EMPLOYEE BENEFITS - Hawaii · 2017-06-20 · comprehensive health care insurance, life insurance,...

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More than just a paycheck . . . Summary of EMPLOYEE BENEFITS for State of Hawai‘i Executive Branch Employees

Transcript of EMPLOYEE BENEFITS - Hawaii · 2017-06-20 · comprehensive health care insurance, life insurance,...

Page 1: EMPLOYEE BENEFITS - Hawaii · 2017-06-20 · comprehensive health care insurance, life insurance, retirement programs, sick leave, vacation leave, and holidays. All of these are part

More than

just a

paycheck . . .

Summary of

EMPLOYEE BENEFITS

for

State of Hawai‘i

Executive Branch

Employees

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Table of Contents

Disclaimer ....................................................................................................... ii

Message to State of Hawai‘i Employees ..................................................... iii

Public Service - Shaping Hawaii’s Future .................................................. 1

More Than Just a Paycheck ......................................................................... 1

Family Time and Values ............................................................................... 1

Holidays / Vacation Leave / Sick Leave / Other Leaves ............................ 2

Health Benefits .............................................................................................. 5

Retirement Program ..................................................................................... 6

Pre-Tax Benefit Programs ......................................................................... 10

Other Benefit Programs ............................................................................. 12

Training and Continuing Education ......................................................... 14

Comparative Benefits - State vs. National Average ................................. 15

For More Information ................................................................................ 16

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DISCLAIMER

Important Disclaimer: This booklet has been prepared for your convenience. It is

intended as a reference guide and contains general descriptions and summaries of

various policies, benefits, procedures, and rules. This booklet is not a contract or

binding agreement. It does not supersede laws, rules, collective bargaining

agreements, executive orders, policies and procedures, and benefit plan documents

pertaining to the various subject matters covered. Benefits vary by type of employment

appointment, collective bargaining agreement and federal and state law, and are

subject to change.

For further information, please contact your Departmental Human Resources Office

or refer to the applicable laws, rules, collective bargaining agreements, executive

orders, policies and procedures, or benefit plan documents.

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MESSAGE TO STATE OF HAWAI‘I EMPLOYEES

As an employee of the State of Hawai‘i, you are part of our ‘ohana - our

family. And families care about each other, which is why we offer you a

compensation package designed to meet your needs now and throughout

your career with the State.

The salary you receive from the State is only a part of your total

compensation. We’d like to help you understand more about the total

compensation package you receive as a valued member of our State team.

This booklet summarizes the State’s benefit programs which provide the

economic security and quality of life that you and your family want today

and in the future.

Our objective is to meet the needs of each eligible employee - for career

advancement, vacation/sick leave, medical and retirement benefits, and

elective leave for family crises. These are at the heart of our total

compensation plan.

We hope you find the booklet helpful in meeting your informational needs.

If you have questions or want additional information, your Departmental

Human Resources Office will be able to help you get the answers you need.

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PUBLIC SERVICE - SHAPING HAWAII’S FUTURE

Working for the State means working for Hawai‘i.

As stewards of our State, you provide vital services to our citizens, contribute to

the growth and development of Hawaii’s economy, and make Hawai‘i a better

place to live. You have good reason to be proud, because you and your fellow

employees are the ones who lead this great State forward.

MORE THAN JUST A PAYCHECK

The State of Hawai‘i is one of Hawaii’s largest employers and offers you a

competitive compensation package. Your total compensation is comprised of your

salary and your benefits.

In addition to your salary, which is an important part of your compensation

package, you may be eligible for a broad range of valuable benefits, such as

comprehensive health care insurance, life insurance, retirement programs, sick

leave, vacation leave, and holidays. All of these are part of compensation that goes

beyond salary.

FAMILY TIME AND VALUES

We understand that preserving and promoting family time and values are

very important.

We know that you need to spend quality time with your family. Most State jobs

are conducive to a standard workday with regular work hours. And because the

State holiday calendar is essentially the same as the public school system’s

calendar, many parents can enjoy celebrating the holidays with their children. The

State also gives each department the option to implement a flexible working

hours or alternative workweek program. Please check with your supervisor

and/or your Departmental Human Resources Office for more information.

