Driver Australia Three Sydney NSW 2000 Australia ... · Publication Date: 16/01/2017 Period:...

Publication Date: 16/01/2017

Period: 12/2016 / Period No. 9

Contents

Deal Name: Driver Australia Three

Issuer: Perpetual Corporate Trust Limited (ABN 99 000 341 533)

of Level 12, 123 Pitt Street,

Sydney NSW 2000 Australia

in its capacity as trustee of the Driver Australia Three Trust.

Originator of the Receivables: Volkswagen Financial Services Australia Pty Ltd

Seller of the Receivables: Volkswagen Financial Services Australia Pty Ltd

Servicer name: Volkswagen Financial Services Australia Pty Ltd

Reporting Entity: Volkswagen Financial Services Australia Pty Ltd

ABS Operations

(Physical Address)

Level 1, 24 Muir Road,

Chullora NSW 2190

(Postal Address)

Locked Bag 4002

Chullora NSW 2190

Contact: Phone: +61 2 9751 6257

Fax: +61 2 9695 6399

Email: [email protected]

Corporate Service Provider: Perpetual Corporate Trust Limited

(ABN 99 000 341 533)

of Level 12, 123 Pitt Street,

Sydney NSW 2000 Australia in its personal capacity.

Volkswagen Financial Services Australia | ABS Operations Australia | [email protected] | +61 2 9751 6257 1

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Contents

Page Table of Contents1 Cover

2 Contents

3 Reporting Details

4 Parties Overview

5 Transaction Events I

6 Transaction Events II

7 Transaction Events III

8 Information regarding the Notes I

9 Information regarding the Notes II

10 Credit Enhancement

11 Swap Fixing / Waterfall

12 CRD Retention / Retention of Net Economic Interest

13 Amortisation Profile I

14 Amortisation Profile II

15 Run Out Schedule I

17 Run Out Schedule II

18 Outstanding Contracts I

20 Outstanding Contracts II

21 Arrears

23 Net Salvage Loss

24 Net Salvage After Recoveries

25 Pool Data I

27 Pool Data II

28 Pool Data III

30 Pool Data IV

32 Pool Data V

34 Pool Data VI

35 Pool Data VII

39 Pool Data VIII

41 Hardship Extensions

42 Engine Type

44 Contract Level Data


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Reporting Details

Deal OverviewPool Cut Date 31/03/2016 Publication Date:

Scheduled Date of Clean-Up-Call 04/2020 Payment Date:

Legal Maturity Date 21/05/2024 Reporting Date:Issue Date 28/04/2016 Asset Collection Period:Period No.: 9 Interest Accrual Period

Reporting frequency: Monthly Note Payment Period:Next Payment Date: 21/02/2017 Days accrued:

Vehicle Type at Pool CutNumber of

Contracts

Percentage of

Contracts

Outstanding Discounted

Receivables Balance

Percentage Outstanding

Discounted Receivables

BalanceNew 13,101 84.55% 509,532,991.72 AUD 88.85%

Used 2,394 15.45% 63,934,761.83 AUD 11.15%

Total 15,495 100.00% 573,467,753.55 AUD 100.00%

Credit Type at Pool CutNumber of

Contracts

Percentage of

Contracts


Receivables Balance

Percentage Outstanding


BalanceHire Purchase 115 0.74% 2,513,734.59 AUD 0.44%

Chattel Mortgage 9,077 58.58% 370,787,134.21 AUD 64.66%

Consumer Loan 6,303 40.68% 200,166,884.75 AUD 34.90%

Total 15,495 100.00% 573,467,753.55 AUD 100.00%

33

16/01/2017 (16th of each month)

23/01/2017 (21st of each month)

31/12/2016from 01/12/2016 until 31/12/2016from 21/12/2016 until 23/01/2017

from 21/12/2016 until 23/01/2017


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Parties Overview

Lead Managers: Australia and New Zealand Banking Group Limited P.T. Limited

(ABN 11 005 357 522) (ABN 67 004 454 666)

ANZ Tower Level 12

242 Pitt Street 123 Pitt Street

Sydney, NSW 2000 Sydney NSW 2000

Australia Australia

The Hongkong and Shanghai Banking Corporation Limited,

Sydney Branch

(ABN 65 117 925 970)

Level 10, HSBC Centre

580 George Street

Sydney, NSW 2000

Australia

Trustee: Perpetual Corporate Trust Limited Trust Manager: Perpetual Nominees Limited (ABN 99 000 341 533) (ABN 37 000 733 700)

of Level 12, 123 Pitt Street, of Level 12, 123 Pitt Street,

Sydney NSW 2000 Australia Sydney NSW 2000 Australia

in its capacity as trustee of the Driver Australia Three in its capacity as the trust manager

Trust. for the Driver Australia Three Trust

Sub Trust Manager: Volkswagen Financial Services Australia Pty Limited Account Bank: Australia and New Zealand Banking Group Limited

(ABN 20 097 071 460) (ABN 11 005 357 522)

Level 1, 24 Muir Road, ANZ Tower

Chullora, NSW 2190 242 Pitt Street

Sydney, NSW 2000

Australia

Clearing Systems: Austraclear Limited Swap Counterparty: Australia and New Zealand Banking Group Limited

30-32 Grosvener Street. (ABN 11 005 357 522)

Sydney, NSW 2000 ANZ Tower

242 Pitt Street

Sydney, NSW 2000

Australia

Servicer: Volkswagen Financial Services Australia Pty Limited Rating Agencies: Fitch Ratings

(ABN 20 097 071 460) Attn.: James Zanesi

Level 1, 24 Muir Road, Level 15, 77 King Street

Chullora, NSW 2190 Sydney, NSW 2000

email: [email protected] Australia

phone: +61 2 9751 6257 email: [email protected]

Standard & Poor's

Attn.: Structured Finance Surveillance

Level 45, 120 Collins Street

Melbourne, VIC 3000

Australiaemail: [email protected]

Security Trustee:


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Transaction Events (I)

77.08%

10.00%

Clean-Up Call

Repurchase of ReceivablesNumber of

contracts

% of

Contracts

Outstanding

Discounted

Receivables Balance

% of Outstanding


Balance

Interest Compensation

PaymentRe-Purchase Price

Current Period - 0.00% - AUD 0.00% - AUD - AUD

Previous Periods - 0.00% - AUD 0.00% - AUD - AUD

Total - 0.00% - AUD 0.00% - AUD - AUD

Transaction Party Replacements

Capacity of Transaction PartyDate of

Replacement

Reason for

ReplacementReplaced Party Replaced by

Clean-Up Call Condition

Percentage of Current Outstanding Discounted Receivables Balance

Min. Percentage of Outstanding Discounted Receivables Balance The Clean-Up-Call Condition is expected to be reached in 04/2020.

VWFS Australia will have the right at its option to exercise a Clean-Up Call and to repurchase all (but not only some) of the Purchased Receivables from the Issuer at any time when the then outstanding

Aggregate Discounted Receivables Balance is less than ten (10) per cent. of the Aggregate Cut-off Date Discounted Receivables Balance and, assuming the Transaction Documents are given full effect,

all payment obligations under the Notes, including principal and accrued interest, will thereby be fulfilled in accordance with the Order of Priority (the Clean-up Call Conditions).

If a repurchase of receivables occurred, it would only result from non-eligibility as of the respective Pool Cut Date (which has been discovered at a later stage), a Legitimate Repudiation of a Receivables

Contract, a Reloaded Contract or a Flat-Cancelled Contract.


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Transaction Events (II)

NO

NO

NO

NO

Net Loss Amount

27,404.67 AUD

188,031.43 AUD

188,031.43 AUD

573,467,753.55 AUD

0.03279%

Net Salvage Loss registered in current Period

Cumulative Net Salvage Loss incl. current Period

Cumulative Net Salvage Loss as of the End of the Monthly Period

Discounted Balance as of Pool Cut Date

Cumulative Net Loss as percentage of Discounted Receivables Balance at Pool Cut

Credit Enhancement Increase Conditions

Level 1a Credit Enhancement Increase Condition - Cumulative Net Losses do not amount to 0.4% for any Payment Date prior to or during Apr 2017

Level 1b Credit Enhancement Increase Condition - Cumulative Net Losses do not amount to 0.8% for any Payment Date from May 2017 but prior to or during Apr 2018

Level 1c Credit Enhancement Increase Condition - Cumulative Net Losses do not amount to 1.2% for any Payment Date after Apr 2018

Level 2 Credit Enhancement Increase Condition - Cumulative Net Losses do not amount to 1.8% for any Payment Date

Net losses

0.00%

0.20%

0.40%

0.60%

0.80%

1.00%

1.20%

1.40%

1.60%

1.80%

2.00%

in %

Payment Date

Cumulative Net Loss as percent of Discounted Receivables Balance at Poolcut

Cumulative Net Loss Ratio Level 1a/b/c Level 2


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Transaction Events (III)

Account Bank:

Australia and New Zealand Banking Group Limited Long Term Short Term Outlook Long Term2 Short Term3 Outlook4

Current Rating* AA- F1+ Stable AA- A-1+ Negative

Minimum required Rating (if no short term Rating available, the higher long

term rating is applicable)A F1 - A A-1 -

or A F1 - A+ -

Required Rating: Fulfilled

Swap Counterparty

Australia and New Zealand Banking Group Limited Long Term Short Term Outlook Long Term2 Short Term3 Outlook4

Current Rating* AA- F1+ Stable AA- A-1+ Negative

Minimum required Rating - Class A and Class B A F1 - A A-1 -

or A F1 >A - -

Required Rating: Fulfilled

Servicer

Volkswagen Financial Services Australia Pty LtdMonthly

Remittance

Condition:

Not fulfilled

If the Swap Bank falls below the above mentioned Minimum Rating (Level I) it shall provide Eligible Credit Support by means of Cash or certain types of Prime Debt Obligations

If the Swap Bank ceases to have the even lower Rating as an Eligible Swap Counterparty (Level II) it shall, at its own cost,

(i) transfer all rights and obligations under the Swap Agreement to another Eligible Swap Partner or

(ii) provide a guarantee from an Eligible Guarantor.

If none of the measures is taken within a given timespan, the Issuer may enter into new arrangements at its own initiative with another Swap Bank.

(Please refer to the Prospectus for a complete description of the mechanism)

If the Monthly Remittance Condition is satisfied, VWFS Australia, as the Servicer, is required to pay collections of the Purchased Receivables (including proceeds from the

disposition of any Financed Objects) received by it during each Monthly Period into the Distribution Account in a single deposit no later than the Payment Date for that Monthly

Period.

If the Monthly Remittance Condition is not met, the Servicer must remit collections received by it in respect of the Purchased Receivables in accordance with the procedure

outlined in detail in "ADMINISTRATION OF THE PURCHASED RECEIVABLES UNDER THE SERVICING AGREEMENT - Commingling".

Fitch S&P

If the Account Bank ceases to have the Account Bank Required Rating it shall, at its own cost,

(i) transfer the accounts to an Eligible Collateral Bank, or

(ii) provide a guarantee from an Eligible Guarantor, or

If none of the measures is taken within a given timespan, the Issuer may enter into new banking arrangements at its own initiative with another Account Bank.

(Please refer to the Prospectus for a complete description of the mechanism)

Fitch S&P


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Information regarding the Notes I

Rating at Issue Date Class A Class BS&P AAA (sf) AA- (sf)Fitch AAAsf AA-sf

Current Rating Class A Class BS&P AAA (sf) AA- (sf)Fitch AAAsf AA-sf

Information on Notes Class A Class BLegal maturity date 21/05/2024 21/05/2024

Scheduled Clean Up Call Apr 2020 Apr 2020ISIN: AU3FN0030474 AU3FN0030482Common Code: 140060143 140060135Nominal Amount 100,000.00 AUD 100,000.00 AUD

Information on Interest Class A Class BSpread/ Margin 170 bps 265 bps

Index Rate 1-Month-BBSW 1-Month-BBSW

Fixed/Floating floating floating

Current Coupon 1-Month-BBSW + 170 1-Month-BBSW + 265

Day Count Convention actual/365 actual/365


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Information regarding the Notes II

Monthly Period:

Payment Date:

Interest Accrual Period (from/until)

Days accrued

Index Rate

Base Interest Rate:

Day Count Convention

Interest Payments Class A Class BTotal Interest Amount of the Reporting Period 1,141,512.63 AUD 119,957.26 AUD

Paid Interest 1,141,512.63 AUD 119,957.26 AUD

Unpaid Interest Class A Class BUnpaid Interest in the Reporting Period - AUD - AUD

Cumulative unpaid Interest - AUD - AUD

Note Balance Class A Class BNote Balance as of Poolcut 500,000,000.00 AUD 31,000,000.00 AUD

Note Balance as of the Beginning of the Period 379,153,800.00 AUD 31,000,000.00 AUD

Redemption Amount per Class 14,557,650.00 AUD - AUD

Class Balance as of the End of the Period 364,596,150.00 AUD 31,000,000.00 AUD

Payments to Investors per note Class A Class BInterest Per Note 228.30 AUD 386.96 AUD

Principal Repayment by note 2,911.53 AUD - AUD

Number of Notes 5,000 310

Note Factor 0.729192 1.000000

Overcollateralisation Percentage Class A Class BInitial OC Percentage at Poolcut 12.8111% 7.4054%

Current OC Percentage 17.5200% 10.5100%

Target OC Percentage 26.0000% 18.0000%

Subordinated Loan - Spalte1Balance as of the Beginning of the Period 36,733,253.55 AUD

Redemption - AUD

Balance as of the End of the Period 36,733,253.55 AUD

Collateral LoanBalance as of the Beginning of the Period 12,616,113.04 AUD

Redemption - AUD

Balance as of the End of the Period 12,616,113.04 AUD

Issuer Subordinated NotesBalance as of the Beginning of the Period - AUD

Issue/(Redemption) - AUD

Balance as of the End of the Period - AUD

actual/365

12/2016

23/01/2017

from 21/12/2016 until 23/01/2017

33

1-Month-BBSW

1.6300%


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Credit Enhancement

Credit Enhancement as of Poolcut Date% of Aggregate Discounted

Receivables BalanceValue

Class B Note 5.41% 31,000,000.00 AUD

Subordinated Loan 6.41% 36,733,253.55 AUD

Overcollateralisation via Collateral Loan 1.00% 5,734,500.00 AUD

Cash Collateral Account 1.20% 6,881,613.04 AUD

Cash Collateral Account (CCA) Value

in % of Outstanding Discounted

Receivables Balance as of Poolcut

DateInitial Balance at Poolcut 6,881,613.04 AUD 1.20%

Initial Targeted Balance at Poolcut 6,881,613.04 AUD 1.20%

Current Targeted Balance 6,881,613.04 AUD 1.20%

Balance as of the Beginning of the Period 6,881,613.04 AUD 1.20%

Payment from CCA - AUD 0.00%

Payment to CCA - AUD 0.00%

Balance as of the End of the Period 6,881,613.04 AUD 1.20%

Calculation of Credit Enhancement

Initially, Driver Australia Three's Credit Enhancement consists of the respective Note Issue in comparison to the Discounted

Receivables Balance as of Poolcut, minus any Senior Debt Issuance. This 'Overcollateralisation' (i.e. Credit Enhancement

excluding the Cash Collateral Account) is specific for each Note Series and increases with its seniority.

Subsequently, the 'Overcollateralisation' is calculated (as an Overcollateralisation Percentage) on a monthly basis, all on end of

month figures. Considering the seniority of the respective Note Series, redemption is made until a Target Overcollateralisation

Percentage has been reached. All remaining funds will be used to perform payments in the more junior positions of the Order of

Priority.

The Target OC percentages for each Note Class are determined subject to 3 items:

- They will increase in 2 steps in case the Cumulative Net Loss Ratio exceeds a certain level and Credit Enhancement Increase

Condition is met.

- They will increase to 100% if the Aggregate Discounted Receivables Balance falls below 10.00% of the Aggregate Discounted

Receivables Balance at Cut-Off Date (without a Clean-Up Call being exercised).- A Foreclosure Event causes the transaction to switch into sequential payment mode, in which case the OC Percentages will

not determine the maximum redemption amount and may be exceeded.

In addition, there is the 'General Cash Reserve', in the form of a Cash Collateral Account, which is in principle to the benefit of

all Tranches over the entire lifetime of the transaction.


