e-Commerce, ontreat.com - Payment Gateways
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Transcript of e-Commerce, ontreat.com - Payment Gateways
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Now
Columbus Time
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? Challenges ahead
Real time, location aware
2004 – Facebook
1998 – Google, Paypal
1995 – Amazon
1990 – WWW birth
1984 – Mrs. Snowball
1981 – B2B by Thomson Holidays
1971 - ARPANET
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Challenges ahead A traveller see bird sitting on a tree – can
he/she google “What is that bird?”
How internet help to go dating while you are in long distance relation?
While you are in USA, how can you feed your mom in Kathmandu via internet on Mother’s Day.
What else others?
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ontreat.com Solution that
Can treat & feed from remote
Book a restaurant
Buy food
Festivals, occasions (birthday, anniversary), life event (graduation) … or just do it friend.
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Payment in E-Commerce
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SHOP
1 2
3
34
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SHOP
1 2
3
34
$
$
$$
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Methods
Card MasterCard, Visa
Gateways Paypal, eSewa
COD Yamato, Sagawa
Invoice Klarna
Alternative Money
Bitcoin, Virtual Currency
Online Banking NIBL
What else?
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Payment Method - NepalMethod Domestic Int.
Card ✗ ✓
Gateways ✓ ✓
COD ✓ *
Invoice ? ✗
Alternative Money
? ✓
Online Banking ✓ *
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Payment Flow
Merchant
Customer
Gateway
gateway’s Bank
Merchant’s Bank
Money Service/Bank
1
2
3
4
5
6
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Payment Flow
Merchant
Customer
Gateway Agent
Agent’s Bank
Merchant’s Bank
Money Service/Bank
1
2
3
4
5
6
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Cost - Payment Mgt. Setup $0 -
Transactional 2% -
Monthly Rental $0 -
Overhead
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ontreatMethod Domestic
Card Via gateways
Gateways ✓
COD n/a
Invoice ✓
Alternative Money Some form
Online Banking Soon
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Saroj & MandiraTokyo, Japan
Use Case
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Use Case Ram Paudel (from UK) used ontreat.com to give
treat his webmaster in Kathmandu, as token of thank for good website
Kishor Mahato – bought dinner Dashain gift to his friend in Kathmandu and left to his village
I get dinner and treat from time to time.
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Q&A