EASY TRANSACTIONS IN CRYPTOCURRENCY FOR ALL BUSINESSES

NO RISK OF TRANSACTION BLOCKING. WORLDWIDE.

Total cryptocurrencies market

capitalization is over

but there is no chance to use them

in real world

$700 000 000 000

* coinmarketcap.com — Global Charts: Total Market Capitalization

What is the #1 problem with cryptocurrencies today?

BUSINESS CANNOT USE CRYPTOCURRENCIES

$202.522.000.000 market cap*

BANKS ARE CONSERVATIVE

they do not know how to work

with cryptocurrencies and

choose not to;

they refuse to open and

maintain accounts;

they block accounts that were

involved in cryptotransactions

fearing AML violations.

REASON #1

IT-PLATFORMS OF THESE BANKSARE NOT READY

to provide access to its main

services via open APIs

to settle transactions in real-time

mode;

to support fintech companies,

to be a partner, not a competitor.

REASON #2

Currently there are no cryptocurrencies

projects that solved problems with the banks

Partnership with a bank/ several banksand use their infrastructure

No control over AML procedures and decisions

Any account can be easily blocked

CURRENT APPROACH:

Own global bank networklegitimate infrastructure for

cryptocurrencies transactions all

around the world

counting on cryptocurrency

specifics

AML procedures are controlled

No risk of account blockingas long as there is no illegal

activity

up-to-date platform that supports cryptocurrency related funcionalities

open financial platform based on blockchainwhite label solutions

Own bank network to ensure cryptocurrency transactions legitimacy all over the world

IT-platform that provides any financial service that a business might need:

...and over 100 operation types accessible via open APIs

• acquiring

• account maintenance

• invoicing

• KYC

• wallets

solves all problems that you have ever faced with cryptocurrency transactions

Account openning in 1 day without physical visit account in crypto and/or

fiat, transfer money out in

crypto or fiat

All types of transactions

AML/Compliance procedures developed specifically for crypto-businesses

Organizational chart

API

use only what your business might need

you receive an offer and API depending

on the selected services

who is especially waiting for Paygine?

P2P platforms & aggregators

that directly connect a

selling person and a buying

person, e.g. Airbnb, Avito,

Uber and many others

similar services.

E-wallets & cryptowallets

Money Transfer services

including international

transfers.

E-merchants

that sell goods or services

Exchanges Fintech

Insurance companies

0 0

2 000 2 000

2014 20142015 20152016 20162017 20172018 20182019 2019

4 000 4 0003 305

12 959

6 000 6 000

8 000 8 000

10 000 10 000

12 000 12 000

Retail e-commerce sales worldwide

in billion U.S. dollars

Bitcoin (BTC)

Cryptocurrencies sales volume grows 110% per annum

Retail e-commerce sales in 2014-2019* Bitcoin Forecast, Long-Term Price Predictions**

* statista.com — Retail e-commerce sales worldwide from 2014 to 2021

** walletinvestor.com — Bitcoin Forecast, Long-Term Price Predictions

how Paygine is going to take its market share?

Bank in Europe, bank in the Carribean, and exchange

MTL (USA)

Affiliate in South-East Asian and the USA

WHY US?Experienced team that knows how to launch and grow international transactional banking business

Platform and technologies are based on the running transactional business — Best2pay. It holds leading positions in peer2peer transfers (in Russian market)

Tens of projects successfully implemented with international payment schemes

Over 7 years of experience in providing white label payment solutions

TEAM

Alexander PetrovChief Technical Officer

15+ years of experience in cards, payments

and payment schemes working as Director

of Cards Technologies for one of top-10

banks in Russia.

Kirill RadchenkoChief Executive Officer

13+ years of managing projects in IT and

bank products development in

international company, business planning.

Has In-depth knowledge of rules and

regulations of VISA and MasterCard and

cards processing.

Maxim NeshcheretBusiness Development Director

12 years of experience in implementation

of large scale national-wide financial

solutions all around the world.

Raniya LuposhtyanChief Financial Officer

10+ years of experience in the Consumer

Banking (ABN AMRO Bank, Bank

Renaissance Capital, BanqueSociete

General Vostok).

Shareholder of Pay Engine Limited

(Best2Pay).

Michael Luposhtyan Senior Vice President

18 years of experience in customs

clearance services, freight forwarding via

the Sea-trading port in Saint Petersburg.

founder and CEO (since 2012) of Pay

Engine Limited (Best2Pay).

BRING CRYPTO TO THE BUSINESS!