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HOLIDAYS / VACATION LEAVE / SICK LEAVE / OTHER

LEAVES

The State offers an attractive holiday, vacation and sick leave package to

eligible salaried employees.

Holidays

The State observes 13 holidays per year and 14 during an election year,

compared to an average of 8 holidays offered by many private companies.

These observed holidays, as defined in the Hawai‘i Revised Statutes, can be

viewed at http://dhrd.hawaii.gov/

Vacation and Sick Leaves

The State provides for a more generous vacation and sick leave policy than

those offered by most private companies.

Vacation Leave

You may earn vacation leave at a rate that other employers find tough to

match – up to 21 days each full year from the first year of employment, compared

to an average of 10 days offered by private companies. And, you may accumulate

and carry over your vacation leave from year to year, within limits.

Sick Leave

Like vacation, you may earn sick leave at the same rate – up to 21 days per

year which may be accumulated and carried over from one year to the next.

Plus, unused accumulated sick leave may eventually be used to increase your

retirement benefits in certain situations.

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Family Leave

Under the Hawai‘i Family Leave Law and rules, you may be eligible for up to

four (4) weeks of unpaid family leave each calendar year for the following reasons:

Birth of a child;

Placement of a child with you for adoption;

To care for your child, spouse, reciprocal-beneficiary, or parent with a

serious health condition.

You may substitute your accrued paid leave (i.e., vacation or sick leave) for any part

of the State Family Leave. However, only the accrued and available sick leave in

excess of the fifteen (15) days required under the State’s self-insured Temporary

Disability Benefits Plan, can be applied toward family leave purposes.

Under the Federal Family and Medical Leave Act (FMLA), you may be eligible

for up to 12 weeks of unpaid FMLA leave during any 12-month period, which is

defined as a calendar year for State employees. You may be eligible for the

following reasons:

Birth of a child, and to care for your newborn child;

Placement of a child with you for adoption or foster care;

To care for your child, spouse, or parent with a serious health condition;

If you suffer from a serious health condition that makes you unable to

perform the functions of your job.

“Qualifying Exigency Leave” – Your spouse, son, daughter, or parent is a

military member on covered active duty or called to covered active duty

status (or has been notified of an impending call or order to covered active

duty) in the Armed Forces.

“Military Caregiver Leave,” also under the FMLA, may allow you to take up to 26

work weeks of unpaid leave in a “single 12-month period” to care for your military

relative (spouse, child, parent, or next of kin) if he/she has a qualifying serious illness

or injury.

If you qualify for both State Family Leave and FMLA, both leave periods will run

concurrently. For example, if you take family leave to care for your spouse with a

serious health condition, you may take 4 weeks of State Family Leave and an

additional 8 weeks of FMLA leave - a maximum period of 12 weeks.

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Leave Sharing Program

Under the State’s Leave Sharing Program, you may be eligible to give and

receive donated vacation credits within your department. The purpose of this

program is to ease the burden of fellow departmental co-workers who would

otherwise need to take time off from work without pay to recover from a serious

personal illness/injury or to care for a family member who has a serious personal

illness/injury and is incapable of self care. If you are interested in donating any of

your vacation leave credits or wish to request leave sharing, contact your

Departmental Human Resources Office.

Other Leaves

You may be eligible for other leaves, such as:

Bereavement Leave

Jury duty

Military Leave

Victims Leave

Parent-Teacher Conferences

Foster Parent Leave to attend family court hearings

Disaster Relief

Blood Bank Donations

Bone Marrow Testing

Bone Marrow / Organ Donation

Upon request and approval, you may be eligible for certain leaves of absence without

pay for up to one year.

For more specific information, check your collective bargaining agreement and/or

contact your Departmental Human Resources Office.

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HEALTH BENEFITS

The State offers eligible employees a choice of health insurance plans -

medical, drug, chiropractic, dental, and vision - through the Hawai‘i Employer-

Union Health Benefits Trust Fund (EUTF).

The employer pays a share and your cost is the remaining portion of the health care

plans’ monthly premiums – so the cost to you will depend on the particular plan

you choose and the bargaining unit to which you belong. Your contributions are

made through payroll deduction.

