other qualified dependent, change in residence due to an employment transfer for you, your spouse, commencement or termination of adoption proceedings, or change in spouse’s employment status. Please contact the Human Resources Department for the applicable forms(s) to complete for qualifying event changes.

Detailed Summary of Benefits The plan summaries included in this material are to be used for your reference only and are not all inclusive. To access a detailed Summary of Benefits & Coverage (SBC) and the Summary Plan Description (SPD) booklets for each line of coverage please go to https://intranet.fresno.edu/human-resources/fpu-employee-benefits . Note: This booklet is a summary only. Please refer to the summary plan descriptions for each lines of coverage for full terms and conditions.

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Fresno Pacific University provides full-time employees with the opportunity to purchase additional Life and AD&D Insurance for themselves as well as their eligible dependents through Met Life. Please be sure to keep your beneficiary information updated in MyWorkplace.

Benefits Employee: Increments of $10,000 Spouse: Increments of $5,000 Child(ren): Flat amounts: $1,000, $2,000, $4,000, $5,000 or $10,000

Maximum Amounts Employee: Lesser of 5x annual salary or $500,000 Spouse: $100,000 (may not have more than 50% of the employee amount Child(ren): $10,000

Guarantee Issue Amounts Employee: $130,000 Spouse: $25,000 Child(ren): $10,000

For any amount requested over the Guarantee Issue Amounts listed above, you will need to complete the Evidence of Insurability (EOI) Form. This will be emailed to you via MyWorkplace. If you do not receive the EOI form, please reach out to your Human Resources Department. Please see MyWorkplace for the applicable rates & costs associated with these benefits. IMPORTANT NOTE: If you did not enroll in the Voluntary Life and AD&D benefits when you were first eligible, you may enroll during open enrollment. You will have to complete the Evidence of Insurability (EOI) form for the amounts you elect. You will submit the EOI form directly to Met Life and their underwriting team will make a determination as to whether they grant or deny your request for coverage.

Fresno Pacific University provides benefit eligible employees the opportunity to purchase long-term disability insurance coverage. When you enroll yourself in this benefit, you pay the full cost through payroll deductions. In the event you become disabled from a non work-related injury or sickness and unable to perform your own occupation, disability income benefits are provided as a source of income.

Long Term Disability

Elimination Period 360 Days

Maximum Monthly Benefit 60% of salary up to $10,000 per month

Pre-Existing Condition Limitation 3/12

Duration To Age 65

IMPORTANT NOTE: If you do not enroll in the Voluntary LTD when you are first eligible, you may enroll during the annual open enrollment period. However, you will be subject to underwriting review and are not guaranteed coverage.

Voluntary Life and AD&D Insurance

Voluntary Long Term Disability Insurance

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Fresno Pacific University is proud to offer voluntary pet insurance through Nationwide. You may cover your pets at a discounted rate since these plans are offered through your employer. These plans are not available to the general public. You may cover a variety of pets. For example, dogs, cats, birds, turtles, birds, ferrets, goats, and more. Ask Nationwide if they cover your pet today! Easy enrollment There are three simple ways for employees to sign up for their new pet insurance voluntary benefit: 1. Go directly to the dedicated URL Nationwide has created for your company: http://www.petinsurance.com/fresnopacificuniversity 2. Call 877-738-7874 and mention that you are an employee of Fresno Pacific University to receive the preferred pricing. 3. Visit PetsNationwide.com and enter your company name (Fresno Pacific University) Plan Highlights

$250 annual deductible $7,500 maximum annual benefit 90% back on vet bills (for covered services) Visit any licensed veterinarian No age limited for new enrollment Rates are determined by species and state of residence Simple claim submission via mobile app, email or mail to Nationwide

NOTE: There are no payroll deductions. If you decide to enroll, Nationwide will bill you directly. When you call or go online you will receive the cost information needed to determine if you would like to enroll. The rates are locked in for 12 months (they cannot increase for 12 months from the effective date you purchase the plan.) However, you may enroll or dis-enroll at any time during the year. (Pre-existing conditions are not covered. The good news is that not all pre-existing conditions are excluded permanently. If you have medical records from your vet showing that your pet’s condition has been cured for at least six months, you may be able to get it covered.) There are two different plan options to choose from, My Pet Protection or My Pet Protection with Wellness. Please see the following pages for further details on what is covered under each plan.

Voluntary Pet Insurance

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Get a fast, no-obligation quote today at

Sign up multiple pets with individual plans and receive a discount4 for even more savings.

