Making your dreamscome true

ZurichThe Global

Insurer

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• Established in 1872, the Group is headquartered in Zurich, Switzerland

• One of the world’s leading insurance groups

• Over 60,000 employees

• Representation in over 170 countries

About Zurich Insurance Group

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Global Presence EuropeZurich takes a pan-European approach in the region, anchored by major operations in Germany, Italy, Spain, Switzerland and the United Kingdom.

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Asia-Pacific /Middle EastZurich, a long-standing presence in traditional markets such as Australia and Japan, is building its profile in Greater China, Malaysia, Indonesia, Singapore and other regional markets to fuel further profitable growth.

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AfricaFrom marine and aviation insurance to micro-insurance that can reach the poor, Zurich offers a range of propositions and solutions to match Africa’s diversity of individual, commercial and corporate needs.

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North AmericaZurich is the third largest commercial insurer in the U.S., as well as its third largest personal lines insurer through Farmers.

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Latin AmericaEmerging markets is the key to Zurich’s strategy for growth. Acquisitions in leading Latin American markets demonstrate the Group’s commitment to working in these thriving environments.

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Financial Strength

AA-/stableStandard & Poor’s financial strength rating Group, March 2011

4.3USD bnBusiness operating profit (for the year ended 31 December, 2011)

31.6USD bnShareholder’s equity (for the year ended 31 December, 2011)

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International Rating/Ranking

• Zurich in top 100 global brands of 2011 (Interbrand)

• #2 most-admired company in property and casualtyinsurance and is a Fortune Global 500 (Fortune)

• Zurich named Best Overall Commercial Insurer(National Underwriter)

• University of Farmers is rated the #1 CorporateUniversity (Training) and its leader is rated LearningProfessional of the Year (SkillSoft)

• Life Insurer of the Year and Energy Insurer of the Year(Middle East and North Africa Insurance Review)

• Claims services receive honours in Germany (TÜV SÜD)and Switzerland (Esprix)

• Zurich Japan is the #1 in customer satisfaction in theJapanese general insurance sector (Japanese CustomerSatisfaction Index 2011 Survey)

Fortune Global500 company

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• Established in 1968, formerly known as Malaysian Assurance Alliance Berhad

• Headquartered in Kuala Lumpur, provides Life and General Insurance

• Presence in Malaysia with 39 branches nationwide

• Strong distribution forces with 4,600 life agents and 3,000 general insurance agents

About Zurich InsuranceMalaysia Berhad

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Malaysia Presence

• Strong presence in Malaysia with 39 branches nationwide

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Understanding the world

around you.

• 10% growth in life insurance seen (The Star, December 17, 2011)

• Life insurance industry to grow by between 7%-10% (The Star, March 19, 2012)

• Life insurers upbeat on growth next year, spurred by the current low penetration rates

(Malaysian Reserve, October 31, 2011)

• More youths want insurance (The Star, August 10, 2011)

• Only 42% are insured within the insurance market (Nanyang Press, September 9, 2011)

The Market Potential is TREMENDOUS in Malaysia

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• Tax Relief of RM6,000 for Life Insurance & EPF

• Tax Relief of RM3,000 for Education &Medical Insurance

• Tax Relief of RM3,000 for Annuity & Private Retirement Scheme

• Source: Press release by Life Insurance Association of Malaysia (LIAM), October 7, 2010

New Straits Times, October 8, 2011

Berita Harian, October 8, 2011

Government Supportingthe Industry - Tax Relief

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Source: Department of Statistics, Malaysia

TotalPopulation

2010:28.4 Million

• Age 20 – 39 : 33%

• Age 40 – 49 : 13%

Age Structure

0 – 9 (17%)

10 – 19 (19%)

20 – 29 (17%)

30 – 39 (16%)

40 – 49 (13%)

50 – 59 (10%)

60 – 69 (5%)