There is no waiting period for your initial enrollment when you are hired, which

means immediate coverage for you and your eligible family members. Please be

aware that your actual enrollment may not be processed immediately, but if you or

your family require services, please contact the EUTF for assistance. Whenever

you have changes (e.g., marriage) that could affect the coverages under your health

care plan, please report those changes immediately (within 30 days) to your

Departmental Human Resources Office.

When you retire from the State, you may be eligible for health insurance benefits.

Based on current law and subject to change by the Legislature, your employer will

contribute to your premiums based upon when you were hired and the number of

years of credited service you have at the time of your retirement (see chart below).

Number of Years of Credited

Service (excluding sick leave)

At Retirement

State’s Base Monthly Contributions*

You were hired

before 7/1/96

You were hired

7/1/96 – 6/30/01

You were hired

on or after 7/1/01**

5 but less than 10 years 50% 0% 0%

10 but less than 15 years 100% 50% 50%

15 but less than 25 years 100% 75% 75%

25 or more years 100% 100% 100%

* The Base Monthly Contribution (BMC) is based on the statutory cap which is adjusted each year depending

upon changes to the Medicare Part B premiums. If the actual health plan premiums are greater than the

BMC, the retiree will be required to pay the difference.

** If you were hired on or after 7/1/01, the State’s base monthly contribution will be only for you (i.e., no

contributions will be made for your dependents). If you were hired before 7/1/01, the State’s base monthly

contribution will be for both you and your dependents.

You are eligible to enroll in any available plans at the time of your retirement

regardless of what plans, if any, you were enrolled in just prior to retirement.

For more information on the health care plans offered by EUTF, contact your

Departmental Human Resources Office or the EUTF office at 586-7390 or toll-free

at 1-800-295-0089. You may also visit the EUTF website at www.eutf.hawaii.gov

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RETIREMENT PROGRAM

The Employees’ Retirement System (ERS) was established in 1925 to

provide retirement, disability, and survivor benefits to State and county

government employees. The general administration of the ERS is under the

direction of a Board of Trustees, with certain areas of administrative control with

the State Department of Budget and Finance.

The ERS is a qualified pension plan under Section 401(a) of the Internal Revenue

Code where member’s retirement contributions are tax deferred. Also, the ERS is

a defined benefit plan where your pension is based on your salary and years of

service.

Members are covered by the provisions of the Contributory, Noncontributory, and

Hybrid retirement plans. Contributory and Hybrid plan members are required to

make contributions to the ERS. Noncontributory members do not make

contributions. The majority of the new employees are required to be members in

the Hybrid plan which has two (2) benefit structures based on the membership date

either before or after July 1, 2012.

Please refer to the plan summary for a more detailed explanation. For more

information, you may visit the ERS website at http://ers.ehawaii.gov or call the

office at 586-1735.

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SUMMARY OF EMPLOYEES’ RETIREMENT SYSTEM PLANS

Types of Plans Hybrid Plan

(Based on Membership Date)

Noncontributory

Plan

Contributory Plan

(Based on Membership Date)

Before 7/1/2012 After 6/30/2012 Before 7/1/2012 After 6/30/2012

Employee

Contributions

6% of salary 8% of salary NONE 7.8% of salary 9.8% of salary

Service

Retirement

Eligibility Age 62 with 5

years of service,

OR Age 55 and

30 years of

service

Age 65 with 10

years of service

or Age 60 with

30 years of

service

Age 62 with 10

years of service,

OR age 55 with

30 years of

service. Age 65

with 10 years of

service (If leave

State service with

a minimum of 10

but less than 20

years of service

prior to age 62)

Age 55 with 5

years of service

Age 60 with 10

years of service.

Benefit 2% x AFC* x

Hybrid service

(split calculation

formula used for

periods of

Noncontributory

service)

1.75% x AFC* x

Hybrid service

(split calculation

formula used for

periods of

Noncontributory

service)

1.25% x AFC* x

years of service

2% x AFC* x

years of service

1.75% x AFC* x

years of service

Early Service

Retirement

Eligibility

Age 55 with 20 years of service

Any age with 25

years of service

Age 55 with 25

years of service

Benefit Pension reduced

by 5% per year

under age 62

Pension reduced

by 5% per year

under age 65

Pension reduced

by 6% per year

under age 62

Pension reduced

by 5% per year

under age 55, 4%

per year under

age 50, 3% per

year under age

45, 2% per year

under age 40

Pension reduced

by 5% per year

under age 60

Ordinary

Disability

Eligibility Any age with 10 years of service. Must be in service at time application is submitted.