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Swap Fixing / Waterfall

Amortising Interest Rate Swap Class A Class B

Initial Principal 500,000,000.00 AUD 31,000,000.00 AUD

Underlying Principal for Reporting Period 379,153,800.00 AUD 31,000,000.00 AUD

Paying Leg Fixed Interest Rate Fixed Interest Rate

Receiving Leg Floating Interest Rate Floating Interest Rate

Net Swap Payments - Net Swap Receipts 57,561.26 AUD 2,751.07 AUD

Available Distribution Amount Calculation Payment to waterfall position Remaining Amount

1) i) Available Collections Amount from Contracts 16,276,256.04 AUD 16,276,256.04 AUD

1) ii) Available Collections - Interest on Trust Account 35,669.79 AUD 16,311,925.83 AUD

2) Drawings From Cash Collateral Account - AUD 16,311,925.83 AUD

3) i) Net Swap Receipts - Class A - AUD 16,311,925.83 AUD

3) ii) Net Swap Receipts - Class B - AUD 16,311,925.83 AUD

4) Damages and Indemnity Payments to Issuer - AUD 16,311,925.83 AUD

5) Other Reimbursement Amounts - AUD 16,311,925.83 AUD

Remaining Rounding Amount (M-1) 13.23 AUD 16,311,939.06 AUD

Waterfall Payment to waterfall position Remaining Amount

Available Distribution Amount - AUD 16,311,939.06 AUD

1) Trust Beneficiary $1 (1.00 AUD) 16,311,938.06 AUD

2) Taxes - AUD 16,311,938.06 AUD

3) Trust Fees & Expenses and Servicer Fees (432,469.46 AUD) 15,879,468.60 AUD

4. a) Net Swap Payments - Class A Notes (57,561.26 AUD) 15,821,907.34 AUD

4. b) Net Swap Payments - Class B Notes (2,751.07 AUD) 15,819,156.27 AUD

5. a) Interest accrued in prev. month - Class A (1,141,512.63 AUD) 14,677,643.64 AUD

5. b) Interest Shortfalls from prior months - Class A - AUD 14,677,643.64 AUD

6. a) Interest accrued in prev. month - Class B (119,957.26 AUD) 14,557,686.38 AUD

6. b) Interest Shortfalls from prior months - Class B - AUD 14,557,686.38 AUD

7) Payment to Cash Collateral Account - AUD 14,557,686.38 AUD

8) Principal Payment - Class A (14,557,650.00 AUD) 36.38 AUD

9) Principal Payment - Class B - AUD 36.38 AUD

Remaining Rounding Amount (Current Period) (36.38 AUD) - AUD

10) Penalties, Costs, Expenses, Damages, Losses or Liabilities - AUD - AUD

11) Other Payment to Swap Counterparties - AUD - AUD

12) Subordinated Loan Accrued and Unpaid Interest - AUD - AUD

13) Subordinated Loan Principal - AUD - AUD

14) Collateral Loan Accrued and Unpaid Interest - AUD - AUD

15) Collateral Loan Principal - AUD - AUD

16) Issuer Subordinated Notes Repayment to VWFSA - AUD - AUD

17) Final Service Fee to VWFSA - AUD - AUD


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CRD Retention / Retention of Net Economic Interest

Retention Amount at Poolcut

Type of Asset Number of ContractsPercentage of

Contracts

Outstanding

Nominal Balance

Percentage of

Nominal Balance

Portfolio sold to SPV 15,495 92.91% 644,514,125.30 AUD 92.99%

Retention of VWFSA 1,183 7.09% 48,550,958.24 AUD 7.01%

Total 16,678 100.00% 693,065,083.54 AUD 100.00%

Retention Amounts - Spalte1

Minimum Retention 34,653,254.18 AUD 5.00%

Actual Retention 48,550,958.24 AUD 7.01%

Retention Amount End of Reporting Period

Type of Asset Number of ContractsPercentage of

Contracts

Outstanding

Nominal Balance

Percentage of

Nominal Balance

Portfolio sold to SPV 14,013 92.92% 488,385,270.74 AUD 92.97%

Retention of VWFSA 1,067 7.08% 36,955,323.71 AUD 7.03%

Total 15,080 100.00% 525,340,594.45 AUD 100.00%

Retention AmountsMinimum Retention 25,704,487.93 AUD 5.00%

Actual Retention 36,955,323.71 AUD 7.03%

By adhering to option c) of the direction, VWFSA will keep the exposures designated for retention on its

balance sheet on an ongoing basis.

The latest end of month level of retention will be published on a monthly basis within the Investor Report.

In its capacity as originator and original lender, VWFSA complies with the retention requirements

of a material net economic interest in accordance with § 122a CRD.


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Amortisation Profile I

Note Class

WAL At Closing: 1.75 yrs At Closing: 1.75 yrs At Closing: 2.65 yrs At Closing: 2.65 yrs

Payment Date Actual Note BalanceForecasted Note

Balance

Actual Note

Balance2

Forecasted Note

Balance2

Poolcut 500,000,000.00 AUD - AUD 31,000,000.00 AUD - AUD

05/2016 485,525,450.00 AUD - AUD 31,000,000.00 AUD - AUD

06/2016 470,254,150.00 AUD - AUD 31,000,000.00 AUD - AUD

07/2016 454,628,650.00 AUD - AUD 31,000,000.00 AUD - AUD

08/2016 439,354,250.00 AUD - AUD 31,000,000.00 AUD - AUD

09/2016 424,879,900.00 AUD - AUD 31,000,000.00 AUD - AUD

10/2016 409,760,700.00 AUD - AUD 31,000,000.00 AUD - AUD

11/2016 394,833,300.00 AUD - AUD 31,000,000.00 AUD - AUD

12/2016 379,153,800.00 AUD - AUD 31,000,000.00 AUD - AUD

01/2017 364,596,150.00 AUD - AUD 31,000,000.00 AUD - AUD

02/2017 - 350,257,686.99 AUD - 31,000,000.00 AUD

03/2017 - 336,219,990.75 AUD - 31,000,000.00 AUD

04/2017 - 322,581,844.44 AUD - 31,000,000.00 AUD

05/2017 - 309,208,340.73 AUD - 31,000,000.00 AUD

06/2017 - 295,478,937.48 AUD - 31,000,000.00 AUD

07/2017 - 282,256,853.34 AUD - 31,000,000.00 AUD

08/2017 - 269,223,108.52 AUD - 31,000,000.00 AUD

09/2017 - 256,525,433.17 AUD - 31,000,000.00 AUD

10/2017 - 243,920,588.28 AUD - 31,000,000.00 AUD

11/2017 - 231,742,747.29 AUD - 30,787,748.56 AUD

12/2017 - 222,891,931.21 AUD - 27,307,536.93 AUD

01/2018 - 214,381,084.06 AUD - 24,000,309.80 AUD

02/2018 - 205,463,870.87 AUD - 22,212,310.36 AUD

03/2018 - 196,998,457.92 AUD - 21,297,130.59 AUD

04/2018 - 188,652,292.02 AUD - 20,394,842.38 AUD

05/2018 - 180,550,310.96 AUD - 19,518,952.53 AUD

06/2018 - 172,707,478.16 AUD - 18,671,078.72 AUD

07/2018 - 164,696,762.39 AUD - 17,805,055.39 AUD

08/2018 - 157,078,045.19 AUD - 16,981,410.29 AUD

09/2018 - 149,877,826.75 AUD - 16,203,008.29 AUD

10/2018 - 142,615,316.02 AUD - 15,417,872.00 AUD

11/2018 - 135,392,008.56 AUD - 14,636,973.90 AUD

12/2018 - 128,379,588.28 AUD - 13,878,874.41 AUD

01/2019 - 121,736,648.69 AUD - 13,160,718.78 AUD

02/2019 - 114,708,789.53 AUD - 12,400,950.22 AUD

03/2019 - 108,518,009.28 AUD - 11,731,676.67 AUD

04/2019 - 102,241,576.33 AUD - 11,053,143.39 AUD

05/2019 - 96,315,717.67 AUD - 10,412,510.02 AUD

06/2019 - 90,395,507.46 AUD - 9,772,487.29 AUD

07/2019 - 83,911,707.66 AUD - 9,071,535.96 AUD

08/2019 - 78,627,081.30 AUD - 8,500,225.01 AUD

09/2019 - 73,311,291.00 AUD - 7,925,544.97 AUD

10/2019 - 68,378,693.24 AUD - 7,392,291.16 AUD

11/2019 - 63,187,543.44 AUD - 6,831,085.78 AUD

12/2019 - 58,584,600.73 AUD - 6,333,470.35 AUD

01/2020 - 53,985,205.98 AUD - 5,836,238.49 AUD

02/2020 - 47,710,265.53 AUD - 5,157,866.55 AUD

03/2020 - 42,685,219.47 AUD - 4,614,618.33 AUD

04/2020 - - AUD - - AUD

Class A Class B

+Based on the following assumptions: CPR of 10%, Net Losses of 0% and Clean Up Call at 10% of the original outstanding portfolio


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Amortisation Profile II

0

100,000,000

200,000,000

300,000,000

400,000,000

500,000,000

600,000,000

Payment Date

Outstanding Balance in AUD

Amortisation Profile Class A-Notes

Actual Amort. A-Notes Expected Amort. A-Notes

Assuming a Clean-Up Call at 10% of the initial Outstanding Discounted Receivables Balance, annual prepayments of 10% and 0% Net Losses.

0

5,000,000

10,000,000

15,000,000

20,000,000

25,000,000

30,000,000

35,000,000

Payment Date


Amortisation Profile Class B-Notes

Actual Amort. B-Notes Expected Amort. B-Notes

Assuming a Clean-Up Call at 10% of the initial Outstanding Discounted Receivables Balance, annual prepayments of 10% and 0% Net Losses.


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Run Out Schedule I

End of Collection

PeriodInterest Principal Nominal Instalments

arrears 44,916.02 AUD 274,973.27 AUD 319,889.29 AUD

01/2017 1,949,642.12 AUD 9,756,571.85 AUD 11,706,213.97 AUD

02/2017 1,919,287.67 AUD 9,943,487.02 AUD 11,862,774.69 AUD

03/2017 1,877,489.19 AUD 9,858,380.64 AUD 11,735,869.83 AUD

04/2017 1,834,558.32 AUD 9,799,223.70 AUD 11,633,782.02 AUD

05/2017 1,791,344.26 AUD 10,351,416.80 AUD 12,142,761.06 AUD

06/2017 1,746,404.99 AUD 10,040,089.82 AUD 11,786,494.81 AUD

07/2017 1,702,042.02 AUD 10,088,695.57 AUD 11,790,737.59 AUD

08/2017 1,657,135.42 AUD 9,945,009.29 AUD 11,602,144.71 AUD

09/2017 1,613,081.93 AUD 10,086,948.60 AUD 11,700,030.53 AUD

10/2017 1,568,126.96 AUD 9,981,724.60 AUD 11,549,851.56 AUD

11/2017 1,523,969.04 AUD 10,158,182.52 AUD 11,682,151.56 AUD

12/2017 1,478,764.67 AUD 9,853,472.37 AUD 11,332,237.04 AUD

01/2018 1,435,101.24 AUD 10,668,601.84 AUD 12,103,703.08 AUD

02/2018 1,387,488.82 AUD 10,191,405.40 AUD 11,578,894.22 AUD

03/2018 1,341,947.17 AUD 10,211,530.65 AUD 11,553,477.82 AUD

04/2018 1,296,478.14 AUD 10,035,297.45 AUD 11,331,775.59 AUD

05/2018 1,251,814.39 AUD 9,828,337.00 AUD 11,080,151.39 AUD

06/2018 1,208,229.55 AUD 10,289,231.95 AUD 11,497,461.50 AUD

07/2018 1,162,270.13 AUD 9,865,883.63 AUD 11,028,153.76 AUD

08/2018 1,118,426.61 AUD 9,386,063.34 AUD 10,504,489.95 AUD

09/2018 1,076,483.28 AUD 9,672,336.69 AUD 10,748,819.97 AUD

10/2018 1,033,486.47 AUD 9,797,440.76 AUD 10,830,927.23 AUD

11/2018 989,707.12 AUD 9,639,509.92 AUD 10,629,217.04 AUD

12/2018 946,680.37 AUD 9,210,368.99 AUD 10,157,049.36 AUD

01/2019 905,597.82 AUD 10,037,164.99 AUD 10,942,762.81 AUD

02/2019 860,835.62 AUD 8,808,721.50 AUD 9,669,557.12 AUD

03/2019 822,183.94 AUD 9,125,809.98 AUD 9,947,993.92 AUD

04/2019 781,575.15 AUD 8,695,313.49 AUD 9,476,888.64 AUD

05/2019 743,008.81 AUD 8,852,449.24 AUD 9,595,458.05 AUD

06/2019 703,521.92 AUD 10,012,643.75 AUD 10,716,165.67 AUD

07/2019 658,777.97 AUD 8,074,056.46 AUD 8,732,834.43 AUD

08/2019 622,707.84 AUD 8,283,713.06 AUD 8,906,420.90 AUD

09/2019 585,699.51 AUD 7,748,804.07 AUD 8,334,503.58 AUD

10/2019 551,139.95 AUD 8,366,613.40 AUD 8,917,753.35 AUD

11/2019 513,768.26 AUD 7,442,948.84 AUD 7,956,717.10 AUD

12/2019 480,600.40 AUD 7,576,596.89 AUD 8,057,197.29 AUD

01/2020 446,763.26 AUD 10,851,959.19 AUD 11,298,722.45 AUD

02/2020 398,343.69 AUD 8,693,161.04 AUD 9,091,504.73 AUD

03/2020 359,524.36 AUD 8,294,877.07 AUD 8,654,401.43 AUD

04/2020 322,475.09 AUD 7,267,378.25 AUD 7,589,853.34 AUD

05/2020 290,000.20 AUD 7,672,207.38 AUD 7,962,207.58 AUD

06/2020 255,767.90 AUD 8,130,421.84 AUD 8,386,189.74 AUD

07/2020 219,436.05 AUD 6,612,210.80 AUD 6,831,646.85 AUD

08/2020 189,903.11 AUD 7,006,153.44 AUD 7,196,056.55 AUD

09/2020 158,637.92 AUD 7,357,979.68 AUD 7,516,617.60 AUD

10/2020 125,815.23 AUD 6,344,734.40 AUD 6,470,549.63 AUD

11/2020 97,529.06 AUD 5,809,026.18 AUD 5,906,555.24 AUD

12/2020 71,570.57 AUD 5,941,920.96 AUD 6,013,491.53 AUD

01/2021 45,062.83 AUD 5,546,910.07 AUD 5,591,972.90 AUD

02/2021 20,275.42 AUD 314,065.32 AUD 334,340.74 AUD

03/2021 18,872.08 AUD 303,675.09 AUD 322,547.17 AUD


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04/2021 17,514.98 AUD 284,399.24 AUD 301,914.22 AUD

05/2021 16,273.06 AUD 294,999.66 AUD 311,272.72 AUD

06/2021 14,954.83 AUD 271,427.25 AUD 286,382.08 AUD

07/2021 13,741.88 AUD 261,487.28 AUD 275,229.16 AUD

08/2021 12,573.43 AUD 255,959.41 AUD 268,532.84 AUD

09/2021 11,429.58 AUD 251,505.25 AUD 262,934.83 AUD

10/2021 10,305.77 AUD 246,647.86 AUD 256,953.63 AUD

11/2021 9,203.45 AUD 240,488.14 AUD 249,691.59 AUD

12/2021 8,128.82 AUD 236,002.01 AUD 244,130.83 AUD

01/2022 7,074.26 AUD 227,566.64 AUD 234,640.90 AUD

02/2022 6,057.34 AUD 210,842.84 AUD 216,900.18 AUD

03/2022 5,115.08 AUD 188,535.83 AUD 193,650.91 AUD

04/2022 4,272.63 AUD 172,738.92 AUD 177,011.55 AUD

05/2022 3,500.67 AUD 157,272.51 AUD 160,773.18 AUD

06/2022 2,797.91 AUD 142,819.12 AUD 145,617.03 AUD

07/2022 2,159.70 AUD 119,954.34 AUD 122,114.04 AUD

08/2022 1,623.63 AUD 108,325.43 AUD 109,949.06 AUD

09/2022 1,139.63 AUD 88,295.15 AUD 89,434.78 AUD

10/2022 745.07 AUD 69,301.47 AUD 70,046.54 AUD

11/2022 435.36 AUD 52,221.85 AUD 52,657.21 AUD

12/2022 202.03 AUD 32,644.83 AUD 32,846.86 AUD

01/2023 56.11 AUD 12,560.58 AUD 12,616.69 AUD

02/2023 - AUD - AUD - AUD

Total 46,353,575.08 AUD 442,031,695.66 AUD 488,385,270.74 AUD


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Run Out Schedule II

0

100,000,000

200,000,000

300,000,000

400,000,000

500,000,000

600,000,000

Pool

cut

05/2

016

07/2

016

09/2

016

11/2

016

01/2

017

03/2

017

05/2

017

07/2

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09/2

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11/2

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01/2

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03/2

018

05/2

018

07/2

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03/2

019

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019

07/2

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09/2

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01/2

020

03/2

020

05/2

020

07/2

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11/2

020

01/2

021

03/2

021

05/2

021

07/2

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09/2

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01/2

022

03/2

022

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07/2

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09/2

022

11/2

022

01/2

023

ReportingPeriod


Expected Amortisation of the Outstanding Discounted Asset-Portfolio

Expected Outstanding Discounted Asset-Portfolio Actual Outstanding Discounted Asset-Portfolio

The expected Portfolio amortisation is solely based on the scheduled payments according to rental plan, no assumptions on prepayments or

defaults are made.


