Emerging Theories of Change in Microfinance March 28, 2015 Dennis Ripley, Chief Business Development...
-
Upload
ashlyn-parrish -
Category
Documents
-
view
218 -
download
0
Transcript of Emerging Theories of Change in Microfinance March 28, 2015 Dennis Ripley, Chief Business Development...
E m e r g i n g T h e o r i e s o f C h a n g e i n M i c r o fi n a n c e
March 28, 2015
Dennis Ripley, Chief Business Development Officer
2 | Opportunity International
THE WHARTON THEORY OF CHANGE
T H E W H A RT O N T H E O RY O F C H A N G E
Inspired by Joseph Wharton’s vision to educate the “pillars of the state, whether in private or public life.”
Wharton prepares leaders for the complex challenges of our interconnected world
Here students become their best, altered by immersive classroom learning, collaborations with outstanding peers, and new leadership opportunities. Upon graduation, they join Wharton’s 91,000 alumni, becoming the kind of leaders who adhere to principle, motivate others, and transform organizations and societies worldwide.
3 | Opportunity International
A B R I E F O V E R V I E W
O F O P P O R T U N I T Y I N T E R N A T I O N A L
Our vision is a world in which all people have the opportunity to achieve a life free from poverty, with dignity and purpose.
• Founded in 1971, the organization has provided more than $8.5 billion in loans, savings programs, insurance, and other financial services and training to more than 12 million clients in 22 countries across Africa, Asia, Latin America and Europe.
• The global headquarters are in Oak
Brook, IL, with other key offices in Australia, Canada, Germany, Hong Kong, Singapore, Switzerland and the United Kingdom.
• The Opportunity Network employs more than 17,500 people around the world.
GLOBAL REACH
7
22 COUNTRIES 17,500 LOCAL EMPLOYEES
AFRICA
Democratic
Republic of Congo
Ghana
Kenya
Malawi
Mozambique
Rwanda
South Africa
Tanzania
Uganda
ASIA
China
India
Indonesia
Philippines
EUROPE
Macedonia
Romania
Serbia
LATIN
AMERICA
Colombia
Dominican Republic
Honduras
Nicaragua
Peru
OUR PARTNERS
Partnering with global development and leaders in philanthropy
8
9 | Opportunity International
THE OPPORTUNITY INTERNATIONAL THEORY OF CHANGE
T H E O P P O RT U N I T Y I N T E R N AT I O N A L T H E O RY O F C H A N G E
10 | Opportunity International
T H E O P P O RT U N I T Y T H E O RY O F C H A N G E
A Triple Bottom Line
1. Scale – relevant to the size of the market
2. Sustainability – no sand castle projects
3. Transformation – measurable positive change
11 | Opportunity International
T H E O P P O RT U N I T Y T H E O RY O F C H A N G E 1 . 0
Micro loans enough to change the lives of individuals and families – increase incomes and create jobs.
12 | Opportunity International
T H E O P P O RT U N I T Y T H E O RY O F C H A N G E 2 . 0
Micro loans plus savings enough to change the lives of individuals and families.
13 | Opportunity International
Ghana (Q3 2014)520,000 Savings Accounts$27,327,437 in Deposits
Malawi (Q3 2014)631,000 Savings Accounts$26,460,544 in Deposits
T H E O P P O RT U N I T Y T H E O RY O F C H A N G E 3 . 0
Micro loans, savings plus insurance… Increase incomes, create jobs, build and protect assets..
14 | Opportunity International
T H E O P P O RT U N I T Y T H E O RY O F C H A N G E 4 . 0
All this plus technology… to enable safer, faster, closer and cheaper delivery of financial services.
• The Malawi Plan• Cell phone banking, mobile vans, and ATMs
that increase accessibility• Fraud protection and cashless banking to
protect safety• Cloud technology to build efficiencies and
ensure accuracy
T H E O P P O RT U N I T Y T H E O RY O F C H A N G E 5 . 0
Turbocharging Two Value Chains
• Smallholder Farmers in Africa• Private Schools
16 | Opportunity International
L