Benefit 2% x AFC* x

Hybrid service

(split calculation

formula used for

Noncontributory

service) with a

minimum of

25% of AFC*

1.75% x AFC* x

Hybrid service

(split calculation

formula used for

Noncontributory

service) with a

minimum of

25% of AFC*

1.25% x AFC* x

years of credited

service

1.75% x AFC* x years of credited

service with a minimum of 30% of

AFC*

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Types of Plans Hybrid Plan

(Based on Membership Date)

Noncontributory

Plan

Contributory Plan

(Based on Membership Date)

Before 7/1/2012 After 6/30/2012 Before 7/1/2012 After 6/30/2012

Service-

Connected

Disability

Retirement

Eligibility Active member with no age or service requirements.

Application filed within two years of the date of the accident, or the date upon which worker’s

compensation benefits cease, whichever is later.

Benefit 35% of AFC* and return of

contributions and accrued interest

35% of AFC* 50% of AFC* and return of

contributions and accrued interest

Ordinary

Death

Eligibility Active employee at time of death.

Application filed no later than three years from the date of the member’s death

Benefit Return of

contributions and

accrued interest

to designated

beneficiary if

credited with less

than 5 years of

service;

150% of

contributions and

accrued interest

to designated

beneficiary if

credited with 5

or more years of

service;

Return of

contributions and

accrued interest

to designated

beneficiary if

credited with less

than 10 years of

service;

120% of

contributions to

designated

beneficiary if

credited with 10

or more years of

service;

Surviving spouse

or reciprocal

beneficiary (until

remarriage or re-

entry into a

reciprocal

beneficiary

relationship) and

dependent

children (up to

age 18) receive a

monthly benefit

equal to a

percentage of the

accrued maximum

allowance if

credited with at

least 10 years of

service;

Return of contributions and accrued

interest to designated beneficiary if

credited with less than 1 year of

service;

Lump sum payment of contributions

and accrued interest plus a

percentage of final year’s salary to

designated beneficiary if credited

with at least 1 year of service;

Option 3 (50% Joint Survivor)

lifetime monthly benefit if not

eligible for retirement, but credited

with at least 10 years of service, and

one beneficiary designated; or

Option B (100%

Joint Survivor)

lifetime monthly

benefit for

surviving spouse

or reciprocal

beneficiary if

eligible for

retirement.

Option 3 (50% Joint Survivor)

lifetime monthly benefit if not

eligible for retirement, credited with

at least 10 years of service, and one

beneficiary designated; or

Option 2 (100% Joint Survivor)

lifetime monthly benefit if eligible

for retirement and one beneficiary

designated.

Option 2 (100% Survivor) lifetime

monthly benefit if eligible for

retirement and one beneficiary

designated.

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Types of Plans Hybrid Plan

(Based on Membership Date)

Noncontributory

Plan

Contributory Plan

(Based on Membership Date)

Before 7/1/2012 After 6/30/2012 Before 7/1/2012 After 6/30/2012

Service-

Connected

Death

Eligibility No age or service requirements.

Application filed no later than three years from the date of the member’s death

Benefit Return of contributions and accrued

interest to designated beneficiary

plus monthly benefit equal to 50% of

AFC to surviving spouse or

reciprocal beneficiary (until

remarriage or re-entry into a new

reciprocal beneficiary relationship)

If no surviving spouse or reciprocal

beneficiary, surviving dependent

children (up to age 18) or dependent

parents will be eligible for a monthly

benefit.

If none of the above, the ordinary

death benefit shall be payable to the

designated beneficiary.

Surviving spouse

or reciprocal

beneficiary

receive pension

equal to 30% of

AFC* (until

remarriage or re-

entry into a

reciprocal

beneficiary

relationship)

Additional

benefits payable

to surviving

dependent

children (up to

age 18)

If none of the

above, no benefit

payable.