70 Above (3%)

Growing Opportunities inthe Young Market

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Realise your

potential

Sales AdvisorPotential Annual Income RM60k and above

Executive AdvisorPotential Annual Income RM90k and above

Agency ManagerPotential Annual Income RM150k and above

Group Agency ManagerPotential Annual Income RM350k and above

Career Path

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Agency Development Benefits

Production Bonus

Renewal Commission

Basic Commission

Assumption: i) Personal sales every year: 48 cases, RM2,400 FYP per case ii) Year 1 RM100k FYP, promoted to Executive Advisor within 6 months iii) Year 2 & Year 3 RM500k GFYP, promoted to Agency Manager on Year 3 iv) Year 4 RM1million GFYP v) Year 5 RM2million GFYP, promoted to Group Agency Manager vi) Year 6 RM3million GFYP

Year 1 Year 2 Year 3 Year 4 Year 5 Year 6

RM

RM

RM

RM

RM

0

200,000

400,000

600,000

800,000

1,000,000

RM59,000

RM148,000

RM200,000

RM300,000

RM620,000

RM990,000 Exponential Income Growth

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Industry Income Comparison

Other Industries

Insurance Industry • Personal income • Group income • Renewal income

Income

Time

Source: Department of Statistics, Malaysia

Career

InsuranceConsultants

Professionals

Executives

JuniorWorking

Experience:1- 4 years

(RM)

24,000-48,000

24,000-36,000

22,000-30,000

Semi SeniorWorking

Experience:5 years & above

(RM)

60,000-120,000

42,000-78,000

36,000-60,000

SeniorWorking

Experience:10 years & above

(RM)

150,000-1,000,000

240,000-480,000

120,000-240,000

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I Believe...

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The Concept Of Life Insurance

Whatever the situation or need, being insured provides an individual and their loved ones a safety net.

IncomeReplacement

Child EducationFund

Medical Coverage

Disability Income Retirement Fund

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With income replacement, one can be assured that the well-being of their loved ones will continue to be taken care of in the event of death or permanent disability of the primary income provider.

Income Replacement

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With income saved into a fund, one can rest assured that their child’s future education costs are covered.

Child Education Fund

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With medical coverage, the escalating medical costs shouldn’t be the main worry when one needs to be hospitalised.

Medical Coverage

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A disability income plan protects oneself from financial difficulties in the event of an accident or illness.

Disability Income

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A retirement fund helps one sit back, relax and enjoy their golden years.

Retirement Fund

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Because we provide solutions to those in need financially.

Life Insurance Is A Noble Profession

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Chart your own destiny

Zurich offers you an opportunity to build your own business with unlimited income potential.

Build Your Own Business

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With Zurich, you’re on your way to making your dreams a reality. So start making a list of your dreams today!

Make Your Dreams Come True

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With Zurich, you work hard towards achieving a high quality lifestyle.

Quality Lifestyle

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Zurich believes in rewarding you for your achievements and success. From rankings, special awards to incentive trips, each achievement is celebrated with pride.

Awards and Recognition

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With Zurich you are on a continuous, lifelong learning mode. You learn as an individual and in a group, and grow together in a positive environment. What you have learned will be put into practice and at the end of the day the rewards are yours to reap.

Lifelong Learning

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Hereyou begin...

At Zurich, we work as a team to help individual Sales Advisors build their business. Being a leader in the insurance industry, Zurich has a wealth of expertise and resources that you can leverage on to help you.

• Training and development provided

• Mentoring

• Joint field work

• Regular agency meetings and activities

You Are Not Alone

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As an advisor, you will be guided every step of the way. We provide you with a list of agency training and activities to build your knowledge, confidence and presentation skills on how to succeed in your business.

Agency Training and Activity

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We believe in celebrating with achievers. Advisors who achieve outstanding performance in building their business will be rewarded with incentive trips, bonuses, recognition and awards.

Incentives and Rewards

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Performance Academy

AdvisorDevelopment Faculty

Secrets of Success Program

Advisor Effectiveness Program

Peak Performance Camp

LeaderEffectiveness Faculty

Agency Management Workshop

Basic Agency Management Course

Leader Effectiveness Program

PersonalEffectiveness Faculty

Moving Forward

The 7 Habits of HighlyEffective People

Essential of Great Leaders

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“The journey of a thousand miles begins with a single step.” ~Lao Tzu~

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Join the Zurich global family today and start realizing your

dreams!

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