Prevention Means Doing It Differently: Applying An Evidence-Based Model to School Discipline
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Transcript of Doing it differently
DOING IT DIFFERENTLYWhat Do Mobile Phones Mean in Africa?
Laszlo Balla 19.03.2012
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Agenda
• Market Overview• Handheld Contrast• The (re-)birth of Mobile Banking• What Makes It Feasible?• Future Opportunities• Issues• Conclusion
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Market Overview
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1000
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Mobile Subscribers (Millions)
1998 2008 2010 2011 2015
• Second Largest Market
• Fastest Growth
• 96% Pre-paid
• 60% Penetration Rate
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Handheld Contrast
What do you use your mobile for?
Developed Countries Developing Countries in Africa
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The (re-)birth of Mobile Banking
• 60% has no access to banks• 50% owns a mobile phone• Need for storing money,
paying bills, sending money
Mobile Banking
Banks tried to shut it down first. Today, Africa is the ‘Sillicon Valley of Banking’.
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What Makes It Feasible?
• Affordable devices
• Low rates
• Agressive recruitment strategy
• Kiosks
• High coverage (even in remote villages)
• Transfer money by text messages
• Customized services
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• Rise of mobile internet usage
• Utilization of smartphones:
Agriculture
Health care
Education
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Issues
• Unreliable network coverage in rural areas• Technical background at operators• Inter-operability of mobile banking solutions• Charging of smartphones
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Conclusion