Dollars into Difference May 2015. WHERE DO WE WORK?
-
Upload
evan-crawford -
Category
Documents
-
view
212 -
download
0
Transcript of Dollars into Difference May 2015. WHERE DO WE WORK?
![Page 1: Dollars into Difference May 2015. WHERE DO WE WORK?](https://reader036.fdocuments.in/reader036/viewer/2022070414/5697c01a1a28abf838cced0d/html5/thumbnails/1.jpg)
Dollars into Difference
May 2015
![Page 2: Dollars into Difference May 2015. WHERE DO WE WORK?](https://reader036.fdocuments.in/reader036/viewer/2022070414/5697c01a1a28abf838cced0d/html5/thumbnails/2.jpg)
WHERE DO WE WORK?
![Page 3: Dollars into Difference May 2015. WHERE DO WE WORK?](https://reader036.fdocuments.in/reader036/viewer/2022070414/5697c01a1a28abf838cced0d/html5/thumbnails/3.jpg)
WHAT DO WE DO?
Mission: provide financing and consulting services that transform the lives of individuals and strengthen community prosperity.
We do this through:
•Small business loans
•New Markets Tax Credits
•ConsultingGolden Valley Natural
![Page 4: Dollars into Difference May 2015. WHERE DO WE WORK?](https://reader036.fdocuments.in/reader036/viewer/2022070414/5697c01a1a28abf838cced0d/html5/thumbnails/4.jpg)
SMALL BUSINESS LOANS
Mandie Stuhan, Downtown Hound
• Nearly bankable businesses
• Term loans
• Lines of credit
• $1,000 – $1,000,000
• Start-ups
• Existing businesses
• Starting at 8%
![Page 5: Dollars into Difference May 2015. WHERE DO WE WORK?](https://reader036.fdocuments.in/reader036/viewer/2022070414/5697c01a1a28abf838cced0d/html5/thumbnails/5.jpg)
HOW DOES IT WORK?
Montana CDC & the Client• Referral
• Initial consultation and application
• Underwriting
• Loan committee and approval
• Close and fund business Brad Bernhart, Earlywood Designs
![Page 6: Dollars into Difference May 2015. WHERE DO WE WORK?](https://reader036.fdocuments.in/reader036/viewer/2022070414/5697c01a1a28abf838cced0d/html5/thumbnails/6.jpg)
WHAT DOES SUCCESS LOOK LIKE?
Clients Refinance with a Bank
• Runoff in 2014 was 39%
• Average refinance timeframe was 3 years
Casey and Flora Buoy, Alpine Granite Accents
![Page 7: Dollars into Difference May 2015. WHERE DO WE WORK?](https://reader036.fdocuments.in/reader036/viewer/2022070414/5697c01a1a28abf838cced0d/html5/thumbnails/7.jpg)
CONSULTING
Mike McCue, Northwest Tower
• Business planning
• Accounting
• Cash flow management and projections
• Marketing plans
• Operations management
• Education and training
![Page 8: Dollars into Difference May 2015. WHERE DO WE WORK?](https://reader036.fdocuments.in/reader036/viewer/2022070414/5697c01a1a28abf838cced0d/html5/thumbnails/8.jpg)
NEW MARKETS TAX CREDITS
![Page 9: Dollars into Difference May 2015. WHERE DO WE WORK?](https://reader036.fdocuments.in/reader036/viewer/2022070414/5697c01a1a28abf838cced0d/html5/thumbnails/9.jpg)
-Visit us online at www.mtcdc.org
-Read our success stories
Missoula229 E. Main St.
Bozeman222 E. Main St.
406.728.9234
Learn More