Pick betweentwo plans3Select the species

(dog or cat)*1Easyenrollment

Provide yourzip code2

You care about your pets and consider them members of your family. So whether your family includes kids with two feet or kids with four paws—or both—you know what responsibility looks like.

So why not give your pets the best health care available?

The My Pet ProtectionSM suite of pet insurance plans is composed of the only plans specifically designed for employees and gives you superior protection at an unbeatable price, featuring:

90% back on vet bills1

Exclusivity—unavailable to the general public

One set price, regardless of the pet’s age

The best deal anywhere: an average savings of 40% over similar plans from other pet insurers2

A wellness plan option that includes spay/neuter3, preventive dental cleaning and more

*To enroll your bird, rabbit, reptile or other exotic pet, please call 888-899-4874.

Discover the greatest pet insurance plans ever offered.

Exclusively for employees. Only from Nationwide®.

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Choose a plan that’s as unique as your pet.Get back 90% of the vet bill for these items and more.1

1 Some exclusions may apply. Certain coverages may be subject to pre-existing exclusion. See policy documents for a complete list of exclusions. 2 Average based on similar plans from top competitors’ websites for a 4-year-old Labrador retriever in Calif., 94550. Data provided using information available as of March 2016. 3 Spay/neuter coverage is available with My Pet Protection with Wellness. 4 Pet owners receive a 5% multiple pet discount by insuring two to three pets or a 10% discount on each policy for four or more pets. 5 Excludes pre-existing conditions.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Underwritten by Veterinary Pet Insurance Company (CA), Brea, CA, an A.M. Best A+ rated company (2016); National Casualty Company (all other states), Columbus, OH, an A.M. Best A+ rated company (2016). Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. ©2017 Nationwide. 17GRP4611 17GRPMPPFLYER

Just like all other pet insurers, we don’t cover pre-existing conditions. However, we go above and beyond with extra features such as emergency boarding, lost pet advertising and more. Plus, both plans have a low $250 annual deductible and a generous $7,500 maximum annual benefit.

My Pet Protection plans are available exclusively through your employer. Get a quote today.

Accidents, including poisonings and allergic reactions Injuries, including cuts, sprains and broken bones Common illnesses, including ear infections, vomiting and diarrhea Serious/chronic illnesses5, including cancer and diabetes Hereditary and congenital conditions5 Surgeries and hospitalization X-rays, MRIs and CT scans Prescription medications and therapeutic diets Wellness exams Preventive dental cleaning Vaccinations Spay/neuter Flea and tick prevention Heartworm testing and prevention Routine blood tests

®

Free service available to all pet insurance members. Unlimited, 24/7 access to a veterinary professional ($150 value). Only from Nationwide.

Visit any vet,

anywhere

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Fresno Pacific University is proud to now offer employees with the opportunity to enroll in voluntary benefits to help with supplementing your needs as it pertains to accidents, hospitalizations and/or chronic diseases. These benefits can help pay for things outside your medical plan, such as deductibles, copays, etc.

Group Accident Insurance With the high cost of medical care today, a trip down the stairs can hurt your bank account as much as your body. Accident insurance can pay you tax-free money based on the injury and the treatment you receive, whether it’s a simple sprain or something more serious, like an injury from a car accident.

Pays you a benefit for an emergency room treatment, stitches, crutches, injury-related surgery and a list of other accident-related expenses. Money is paid directly to you!

Coverage is also available for your spouse and children. $50 Wellness Benefit included

Group Critical Illness Insurance Cancer, heart attack and stroke are a couple common examples. Treatment for these conditions can be very expensive, so Critical Illness Insurance can help.

A lump sum benefit paid directly to you at the first diagnosis of a covered condition. You decide how to spend the tax-free money.

Coverage is also available for your spouse and children are automatically covered at 50% of your benefit amount.

$50 Wellness Benefit included

Group Hospital Indemnity Insurance Hospital Indemnity Insurance can pay you a lump-sum benefit to help cover the costs associated with a hospital stay. It can complement your health plan to help with the out-of-pocket expenses medical insurance may not cover, such as co-insurance, co-pays and deductibles and you decide how to spend the tax- free money!

Coverage is also available for your spouse and children

Wellness Benefit You and other covered family members can receive an annual $50 benefit each for going to your doctor and having important tests and screenings done. Many of these tests are routinely performed, so it’s easy to take advantage of this benefit!

Your individual rates for each of the above plans are calculated for you in www.MyWorkplace.net . Please also see the flyers that are available at the open enrollment meetings for the schedule of benefits details.