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Outstanding Contracts I - Overview

Contract Status

Development

Number of

Contracts


Receivables BalanceNumber of Contracts






Receivables Balance

Normal 15,495 573,467,753.55 AUD 115 2,513,734.59 AUD 9,077 370,787,134.21 AUD 6,303 200,166,884.75 AUD

In Advance - - AUD - - AUD - - AUD - - AUD

In Arrears - - AUD - - AUD - - AUD - - AUD

Paid out/Matured - - AUD - - AUD - - AUD - - AUD

Early Payout - - AUD - - AUD - - AUD - - AUD

Gross Salvage - - AUD - - AUD - - AUD - - AUD

Net Salvage - - AUD - - AUD - - AUD - - AUD

Total 15,495 573,467,753.55 AUD 115 2,513,734.59 AUD 9,077 370,787,134.21 AUD 6,303 200,166,884.75 AUD

Contract Status

Development

Number of

Contracts








Receivables Balance


In Advance 187 4,898,566.57 AUD 1 8,497.16 AUD 87 2,473,192.50 AUD 99 2,416,876.91 AUD

In Arrears 221 7,241,422.98 AUD 2 16,293.24 AUD 148 5,188,161.68 AUD 71 2,036,968.06 AUD

Paid out/Matured 182 - AUD 8 - AUD 102 - AUD 72 - AUD

Early Payout 1,083 - AUD 21 - AUD 597 - AUD 465 - AUD

Gross Salvage 8 177,304.08 AUD - - AUD 5 80,761.70 AUD 3 96,542.38 AUD

Net Salvage 5 160,623.97 AUD 1 623.37 AUD 4 160,000.60 AUD - - AUD


Contract Status

Development

Number of

Contracts








Receivables Balance


In Advance 194 4,995,095.35 AUD 1 7,398.92 AUD 91 2,639,715.64 AUD 102 2,347,980.79 AUD

In Arrears 202 6,716,413.43 AUD 4 26,128.10 AUD 138 4,811,977.29 AUD 60 1,878,308.04 AUD

Paid out/Matured 236 - AUD 11 - AUD 139 - AUD 86 - AUD

Early Payout 1,239 - AUD 22 - AUD 682 - AUD 535 - AUD

Gross Salvage 9 219,731.51 AUD - - AUD 5 103,326.17 AUD 4 116,405.34 AUD

Net Salvage 7 188,028.64 AUD 1 623.37 AUD 6 187,405.27 AUD - - AUD


Consumer LoanTotal Portfolio as of Current Reporting Period

Product Type

Hire Purchase Chattel Mortgage

Total Portfolio as of Previous MonthProduct Type

Hire Purchase Chattel Mortgage Consumer Loan

Total Portfolio as of Poolcut DateProduct Type



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Outstanding Contracts I - Overview

Contract Status

Development

Number of

Contracts


Receivables Balance

Normal 15,495 573,467,753.55 AUD

In Advance - - AUD

In Arrears - - AUD

Paid out/Matured - - AUD

Early Payout - - AUD

Gross Salvage - - AUD

Net Salvage - - AUD

Total 15,495 573,467,753.55 AUD

Contract Status

Development

Number of

Contracts


Receivables Balance

Normal 13,809 443,931,292.23 AUD

In Advance 187 4,898,566.57 AUD

In Arrears 221 7,241,422.98 AUD

Paid out/Matured 182 - AUD

Early Payout 1,083 - AUD

Gross Salvage 8 177,304.08 AUD

Net Salvage 5 160,623.97 AUD

Total 15,495 456,409,209.83 AUD

Contract Status

Development

Number of

Contracts


Receivables Balance

Normal 13,608 430,100,455.37 AUD

In Advance 194 4,995,095.35 AUD

In Arrears 202 6,716,413.43 AUD

Paid out/Matured 236 - AUD

Early Payout 1,239 - AUD

Gross Salvage 9 219,731.51 AUD

Net Salvage 7 188,028.64 AUD

Total 15,495 442,219,724.30 AUD

Total Portfolio as of Current Reporting Period

Total Portfolio as of Previous Month

Total Portfolio as of Poolcut Date



Contents

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

6,858 325,554,903.07 AUD 8,637 247,912,850.48 AUD 13,101 509,532,991.72 AUD 2,394 63,934,761.83 AUD

- - AUD - - AUD - - AUD - - AUD

- - AUD - - AUD - - AUD - - AUD

- - AUD - - AUD - - AUD - - AUD

- - AUD - - AUD - - AUD - - AUD

- - AUD - - AUD - - AUD - - AUD

- - AUD - - AUD - - AUD - - AUD

6,858 325,554,903.07 AUD 8,637 247,912,850.48 AUD 13,101 509,532,991.72 AUD 2,394 63,934,761.83 AUD

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

6,155 260,849,092.50 AUD 7,654 183,082,199.73 AUD 11,822 399,197,165.73 AUD 1,987 44,734,126.50 AUD

72 2,590,967.40 AUD 115 2,307,599.17 AUD 148 4,235,483.40 AUD 39 663,083.17 AUD

106 4,528,345.19 AUD 115 2,713,077.79 AUD 156 5,614,008.11 AUD 65 1,627,414.87 AUD

60 - AUD 122 - AUD 134 - AUD 48 - AUD

460 - AUD 623 - AUD 833 - AUD 250 - AUD

1 20,747.34 AUD 7 156,556.74 AUD 4 117,289.72 AUD 4 60,014.36 AUD

4 160,000.60 AUD 1 623.37 AUD 4 160,000.60 AUD 1 623.37 AUD

6,858 268,149,153.03 AUD 8,637 188,260,056.80 AUD 13,101 409,323,947.56 AUD 2,394 47,085,262.27 AUD

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

6,080 254,223,699.68 AUD 7,528 175,876,755.69 AUD 11,681 387,540,311.28 AUD 1,927 42,560,144.09 AUD

71 2,498,863.92 AUD 123 2,496,231.43 AUD 151 4,288,922.69 AUD 43 706,172.66 AUD

95 4,061,290.91 AUD 107 2,655,122.52 AUD 136 4,922,537.87 AUD 66 1,793,875.56 AUD

77 - AUD 159 - AUD 170 - AUD 66 - AUD

529 - AUD 710 - AUD 953 - AUD 286 - AUD

1 49,921.63 AUD 8 169,809.88 AUD 5 167,129.86 AUD 4 52,601.65 AUD

5 180,747.94 AUD 2 7,280.70 AUD 5 180,747.94 AUD 2 7,280.70 AUD

6,858 261,014,524.08 AUD 8,637 181,205,200.22 AUD 13,101 397,099,649.64 AUD 2,394 45,120,074.66 AUD

Balloon No Balloon New Vehicle Used Vehicle

Balloon No Balloon New Vehicle Used Vehicle

Balloon Type of Car

New Vehicle Used Vehicle

Balloon Type of Car

Balloon Type of Car

Balloon No Balloon


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Outstanding Contracts II - Collections

Collections This Reporting Month by StatusChange in Contract

Statuses From Last Month

Number of Contracts

This MonthCollections

Normal (201) 13,608 11,374,444.20 AUD

In Advance 7 194 379,590.62 AUD

In Arrears (19) 202 126,383.36 AUD

Paid out/Matured 54 236 124,529.54 AUD

Early Payout 156 1,239 4,213,727.79 AUD

Gross Salvage 1 9 45,221.31 AUD

Net Salvage 2 7 12,359.22 AUD

Total - 15,495 16,276,256.04 AUD

Development of Pool within Reporting Period Number of Active ContractsTotal Number of

ContractsCollection Variations Outstanding Nominal Balance

Beginning of Period 14,225 15,495 505,040,166.70 AUD

Scheduled Collections For Contracts Active This Period 11,892,113.55 AUD 11,892,113.55 AUD

Collections Variations From Normal Contracts This Period 62,030.59 AUD

Collection Variations From Contracts Paying Out Early This Period 3,972,305.14 AUD

Collection Variations From Contracts Paying Out/Maturing This Period 67,809.88 AUD

Collection Variations from Contracts in Advance This Period 331,733.27 AUD

Collection Variations from Contract In Arrears This Period (118,154.88 AUD)

Collection Variations from Contracts Going Into Gross Salvage This Period 35,689.09 AUD

Collection Variations from Contracts Going Into Net Salvage This Period 10,550.80 AUD

Other Variations From Scheduled Collections This Period - AUD

Instalment Collection Variations 4,361,963.89 AUD 4,361,963.89 AUD

Contract Fees Collected This Period 55,576.82 AUD

Interest Compensation Collections This Period (33,398.22 AUD)

Non Instalment Collection Variations 22,178.60 AUD

Actual Collections For Contracts Active This Period 16,276,256.04 AUD

Number of Contracts Paid Out Early This Month 156

Number of Contracts Paid Out/Matured This Month 54

Number of Contracts Into Net Salvage This Month 2

Repurchased Contracts - -

Less Recoveries After Net Salvage (189.14 AUD)

Reduced Nominal Balance Due to Unpaid Rental At Net Salvage 28,993.58 AUD

Reduced Nominal Balance Due to Unpaid Rental At Early Payout 369,600.09 AUD

Reduced Nominal Balance Due to Other 2,413.99 AUD

End of Period 14,013 15,495 488,385,270.74 AUD


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Arrears Contracts2 3 4 5

Days in ArrearsNumber of

Contracts

Number of

Contracts (%)


Receivables Balance


Receivables Balance (%)Number of Contracts2


Receivables BalanceNumber of Contracts2


Receivables BalanceNumber of Contracts4


Receivables Balance

> 0 <= 30 137 0.98% 4,564,007.02 AUD 1.03% 3 25,305.85 AUD 95 3,238,289.83 AUD 39 1,300,411.34 AUD

> 30 <= 60 34 0.24% 1,172,336.58 AUD 0.27% - - AUD 23 905,621.87 AUD 11 266,714.71 AUD

> 60 <= 90 18 0.13% 566,591.64 AUD 0.13% - - AUD 14 503,272.09 AUD 4 63,319.55 AUD

> 90 <= 120 9 0.06% 328,420.80 AUD 0.07% - - AUD 4 120,311.32 AUD 5 208,109.48 AUD

> 120 <= 150 2 0.01% 50,743.88 AUD 0.01% 1 822.25 AUD - - AUD 1 49,921.63 AUD

> 150 <= 180 4 0.03% 142,131.72 AUD 0.03% - - AUD 3 102,378.76 AUD 1 39,752.96 AUD

> 180 <= 210 1 0.01% 17,631.86 AUD 0.00% - - AUD 1 17,631.86 AUD - - AUD

> 210 <= 240 - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD

> 240 <= 270 1 0.01% 11,749.94 AUD 0.00% - - AUD 1 11,749.94 AUD - - AUD

> 270 <= 300 - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD

> 300 <= 330 - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD

> 330 <= 360 - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD

> 360 - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD

Total 206 1.4701% 6,853,613.44 AUD 1.55% 4 26,128.10 AUD 141 4,899,255.67 AUD 61 1,928,229.67 AUD

Total PortfolioProduct Type


- AUD

5,000,000.00 AUD

10,000,000.00 AUD

15,000,000.00 AUD

20,000,000.00 AUD

25,000,000.00 AUD

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46

Period

Arrears Contracts - Total Outstanding Discounted Receivables Balance

> 0 <= 30 Days Arrears > 30 <= 60 Days Arrears > 60 <= 90 Days Arrears > 90 <= 120 Days Arrears > 120 <= 150 Days Arrears

> 150 <= 180 Days Arrears > 180 <= 210 Days Arrears > 210 <= 240 Days Arrears > 240 <= 270 Days Arrears > 270 <= 300 Days Arrears

> 300 <= 330 Days Arrears > 330 <= 360 Days Arrears > 360 Days Arrears


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Days in ArrearsNumber of

Contracts

Number of

Contracts (%)


Receivables Balance


Receivables Balance (%)

> 0 <= 30 137 0.98% 4,564,007.02 AUD 1.03%

> 30 <= 60 34 0.24% 1,172,336.58 AUD 0.27%

> 60 <= 90 18 0.13% 566,591.64 AUD 0.13%

> 90 <= 120 9 0.06% 328,420.80 AUD 0.07%

> 120 <= 150 2 0.01% 50,743.88 AUD 0.01%

> 150 <= 180 4 0.03% 142,131.72 AUD 0.03%

> 180 <= 210 1 0.01% 17,631.86 AUD 0.00%

> 210 <= 240 - 0.00% - AUD 0.00%

> 240 <= 270 1 0.01% 11,749.94 AUD 0.00%

> 270 <= 300 - 0.00% - AUD 0.00%

> 300 <= 330 - 0.00% - AUD 0.00%

> 330 <= 360 - 0.00% - AUD 0.00%

> 360 - 0.00% - AUD 0.00%

Total 206 1.4701% 6,853,613.44 AUD 1.55%

Total Portfolio



Contents

6 7

Number of

Contracts6


Receivables Balance

Number of

Contracts8


Receivables Balance

Number of

Contracts10


Receivables Balance

Number of

Contracts


Receivables Balance

64 2,759,122.15 AUD 73 1,804,884.87 AUD 95 3,433,862.81 AUD 42 1,130,144.21 AUD

17 739,879.77 AUD 17 432,456.81 AUD 21 805,575.88 AUD 13 366,760.70 AUD

8 363,878.07 AUD 10 202,713.57 AUD 13 502,813.16 AUD 5 63,778.48 AUD

3 73,362.34 AUD 6 255,058.46 AUD 5 178,789.83 AUD 4 149,630.97 AUD

1 49,921.63 AUD 1 822.25 AUD 2 50,743.88 AUD - - AUD

3 125,048.58 AUD 1 17,083.14 AUD 2 51,398.46 AUD 2 90,733.26 AUD

- - AUD 1 17,631.86 AUD - - AUD 1 17,631.86 AUD

- - AUD - - AUD - - AUD - - AUD

- - AUD 1 11,749.94 AUD - - AUD 1 11,749.94 AUD

- - AUD - - AUD - - AUD - - AUD

- - AUD - - AUD - - AUD - - AUD

- - AUD - - AUD - - AUD - - AUD

- - AUD - - AUD - - AUD - - AUD

96 4,111,212.54 AUD 110 2,742,400.90 AUD 138 5,023,184.02 AUD 68 1,830,429.42 AUD

Used

Balloon Vehicle Status

Balloon No Balloon New


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Net Salvage Loss

Product Type Type of Car Number of Contracts Net Salvage LossHire Purchase New - - AUD

Used - - AUD

Total Hire Purchase - - AUD

Chattel Mortgage New 1 20,747.34 AUD

Used 1 6,657.33 AUD

Total Chattel Mortgage 2 27,404.67 AUD

Consumer Loan New - - AUD

Used - - AUD

Total Consumer Loan - - AUD

Total 2 27,404.67 AUD

Cumulative Net Salvage Loss as of the End of the Monthly Period 188,031.43 AUD

573,467,753.55 AUD

Cumulative Net Loss Ratio 0.03279%

Monthly Period Number of Contracts Net Salvage Loss Number of Contracts2 Net Salvage Loss04/2016 - - AUD - - AUD

05/2016 - - AUD - - AUD

06/2016 - - AUD - - AUD

07/2016 - - AUD - - AUD

08/2016 - - AUD - - AUD

09/2016 2 26,827.09 AUD 2 26,827.09 AUD

10/2016 3 133,799.67 AUD 5 160,626.76 AUD

11/2016 - - AUD 5 160,626.76 AUD

12/2016 2 27,404.67 AUD 7 188,031.43 AUD

01/2017 - - AUD - - AUD

02/2017 - - AUD - - AUD

03/2017 - - AUD - - AUD

04/2017 - - AUD - - AUD

05/2017 - - AUD - - AUD

06/2017 - - AUD - - AUD

07/2017 - - AUD - - AUD

08/2017 - - AUD - - AUD

09/2017 - - AUD - - AUD

10/2017 - - AUD - - AUD

11/2017 - - AUD - - AUD

12/2017 - - AUD - - AUD

01/2018 - - AUD - - AUD

02/2018 - - AUD - - AUD

03/2018 - - AUD - - AUD

04/2018 - - AUD - - AUD

05/2018 - - AUD - - AUD

06/2018 - - AUD - - AUD

07/2018 - - AUD - - AUD

08/2018 - - AUD - - AUD

09/2018 - - AUD - - AUD

10/2018 - - AUD - - AUD

11/2018 - - AUD - - AUD

12/2018 - - AUD - - AUD

01/2019 - - AUD - - AUD

02/2019 - - AUD - - AUD

03/2019 - - AUD - - AUD

04/2019 - - AUD - - AUD

05/2019 - - AUD - - AUD

06/2019 - - AUD - - AUD

07/2019 - - AUD - - AUD

08/2019 - - AUD - - AUD

09/2019 - - AUD - - AUD

10/2019 - - AUD - - AUD

11/2019 - - AUD - - AUD

12/2019 - - AUD - - AUD

01/2020 - - AUD - - AUD

02/2020 - - AUD - - AUD

Total 7 188,031.43 AUD

Net Salvage Loss This Period

Outstanding Discounted Receivables Balance at Poolcut

Per Period Cumulative Net Salvage Loss


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Net Salvage After Recoveries

Product Type Vehicle Status Number of Contracts Gross Salvage Loss Net Salvage LossRecoveries After Net

Salvage

Net Salvage Loss After

Recoveries

Hire Purchase New - - AUD - AUD - AUD - AUDUsed 1 626.16 AUD 626.16 AUD - AUD 626.16 AUD

Total Hire Purchase 1 626.16 AUD 626.16 AUD - AUD 626.16 AUDChattel Mortgage New 5 342,049.45 AUD 180,747.94 AUD 2,694.65 AUD 178,053.29 AUD

Used 1 16,071.28 AUD 6,657.33 AUD - AUD 6,657.33 AUD

Total Chattel Mortgage 6 358,120.73 AUD 187,405.27 AUD 2,694.65 AUD 184,710.62 AUDConsumer Loan New - - AUD - AUD - AUD - AUD

Used - - AUD - AUD - AUD - AUD

Total Consumer Loan - - AUD - AUD - AUD - AUD - AUD

Total 7 358,746.89 AUD 188,031.43 AUD 2,694.65 AUD 185,336.78 AUD

Net Salvaged Contracts


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Pool Data I

Down Payments

Down PaymentNumber of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage

of Balance

Down Payment/

Purchase Price in %

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

No Down Payment 4,465 31.86% 152,542,441.47 AUD 34.51% 0.00% 45 706,652.16 AUD 2,991 107,527,394.92 AUD 1,429 44,308,394.39 AUD

