E Sample Letters of Determination - FEMA.gov · PDF fileE Sample Letters of Determination n...

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E Sample Letters of Determination n Letter to Notify Property Owners of a Determination That Work Constitutes Substantial Improvement n Letter to Notify Property Owners of a Determination That Work Constitutes Repair of Substantial Damage n Letter to Notify Property Owners of a Determination That Work Does NOT Constitute Repair of Substantial Damage SI/SD DESK REFERENCE E-

Transcript of E Sample Letters of Determination - FEMA.gov · PDF fileE Sample Letters of Determination n...

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E Sample Letters of Determination n Letter to Notify Property Owners of a Determination That Work Constitutes Substantial

Improvement

n Letter to Notify Property Owners of a Determination That Work Constitutes Repair ofSubstantialDamage

n Letter to Notify Property Owners of a Determination That Work Does NOT ConstituteRepairofSubstantialDamage

SI/SD DeSk RefeRence E-�

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Sample Letter to Notify Property Owners of a Determination That Work Constitutes Substantial Improvement

Notice of Substantial Improvement Determination (Residential)

DearPropertyOwner:

Wehavereviewedyourrecentapplicationforapermitto[describeproposedimprovement/ad-dition]yourexistinghomethatislocatedinamappedSpecialFloodHazardArea.Asrequiredbyourfloodplainmanagement regulationsand/orbuildingcode,wehavedetermined thattheproposedwork constitutes substantial improvementof thebuilding.Thisdeterminationisbasedonacomparisonofthecostestimateoftheproposedworktothemarketvalueofthebuilding(excludinglandvalue).Whenthecostsequalorexceed50percentofthemarketvalueofthebuilding,theworkissubstantialimprovement.

Asaresultofthisdetermination,youarerequiredtobringthebuildingintocompliancewiththeflooddamage-resistantprovisionsoftheregulationsand/orcode[citepertinentsections].

Wewouldbepleasedtomeetwithyouandyourdesignatedrepresentative(architect/builder)todiscusshowtobringyourhomeintocompliance.Thereareseveralaspectsthatmustbead-dressed toachievecompliance.Themost significant requirement is that the lowestfloor,asdefinedintheregulations/code,mustbeelevatedtoorabovethebasefloodelevation(BFE)[ortheelevationspecifiedintheregulations/code].YoumaywishtocontactyourinsuranceagenttounderstandhowraisingthelowestfloorhigherthantheminimumrequiredelevationcanreduceNFIPfloodinsurancepremiums.

Pleaseresubmityourpermitapplicationalongwithplansandspecificationsthatincorporatecompliancemeasures.Constructionactivitiesthatareundertakenwithoutaproperpermitareviolationsandmayresultincitations,fines,orotherlegalaction.

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Sample Letter to Notify Property Owners of a Determination That Work Constitutes Repair of Substantial Damage

Notice of Substantial Damage Determination (Residential)

DearPropertyOwner:

Wehavereviewedyourrecentapplicationforapermittorepairyourexistinghomethatwasdamagedby[insertcauseofdamage].ThebuildingislocatedinamappedSpecialFloodHaz-ardArea.Asrequiredbyourfloodplainmanagementregulationsand/orbuildingcode,wehavedeterminedthatthebuildinghasbeensubstantiallydamaged.Thisdeterminationisbasedonacomparisonofthecostestimateof theworkrequiredtorestorethebuildingto itspre-damageconditiontothemarketvalueofthebuilding(excludinglandvalue).Whenthecosttorepairequalsorexceeds50percentofthemarketvalueofthebuilding,theworkisrepairofsubstantialdamage.

Asaresultofthisdetermination,youarerequiredtobringthebuildingintocompliancewiththeflooddamage-resistantprovisionsoftheregulationsand/orcode[citepertinentsections].

Wewouldbepleasedtomeetwithyouandyourdesignatedrepresentative(architect/builder)todiscusshowtobringyourhomeintocompliance.Thereareseveralaspectsthatmustbead-dressed toachievecompliance.Themost significant requirement is that the lowestfloor,asdefinedintheregulations/code,mustbeelevatedtoorabovethebasefloodelevation(BFE)[ortheelevationspecifiedintheregulations/code].YoumaywishtocontactyourinsuranceagenttounderstandhowraisingthelowestfloorhigherthantheminimumrequiredelevationcanreduceNFIPfloodinsurancepremiums.

IfthedamagewascausedbyfloodingandifyouhaveafloodinsurancepolicyfromtheNation-alFloodInsuranceProgram,youshouldcontactyouradjustertodiscusstheIncreasedCostofCompliance(ICC)coverage.Thiscoveragemayprovideaclaimpaymenttohelppayforworkrequiredtobringyourhomeintocompliance.YouradjustercanexplainthattheICCclaimmayalsobeusedtopaycertaincostsassociatedwithdemolishingandrebuildingyourhome,ormov-ingyourhometoasiteoutsideofthefloodplain.

Pleaseresubmityourpermitapplicationalongwithplansandspecificationsthatincorporatecompliancemeasures.Constructionactivitiesthatareundertakenwithoutaproperpermitareviolationsandmayresultincitations,fines,orotherlegalaction.

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Sample Letter to Notify Property Owners of a Determination That Work Does NOT Constitute Repair of Substantial Damage

Notice of Determination (Residential)

DearPropertyOwner:

Wehavereviewedyourrecentapplicationforapermittorepairyourexistingbuildingthatwasdamagedby[insertcauseofdamage].ThebuildingislocatedinamappedSpecialFloodHaz-ardArea.Asrequiredbyourfloodplainmanagementregulationsand/orbuildingcode,wehavedeterminedthattheworkproposedtorepairthedamagedoesnotconstituterepairofsubstantialdamage.Thisdeterminationisbasedonacomparisonofthecostestimateoftheworkrequiredtorestorethebuildingtoitspre-damageconditiontothemarketvalueofthebuilding.

Pleasebeadvisedthatwewillmakeanotherdeterminationifyouelecttoperformworkoth-erthanwhatisnecessarytorepairthedamage,suchasadditionalrenovationsorupgradesorbuildinganaddition.Constructionactivitiesthatareundertakenwithoutaproperpermitareviolationsandmayresultincitations,fines,orotherlegalaction.

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