Return of contributions and accrued

interest to designated beneficiary

plus monthly benefit equal to 50% of

AFC to surviving spouse or

reciprocal beneficiary (until

remarriage ore re-entry into a new

reciprocal beneficiary relationship)

If no surviving spouse or reciprocal

beneficiary, surviving dependent

children (up to age 18) or dependent

parents will be eligible for a monthly

benefit.

If none of the above, the ordinary

death benefit shall be payable to the

designated beneficiary.

*AFC (Average Final Compensation) is determined by the membership date.

Membership Date AFC

After June 30, 2012 Highest five (HI-5) years of base pay earnings excluding any lump sum vacation pay.

Prior to July 1, 2012 Highest three (HI-3) years of earnings including overtime, recurring differentials and

excluding any lump sum vacation pay.

Prior to January 1, 1971 Comparison of the average HI-3 years of earnings excluding any vacation pay or HI-5 of

earnings including lump sum vacation pay, whichever is greater.

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PRE-TAX BENEFIT PROGRAMS

In addition to comprehensive health benefits and a rich retirement program,

the State offers you a variety of other valuable benefit programs.

Premium Conversion Plan

The State’s Premium Conversion Plan (PCP) provides an opportunity for

most health care plan participants to save some tax dollars and make the most of

their paychecks. If you are an employee of the State, enrolled in any health care

plan offered through the EUTF, and your payroll deductions are processed through

the Department of Accounting and General Services (DAGS), your income will be

taxed after your health care plan contributions are deducted, so your take-home pay

should be greater than if you do not enroll in the PCP.

Island $avings Plan / Deferred Compensation Plan (IRC 457)

One of the most important retirement benefits you have as a State employee

is the opportunity to participate in the Island $avings Plan, the State of Hawai‘i

deferred compensation plan. This is a voluntary pre-tax retirement savings plan

designed to give you a tax break today and build a "nest egg" for your future.

Should you choose to participate, your contributions are made before taxes through

the convenience of payroll deduction. There are several types of savings and

investment options from which to choose. You may withdraw your accumulated

funds upon attainment of age 70½, if you experience a qualified unforeseen

emergency, upon termination of employment, or retirement. Any money from

another plan that was rolled over into this plan can be withdrawn at anytime. In

the event of your death, any remaining balance in the account will be available to

your designated beneficiaries.

And because the payroll deductions are made before taxes are withheld, you may

be able to save on your taxes with each paycheck. You can also take advantage of

tax-deferred savings – this means your contributions, plus any interest and

earnings, are not taxed until you start taking withdrawals, usually at retirement.

For more information, please visit the website of the plan’s third-party

administrator, Prudential Retirement, at: http://www.prudential.com/islandsavings.

In addition, you may contact Prudential Retirement at 1-888-71A-LOHA (1-888-

712-5642), press option “1” for the Call Center or press option “2” for the Local

Office.

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Island Flex Plan

So often, we find ourselves making critical health choices or putting off

necessary health care because of the high unexpected costs not budgeted for in the

family finances. Dependent care is also a financial concern for many families

where both partners, and especially single parents, need to work to support the

household. This means they must find suitable arrangements for dependent care,

whether it be a baby-sitter, preschool, or after-school program for their child, or

even adult day care for their dependent spouse or parent.

The State is pleased to offer you Island Flex, one of our employee benefit

programs which may help you save in taxes while you strive to maintain a quality

lifestyle. Island Flex FSA (flexible spending accounts) is an employee benefit

program that provides you with a way to pay for your eligible health care

expenses and dependent care expenses with TAX FREE money. By directing

“before tax” money from your paycheck into one or both of these accounts, you

can put up to 41% of the money you are spending on eligible expenses back into

your pocket. For many State employees, Island Flex is a great way to turn certain

out-of-pocket medical, dental, drug, and vision expenses and dependent care

expenses into tax savings and greater spendable income.

For more information, please visit the website of the plan’s third-party

administrator, Comprehensive Financial Planning, Inc. at:

http://www.compfinplan.com

Flex Park Program

This benefit program enables State employees of the Executive Branch to

have eligible parking fees deducted before Federal, State, and FICA taxes are

calculated. Eligible parking fees are those for parking assignments in a lot

administered by the Department of Accounting & General Services. For more

information on FlexPark, please call your Departmental Human Resources Office.