0.01 - 10.000.00 6,591 47.03% 198,362,670.99 AUD 44.88% 9.66% 28 531,363.17 AUD 3,622 121,015,573.05 AUD 2,941 76,815,734.77 AUD

10,000.01 - 20.000.00 1,796 12.82% 53,401,445.44 AUD 12.08% 28.45% 3 127,985.55 AUD 990 34,176,934.36 AUD 803 19,096,525.53 AUD

20,000.01 - 30.000.00 702 5.01% 21,058,123.25 AUD 4.76% 39.63% 4 10,861.20 AUD 379 12,887,149.23 AUD 319 8,160,112.82 AUD

30,000.01 - 40.000.00 246 1.76% 7,258,996.57 AUD 1.64% 48.51% - - AUD 135 4,597,326.01 AUD 111 2,661,670.56 AUD

40,000.01 - 50,000.00 118 0.84% 4,521,048.76 AUD 1.02% 51.06% - - AUD 67 3,089,536.33 AUD 51 1,431,512.43 AUD

50,000.01 - 60,000.00 51 0.36% 1,818,582.39 AUD 0.41% 58.25% 1 5,258.33 AUD 31 1,406,818.80 AUD 19 406,505.26 AUD

60,000.01 - 70,000.00 16 0.11% 1,379,517.05 AUD 0.31% 44.05% - - AUD 12 1,273,734.37 AUD 4 105,782.68 AUD

70,000.01 - 80,000.00 11 0.08% 500,228.92 AUD 0.11% 63.40% - - AUD 8 274,961.47 AUD 3 225,267.45 AUD

80,000.01 - 90,000.00 4 0.03% 93,456.66 AUD 0.02% 82.00% - - AUD 2 69,127.09 AUD 2 24,329.57 AUD

90,000.01 - 100,000.00 9 0.06% 606,703.29 AUD 0.14% 62.09% - - AUD 9 606,703.29 AUD - - AUD

100,000.01 - 110,000.00 - 0.00% - AUD 0.00% 0.00% - - AUD - - AUD - - AUD

110,000.01 - 120,000.00 1 0.01% 169,787.84 AUD 0.04% 49.08% - - AUD 1 169,787.84 AUD - - AUD

120,000.01 - 130,000.00 1 0.01% 86,099.93 AUD 0.02% 57.89% - - AUD 1 86,099.93 AUD - - AUD

130,000.01 - 140,000.00 - 0.00% - AUD 0.00% 0.00% - - AUD - - AUD - - AUD

140,000.01 - 150,000.00 1 0.01% 87,158.78 AUD 0.02% 75.88% - - AUD 1 87,158.78 AUD - - AUD

> 150,000.00 1 0.01% 145,434.32 AUD 0.03% 50.00% - - AUD 1 145,434.32 AUD - - AUD

Total 14,013 100.00% 442,031,695.66 AUD 100.00% 14.01% 81 1,382,120.41 AUD 8,250 287,413,739.79 AUD 5,682 153,235,835.46 AUD

- AUD

200,000.00 AUD

10,098.42 AUD

6,613.52 AUD

Type of Payment

Type of PaymentNumber of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage

of Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Direct Debit 13,879 99.04% 438,285,704.77 AUD 99.15% 78 1,319,995 8,148 284,254,876 5,653 152,710,833

Other 134 0.96% 3,745,990.89 AUD 0.85% 3 62,125 102 3,158,864 29 525,002

Total 14,013 100.00% 442,031,695.66 AUD 100.00% 81 1,382,120.41 AUD 8,250 287,413,739.79 AUD 5,682 153,235,835.46 AUD



Statistics Down Payments

Minimum Down Payment

Maximum Down Payment

Weighted Average Down Payment (Customers that made a Down Payment)

Weighted Average Down Payment




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Pool Data I

Down Payments

Down PaymentNumber of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage

of Balance

Down Payment/

Purchase Price in %

No Down Payment 4,465 31.86% 152,542,441.47 AUD 34.51% 0.00%

0.01 - 10.000.00 6,591 47.03% 198,362,670.99 AUD 44.88% 9.66%

10,000.01 - 20.000.00 1,796 12.82% 53,401,445.44 AUD 12.08% 28.45%

20,000.01 - 30.000.00 702 5.01% 21,058,123.25 AUD 4.76% 39.63%

30,000.01 - 40.000.00 246 1.76% 7,258,996.57 AUD 1.64% 48.51%

40,000.01 - 50,000.00 118 0.84% 4,521,048.76 AUD 1.02% 51.06%

50,000.01 - 60,000.00 51 0.36% 1,818,582.39 AUD 0.41% 58.25%

60,000.01 - 70,000.00 16 0.11% 1,379,517.05 AUD 0.31% 44.05%

70,000.01 - 80,000.00 11 0.08% 500,228.92 AUD 0.11% 63.40%

80,000.01 - 90,000.00 4 0.03% 93,456.66 AUD 0.02% 82.00%

90,000.01 - 100,000.00 9 0.06% 606,703.29 AUD 0.14% 62.09%

100,000.01 - 110,000.00 - 0.00% - AUD 0.00% 0.00%

110,000.01 - 120,000.00 1 0.01% 169,787.84 AUD 0.04% 49.08%

120,000.01 - 130,000.00 1 0.01% 86,099.93 AUD 0.02% 57.89%

130,000.01 - 140,000.00 - 0.00% - AUD 0.00% 0.00%

140,000.01 - 150,000.00 1 0.01% 87,158.78 AUD 0.02% 75.88%

> 150,000.00 1 0.01% 145,434.32 AUD 0.03% 50.00%

Total 14,013 100.00% 442,031,695.66 AUD 100.00% 14.01%

- AUD

200,000.00 AUD

10,098.42 AUD

6,613.52 AUD

Type of Payment

Type of PaymentNumber of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage

of Balance

Direct Debit 13,879 99.04% 438,285,704.77 AUD 99.15%

Other 134 0.96% 3,745,990.89 AUD 0.85%

Total 14,013 100.00% 442,031,695.66 AUD 100.00%

Total Portfolio

Statistics Down Payments

Minimum Down Payment

Maximum Down Payment

Weighted Average Down Payment (Customers that made a Down Payment)

Weighted Average Down Payment

Total Portfolio

Publication Date: 16/01/2017 Publication Date: 16/01/2017

Period: 12/2016 / Period No. 9 Period: 12/2016 / Period No. 9

Contents

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

2,324 98,755,194.70 AUD 2,141 53,787,246.77 AUD 3,624 134,308,248.28 AUD 841 18,234,193.19 AUD

2,808 111,997,897.45 AUD 3,783 86,364,773.54 AUD 5,611 177,138,715.83 AUD 980 21,223,955.16 AUD

716 29,772,130.45 AUD 1,080 23,629,314.99 AUD 1,647 49,998,704.79 AUD 149 3,402,740.65 AUD

248 10,878,030.70 AUD 454 10,180,092.55 AUD 654 19,774,338.99 AUD 48 1,283,784.26 AUD

74 3,561,202.62 AUD 172 3,697,793.95 AUD 235 6,911,830.30 AUD 11 347,166.27 AUD

40 2,815,184.24 AUD 78 1,705,864.52 AUD 112 4,291,671.60 AUD 6 229,377.16 AUD

19 999,824.99 AUD 32 818,757.40 AUD 50 1,699,539.13 AUD 1 119,043.26 AUD

5 895,795.82 AUD 11 483,721.23 AUD 13 1,193,082.97 AUD 3 186,434.08 AUD

3 185,943.54 AUD 8 314,285.38 AUD 11 500,228.92 AUD - - AUD

1 60,988.78 AUD 3 32,467.88 AUD 4 93,456.66 AUD - - AUD

5 423,101.98 AUD 4 183,601.31 AUD 9 606,703.29 AUD - - AUD

- - AUD - - AUD - - AUD - - AUD

1 169,787.84 AUD - - AUD 1 169,787.84 AUD - - AUD

1 86,099.93 AUD - - AUD - - AUD 1 86,099.93 AUD

- - AUD - - AUD - - AUD - - AUD

1 87,158.78 AUD - - AUD 1 87,158.78 AUD - - AUD

1 145,434.32 AUD - - AUD 1 145,434.32 AUD - - AUD

6,247 260,833,776.14 AUD 7,766 181,197,919.52 AUD 11,973 396,918,901.70 AUD 2,040 45,112,793.96 AUD

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

6,180 258,304,243 7,699 179,981,462 11,872 393,836,399 2,007 44,449,306

67 2,529,534 67 1,216,457 101 3,082,503 33 663,488

6,247 260,833,776.14 AUD 7,766 181,197,919.52 AUD 11,973 396,918,901.70 AUD 2,040 45,112,793.96 AUD

Used



Used




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Contents

Pool Data II

Distribution of Contracts and Vehicles per Borrower

Number of

Contracts Per

Borrower

Number of CustomersPercentage of

Customers

Number of

Contracts

Percentage

of Contracts

Outstanding

Discounted

Receivables Balance

Percentage

of Balance

1 14,471 98.06% 13,452 95.81% 454,042,052.87 AUD 95.96%

2 248 1.68% 450 3.21% 15,424,294.99 AUD 3.26%

3 27 0.18% 77 0.55% 2,284,965.10 AUD 0.48%

4 10 0.07% 40 0.28% 985,263.07 AUD 0.21%

5 - 0.00% - 0.00% - AUD 0.00%

6 - 10 1 0.01% 6 0.04% 116,224.52 AUD 0.02%

> 10 1 0.01% 15 0.11% 307,685.28 AUD 0.07%

Total 14,758 100.00% 14,040 100.00% 473,160,485.83 AUD 100.00%

Top 20 Borrower

Ranking

Outstanding

Discounted

Receivables Balance

Percentage of

Overall Balance

Number of

Contracts

1 368,781.25 AUD 0.08343 % 1

2 319,889.73 AUD 0.07237 % 1

3 319,889.73 AUD 0.07237 % 1

4 312,432.87 AUD 0.07068 % 1

5 307,685.28 AUD 0.06961 % 15

6 300,198.25 AUD 0.06791 % 1

7 263,030.07 AUD 0.05950 % 1

8 241,920.18 AUD 0.05473 % 2

9 229,368.73 AUD 0.05189 % 1

10 224,115.76 AUD 0.05070 % 1

11 223,010.27 AUD 0.05045 % 1

12 219,233.34 AUD 0.04960 % 1

13 219,218.52 AUD 0.04959 % 1

14 219,218.52 AUD 0.04959 % 1

15 216,967.23 AUD 0.04908 % 1

16 201,813.98 AUD 0.04566 % 3

17 199,398.32 AUD 0.04511 % 1

18 196,598.66 AUD 0.04448 % 2

19 193,671.71 AUD 0.04381 % 1

20 190,040.84 AUD 0.04299 % 1

4,966,483.24 AUD 1.12356 % 38


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Pool Data III

Distribution by Outstanding Discounted Receivables Balance

Distribution by


Receivables Balance

Number of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage of

Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

0.00 - 10.000.00 1,196 8.53% 7,546,722.06 AUD 1.71% 30 120,930.80 AUD 573 3,536,782.74 AUD 593 3,889,008.52 AUD

10,000.01 - 20.000.00 3,252 23.21% 50,126,992.16 AUD 11.34% 26 375,654.95 AUD 1,559 24,324,850.06 AUD 1,667 25,426,487.15 AUD

20,000.01 - 30.000.00 3,353 23.93% 83,170,716.43 AUD 18.82% 10 253,560.57 AUD 1,865 46,500,537.15 AUD 1,478 36,416,618.71 AUD

30,000.01 - 40.000.00 2,530 18.05% 87,968,633.28 AUD 19.90% 8 277,616.35 AUD 1,618 56,445,781.97 AUD 904 31,245,234.96 AUD

40,000.01 - 50,000.00 1,702 12.15% 75,740,903.05 AUD 17.13% 4 170,832.28 AUD 1,154 51,459,432.22 AUD 544 24,110,638.55 AUD

50,000.01 - 60,000.00 910 6.49% 49,622,464.09 AUD 11.23% 1 55,194.09 AUD 645 35,223,905.35 AUD 264 14,343,364.65 AUD

60,000.01 - 70,000.00 454 3.24% 29,245,961.02 AUD 6.62% 2 128,331.37 AUD 333 21,506,346.72 AUD 119 7,611,282.93 AUD

70,000.01 - 80,000.00 227 1.62% 16,865,053.90 AUD 3.82% - - AUD 184 13,663,520.47 AUD 43 3,201,533.43 AUD

80,000.01 - 90,000.00 147 1.05% 12,411,823.34 AUD 2.81% - - AUD 116 9,780,462.03 AUD 31 2,631,361.31 AUD

90,000.01 - 100,000.00 85 0.61% 8,039,765.46 AUD 1.82% - - AUD 69 6,534,054.42 AUD 16 1,505,711.04 AUD

100,000.01 - 110,000.00 46 0.33% 4,811,299.19 AUD 1.09% - - AUD 37 3,876,697.21 AUD 9 934,601.98 AUD

110,000.01 - 120,000.00 34 0.24% 3,899,656.22 AUD 0.88% - - AUD 29 3,334,152.16 AUD 5 565,504.06 AUD

120,000.01 - 130,000.00 13 0.09% 1,610,360.37 AUD 0.36% - - AUD 11 1,358,899.21 AUD 2 251,461.16 AUD

130,000.01 - 140,000.00 18 0.13% 2,421,798.46 AUD 0.55% - - AUD 15 2,011,594.09 AUD 3 410,204.37 AUD

140,000.01 - 150,000.00 15 0.11% 2,185,724.08 AUD 0.49% - - AUD 13 1,890,608.10 AUD 2 295,115.98 AUD

> 150,000.00 31 0.22% 6,363,822.55 AUD 1.44% - - AUD 29 5,966,115.89 AUD 2 397,706.66 AUD


- AUD

368,781.25 AUD

31,544.40 AUD

Distribution by Original Balance

Distribution by Original

Balance

Number of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage of

Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance0.00 - 10.000.00 76 0.54% 334,524.12 AUD 0.08% - - AUD 33 131,283.62 AUD 43 203,240.50 AUD

10,000.01 - 20.000.00 1,439 10.27% 14,668,568.72 AUD 3.32% 20 123,617.91 AUD 538 5,392,515.26 AUD 881 9,152,435.55 AUD

20,000.01 - 30.000.00 2,844 20.30% 48,982,929.11 AUD 11.08% 12 139,499.43 AUD 1,296 21,723,340.54 AUD 1,536 27,120,089.14 AUD

30,000.01 - 40.000.00 2,743 19.57% 66,311,166.62 AUD 15.00% 10 110,248.39 AUD 1,551 37,026,251.68 AUD 1,182 29,174,666.55 AUD

40,000.01 - 50,000.00 2,376 16.96% 75,859,414.44 AUD 17.16% 15 277,690.26 AUD 1,538 48,327,526.31 AUD 823 27,254,197.87 AUD

50,000.01 - 60,000.00 1,778 12.69% 69,823,448.11 AUD 15.80% 7 151,061.56 AUD 1,233 48,134,209.89 AUD 538 21,538,176.66 AUD

60,000.01 - 70,000.00 1,139 8.13% 52,326,681.26 AUD 11.84% 6 173,474.38 AUD 810 36,894,398.99 AUD 323 15,258,807.89 AUD

70,000.01 - 80,000.00 636 4.54% 34,401,911.84 AUD 7.78% 6 193,521.36 AUD 452 24,426,755.83 AUD 178 9,781,634.65 AUD

80,000.01 - 90,000.00 354 2.53% 21,759,775.83 AUD 4.92% 3 114,949.57 AUD 271 16,792,800.15 AUD 80 4,852,026.11 AUD

90,000.01 - 100,000.00 225 1.61% 16,319,324.07 AUD 3.69% 1 29,910.67 AUD 187 13,506,191.67 AUD 37 2,783,221.73 AUD

100,000.01 - 110,000.00 155 1.11% 12,437,589.76 AUD 2.81% 1 68,146.88 AUD 130 10,295,347.37 AUD 24 2,074,095.51 AUD

110,000.01 - 120,000.00 72 0.51% 6,250,863.35 AUD 1.41% - - AUD 59 5,082,435.13 AUD 13 1,168,428.22 AUD

120,000.01 - 130,000.00 43 0.31% 4,269,610.97 AUD 0.97% - - AUD 35 3,394,744.74 AUD 8 874,866.23 AUD

130,000.01 - 140,000.00 36 0.26% 3,742,840.62 AUD 0.85% - - AUD 31 3,266,248.23 AUD 5 476,592.39 AUD

140,000.01 - 150,000.00 19 0.14% 2,149,083.95 AUD 0.49% - - AUD 13 1,457,768.83 AUD 6 691,315.12 AUD

> 150,000.00 78 0.56% 12,393,962.89 AUD 2.80% - - AUD 73 11,561,921.55 AUD 5 832,041.34 AUD


5,000.00 AUD

416,000.00 AUD

59,902.14 AUD

Statistics

Minimum Original Balance

Maximum Original Balance

Weighted Average Original Receivables Balance (by ODRB)