UNUM Contact Information Please contact the following with any questions regarding your in-force insurance plans: Website: https://www.unum.com/employees / Customer Service: 1.800.635.5597 How to file a wellness claim: Call 1.800.635.5597 (Telephonic intake, no claim form necessary!) IMPORTANT NOTE: If you do not enroll in any of the UNUM plans when you are first eligible, you may enroll during the annual open enrollment period. However, you will be subject to underwriting review and are not guaranteed coverage.

UNUM – Voluntary Insurance

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Fresno Pacific University provides full-time employees with 1 x annual salary (up to a max of $100,000) group life and accidental death and dismemberment (AD&D) insurance through Lincoln Financial, and pays the full cost of this benefit. Please be sure to keep your beneficiary information updated in MyWorkplace.

Age Reduction Schedule: Age 70: Reduces to 65% of original amount Age 75: Reduces to 50% of original amount

 

For information go to www.guidanceresources.com Username LFGSupoort Password LFGSupport1 Phone: 1.888.628.4824 Employee Connect

Available 24 hours a day, seven days a week with support, guidance, and resources.

Assistance for you or an immediate household family members

Up to five face-to-face counseling sessions per person, per issue, per year.

Unlimited telephonic support with a ComPsych Financial Expert for information and referrals to a Certified Financial Planner if needed.

Telephonic support with a ComPsych Attorney for information and referrals to a network Attorney for legal advice and representation. The network referral includes one free 30 minute consultation and a 25% discount for ongoing legal representation.

Unlimited Work Life services available on a broad range of topics including, but not limited to child/elder care, resources for home improvement, car buying and moving, wellness options for weight management.

Online information, resources and tools on a variety of topics such as Getting Out of Debt, Health & Wellness, Law & Regulations, Family & Relationships.

NOTE: This is completely confidential. Your employer does not and will not have access to any records that you have used any of these services.

FPU Provided Life and AD&D Insurance

FPU Employee Assistance Program (EAP)

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Fresno Pacific University also offers a free Travel Assistance Program through Lincoln Financial’s partner, On Call International.

What if you …..

Forget your prescription medication while traveling? Become sick or injured while you are traveling? Lose your passport?

This program offers you, your spouse & your dependents medical, travel, financial and legal services 24/7, 365 days a year, if you are traveling 100 miles or more from home. With one quick toll-free phone call to the alarm center, you will receive assistance in obtaining the help you need through more than 600,000 pre-qualified providers worldwide.

If services are needed, please call 1.866.525.1955 or collect +1.603.328.1955

For a full list of Travel Connect services, please visit: https://mysearchlightportal.com and enter group ID: LFGTravel123.

AXA Assistance USA, Inc. – Travel Assistance Program

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There are many advantages to employment at Fresno Pacific University. Check out the perks below to learn about the many privileges that may apply to you.

15 paid holidays Paid Sick Days Paid Vacation Summer Schedule (reduced hours at full pay) Casual Dress Fridays (jeans) Money Saving Prescription Program with Mail Order maintenance meds and generics Doctors available 24/7 via LiveHealth Online Direct Path to assist with medical benefits Pre-tax FSA 125 Savings Plan for Medical and Childcare Voluntary Insurance Benefits: Disability, Additional Life, Accident, Critical Illness and

Cancer 403b Retirement savings plan with a 2% match Travel Assistance Program Employee Assistance Program (EAP) Worker’s compensation Unemployment insurance SDI – State disability paid in coordination with available sick/vacation pay 10% off bookstore merchandise and apparel $4.00 Breakfast, $4.00 Lunch & $5.00 for dinner in the cafeteria Credit on your ID card for meals, coffee shop food and beverages and when $100 is

purchased $120 is credited to your ID card for on campus purchases. Cash a check up to $25.00 at the Cashier’s window in McDonald Hall Free/discounted use of campus amenities: campus library, mailing services, ATM,

reflecting pools, pin pong, pool table, foosball, fitness center, music events, theatre events and FPU sporting events with employee ID card.

Free pool time use in the summer Employee use of the Fitness Center at no charge. For additional information contact

the Fitness Center at extension 7170 College Hour on Main Campus - Wednesday s & Fridays 10:00 am – 10:50 am. For

additional information contact the Office of Spiritual Formation at extension 3644 Tuition assistance/waivers are available to eligible employees. For additional

information please visit https://intranet.fresno.edu/human-resources/fpu-employee-benefits

Discounts to FPU Summer Camps (Athletics, Music, Cheer & Junior University) For additional information, please visit http://www.fresno.edu/visitors/summer-camps

OUTSTANDING BENEFITS OF FPU EMPLOYMENT

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