Pre-Tax Transportation Benefits This voluntary program enables eligible employees of the Executive Branch

to purchase regular, disabled, or senior bus passes for TheBus, fare coupons for

The Handi-Van or pay for your vRide (fka Vanpool Hawaii) fees through payroll

deduction taken before Federal, State, and FICA taxes are calculated and withheld.

For more information on the Pre-Tax Transportation Benefits (PTBP) Program,

please call your PTBP Department Coordinator.

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OTHER BENEFIT PROGRAMS

Group Life Insurance Plan

The State currently pays the monthly premium for group life insurance

coverage for eligible employees. No employee contributions are required. This is

offered through the Hawai‘i Employer-Union Health Benefits Trust Fund.

Also, some employee organizations (such as unions) offer additional group life

insurance plans on a voluntary, self-pay basis. For more information on the

alternative group life insurance plans, please call your Employee Organization

Representative, as appropriate.

Workers’ Compensation Benefits

If you incur a compensable work-related injury or illness, benefits include

medical care, services, and supplies and a portion of your lost wages while you are

unable to work after a three-day waiting period. You may also have the option of

using available sick leave or vacation leave to supplement your workers’

compensation wage loss benefits.

Temporary Disability Benefits

If you suffer a non-work related injury or illness, you may be eligible to

receive benefits, which cover a portion of wages while disabled. There is a seven-

day waiting period, during which all sick leave must be exhausted. The number of

weeks of available benefits depends on eligibility under the State’s Temporary

Disability Benefits Plan. The maximum duration of benefits is 26 weeks.

Resource for Employee Assistance & Counseling Help (REACH) Program

The REACH Program provides confidential, short-term professional

counseling services to eligible employees who may be experiencing personal

problems that are affecting job performance. The services are free, up to a

maximum of three (3) sessions. WorkLife Hawaii has been contracted to provide

REACH services through a voluntary program that permits you to seek help on

your own. Their services are available 24 hours a day, 365 days a year, for the

duration of the contract.

A WorkLife Hawaii counselor, who specializes in the assessment of personal

problems, will meet with you to explore options and possible resolutions. For

more information, contact the WorkLife Hawaii central office at 543-8445 or

1-800-994-3571 from the Neighbor Islands.

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HI529 – Hawaii’s College Savings Program (IRC 529)

The cost of a college education keeps increasing, and a 529 plan (named for

the section in the Internal Revenue Code that authorizes States to establish these

plans) can help families save over time. A child’s future should be decided by

what they can achieve, not what they can afford. That is why the State created

“HI529 – Hawaii’s College Savings Program” (“HI529”), a tax-advantaged plan

that makes it easier to save for college or post-secondary vocational training.

Once you choose to participate, your contributions are made with after-tax dollars,

and you can select from different investment options to suit your personal

investment preferences. The significant benefit is that any earnings on your

account grow tax-deferred and qualified withdrawals (for qualified expenses like

tuition, room and board, books, fees, and even computers) are tax-free (both

federal and Hawai‘i State taxes).

Visit www.hi529.com (or call toll-free 1-866-529-3343) to find out more

information, obtain a Plan Disclosure Statement and enroll. To make it easier for

State employees to participate in HI529, the State allows employees to make

contributions to their HI529 account(s) through payroll deduction. For more

information, visit the website. The HI529 program is administered by the

Department of Budget and Finance.

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TRAINING AND CONTINUING EDUCATION

The State understands the importance of professional growth for its

workforce. That’s why developmental activities related to your work are

supported and encouraged. As a state worker, you may have the opportunity to

attend training, professional conferences, or seminars. You are welcome to discuss

your training and development needs with your supervisor.

In addition, the State may offer a sabbatical leave program. For more

specific information on sabbatical leave, check your collective bargaining

agreement and/or contact your Departmental Human Resources Office.