Chattel Mortgage Consumer Loan

Statistics Outstanding Discounted Receivables Balance

Minimum Outstanding Discounted Receivables Balance

Maximum Outstanding Discounted Receivables Balance

Average Outstanding Discounted Receivables Balance


Hire Purchase




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Pool Data III

Distribution by Outstanding Discounted Receivables Balance

Distribution by


Receivables Balance

Number of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage of

Balance

0.00 - 10.000.00 1,196 8.53% 7,546,722.06 AUD 1.71%

10,000.01 - 20.000.00 3,252 23.21% 50,126,992.16 AUD 11.34%

20,000.01 - 30.000.00 3,353 23.93% 83,170,716.43 AUD 18.82%

30,000.01 - 40.000.00 2,530 18.05% 87,968,633.28 AUD 19.90%

40,000.01 - 50,000.00 1,702 12.15% 75,740,903.05 AUD 17.13%

50,000.01 - 60,000.00 910 6.49% 49,622,464.09 AUD 11.23%

60,000.01 - 70,000.00 454 3.24% 29,245,961.02 AUD 6.62%

70,000.01 - 80,000.00 227 1.62% 16,865,053.90 AUD 3.82%

80,000.01 - 90,000.00 147 1.05% 12,411,823.34 AUD 2.81%

90,000.01 - 100,000.00 85 0.61% 8,039,765.46 AUD 1.82%

100,000.01 - 110,000.00 46 0.33% 4,811,299.19 AUD 1.09%

110,000.01 - 120,000.00 34 0.24% 3,899,656.22 AUD 0.88%

120,000.01 - 130,000.00 13 0.09% 1,610,360.37 AUD 0.36%

130,000.01 - 140,000.00 18 0.13% 2,421,798.46 AUD 0.55%

140,000.01 - 150,000.00 15 0.11% 2,185,724.08 AUD 0.49%

> 150,000.00 31 0.22% 6,363,822.55 AUD 1.44%

Total 14,013 100.00% 442,031,695.66 AUD 100.00%

- AUD

368,781.25 AUD

31,544.40 AUD

Distribution by Original Balance

Distribution by Original

Balance

Number of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage of

Balance0.00 - 10.000.00 76 0.54% 334,524.12 AUD 0.08%

10,000.01 - 20.000.00 1,439 10.27% 14,668,568.72 AUD 3.32%

20,000.01 - 30.000.00 2,844 20.30% 48,982,929.11 AUD 11.08%

30,000.01 - 40.000.00 2,743 19.57% 66,311,166.62 AUD 15.00%

40,000.01 - 50,000.00 2,376 16.96% 75,859,414.44 AUD 17.16%

50,000.01 - 60,000.00 1,778 12.69% 69,823,448.11 AUD 15.80%

60,000.01 - 70,000.00 1,139 8.13% 52,326,681.26 AUD 11.84%

70,000.01 - 80,000.00 636 4.54% 34,401,911.84 AUD 7.78%

80,000.01 - 90,000.00 354 2.53% 21,759,775.83 AUD 4.92%

90,000.01 - 100,000.00 225 1.61% 16,319,324.07 AUD 3.69%

100,000.01 - 110,000.00 155 1.11% 12,437,589.76 AUD 2.81%

110,000.01 - 120,000.00 72 0.51% 6,250,863.35 AUD 1.41%

120,000.01 - 130,000.00 43 0.31% 4,269,610.97 AUD 0.97%

130,000.01 - 140,000.00 36 0.26% 3,742,840.62 AUD 0.85%

140,000.01 - 150,000.00 19 0.14% 2,149,083.95 AUD 0.49%

> 150,000.00 78 0.56% 12,393,962.89 AUD 2.80%

Total 14,013 100.00% 442,031,695.66 AUD 100.00%

5,000.00 AUD

416,000.00 AUD

59,902.14 AUD

Statistics

Minimum Original Balance

Maximum Original Balance

Weighted Average Original Receivables Balance (by ODRB)

Statistics Outstanding Discounted Receivables Balance

Minimum Outstanding Discounted Receivables Balance

Maximum Outstanding Discounted Receivables Balance

Average Outstanding Discounted Receivables Balance

Total Portfolio

Total Portfolio



Contents

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

55 435,870.42 AUD 1,141 7,110,851.64 AUD 764 4,976,043.48 AUD 432 2,570,678.58 AUD

693 11,195,554.41 AUD 2,559 38,931,437.75 AUD 2,558 39,741,621.83 AUD 694 10,385,370.33 AUD

1,314 33,198,587.46 AUD 2,039 49,972,128.97 AUD 2,906 72,240,232.39 AUD 447 10,930,484.04 AUD

1,378 48,245,329.72 AUD 1,152 39,723,303.56 AUD 2,296 79,918,911.92 AUD 234 8,049,721.36 AUD

1,169 52,118,891.14 AUD 533 23,622,011.91 AUD 1,585 70,576,156.80 AUD 117 5,164,746.25 AUD

717 39,172,969.71 AUD 193 10,449,494.38 AUD 863 47,058,253.99 AUD 47 2,564,210.10 AUD

375 24,220,944.91 AUD 79 5,025,016.11 AUD 423 27,253,710.15 AUD 31 1,992,250.87 AUD

190 14,118,892.10 AUD 37 2,746,161.80 AUD 205 15,249,703.19 AUD 22 1,615,350.71 AUD

133 11,224,061.42 AUD 14 1,187,761.92 AUD 141 11,906,110.45 AUD 6 505,712.89 AUD

82 7,752,342.84 AUD 3 287,422.62 AUD 82 7,753,097.32 AUD 3 286,668.14 AUD

42 4,397,000.59 AUD 4 414,298.60 AUD 43 4,492,476.70 AUD 3 318,822.49 AUD

30 3,432,543.34 AUD 4 467,112.88 AUD 33 3,780,612.96 AUD 1 119,043.26 AUD

12 1,488,366.58 AUD 1 121,993.79 AUD 13 1,610,360.37 AUD - - AUD

16 2,157,836.27 AUD 2 263,962.19 AUD 18 2,421,798.46 AUD - - AUD

14 2,035,754.90 AUD 1 149,969.18 AUD 14 2,041,495.43 AUD 1 144,228.65 AUD

27 5,638,830.33 AUD 4 724,992.22 AUD 29 5,898,316.26 AUD 2 465,506.29 AUD

6,247 260,833,776.14 AUD 7,766 181,197,919.52 AUD 11,973 396,918,901.70 AUD 2,040 45,112,793.96 AUD

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance- - AUD 76 334,524.12 AUD 24 119,776.24 AUD 52 214,747.88 AUD

146 1,948,058.84 AUD 1,293 12,720,509.88 AUD 884 9,276,122.86 AUD 555 5,392,445.86 AUD

684 13,337,884.01 AUD 2,160 35,645,045.10 AUD 2,228 38,468,905.63 AUD 616 10,514,023.48 AUD

1,078 28,688,621.61 AUD 1,665 37,622,545.01 AUD 2,413 58,151,347.25 AUD 330 8,159,819.37 AUD

1,223 41,863,060.72 AUD 1,153 33,996,353.72 AUD 2,164 69,074,751.27 AUD 212 6,784,663.17 AUD

1,079 44,686,964.57 AUD 699 25,136,483.54 AUD 1,658 65,082,840.87 AUD 120 4,740,607.24 AUD

772 37,124,240.90 AUD 367 15,202,440.36 AUD 1,074 49,302,248.88 AUD 65 3,024,432.38 AUD

473 26,610,999.30 AUD 163 7,790,912.54 AUD 601 32,452,557.21 AUD 35 1,949,354.63 AUD

271 17,268,833.32 AUD 83 4,490,942.51 AUD 324 19,814,209.42 AUD 30 1,945,566.41 AUD

182 13,513,292.11 AUD 43 2,806,031.96 AUD 220 15,954,524.47 AUD 5 364,799.60 AUD

125 10,436,065.57 AUD 30 2,001,524.19 AUD 146 11,782,455.09 AUD 9 655,134.67 AUD

61 5,471,391.64 AUD 11 779,471.71 AUD 70 6,083,642.11 AUD 2 167,221.24 AUD

38 3,766,763.25 AUD 5 502,847.72 AUD 41 4,055,830.93 AUD 2 213,780.04 AUD

31 3,337,608.88 AUD 5 405,231.74 AUD 33 3,455,858.99 AUD 3 286,981.63 AUD

18 2,027,090.16 AUD 1 121,993.79 AUD 18 2,059,602.53 AUD 1 89,481.42 AUD

66 10,752,901.26 AUD 12 1,641,061.63 AUD 75 11,784,227.95 AUD 3 609,734.94 AUD

6,247 260,833,776.14 AUD 7,766 181,197,919.52 AUD 11,973 396,918,901.70 AUD 2,040 45,112,793.96 AUD

Balloon No Balloon New Used

Used





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Pool Data IV

Interest Rate paid by the Receivable Debtor

Interest Rate paid

by the Receivable

Debtor

Number of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage

of Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

0.00% 221 1.58% 4,234,075.88 AUD 0.96% 1 19,817.39 AUD 176 3,403,457.08 AUD 44 810,801.41 AUD

0.01% - 1.00% 31 0.22% 504,360.03 AUD 0.11% - - AUD 19 298,942.06 AUD 12 205,417.97 AUD

1.01% - 2.00% 286 2.04% 6,117,190.80 AUD 1.38% - - AUD 89 2,026,827.71 AUD 197 4,090,363.09 AUD

2.01% - 3.00% 172 1.23% 2,869,971.09 AUD 0.65% - - AUD 67 1,222,175.66 AUD 105 1,647,795.43 AUD

3.01% - 4.00% 1,261 9.00% 49,165,392.61 AUD 11.12% 3 136,679.00 AUD 832 34,800,949.48 AUD 426 14,227,764.13 AUD

4.01% - 5.00% 1,432 10.22% 52,356,918.85 AUD 11.84% 2 69,071.58 AUD 927 36,755,357.27 AUD 503 15,532,490.00 AUD

5.01% - 6.00% 3,033 21.64% 107,060,600.83 AUD 24.22% 2 69,932.93 AUD 1,979 74,883,810.03 AUD 1,052 32,106,857.87 AUD

6.01% - 7.00% 2,737 19.53% 87,283,097.53 AUD 19.75% 8 142,477.46 AUD 1,537 53,727,680.44 AUD 1,192 33,412,939.63 AUD

7.01% - 8.00% 1,924 13.73% 54,884,476.41 AUD 12.42% 23 410,896.50 AUD 1,016 33,321,091.17 AUD 885 21,152,488.74 AUD

8.01% - 9.00% 1,286 9.18% 35,161,245.86 AUD 7.95% 29 335,465.51 AUD 691 21,273,077.49 AUD 566 13,552,702.86 AUD

9.01% - 10.00% 715 5.10% 18,681,441.40 AUD 4.23% 4 69,449.77 AUD 386 11,037,549.44 AUD 325 7,574,442.19 AUD

10.01% - 11.00% 350 2.50% 9,372,497.98 AUD 2.12% 5 83,664.35 AUD 199 5,821,109.04 AUD 146 3,467,724.59 AUD

11.01% - 12.00% 202 1.44% 5,176,993.24 AUD 1.17% - - AUD 111 3,000,545.98 AUD 91 2,176,447.26 AUD

12.01% - 13.00% 125 0.89% 3,174,881.39 AUD 0.72% 1 822.25 AUD 64 1,770,292.47 AUD 60 1,403,766.67 AUD

13.01% - 14.00% 163 1.16% 4,103,625.50 AUD 0.93% 1 33,997.53 AUD 113 2,847,956.40 AUD 49 1,221,671.57 AUD

14.01% - 15.00% 43 0.31% 877,542.90 AUD 0.20% 2 9,846.14 AUD 26 565,755.41 AUD 15 301,941.35 AUD

15.01% - 16.00% 32 0.23% 1,007,383.36 AUD 0.23% - - AUD 18 657,162.66 AUD 14 350,220.70 AUD

> 16.00% - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD


Minimum Interest Rate Debtor 0.00%

Maximum Interest Rate Debtor 15.79%

Weighted Average Interest Rate Debtor 6.43%

Statistics Interest Rate




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Pool Data IV

Interest Rate paid by the Receivable Debtor

Interest Rate paid

by the Receivable

Debtor

Number of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage

of Balance

0.00% 221 1.58% 4,234,075.88 AUD 0.96%

0.01% - 1.00% 31 0.22% 504,360.03 AUD 0.11%

1.01% - 2.00% 286 2.04% 6,117,190.80 AUD 1.38%

2.01% - 3.00% 172 1.23% 2,869,971.09 AUD 0.65%

3.01% - 4.00% 1,261 9.00% 49,165,392.61 AUD 11.12%

4.01% - 5.00% 1,432 10.22% 52,356,918.85 AUD 11.84%

5.01% - 6.00% 3,033 21.64% 107,060,600.83 AUD 24.22%

6.01% - 7.00% 2,737 19.53% 87,283,097.53 AUD 19.75%

7.01% - 8.00% 1,924 13.73% 54,884,476.41 AUD 12.42%

8.01% - 9.00% 1,286 9.18% 35,161,245.86 AUD 7.95%

9.01% - 10.00% 715 5.10% 18,681,441.40 AUD 4.23%

10.01% - 11.00% 350 2.50% 9,372,497.98 AUD 2.12%

11.01% - 12.00% 202 1.44% 5,176,993.24 AUD 1.17%

12.01% - 13.00% 125 0.89% 3,174,881.39 AUD 0.72%

13.01% - 14.00% 163 1.16% 4,103,625.50 AUD 0.93%

14.01% - 15.00% 43 0.31% 877,542.90 AUD 0.20%

15.01% - 16.00% 32 0.23% 1,007,383.36 AUD 0.23%

> 16.00% - 0.00% - AUD 0.00%

Total 14,013 100.00% 442,031,695.66 AUD 100.00%

Minimum Interest Rate Debtor 0.00%

Maximum Interest Rate Debtor 15.79%

Weighted Average Interest Rate Debtor 6.43%

Statistics Interest Rate

Total Portfolio



Contents

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted

Receivables Balance127 3,014,424.34 AUD 94 1,219,651.54 AUD 218 4,210,020.86 AUD 3 24,055.02 AUD

19 323,017.07 AUD 12 181,342.96 AUD 31 504,360.03 AUD - - AUD

90 2,302,519.44 AUD 196 3,814,671.36 AUD 271 5,624,913.12 AUD 15 492,277.68 AUD

81 1,702,475.65 AUD 91 1,167,495.44 AUD 171 2,853,482.41 AUD 1 16,488.68 AUD

677 30,671,380.82 AUD 584 18,494,011.79 AUD 1,259 48,848,546.10 AUD 2 316,846.51 AUD

730 33,823,497.86 AUD 702 18,533,420.99 AUD 1,420 51,846,468.76 AUD 12 510,450.09 AUD

1,535 69,629,441.34 AUD 1,498 37,431,159.49 AUD 2,774 99,912,999.18 AUD 259 7,147,601.65 AUD

1,287 53,962,902.83 AUD 1,450 33,320,194.70 AUD 2,307 76,088,193.05 AUD 430 11,194,904.48 AUD

725 28,755,191.74 AUD 1,199 26,129,284.67 AUD 1,493 46,154,798.13 AUD 431 8,729,678.28 AUD

451 17,495,510.07 AUD 835 17,665,735.79 AUD 936 28,705,924.85 AUD 350 6,455,321.01 AUD

241 8,626,281.66 AUD 474 10,055,159.74 AUD 512 14,886,284.08 AUD 203 3,795,157.32 AUD

125 4,644,754.75 AUD 225 4,727,743.23 AUD 234 7,169,403.37 AUD 116 2,203,094.61 AUD

60 2,206,906.97 AUD 142 2,970,086.27 AUD 139 4,032,211.58 AUD 63 1,144,781.66 AUD

36 1,344,659.31 AUD 89 1,830,222.08 AUD 84 2,434,975.87 AUD 41 739,905.52 AUD

38 1,403,028.55 AUD 125 2,700,596.95 AUD 88 2,569,454.95 AUD 75 1,534,170.55 AUD

9 266,187.79 AUD 34 611,355.11 AUD 19 463,310.34 AUD 24 414,232.56 AUD

16 661,595.95 AUD 16 345,787.41 AUD 17 613,555.02 AUD 15 393,828.34 AUD

- - AUD - - AUD - - AUD - - AUD

6,247 260,833,776.14 AUD 7,766 181,197,919.52 AUD 11,973 396,918,901.70 AUD 2,040 45,112,793.96 AUD

Used




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Contents

Pool Data V

Original Term

Length of Original

Term (months)

Number of

Contracts

Percentage of

Contracts


Receivables Balance

Percentage of

Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance0 - 11 - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD

12 - 23 36 0.26% 167,291.38 AUD 0.04% 1 4,480.53 AUD 22 117,246.49 AUD 13 45,564.36 AUD

24 - 35 365 2.60% 3,604,083.52 AUD 0.82% 15 83,131.57 AUD 226 2,612,391.13 AUD 124 908,560.82 AUD

36 - 47 1,780 12.70% 39,019,091.99 AUD 8.83% 10 211,185.18 AUD 1,111 27,475,785.08 AUD 659 11,332,121.73 AUD

48 - 59 2,918 20.82% 88,155,921.58 AUD 19.94% 6 152,323.23 AUD 1,936 62,618,074.87 AUD 976 25,385,523.48 AUD

60 - 71 8,318 59.36% 292,562,213.86 AUD 66.19% 49 930,999.90 AUD 4,955 194,590,242.22 AUD 3,314 97,040,971.74 AUD

> 71 596 4.25% 18,523,093.33 AUD 4.19% - - AUD - - AUD 596 18,523,093.33 AUD


Minimum Original Term in months 12

Maximum Original Term in months 84

Weighted Average Original Term month (by ODRB) 56.20

Remaining Term

Length of Remaining

Term (months)

Number of

Contracts

Percentage of

Contracts


Receivables Balance

Percentage of

Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance0 - 11 984 7.02% 11,962,572.03 AUD 2.71% 53 716,306.20 AUD 653 9,004,156.78 AUD 278 2,242,109.05 AUD

