October 2017

2

The following information contains or may be deemed to contain, “forward-looking

statements” (as defined by the U.S. Private Securities Litigation Reform Act of

1995). By their nature, forward-looking statements involve risks and uncertainties

because they relate to events and depend on circumstances that may or may not

occur in the future. The future results of the issuer may vary from the results

expressed in, or implied by, the following forward-looking statements, possibly to a

material degree. Grupo Elektra (“Elektra” or the “Company”) undertakes no

obligation to update or revise any forward-looking statements.

3

Grupo Elektra in Grupo Salinas

Profile of the Company

Commercial Business

Financial Business

Financial Overwiew

Agenda

4

Social Responsability

TelecommunicationsMediaConsumer Finance and Retail

Internation money transfer

Grupo Salinas

More than 70,000 employees

Presence across the Americas in Mexico, the US, El Salvador, Guatemala, Honduras, Panama and Peru

5

Grupo Elektra is the leading financial services company and specialty retailer in Latin

America, and the largest non-bank provider of cash advance services in the US

The strength of the Company is based on more than six decades of credit experience,

contributing to enhance the purchasing power of millions of families at the mass market

Operates more than 7,000 points of contact in seven countries in the Americas

Incorporated in the Sustainability Index of the Mexican Stock Exchange for four consecutives

years

Company Profile

6

USA:

2,086USA:

2,086

Mexico:

4,423Mexico:

4,423

Total:

7,181Total:

7,181

Latin

America:

672

Latin

America:

672

Mexico

USA

Guatemala

El Salvador

Honduras

Panama

Peru

Presence in America

Points of Contact

7Source: AMAI (Mexican Association of Research Agencies)

*AMAI estimation based on IBOPE-NIELSEN. Considers cities of 50,000 or more inhabitants

67%of Latin American

Families

Middle-income

families in the US

Customer

Profile

Advance America

CustomersU.S. Census 2010

Average Age 43 39

Median Household Income US$56,228 US$50,046

% Homeowners 78% 65%

% With High School Diploma or Higher 94% 85%

Target Market

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Commercial Business

Agenda

9

Revenues by category as of LTM 2Q17: Ps.33,462 millions

Mobility

17%

Appliances

and White

Line

16%

Electronic

Money

Transfers

12%

Electronics

11%

Furniture

7%

Other

7%

Computers

3%

Motorcycles

27%

Commercial Business

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Target: C, D+ socioeconomic segments

1,175 points of contact as of 2Q17:

1,011 in Mexico and 164 in Latin

America

Traditional average store sales floor:

884m2

16 distribution centers:

10 in Mexico and six in Latin America

Elektra Store Format

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Target: C+, C socioeconomic segments

High quality furniture, home

appliances, white line, and high-tech

products

48 points of contact in Mexico

Average store sales floor: 1,060m2

Salinas y Rocha Store Format

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Own brand of motorcycles

Close to 60% market share in Mexico

More than 3.4 million motorcycles sold in Mexico,

Guatemala, Peru, Honduras, Panama and Costa Rica

“Ensamblika” has assembled more than 2.2 million

units in eight years

The facility has four assembly lines with a daily installed

capacity of 2,100 motorcycles

More than 50 models with engines between 90 and

250 cc, including the first electrical powered “Voltium”

Distribution channels: Elektra stores, Salinas y Rocha,

dealers, retail chains and own agencies

More than 600 services centers authorized in Mexico

and more than 190 in Latin America

Italika

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One and two floors

Exhibition and sales floor: 1,500 m2

Banco Azteca space: 170 m2

Seven cashiers

One ATM

Parking space: 780 m2

New Elektra Store Format

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Better Banco Azteca image

Better promotional activity

Exclusive motorcycle models

Better catalogue and purchase experience

New Elektra Store Format

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Financial Business

Agenda

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Financial Business

Revenues by category as of

LTM 2Q17:

Ps.54,817 millions 72%24%

3%

1%

~1%

Loans:

Consumer

Personal

Gold pawn

Commercial

Group Digital banking

Prepaid cards

Debit cards

Investments

Savings

Interest bearing:

Micro insurance:

Life and liability

Retirement fund

administrator

Investment in stocks

Brokerage

Institutional promotion Tax services

Online

Installment

Title

Payday

Loans:

17

Operates in Mexico, El Salvador, Guatemala,

Honduras, Panama and Peru.

In Mexico we are:

The second largest bank by number of

points of contact

The third one by amount of personal

loans

3,072 points of contact (1,415 inside our

retail stores)

A solid base of deposits with flexible

funding, no commissions, and savings

accounts starting with Ps.1

Use of products and payment of services

through mobile Apps

Banco Azteca

18

Leading provider of non-bank cash advance

services in the USA, measured by number of stores

2,086 points of contact in 28 states

More than 10 million of loans on a year

Pay day loans:

Average amount: US$347; duration: 20 days

Title loans:

Average amount: US$845; duration: 68 days

Installment loans:

Average amount: US$572; duration: 113 days

Advance America

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Offers liability and life

insurance

Liability insurance covers:

� Property

� Cars

� Motorcycles

Micro insurances in case of

casualty and critical illness:

� Accidental death

� Breast and cervical

cancer

� First heart attack

25 Certificados Bursatiles

issuances and three IPOs:

Pension fund administrator

Assets under management

for Ps.51.4 billion as of 2Q17

(+19% vs. 2Q16)

1.96 million of accounts as of

2Q17 (+21% vs. 1Q16)

Second place in accumulated

return in 2016*

* Source: CONSAR

� FIBRA HD

� FIBRA Plus

� CADU

Inmobiliaria

� Grupo Diniz

� Grupo Elektra

� Crediamigo

� ConCrédito

� Central Leasing

� NAFINSA

� Exitus Capital

� ION

� Mas Leasing

� Lingo

Other Financial Businesses

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Financial Overview

Agenda

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$75,920$88,279

LTM16 LTM17

$9,073$11,526

$9,950 $9,479$10,893

$13,998

2011 2012 2013 2014 2015 2016

$52,807

$69,179 $69,971 $73,629 $74,360$81,242

2011 2012 2013 2014 2015 2016

$2,346

$3,789$2,954

$2,090$1,611

$2,600

2011 2012 2013 2014 2015 2016

$6,727$7,737 $6,996 $7,389

$9,282$11.398

2011 2012 2013 2014 2015 2016

$12,680

$15,511

LTM16 LTM17

CAPEX Cash Flow(1)

Historic Consolidated EBITDA Historic Consolidated Revenues

Consolidated EBITDA

Consolidated Revenues

(1) Cash Flow = EBITDA – CAPEX

Consolidated Financial Overview

Ps. millions

22

6.4%

8.3%9.3%

5.3%

2.6% 2.5%

2012 2013 2014 2015 2016 2Q17

$60,833 $61,299 $59,111$52,520

$67,743 $69,850

2012 2013 2014 2015 2016 2Q17

$69,405 $73,141$86,214

$95,247 $100,804 $102,539

2012 2013 2014 2015 2016 2Q17

Deposits Capitalization Index

Delinquency RateGross Loan Portfolio

12.5% 13.3%14.9%

18.4%15.3%

16.9%

2012 2013 2014 2015 2016 2Q17

Banco Azteca Mexico Highlights

October 2017