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COMPARATIVE BENEFITS - STATE VS. NATIONAL AVERAGE

STATE OF HAWAII* NATIONAL AVERAGE**

HOLIDAYS 13 days per year

14 days per year during an

election year

8 days per year

SICK LEAVE 21 days per year

Unlimited accumulation

7-8 days per year

Limited accumulation

VACATION LEAVE 21 days per year

Up to 90 days

accumulation limit

10-20 days per year

Limited accumulation

MEDICAL CARE

BENEFITS

Employer pays approximately

43% - 87% for single or

family coverage; no waiting

period for eligibility

Employer pays 68% - 79% for

single or family coverage

GROUP LIFE

INSURANCE

Benefit of $8,223 - $41,116

depending on employee’s age;

$2,235 for retirees

Benefit of $10,000 - $50,000

flat amount

PENSION Noncontributory,

Contributory, and Hybrid

plans (Defined Benefit Plan)

Benefits based on earnings

and years of service

Other Plans:

Deferred Compensation and

Tax-Deferred Annuity Plans

Generally, noncontributory

plans

Benefits vary, based on

earnings and years of service

Other Plans:

401(k) Plans

*Benefits effective in 2017; and may vary by collective bargaining agreements. Subject to

change.

**Source: U.S. Bureau of Labor Statistics, National Compensation Survey, 2016

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FOR MORE INFORMATION

We hope this brief summary of your benefits has been helpful to you. If you need more

benefit plan information, please call your Departmental Human Resources Office at the number

listed at the end of this booklet, or call the following offices:

HAWAI‘I EMPLOYER-UNION HEALTH BENEFITS TRUST FUND (EUTF) From Oahu, please call 586-7390.

From Neighbor islands, you may call toll-free at 1-800-295-0089.

For more information, please visit their website at: http://www.eutf.hawaii.gov

EMPLOYEES’ RETIREMENT SYSTEM (ERS) Hawaii 974-4076, 974-4077

Maui 984-8181, 984-8282

Kauai 274-3010, 274-3011

Oahu 586-1735

For Neighbor Islands, you may also call the Oahu office toll-free at:

Hawaii 974-4000 ext. 61735

Maui 984-2400 ext. 61735

Kauai 274-3141 ext. 61735

Molokai/Lanai 1-800-468-4644 ext. 61735

For ERS members residing on the Continental USA, you may call toll-free at 1-888-659-0708.

For more information, please visit their website at: http://ers.ehawaii.gov

Hi529 – HAWAII’S COLLEGE SAVINGS PROGRAM Program Manager: Ascensus College Savings, Inc.

For more information, or to enroll, please visit their website at: www.hi529.com

Toll-free Information Line: 1-866-529-3343

ISLAND $AVINGS PLAN / DEFERRED COMPENSATION PLAN Prudential Retirement

Toll-free Information Line: 1-888-71A-LOHA (1-888-712-5642), press “1” for the Call Center or

press “2” for the Local Office.

For more information, please visit their website at: http://www.prudential.com/islandsavings

ISLAND FLEX PLAN Comprehensive Financial Planning, Inc.

From Oahu, please call 596-7006.

From Neighbor islands, you may call toll-free at 1-877-550-5552.

For more information, please visit their website at: http://www.compfinplan.com

REACH PROGRAM WorkLife Hawaii

From Oahu, please call 543-8445.

From Neighbor islands, you may call toll-free at 1-800-994-3571.

Note: If you need any auxiliary aids or services, contact the Department of Human

Resources Development at 587-1050.

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For further information, please contact your Departmental Human Resources Office.

Human Resources Offices

Accounting and General Services 586-0369

Agriculture 973-9481 or 973-9482

Attorney General 586-1236

Budget and Finance 586-1598

Business, Economic Development and Tourism 586-2435

Commerce and Consumer Affairs 586-2838

Defense 733-4243

Education - Employee Benefits Unit 441-8311

Governor’s Office 586-0130

Hawaii State Public Library System 831-6860

Hawaiian Home Lands 620-9540

Health 586-4512

Human Resources Development 587-1150

Human Services 586-5003

Labor and Industrial Relations 586-9044

Land and Natural Resources 587-0180 (TTD: 587-0190)

Lieutenant Governor’s Office 586-0255

Public Safety 587-1221

Taxation 587-1504 (TTD: 587-1417)

Transportation 587-2145

University of Hawaii 956-8643

TTD = Text Telephone (for equal access to telephone use)

This booklet was

produced for the valuable employees

of the State of Hawai‘i by the

Department of Human Resources Development

May 2017