12 - 23 2,326 16.60% 52,618,621.61 AUD 11.90% 11 197,839.18 AUD 1,514 38,499,142.52 AUD 801 13,921,639.91 AUD

24 - 35 3,127 22.31% 97,938,600.68 AUD 22.16% 9 201,073.40 AUD 1,976 68,052,114.58 AUD 1,142 29,685,412.70 AUD

36 - 47 6,007 42.87% 219,151,666.05 AUD 49.58% 8 266,901.63 AUD 3,540 145,366,225.47 AUD 2,459 73,518,538.95 AUD

48 - 59 1,152 8.22% 46,393,582.20 AUD 10.50% - - AUD 567 26,492,100.44 AUD 585 19,901,481.76 AUD

60 - 71 359 2.56% 11,914,694.03 AUD 2.70% - - AUD - - AUD 359 11,914,694.03 AUD

> 71 58 0.41% 2,051,959.06 AUD 0.46% - - AUD - - AUD 58 2,051,959.06 AUD


Minimum Remaining Term in months 0

Maximum Remaining Term in months 76

Weighted Average Remaining Term in months (by ODRB) 36.98

Distribution by Seasoning

Seasoning (months)Number of

Contracts

Percentage of

Contracts


Receivables Balance

Percentage of

Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance0 - 11 777 5.54% 27,766,148.74 AUD 6.28% 3 60,027.92 AUD 373 14,883,402.67 AUD 401 12,822,718.15 AUD

12 - 23 10,029 71.57% 336,023,203.40 AUD 76.02% 30 502,515.47 AUD 5,820 216,919,180.54 AUD 4,179 118,601,507.39 AUD

24 - 35 2,242 16.00% 59,137,706.99 AUD 13.38% 7 144,966.99 AUD 1,414 41,727,598.69 AUD 821 17,265,141.31 AUD

36 - 47 766 5.47% 15,969,532.42 AUD 3.61% 3 64,610.46 AUD 532 11,881,778.96 AUD 231 4,023,143.00 AUD

48 - 59 187 1.33% 3,054,998.81 AUD 0.69% 37 602,600.65 AUD 110 2,001,778.93 AUD 40 450,619.23 AUD

60 - 71 11 0.08% 77,919.19 AUD 0.02% 1 7,398.92 AUD 1 - AUD 9 70,520.27 AUD

> 71 1 0.01% 2,186.11 AUD 0.00% - - AUD - - AUD 1 2,186.11 AUD


Minimum Seasoning in months 4

Maximum Seasoning in months 77

19.38Weighted Average Seasoning Term in months (by ODRB)

Consumer Loan

Statistics Seasoning

Statistics Remaining Term


Hire Purchase Chattel Mortgage

Statistics Original Term






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Pool Data V

Original Term

Length of Original

Term (months)

Number of

Contracts

Percentage of

Contracts


Receivables Balance

Percentage of

Balance0 - 11 - 0.00% - AUD 0.00%

12 - 23 36 0.26% 167,291.38 AUD 0.04%

24 - 35 365 2.60% 3,604,083.52 AUD 0.82%

36 - 47 1,780 12.70% 39,019,091.99 AUD 8.83%

48 - 59 2,918 20.82% 88,155,921.58 AUD 19.94%

60 - 71 8,318 59.36% 292,562,213.86 AUD 66.19%

> 71 596 4.25% 18,523,093.33 AUD 4.19%

Total 14,013 100.00% 442,031,695.66 AUD 100.00%

Minimum Original Term in months 12

Maximum Original Term in months 84

Weighted Average Original Term month (by ODRB) 56.20

Remaining Term

Length of Remaining

Term (months)

Number of

Contracts

Percentage of

Contracts


Receivables Balance

Percentage of

Balance0 - 11 984 7.02% 11,962,572.03 AUD 2.71%

12 - 23 2,326 16.60% 52,618,621.61 AUD 11.90%

24 - 35 3,127 22.31% 97,938,600.68 AUD 22.16%

36 - 47 6,007 42.87% 219,151,666.05 AUD 49.58%

48 - 59 1,152 8.22% 46,393,582.20 AUD 10.50%

60 - 71 359 2.56% 11,914,694.03 AUD 2.70%

> 71 58 0.41% 2,051,959.06 AUD 0.46%

Total 14,013 100.00% 442,031,695.66 AUD 100.00%

Minimum Remaining Term in months 0

Maximum Remaining Term in months 76

Weighted Average Remaining Term in months (by ODRB) 36.98

Distribution by Seasoning

Seasoning (months)Number of

Contracts

Percentage of

Contracts


Receivables Balance

Percentage of

Balance0 - 11 777 5.54% 27,766,148.74 AUD 6.28%

12 - 23 10,029 71.57% 336,023,203.40 AUD 76.02%

24 - 35 2,242 16.00% 59,137,706.99 AUD 13.38%

36 - 47 766 5.47% 15,969,532.42 AUD 3.61%

48 - 59 187 1.33% 3,054,998.81 AUD 0.69%

60 - 71 11 0.08% 77,919.19 AUD 0.02%

> 71 1 0.01% 2,186.11 AUD 0.00%

Total 14,013 100.00% 442,031,695.66 AUD 100.00%

Minimum Seasoning in months 4

Maximum Seasoning in months 77

19.38Weighted Average Seasoning Term in months (by ODRB)

Statistics Seasoning

Statistics Remaining Term

Total Portfolio

Statistics Original Term

Total Portfolio

Total Portfolio



Contents

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance- - AUD - - AUD - - AUD - - AUD

2 34,964.50 AUD 34 132,326.88 AUD 14 88,848.07 AUD 22 78,443.31 AUD

33 1,051,772.76 AUD 332 2,552,310.76 AUD 183 2,100,957.32 AUD 182 1,503,126.20 AUD

609 20,667,653.28 AUD 1,171 18,351,438.71 AUD 1,477 34,407,166.67 AUD 303 4,611,925.32 AUD

1,528 57,103,348.03 AUD 1,390 31,052,573.55 AUD 2,640 82,336,002.86 AUD 278 5,819,918.72 AUD

4,075 181,976,037.57 AUD 4,243 110,586,176.29 AUD 7,182 262,710,069.42 AUD 1,136 29,852,144.44 AUD

- - AUD 596 18,523,093.33 AUD 477 15,275,857.36 AUD 119 3,247,235.97 AUD

6,247 260,833,776.14 AUD 7,766 181,197,919.52 AUD 11,973 396,918,901.70 AUD 2,040 45,112,793.96 AUD

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance375 8,459,865.23 AUD 609 3,502,706.80 AUD 731 10,084,638.27 AUD 253 1,877,933.76 AUD

972 31,235,556.54 AUD 1,354 21,383,065.07 AUD 1,976 46,983,345.37 AUD 350 5,635,276.24 AUD

1,509 60,779,973.48 AUD 1,618 37,158,627.20 AUD 2,758 90,194,227.15 AUD 369 7,744,373.53 AUD

2,884 133,881,280.86 AUD 3,123 85,270,385.19 AUD 5,216 197,818,641.85 AUD 791 21,333,024.20 AUD

507 26,477,100.03 AUD 645 19,916,482.17 AUD 961 40,407,235.34 AUD 191 5,986,346.86 AUD

- - AUD 359 11,914,694.03 AUD 288 9,790,449.51 AUD 71 2,124,244.52 AUD

- - AUD 58 2,051,959.06 AUD 43 1,640,364.21 AUD 15 411,594.85 AUD

6,247 260,833,776.14 AUD 7,766 181,197,919.52 AUD 11,973 396,918,901.70 AUD 2,040 45,112,793.96 AUD

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts



4,379 195,203,976.99 AUD 5,650 140,819,226.41 AUD 8,539 301,590,724.28 AUD 1,490 34,432,479.12 AUD

1,031 36,633,000.50 AUD 1,211 22,504,706.49 AUD 1,994 54,602,177.69 AUD 248 4,535,529.30 AUD

404 11,272,679.51 AUD 362 4,696,852.91 AUD 657 14,232,749.11 AUD 109 1,736,783.31 AUD

126 2,700,642.70 AUD 61 354,356.11 AUD 156 2,640,249.34 AUD 31 414,749.47 AUD

1 7,398.92 AUD 10 70,520.27 AUD 9 71,446.80 AUD 2 6,472.39 AUD

- - AUD 1 2,186.11 AUD - - AUD 1 2,186.11 AUD

6,247 260,833,776.14 AUD 7,766 181,197,919.52 AUD 11,973 396,918,901.70 AUD 2,040 45,112,793.96 AUD


No Balloon New Used


Used


Balloon




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Contents

Pool Data VI

Product Type

Product TypeNumber of

Contracts

Percentage

of

Contracts


Receivables Balance

Percentage

of Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Hire Purchase 81 0.58% 1,382,120.41 AUD 0.31% 38 924,740.79 AUD 43 457,379.62 AUD 46 937,937.35 AUD 35 444,183.06 AUD

Chattel Mortgage 8,250 58.87% 287,413,739.79 AUD 65.02% 4,457 192,966,908.24 AUD 3,793 94,446,831.55 AUD 7,146 261,214,948.19 AUD 1,104 26,198,791.60 AUD

Consumer Loan 5,682 40.55% 153,235,835.46 AUD 34.67% 1,752 66,942,127.11 AUD 3,930 86,293,708.35 AUD 4,781 134,766,016.16 AUD 901 18,469,819.30 AUD

Total 14,013 100.00% 442,031,695.66 AUD 100.00% 6,247 260,833,776.14 AUD 7,766 181,197,919.52 AUD 11,973 396,918,901.70 AUD 2,040 45,112,793.96 AUD

Vehicle Status

Type of CarNumber of

Contracts

Percentage

of

Contracts


Receivables Balance

Percentage

of Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

New Vehicles 11,973 85.44% 396,918,901.70 AUD 89.79% 46 937,937.35 AUD 7,146 261,214,948.19 AUD 4,781 134,766,016.16 AUD

Used Vehicles 2,040 14.56% 45,112,793.96 AUD 10.21% 35 444,183.06 AUD 1,104 26,198,791.60 AUD 901 18,469,819.30 AUD


Balloon

BalloonNumber of

Contracts

Percentage

of

Contracts


Receivables Balance

Percentage

of Balance

Balloon 6,247 44.58% 260,833,776.14 AUD 59.01%

No Balloon 7,766 55.42% 181,197,919.52 AUD 40.99%

Total 14,013 100.00% 442,031,695.66 AUD 100.00%



Total Portfolio

Total PortfolioBalloon Vehicle Status



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Pool Data VII

Distribution by Vehicle Brand and Models

Make ModelNumber of

Contracts

Percentage of

Contracts

Outstanding

Discounted

Receivables Balance

Percentage of

Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Volkswagen Group Vehicles

AUDI A1 281 2.01% 5,820,640.79 AUD 1.32% 2 35,048.73 AUD 120 2,514,327.90 AUD 159 3,271,264.16 AUD

A3 817 5.83% 30,488,077.41 AUD 6.90% 1 11,973.51 AUD 418 16,773,446.23 AUD 398 13,702,657.67 AUD

A4 618 4.41% 21,304,928.27 AUD 4.82% 9 132,447.20 AUD 356 13,415,216.80 AUD 253 7,757,264.27 AUD

A5 438 3.13% 20,458,481.64 AUD 4.63% 5 151,733.73 AUD 295 14,376,967.66 AUD 138 5,929,780.25 AUD

A6 112 0.80% 5,816,679.29 AUD 1.32% 3 153,071.11 AUD 86 4,686,243.34 AUD 23 977,364.84 AUD

A7 34 0.24% 2,693,699.05 AUD 0.61% - - AUD 27 2,147,743.78 AUD 7 545,955.27 AUD

A8 21 0.15% 1,907,795.88 AUD 0.43% - - AUD 20 1,897,590.54 AUD 1 10,205.34 AUD

Q3 513 3.66% 18,357,898.50 AUD 4.15% - - AUD 272 10,170,369.26 AUD 241 8,187,529.24 AUD

Q5 749 5.35% 36,511,179.24 AUD 8.26% 4 135,281.53 AUD 503 25,129,297.05 AUD 242 11,246,600.66 AUD

Q7 415 2.96% 26,035,715.47 AUD 5.89% 1 5,258.33 AUD 332 21,061,358.05 AUD 82 4,969,099.09 AUD

R8 9 0.06% 1,608,419.06 AUD 0.36% - - AUD 9 1,608,419.06 AUD - - AUD

TT 92 0.66% 4,678,262.54 AUD 1.06% - - AUD 58 2,993,746.46 AUD 34 1,684,516.08 AUD

SubTotal 4,099 29.25% 175,681,777.14 AUD 39.74% 25 624,814.14 AUD 2,496 116,774,726.13 AUD 1,578 58,282,236.87 AUD

BENTLEY CONTINENTAL 2 0.01% 620,087.98 AUD 0.14% - - AUD 2 620,087.98 AUD - - AUD

FLYING SPUR 2 0.01% 462,462.17 AUD 0.10% - - AUD 2 462,462.17 AUD - - AUD

SubTotal 4 0.03% 1,082,550.15 AUD 0.24% - - AUD 4 1,082,550.15 AUD - - AUD

LAMBORGHINI GALLARDO - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD

SubTotal - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD

PORSCHE BOXSTER 2 0.01% 64,988.26 AUD 0.01% - - AUD 1 50,934.64 AUD 1 14,053.62 AUD

CARRERA / 911 6 0.04% 612,224.63 AUD 0.14% - - AUD 4 570,541.45 AUD 2 41,683.18 AUD

CAYENNE 6 0.04% 512,598.81 AUD 0.12% - - AUD 5 475,997.09 AUD 1 36,601.72 AUD

CAYMAN 1 0.01% 148,981.90 AUD 0.03% - - AUD 1 148,981.90 AUD - - AUD

MACAN 2 0.01% 213,945.20 AUD 0.05% - - AUD 2 213,945.20 AUD - - AUD

SubTotal 17 0.12% 1,552,738.80 AUD 0.35% - - AUD 13 1,460,400.28 AUD 4 92,338.52 AUD

SKODA FABIA 51 0.36% 661,490.27 AUD 0.15% - - AUD 17 236,023.35 AUD 34 425,466.92 AUD

OCTAVIA 288 2.06% 6,880,152.85 AUD 1.56% 1 6,898.31 AUD 112 2,727,601.07 AUD 175 4,145,653.47 AUD

RAPID 40 0.29% 501,177.22 AUD 0.11% - - AUD 13 179,543.37 AUD 27 321,633.85 AUD

ROOMSTER 1 0.01% 4,801.78 AUD 0.00% - - AUD - - AUD 1 4,801.78 AUD

SUPERB 47 0.34% 1,123,513.62 AUD 0.25% - - AUD 24 565,592.04 AUD 23 557,921.58 AUD

YETI 91 0.65% 1,508,443.99 AUD 0.34% - - AUD 28 440,542.84 AUD 63 1,067,901.15 AUD

SubTotal 518 3.70% 10,679,579.73 AUD 2.42% 1 6,898.31 AUD 194 4,149,302.67 AUD 323 6,523,378.75 AUD

VOLKSWAGEN AMAROK 1,679 11.98% 53,841,617.07 AUD 12.18% 4 26,804.67 AUD 1,398 45,236,951.17 AUD 277 8,577,861.23 AUD

CADDY 324 2.31% 6,189,388.50 AUD 1.40% - - AUD 306 5,830,850.57 AUD 18 358,537.93 AUD

CARAVELLE 5 0.04% 224,427.55 AUD 0.05% - - AUD 5 224,427.55 AUD - - AUD

CRAFTER 98 0.70% 2,992,829.36 AUD 0.68% - - AUD 95 2,887,414.73 AUD 3 105,414.63 AUD

EOS 28 0.20% 549,841.11 AUD 0.12% - - AUD 14 280,723.78 AUD 14 269,117.33 AUD

GOLF 1,866 13.32% 43,101,321.40 AUD 9.75% 12 134,306.72 AUD 754 18,737,355.80 AUD 1,100 24,229,658.88 AUD

JETTA 207 1.48% 3,537,359.57 AUD 0.80% 2 25,384.40 AUD 77 1,373,302.89 AUD 128 2,138,672.28 AUD

MULTIVAN 83 0.59% 2,972,735.22 AUD 0.67% 1 16,937.01 AUD 70 2,539,550.63 AUD 12 416,247.58 AUD

NEW BEETLE 19 0.14% 394,097.33 AUD 0.09% 1 24,385.95 AUD 11 217,362.38 AUD 7 152,349.00 AUD

PASSAT 347 2.48% 8,717,948.91 AUD 1.97% 2 36,801.17 AUD 195 5,078,106.67 AUD 150 3,603,041.07 AUD

POLO 609 4.35% 9,153,622.88 AUD 2.07% - - AUD 185 2,788,420.56 AUD 424 6,365,202.32 AUD

SCIROCCO 42 0.30% 1,371,732.48 AUD 0.31% 2 20,603.90 AUD 20 761,558.12 AUD 20 589,570.46 AUD

TIGUAN 692 4.94% 15,299,449.41 AUD 3.46% 2 34,798.91 AUD 339 7,731,958.99 AUD 351 7,532,691.51 AUD

TOUAREG 310 2.21% 15,014,689.05 AUD 3.40% 2 95,216.35 AUD 231 11,499,417.99 AUD 77 3,420,054.71 AUD

TRANSPORTER 252 1.80% 5,956,096.86 AUD 1.35% 3 17,279.19 AUD 240 5,695,911.61 AUD 9 242,906.06 AUD

UP! 15 0.11% 96,693.27 AUD 0.02% - - AUD 5 32,406.06 AUD 10 64,287.21 AUD

SubTotal 6,576 46.93% 169,413,849.97 AUD 38.33% 31 432,518.27 AUD 3,945 110,915,719.50 AUD 2,600 58,065,612.20 AUD

