Done by Chan Tuck Ging 3S105Chew Hanson 3S109Yan Tianqi 3S133

“Prevention is better than cure”

Ensures Singapore has a healthy population so that people generally see the doctors less

Health services are generally heavily subsidised by the government

Posters and the PE lessons encourage people to◦ Learn to keep fit◦ Have a healthy lifestyle

Singapore has all kinds of medical facilities

7 public hospitals◦ 5 general hospitals◦ 1 women and children’s hospital◦ 1 psychiatry hospital

Others◦ 6 national specialty centres◦ 18 outpatient polyclinics◦ Over 2000 private clinics

In 2005, Singapore spent S$7.6 billion (3.8% of GDP) on healthcare ◦ S$1.8 billion (0.9% of GDP) on health services

In 2009, Singapore spent S$3.7 billion on healthcare

Reduced amount spent means that less funds are needed for the healthcare sector

A saving scheme Introduced in 1984

Save money from CPF to MediSave accounts◦ 6.5% - 9%

Used to pay◦ Hospital bills◦ Several other medical treatments

As age increases, money given increases

Medisave Contribution Ceiling (MCC) is currently $34,500

For members aged 55 years and above, MediSave account overflows will be transferred to Retirement Account (RA)

Promote individual healthcare◦ People save independently for their healthcare

Contribution based on age

Includes long term medical coverage◦ Cancer treatment

Unable to ensure self-employed workers will top up their account

Unemployed unable to contribute

Low income people face trouble

Excludes expensive operations

Insurance scheme introduced in 1990

Cover up expenses that MediSave cannot

Operates on◦ Co-insurance◦ Deductible systems

Covers up to 80% of large medical bills at Class B2/C level

Supplements MediSave

Benefits the poor

Encourages self reliance

Does not cover all bills

Dependent on MediSave

Safety net when Medisave and MediShield fail

Set up in April 1993

Have an initial capital of S$200 million◦ Budget surpluses injected into it

Utilises the interest income from the capital sum, which stands at S$1.66

Helps cover bills for the extremely poor

High rate of successful application◦ Around 97%

Not covering A/B1 wards

Excludes many hospital treatments◦ Delivery

Run by 3 private insurers◦ Aviva ◦ GreatEastern◦ NTUCIncome

Singaporeans and PRs with Medisave accounts are automatically covered under ElderShield at age of 40

Premiums paid using Medisave or cash

Will not increase with age

2 ElderShield schemes◦ ElderShield300◦ ElderShield400

Able to claim benefits at any age once the premiums are paid

Interim Disability Assistance Programme for the Elderly◦ NTUC Income

Covers the ones that are not eligible for ElderShield

Offers $100 or $150 a month, for a maximum period of 72 months

Unable to perform 3 of the 6 Activities of Daily Living◦ Washing◦ Dressing◦ Feeding◦ Toileting◦ Mobility◦ Transferring

Aged 70 and above

Per capita monthly income < $1000

Admitted to MOH-funded institutions / services

Singapore citizens or Permanent Residents

Bills for Immediate and Long Term Care (ILTC) services

Will go directly to the service providers

Medisave Maternity Package enables one to use their Medisave for medical expenses for their first four children

Medical expenses of your fifth and subsequent child can be used if both both parent have a combined Medisave balance of at least $15,000 when giving birth

Assisted Conception Procedures (ACP)

May withdraw $6,000, $5,000 and $4,000 from Medisave for first, second and third treatment cycles respectively

Assisted Reproduction Technology (ART) treatments helps barren couples

ART treatments are clinical and laboratory techniques that involve the mixing of eggs and sperms outside the body to enhance fertility

http://www.moh.gov.sg/ http://healthcare2.wikispaces.com/