Volkswagen Group Vehicles SubTotal 11,214 80.03% 358,410,495.79 AUD 81.08% 57 1,064,230.72 AUD 6,652 234,382,698.73 AUD 4,505 122,963,566.34 AUD




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Pool Data VII


Make ModelNumber of

Contracts

Percentage of

Contracts

Outstanding

Discounted

Receivables Balance

Percentage of

Balance

Volkswagen Group Vehicles

AUDI A1 281 2.01% 5,820,640.79 AUD 1.32%

A3 817 5.83% 30,488,077.41 AUD 6.90%

A4 618 4.41% 21,304,928.27 AUD 4.82%

A5 438 3.13% 20,458,481.64 AUD 4.63%

A6 112 0.80% 5,816,679.29 AUD 1.32%

A7 34 0.24% 2,693,699.05 AUD 0.61%

A8 21 0.15% 1,907,795.88 AUD 0.43%

Q3 513 3.66% 18,357,898.50 AUD 4.15%

Q5 749 5.35% 36,511,179.24 AUD 8.26%

Q7 415 2.96% 26,035,715.47 AUD 5.89%

R8 9 0.06% 1,608,419.06 AUD 0.36%

TT 92 0.66% 4,678,262.54 AUD 1.06%

SubTotal 4,099 29.25% 175,681,777.14 AUD 39.74%

BENTLEY CONTINENTAL 2 0.01% 620,087.98 AUD 0.14%

FLYING SPUR 2 0.01% 462,462.17 AUD 0.10%

SubTotal 4 0.03% 1,082,550.15 AUD 0.24%

LAMBORGHINI GALLARDO - 0.00% - AUD 0.00%

SubTotal - 0.00% - AUD 0.00%

PORSCHE BOXSTER 2 0.01% 64,988.26 AUD 0.01%

CARRERA / 911 6 0.04% 612,224.63 AUD 0.14%

CAYENNE 6 0.04% 512,598.81 AUD 0.12%

CAYMAN 1 0.01% 148,981.90 AUD 0.03%

MACAN 2 0.01% 213,945.20 AUD 0.05%

SubTotal 17 0.12% 1,552,738.80 AUD 0.35%

SKODA FABIA 51 0.36% 661,490.27 AUD 0.15%

OCTAVIA 288 2.06% 6,880,152.85 AUD 1.56%

RAPID 40 0.29% 501,177.22 AUD 0.11%

ROOMSTER 1 0.01% 4,801.78 AUD 0.00%

SUPERB 47 0.34% 1,123,513.62 AUD 0.25%

YETI 91 0.65% 1,508,443.99 AUD 0.34%

SubTotal 518 3.70% 10,679,579.73 AUD 2.42%

VOLKSWAGEN AMAROK 1,679 11.98% 53,841,617.07 AUD 12.18%

CADDY 324 2.31% 6,189,388.50 AUD 1.40%

CARAVELLE 5 0.04% 224,427.55 AUD 0.05%

CRAFTER 98 0.70% 2,992,829.36 AUD 0.68%

EOS 28 0.20% 549,841.11 AUD 0.12%

GOLF 1,866 13.32% 43,101,321.40 AUD 9.75%

JETTA 207 1.48% 3,537,359.57 AUD 0.80%

MULTIVAN 83 0.59% 2,972,735.22 AUD 0.67%

NEW BEETLE 19 0.14% 394,097.33 AUD 0.09%

PASSAT 347 2.48% 8,717,948.91 AUD 1.97%

POLO 609 4.35% 9,153,622.88 AUD 2.07%

SCIROCCO 42 0.30% 1,371,732.48 AUD 0.31%

TIGUAN 692 4.94% 15,299,449.41 AUD 3.46%

TOUAREG 310 2.21% 15,014,689.05 AUD 3.40%

TRANSPORTER 252 1.80% 5,956,096.86 AUD 1.35%

UP! 15 0.11% 96,693.27 AUD 0.02%

SubTotal 6,576 46.93% 169,413,849.97 AUD 38.33%

Volkswagen Group Vehicles SubTotal 11,214 80.03% 358,410,495.79 AUD 81.08%

Total Portfolio



Contents

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted

Receivables Balance

129 3,175,964.40 AUD 152 2,644,676.39 AUD 246 5,309,702.77 AUD 35 510,938.02 AUD

494 21,753,171.28 AUD 323 8,734,906.13 AUD 756 29,390,665.18 AUD 61 1,097,412.23 AUD

353 14,439,327.90 AUD 265 6,865,600.37 AUD 510 18,962,721.70 AUD 108 2,342,206.57 AUD

271 14,686,446.36 AUD 167 5,772,035.28 AUD 339 17,117,812.01 AUD 99 3,340,669.63 AUD

66 4,227,840.47 AUD 46 1,588,838.82 AUD 79 4,791,371.57 AUD 33 1,025,307.72 AUD

27 2,285,597.87 AUD 7 408,101.18 AUD 29 2,505,304.13 AUD 5 188,394.92 AUD

12 1,471,765.24 AUD 9 436,030.64 AUD 15 1,697,184.67 AUD 6 210,611.21 AUD

300 12,287,277.60 AUD 213 6,070,620.90 AUD 488 17,569,384.21 AUD 25 788,514.29 AUD

509 27,826,135.62 AUD 240 8,685,043.62 AUD 664 33,939,740.99 AUD 85 2,571,438.25 AUD

266 19,119,722.91 AUD 149 6,915,992.56 AUD 356 23,762,355.22 AUD 59 2,273,360.25 AUD

5 982,665.85 AUD 4 625,753.21 AUD 8 1,510,304.70 AUD 1 98,114.36 AUD

57 3,271,513.10 AUD 35 1,406,749.44 AUD 76 4,193,053.73 AUD 16 485,208.81 AUD

2,489 125,527,428.60 AUD 1,610 50,154,348.54 AUD 3,566 160,749,600.88 AUD 533 14,932,176.26 AUD

2 620,087.98 AUD - - AUD 1 319,889.73 AUD 1 300,198.25 AUD

1 312,432.87 AUD 1 150,029.30 AUD 2 462,462.17 AUD - - AUD

3 932,520.85 AUD 1 150,029.30 AUD 3 782,351.90 AUD 1 300,198.25 AUD

- - AUD - - AUD - - AUD - - AUD

- - AUD - - AUD - - AUD - - AUD

- - AUD 2 64,988.26 AUD - - AUD 2 64,988.26 AUD

2 354,467.52 AUD 4 257,757.11 AUD 1 263,030.07 AUD 5 349,194.56 AUD

4 439,793.14 AUD 2 72,805.67 AUD 2 270,120.53 AUD 4 242,478.28 AUD

1 148,981.90 AUD - - AUD 1 148,981.90 AUD - - AUD

2 213,945.20 AUD - - AUD 2 213,945.20 AUD - - AUD

9 1,157,187.76 AUD 8 395,551.04 AUD 6 896,077.70 AUD 11 656,661.10 AUD

8 124,143.57 AUD 43 537,346.70 AUD 45 601,467.59 AUD 6 60,022.68 AUD

99 2,795,737.70 AUD 189 4,084,415.15 AUD 269 6,636,413.89 AUD 19 243,738.96 AUD

10 154,659.59 AUD 30 346,517.63 AUD 40 501,177.22 AUD - - AUD

- - AUD 1 4,801.78 AUD 1 4,801.78 AUD - - AUD

19 496,814.34 AUD 28 626,699.28 AUD 41 1,036,723.35 AUD 6 86,790.27 AUD

25 466,219.01 AUD 66 1,042,224.98 AUD 87 1,447,484.11 AUD 4 60,959.88 AUD

161 4,037,574.21 AUD 357 6,642,005.52 AUD 483 10,228,067.94 AUD 35 451,511.79 AUD

825 30,629,260.19 AUD 854 23,212,356.88 AUD 1,612 52,207,520.66 AUD 67 1,634,096.41 AUD

134 3,042,672.90 AUD 190 3,146,715.60 AUD 287 5,777,740.70 AUD 37 411,647.80 AUD

4 178,355.62 AUD 1 46,071.93 AUD 4 197,041.11 AUD 1 27,386.44 AUD

34 1,231,950.32 AUD 64 1,760,879.04 AUD 91 2,782,329.77 AUD 7 210,499.59 AUD

9 255,052.05 AUD 19 294,789.06 AUD 13 318,595.64 AUD 15 231,245.47 AUD

688 20,421,609.51 AUD 1,178 22,679,711.89 AUD 1,704 40,613,830.02 AUD 162 2,487,491.38 AUD

52 1,096,030.86 AUD 155 2,441,328.71 AUD 176 3,167,028.24 AUD 31 370,331.33 AUD

40 1,671,045.48 AUD 43 1,301,689.74 AUD 80 2,897,102.63 AUD 3 75,632.59 AUD

7 160,176.75 AUD 12 233,920.58 AUD 19 394,097.33 AUD - - AUD

152 4,598,682.15 AUD 195 4,119,266.76 AUD 248 6,882,069.42 AUD 99 1,835,879.49 AUD

139 2,399,394.47 AUD 470 6,754,228.41 AUD 584 8,860,515.15 AUD 25 293,107.73 AUD

21 749,529.39 AUD 21 622,203.09 AUD 37 1,245,038.21 AUD 5 126,694.27 AUD

259 6,997,384.72 AUD 433 8,302,064.69 AUD 640 14,498,346.94 AUD 52 801,102.47 AUD

200 10,909,755.97 AUD 110 4,104,933.08 AUD 280 13,972,044.60 AUD 30 1,042,644.45 AUD

100 2,837,488.36 AUD 152 3,118,608.50 AUD 213 5,491,786.22 AUD 39 464,310.64 AUD

1 8,529.01 AUD 14 88,164.26 AUD 14 89,354.73 AUD 1 7,338.54 AUD

2,665 87,186,917.75 AUD 3,911 82,226,932.22 AUD 6,002 159,394,441.37 AUD 574 10,019,408.60 AUD

5,327 218,841,629.17 AUD 5,887 139,568,866.62 AUD 10,060 332,050,539.79 AUD 1,154 26,359,956.00 AUD

Used




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Contents

Pool Data VII


Make ModelNumber of

Contracts

Percentage of

Contracts

Outstanding

Discounted

Receivables Balance

Percentage of

Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance



Other Vehicles

LAND ROVER 262 1.87% 15,409,840.40 AUD 3.49% 4 111,736.28 AUD 182 11,166,610.54 AUD 76 4,131,493.58 AUD

HOLDEN 535 3.82% 13,354,383.35 AUD 3.02% 7 69,697.26 AUD 264 7,279,766.69 AUD 264 6,004,919.40 AUD

SUBARU 190 1.36% 4,840,084.03 AUD 1.09% 3 48,066.77 AUD 94 2,521,514.90 AUD 93 2,270,502.36 AUD

TOYOTA 188 1.34% 4,707,166.71 AUD 1.06% - - AUD 130 3,402,813.82 AUD 58 1,304,352.89 AUD

HONDA 205 1.46% 4,121,344.49 AUD 0.93% - - AUD 62 1,358,468.25 AUD 143 2,762,876.24 AUD

MITSUBISHI 177 1.26% 4,084,463.30 AUD 0.92% - - AUD 113 2,597,645.43 AUD 64 1,486,817.87 AUD

FORD 139 0.99% 3,886,208.99 AUD 0.88% 1 3,375.09 AUD 107 3,235,978.85 AUD 31 646,855.05 AUD

BMW 93 0.66% 3,583,832.02 AUD 0.81% 2 16,078.14 AUD 52 2,127,929.40 AUD 39 1,439,824.48 AUD

NISSAN 159 1.13% 3,620,677.17 AUD 0.82% 2 23,071.89 AUD 79 1,758,779.85 AUD 78 1,838,825.43 AUD

MAZDA 159 1.13% 3,343,983.14 AUD 0.76% 1 393.96 AUD 76 1,797,373.86 AUD 82 1,546,215.32 AUD

MERCEDES-BENZ 77 0.55% 2,978,012.07 AUD 0.67% - - AUD 59 2,414,114.92 AUD 18 563,897.15 AUD

JAGUAR 36 0.26% 2,189,623.56 AUD 0.50% - - AUD 22 1,279,023.93 AUD 14 910,599.63 AUD

JEEP 63 0.45% 2,409,658.16 AUD 0.55% 1 27,322.36 AUD 38 1,499,438.28 AUD 24 882,897.52 AUD

RENAULT 106 0.76% 2,288,656.92 AUD 0.52% - - AUD 67 1,624,318.24 AUD 39 664,338.68 AUD

ROVER 41 0.29% 2,261,024.69 AUD 0.51% - - AUD 26 1,512,225.90 AUD 15 748,798.79 AUD

MASERATI 14 0.10% 1,692,351.30 AUD 0.38% - - AUD 14 1,692,351.30 AUD - - AUD

HYUNDAI 83 0.59% 1,524,879.52 AUD 0.34% - - AUD 42 777,980.48 AUD 41 746,899.04 AUD

VOLVO 44 0.31% 1,483,494.56 AUD 0.34% 1 - AUD 26 892,318.87 AUD 17 591,175.69 AUD

ISUZU 53 0.38% 1,422,859.32 AUD 0.32% - - AUD 45 1,218,415.26 AUD 8 204,444.06 AUD

KIA 44 0.31% 884,086.83 AUD 0.20% 2 18,147.94 AUD 26 555,717.86 AUD 16 310,221.03 AUD

LEXUS 18 0.13% 535,087.94 AUD 0.12% - - AUD 9 283,551.00 AUD 9 251,536.94 AUD

SUZUKI 35 0.25% 482,327.09 AUD 0.11% - - AUD 18 223,826.37 AUD 17 258,500.72 AUD

FERRARI 1 0.01% 368,781.25 AUD 0.08% - - AUD 1 368,781.25 AUD - - AUD

CHRYSLER 5 0.04% 299,492.14 AUD 0.07% - - AUD 3 154,103.36 AUD 2 145,388.78 AUD

ALFA ROMEO 10 0.07% 240,108.70 AUD 0.05% - - AUD 4 58,472.49 AUD 6 181,636.21 AUD

ASTON MARTIN 1 0.01% 144,228.65 AUD 0.03% - - AUD 1 144,228.65 AUD - - AUD

PEUGEOT 15 0.11% 235,406.64 AUD 0.05% - - AUD 9 161,937.48 AUD 6 73,469.16 AUD

FIAT 11 0.08% 136,460.03 AUD 0.03% - - AUD 3 42,960.73 AUD 8 93,499.30 AUD

TESLA 1 0.01% 184,342.63 AUD 0.04% - - AUD 1 184,342.63 AUD - - AUD

CITROEN 6 0.04% 159,178.25 AUD 0.04% - - AUD 4 100,031.71 AUD 2 59,146.54 AUD

MINI 4 0.03% 96,934.67 AUD 0.02% - - AUD 1 22,533.85 AUD 3 74,400.82 AUD

MCLAREN 1 0.01% 145,434.32 AUD 0.03% - - AUD 1 145,434.32 AUD - - AUD

FOTON 7 0.05% 125,312.80 AUD 0.03% - - AUD 6 102,821.00 AUD 1 22,491.80 AUD

LOTUS 1 0.01% 95,749.20 AUD 0.02% - - AUD 1 95,749.20 AUD - - AUD

DODGE 4 0.03% 71,282.73 AUD 0.02% - - AUD 2 35,147.81 AUD 2 36,134.92 AUD

GM 1 0.01% 74,726.49 AUD 0.02% - - AUD 1 74,726.49 AUD - - AUD

GREAT WALL 5 0.04% 64,715.99 AUD 0.01% - - AUD 4 44,606.27 AUD 1 20,109.72 AUD

LDV 2 0.01% 50,549.95 AUD 0.01% - - AUD 2 50,549.95 AUD - - AUD

SSANGYONG 3 0.02% 24,449.87 AUD 0.01% - - AUD 3 24,449.87 AUD - - AUD

MAHINDRA - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD

CHERY - 0.00% - AUD 0.00% - - AUD - - AUD - - AUD

Other Vehicles SubTotal 2,799 19.97% 83,621,199.87 AUD 18.92% 24 317,889.69 AUD 1,598 53,031,041.06 AUD 1,177 30,272,269.12 AUD



For

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Pool Data VII


Make ModelNumber of

Contracts

Percentage of

Contracts

Outstanding

Discounted

Receivables Balance

Percentage of

Balance

Total Portfolio

Other Vehicles

LAND ROVER 262 1.87% 15,409,840.40 AUD 3.49%

HOLDEN 535 3.82% 13,354,383.35 AUD 3.02%

SUBARU 190 1.36% 4,840,084.03 AUD 1.09%

TOYOTA 188 1.34% 4,707,166.71 AUD 1.06%

HONDA 205 1.46% 4,121,344.49 AUD 0.93%

MITSUBISHI 177 1.26% 4,084,463.30 AUD 0.92%

FORD 139 0.99% 3,886,208.99 AUD 0.88%

BMW 93 0.66% 3,583,832.02 AUD 0.81%

NISSAN 159 1.13% 3,620,677.17 AUD 0.82%

MAZDA 159 1.13% 3,343,983.14 AUD 0.76%

MERCEDES-BENZ 77 0.55% 2,978,012.07 AUD 0.67%

JAGUAR 36 0.26% 2,189,623.56 AUD 0.50%

JEEP 63 0.45% 2,409,658.16 AUD 0.55%

RENAULT 106 0.76% 2,288,656.92 AUD 0.52%

ROVER 41 0.29% 2,261,024.69 AUD 0.51%

MASERATI 14 0.10% 1,692,351.30 AUD 0.38%

HYUNDAI 83 0.59% 1,524,879.52 AUD 0.34%

VOLVO 44 0.31% 1,483,494.56 AUD 0.34%

ISUZU 53 0.38% 1,422,859.32 AUD 0.32%

KIA 44 0.31% 884,086.83 AUD 0.20%

LEXUS 18 0.13% 535,087.94 AUD 0.12%

SUZUKI 35 0.25% 482,327.09 AUD 0.11%

FERRARI 1 0.01% 368,781.25 AUD 0.08%

CHRYSLER 5 0.04% 299,492.14 AUD 0.07%

ALFA ROMEO 10 0.07% 240,108.70 AUD 0.05%

ASTON MARTIN 1 0.01% 144,228.65 AUD 0.03%

PEUGEOT 15 0.11% 235,406.64 AUD 0.05%

FIAT 11 0.08% 136,460.03 AUD 0.03%

TESLA 1 0.01% 184,342.63 AUD 0.04%

CITROEN 6 0.04% 159,178.25 AUD 0.04%

MINI 4 0.03% 96,934.67 AUD 0.02%

MCLAREN 1 0.01% 145,434.32 AUD 0.03%

FOTON 7 0.05% 125,312.80 AUD 0.03%

LOTUS 1 0.01% 95,749.20 AUD 0.02%

DODGE 4 0.03% 71,282.73 AUD 0.02%

GM 1 0.01% 74,726.49 AUD 0.02%

GREAT WALL 5 0.04% 64,715.99 AUD 0.01%

LDV 2 0.01% 50,549.95 AUD 0.01%

SSANGYONG 3 0.02% 24,449.87 AUD 0.01%

MAHINDRA - 0.00% - AUD 0.00%

CHERY - 0.00% - AUD 0.00%

Other Vehicles SubTotal 2,799 19.97% 83,621,199.87 AUD 18.92%

Total 14,013 100.00% 442,031,695.66 AUD 100.00%



Contents

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Used



176 12,032,662.77 AUD 86 3,377,177.63 AUD 210 13,217,632.93 AUD 52 2,192,207.47 AUD

141 4,946,825.60 AUD 394 8,407,557.75 AUD 396 10,877,094.48 AUD 139 2,477,288.87 AUD

67 2,171,961.78 AUD 123 2,668,122.25 AUD 146 4,157,113.65 AUD 44 682,970.38 AUD

35 1,425,058.11 AUD 153 3,282,108.60 AUD 70 2,434,048.05 AUD 118 2,273,118.66 AUD

39 998,702.80 AUD 166 3,122,641.69 AUD 164 3,560,735.79 AUD 41 560,608.70 AUD

56 1,654,618.48 AUD 121 2,429,844.82 AUD 140 3,545,095.62 AUD 37 539,367.68 AUD

46 1,721,652.41 AUD 93 2,164,556.58 AUD 85 2,996,414.81 AUD 54 889,794.18 AUD

43 2,142,913.47 AUD 50 1,440,918.55 AUD 24 1,320,707.33 AUD 69 2,263,124.69 AUD

32 1,088,229.78 AUD 127 2,532,447.39 AUD 91 2,548,363.70 AUD 68 1,072,313.47 AUD

36 1,038,750.87 AUD 123 2,305,232.27 AUD 96 2,393,928.95 AUD 63 950,054.19 AUD

25 1,410,900.87 AUD 52 1,567,111.20 AUD 22 1,403,579.23 AUD 55 1,574,432.84 AUD

25 1,833,549.99 AUD 11 356,073.57 AUD 27 1,862,135.92 AUD 9 327,487.64 AUD

28 1,301,977.55 AUD 35 1,107,680.61 AUD 38 1,567,786.57 AUD 25 841,871.59 AUD

36 972,039.67 AUD 70 1,316,617.25 AUD 102 2,237,711.02 AUD 4 50,945.90 AUD

27 1,608,213.05 AUD 14 652,811.64 AUD 41 2,261,024.69 AUD - - AUD

13 1,633,450.84 AUD 1 58,900.46 AUD 12 1,498,484.35 AUD 2 193,866.95 AUD

11 265,889.53 AUD 72 1,258,989.99 AUD 49 1,017,902.75 AUD 34 506,976.77 AUD

20 929,098.96 AUD 24 554,395.60 AUD 32 1,334,949.46 AUD 12 148,545.10 AUD

14 518,885.05 AUD 39 903,974.27 AUD 49 1,359,286.93 AUD 4 63,572.39 AUD

13 300,168.99 AUD 31 583,917.84 AUD 32 730,798.08 AUD 12 153,288.75 AUD

5 207,552.39 AUD 13 327,535.55 AUD 2 111,436.40 AUD 16 423,651.54 AUD

7 98,293.83 AUD 28 384,033.26 AUD 32 446,135.48 AUD 3 36,191.61 AUD

1 368,781.25 AUD - - AUD 1 368,781.25 AUD - - AUD

3 264,321.38 AUD 2 35,170.76 AUD 3 264,321.38 AUD 2 35,170.76 AUD

2 110,949.59 AUD 8 129,159.11 AUD 5 168,475.65 AUD 5 71,633.05 AUD

1 144,228.65 AUD - - AUD - - AUD 1 144,228.65 AUD

4 105,094.61 AUD 11 130,312.03 AUD 6 149,873.36 AUD 9 85,533.28 AUD

- - AUD 11 136,460.03 AUD 8 87,729.27 AUD 3 48,730.76 AUD

1 184,342.63 AUD - - AUD 1 184,342.63 AUD - - AUD

4 121,590.39 AUD 2 37,587.86 AUD 6 159,178.25 AUD - - AUD

3 82,767.77 AUD 1 14,166.90 AUD 1 32,237.37 AUD 3 64,697.30 AUD

1 145,434.32 AUD - - AUD 1 145,434.32 AUD - - AUD

- - AUD 7 125,312.80 AUD 7 125,312.80 AUD - - AUD

1 95,749.20 AUD - - AUD 1 95,749.20 AUD - - AUD

1 28,709.51 AUD 3 42,573.22 AUD 3 64,844.43 AUD 1 6,438.30 AUD

- - AUD 1 74,726.49 AUD - - AUD 1 74,726.49 AUD

2 28,632.26 AUD 3 36,083.73 AUD 5 64,715.99 AUD - - AUD

- - AUD 2 50,549.95 AUD 2 50,549.95 AUD - - AUD

1 10,148.62 AUD 2 14,301.25 AUD 3 24,449.87 AUD - - AUD

- - AUD - - AUD - - AUD - - AUD

- - AUD - - AUD - - AUD - - AUD

920 41,992,146.97 AUD 1,879 41,629,052.90 AUD 1,913 64,868,361.91 AUD 886 18,752,837.96 AUD

6,247 260,833,776.14 AUD 7,766 181,197,919.52 AUD 11,973 396,918,901.70 AUD 2,040 45,112,793.96 AUD


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Pool Data VIII

Region

RegionNumber of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage

of Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Australian Capital Territory 496 3.54% 15,849,552.86 AUD 3.59% 4 36,640.92 AUD 222 8,034,345.01 AUD 270 7,778,566.93 AUD

New South Wales 6,469 46.16% 218,698,168.33 AUD 49.48% 45 836,301.53 AUD 3,938 144,812,987.13 AUD 2,486 73,048,879.67 AUD

Northern Territory 17 0.12% 566,849.07 AUD 0.13% - - AUD 10 394,467.96 AUD 7 172,381.11 AUD

Queensland 2,013 14.37% 63,508,815.37 AUD 14.37% 6 89,896.06 AUD 1,219 42,802,987.98 AUD 788 20,615,931.33 AUD

South Australia 562 4.01% 16,874,505.96 AUD 3.82% 1 4,587.81 AUD 388 12,690,887.43 AUD 173 4,179,030.72 AUD

Tasmania 36 0.26% 928,972.70 AUD 0.21% - - AUD 23 652,045.62 AUD 13 276,927.08 AUD

Victoria 3,440 24.55% 96,543,612.39 AUD 21.84% 23 313,614.21 AUD 1,955 61,651,384.58 AUD 1,462 34,578,613.60 AUD

Western Australia 980 6.99% 29,061,218.98 AUD 6.57% 2 101,079.88 AUD 495 16,374,634.08 AUD 483 12,585,505.02 AUD





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Pool Data VIII

Region

RegionNumber of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage

of Balance

Australian Capital Territory 496 3.54% 15,849,552.86 AUD 3.59%

New South Wales 6,469 46.16% 218,698,168.33 AUD 49.48%

Northern Territory 17 0.12% 566,849.07 AUD 0.13%

Queensland 2,013 14.37% 63,508,815.37 AUD 14.37%

South Australia 562 4.01% 16,874,505.96 AUD 3.82%

Tasmania 36 0.26% 928,972.70 AUD 0.21%

Victoria 3,440 24.55% 96,543,612.39 AUD 21.84%

Western Australia 980 6.99% 29,061,218.98 AUD 6.57%

Total 14,013 100.00% 442,031,695.66 AUD 100.00%

Total Portfolio



Contents

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted


3,040 135,025,114.34 AUD 3,429 83,673,053.99 AUD 5,481 196,257,026.04 AUD 988 22,441,142.29 AUD

4 241,382.86 AUD 13 325,466.21 AUD 14 521,176.08 AUD 3 45,672.99 AUD

982 39,932,077.02 AUD 1,031 23,576,738.35 AUD 1,788 57,379,458.45 AUD 225 6,129,356.92 AUD

242 9,572,863.89 AUD 320 7,301,642.07 AUD 494 15,742,453.31 AUD 68 1,132,052.65 AUD

9 333,727.48 AUD 27 595,245.22 AUD 28 724,134.42 AUD 8 204,838.28 AUD

1,463 53,789,632.24 AUD 1,977 42,753,980.15 AUD 2,975 87,656,593.17 AUD 465 8,887,019.22 AUD

331 13,572,339.85 AUD 649 15,488,879.13 AUD 789 24,667,294.32 AUD 191 4,393,924.66 AUD

6,247 260,833,776.14 AUD 7,766 181,197,919.52 AUD 11,973 396,918,901.70 AUD 2,040 45,112,793.96 AUD

Used




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Individual Hardship Extensions*

Individual Extensions Approved

For After Poolcut*Number of Contracts Percentage of Contracts


Receivables BalancePercentage of Balance

None 13,982 99.78% 440,939,783.88 AUD 99.75%

1 30 0.21% 1,055,658.27 AUD 0.24%

2 1 0.01% 36,253.51 AUD 0.01%

3 - 0.00% 0.00 AUD 0.00%

Total 14,013 100.00% 442,031,695.66 AUD 100.00%

*Individual Hardship Extensions Approved For After Poolcut For Contracts Active At End of Reporting Period


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Engine Type

Engine TypeNumber of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage

of Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

Number of

Contracts


Receivables Balance

EA 189 (Unfixed) 1,167 8.33% 31,382,407.53 AUD 7.10% 9 84,361.98 AUD 761 20,313,967.94 AUD 397 10,984,077.61 AUD

Other 12,846 91.67% 410,649,288.13 AUD 92.90% 72 1,297,758.43 AUD 7,489 267,099,771.85 AUD 5,285 142,251,757.85 AUD





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Engine TypeNumber of

Contracts

Percentage

of Contracts


Receivables Balance

Percentage

of Balance

EA 189 (Unfixed) 1,167 8.33% 31,382,407.53 AUD 7.10%

Other 12,846 91.67% 410,649,288.13 AUD 92.90%

Total 14,013 100.00% 442,031,695.66 AUD 100.00%

Total Portfolio



Contents

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted

Receivables Balance

Number of

Contracts

Outstanding

Discounted


5,691 242,489,632.99 AUD 7,155 168,159,655.14 AUD 11,030 369,877,167.65 AUD 1,816 40,772,120.48 AUD

6,247 260,833,776.14 AUD 7,766 181,197,919.52 AUD 11,973 396,918,901.70 AUD 2,040 45,112,793.96 AUD

Used




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Contract Level Data Net Salvage Recoveries By Contract By Month

No.Month / Year of

Origination

Month / Year of Net

Salvage


Receivables Balance at

Poolcut

ABS Gross Salvage

LossABS Net Salvage Loss

ABS Recoveries After

Net Salvage

ABS Net Salvage Loss

After Recoveries

Loss Percentage

on Poolcut

Balance

Geographical Location of

Borrower

Vehicle Type

(New/Used)Vehicle Manufacturer Product Type

1 06/2011 09/2016 1,860.50 AUD 626.16 AUD 626.16 AUD - AUD 626.16 AUD 33.66% New South Wales Used VOLKSWAGEN Hire Purchase

2 11/2015 09/2016 60,078.86 AUD 60,874.87 AUD 26,200.93 AUD 2,505.51 AUD 23,695.42 AUD 39.44% Victoria New VOLKSWAGEN Chattel Mortgage

3 12/2013 10/2016 18,319.28 AUD 18,636.44 AUD 10,826.08 AUD 189.14 AUD 10,636.94 AUD 58.06% New South Wales New SKODA Chattel Mortgage

4 04/2015 10/2016 92,800.84 AUD - AUD 36,047.62 AUD - AUD 36,047.62 AUD 38.84% Victoria New AUDI Chattel Mortgage

5 07/2015 10/2016 232,944.53 AUD 228,377.19 AUD 86,925.97 AUD - AUD 86,925.97 AUD 37.32% Australian Capital Territory New LAND ROVER Chattel Mortgage

6 12/2014 12/2016 33,434.92 AUD 34,160.95 AUD 20,747.34 AUD - AUD 20,747.34 AUD 62.05% New South Wales New VOLKSWAGEN Chattel Mortgage

7 07/2015 12/2016 17,037.69 AUD 16,071.28 AUD 6,657.33 AUD - AUD 6,657.33 AUD 39.07% New South Wales Used HYUNDAI Chattel Mortgage

Total 7 456,476.62 AUD 358,746.89 AUD 188,031.43 AUD 2,694.65 AUD 185,336.78 AUD


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No.Month / Year of

Origination

Month / Year of Net

Salvage

1 06/2011 09/2016

2 11/2015 09/2016

3 12/2013 10/2016

4 04/2015 10/2016

5 07/2015 10/2016

6 12/2014 12/2016

7 07/2015 12/2016

Total 7



Contents

Net Salvage Recoveries By Contract By Month

Apr-16 May-16 Jun-16 Jul-16 Aug-16 Sep-16 Oct-16 Nov-16 Dec-16

- AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD

- AUD - AUD - AUD - AUD - AUD (917.82) AUD 3,423.33 AUD - AUD - AUD

- AUD - AUD - AUD - AUD - AUD - AUD - AUD - AUD 189.14 AUD





- AUD - AUD - AUD - AUD - AUD (917.82) AUD 3,423.33 AUD - AUD 189.14 AUD


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Contract Level Data

No.Month / Year of

Origination

Month / Year of Net

Salvage

1 06/2011 09/2016

2 11/2015 09/2016

3 12/2013 10/2016

4 04/2015 10/2016

5 07/2015 10/2016

6 12/2014 12/2016

7 07/2015 12/2016

Total 7



Contents


Jan-17 Feb-17 Mar-17 Apr-17 May-17 Jun-17 Jul-17 Aug-17 Sep-17










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Contract Level Data

No.Month / Year of

Origination

Month / Year of Net

Salvage

1 06/2011 09/2016

2 11/2015 09/2016

3 12/2013 10/2016

4 04/2015 10/2016

5 07/2015 10/2016

6 12/2014 12/2016

7 07/2015 12/2016

Total 7



Contents


Oct-17 Nov-17 Dec-17 Jan-18 Feb-18 Mar-18 Apr-18 May-18 Jun-18










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Contract Level Data

No.Month / Year of

Origination

Month / Year of Net

Salvage

1 06/2011 09/2016

2 11/2015 09/2016

3 12/2013 10/2016

4 04/2015 10/2016

5 07/2015 10/2016

6 12/2014 12/2016

7 07/2015 12/2016

Total 7



Contents


Jul-18 Aug-18 Sep-18 Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19










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No.Month / Year of

Origination

Month / Year of Net

Salvage

1 06/2011 09/2016

2 11/2015 09/2016

3 12/2013 10/2016

4 04/2015 10/2016

5 07/2015 10/2016

6 12/2014 12/2016

7 07/2015 12/2016

Total 7




Apr-19 May-19 Jun-19 Jul-19 Aug-19 Sep-19 Oct-19 Nov-19 Dec-19










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Contract Level Data

No.Month / Year of

Origination

Month / Year of Net

Salvage

1 06/2011 09/2016

2 11/2015 09/2016

3 12/2013 10/2016

4 04/2015 10/2016

5 07/2015 10/2016

6 12/2014 12/2016

7 07/2015 12/2016

Total 7



Contents

Jan-20 Feb-20

- AUD - AUD

- AUD - AUD

- AUD - AUD

- AUD - AUD

- AUD - AUD

- AUD - AUD

- AUD - AUD

- AUD - AUD


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Driver Australia Three Sydney NSW 2000 Australia ... · Publication Date: 16/01/2017 Period:...

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Transcript of Driver Australia Three Sydney NSW 2000 Australia ... · Publication Date: 16/01/2017 Period:...