Discover your winning formula! BUILD LIFE...DOCUMENT FOR FULL DETAILS ON THE CRITICAL ILLNESS...

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Transcript of Discover your winning formula! BUILD LIFE...DOCUMENT FOR FULL DETAILS ON THE CRITICAL ILLNESS...

Page 1: Discover your winning formula! BUILD LIFE...DOCUMENT FOR FULL DETAILS ON THE CRITICAL ILLNESS DEFINITIONS, EXCLUSIONS INCLUDING THE PRE-EXISTING CONDITIONS, AND OTHER ... protection

THIS IS NOT A DEPOSIT PRODUCT. EARNINGS ARE NOT ASSURED AND PRINCIPAL AMOUNT INVESTED IS EXPOSED TO RISK OF LOSS. THIS PRODUCT CANNOT BE SOLD TO YOU UNLESS ITS BENEFITS AND RISKS HAVE BEEN THOROUGHLY EXPLAINED. IF YOU DO NOT FULLY UNDERSTAND THIS PRODUCT, DO NOT PURCHASE OR INVEST IN IT.

Make it happen with real life solutions.

I dream of a worry-free life.

BUILD LIFEPLUS

Discover your winning formula!Talk to our Bancassurance Sales Executive to find out how you can make BUILD LIFE PLUS work for you.

THE FINANCIAL PRODUCTS OF BPI-PHILAM LIFE ASSURANCE (BPLAC) CORP. ARE NOT GUARANTEED BY BANK OF THE PHILIPPINE ISLANDS AND ITS SUBSIDIARIES.

REMINDER ON PRE-EXISTING CONDITIONS AND FREE-LOOK PERIOD:UUPON RECEIVING THE POLICY CONTRACT, YOU MAY REFER TO THE DOCUMENT FOR FULL DETAILS ON THE CRITICAL ILLNESS DEFINITIONS, EXCLUSIONS INCLUDING THE PRE-EXISTING CONDITIONS, AND OTHER LIMITATIONS. IF YOU DECIDE THAT THIS PLAN IS NOT SUITABLE TO YOUR NEEDS AFTER READING THE POLICY CONTRACT, SIMPLY RETURN THE DOCUMENT TO BPI-PHILAM WITHIN FIFTEEN (15) DAYS FROM THE DATE YOU OR YOUR AUTHORIZED REPRESENTATIVE RECEIVED IT AND WE WILLWILL REFUND THE ACCOUNT VALUE PLUS THE POLICY CHARGES THAT HAVE BEEN DEDUCTED.

BPI-PHILAM LIFE ASSURANCE CORP. is a strategic alliance between two leading companies in the country: The Philippine American Life and General Insurance Company (AIA Philam Life) and Bank of the Philippine Islands (BPI). Philam Life is the premier life insurance company in the Philippines and the market leader for over 70 years. BPI is a leading commercial bank in the coucountry with over 160 years of experience in the local banking industry and an extensive branch network of more than 1,000 branches and 3,000 ATMs.

BPI-PHILAM’s professional and expertly trained Bancassurance Sales Executives are assigned in BPI branches nationwide to render financial advisory services that address customers’ financial and protection needs.

With the With the combined expertise and resources of these two trusted companies, BPI-PHILAM policyholders are assured that their insurance is backed by financial strength and stability.

Your dreams are secure.The funds The funds of BUILD LIFE PLUS are professionally managed by BPI Investment Management, Inc. (BIMI) and BPI Asset Management & Trust Corporation (BPI-AMTC). You’re sure that only the most seasoned and industry-leading investment prprofessionals are handling your investment, thus giving you peace of mind through accessible and affordable life insurance.

Page 2: Discover your winning formula! BUILD LIFE...DOCUMENT FOR FULL DETAILS ON THE CRITICAL ILLNESS DEFINITIONS, EXCLUSIONS INCLUDING THE PRE-EXISTING CONDITIONS, AND OTHER ... protection

Your dreams brought to life.BUILD LIFE PLUS is a savings plan from BPI-Philam that lets you get returns on your investment depending on the market conditions, all while enjoying life insurance.

Choose fChoose from a variety of funds, depending on how much you are willing to invest and what your financial goals are:

• BPI-Philam Peso Bond Fund• BPI-Philam Growth Fund• BPI-Philam Equity Index Fund 2• BPI-Philam Balanced Fund• • BPI-Philam Philippine High Dividend Equity Fund• BPI-Philam Odyssey Bond Fund

Note: Maximum of 3 funds per policy. *Funds are subject to availability at the time of order.

Add riders to your basic Build Life Plus plan to get more out of your investment.

Build your plan to suit your needs

Accident & Health Coverage (A&H)Receive additional cash benefits to cover expenses caused by Accidents.

Critical Illness Coverage (CI)Receive additional cash benefits to cover expenses caused by Critical Illness.

WWaiver of Premium (WP) / Waiver of Premium Plus (WPPlus)Premium payments and regular/special top-ups are waived upon Disability. Plus, receive additional income equal to the waived premium.

Waiver of Premium for Critical Illness (WPCI)PPremium payments and regular/special top-ups are waived upon diagnosis of a Critical Illness.

Payor’s Benefit for Death and Disability (PBDD)Premium payments and regular/special top-ups are waived upon Death or Disability to ensure that the savings plan for your child are carried out.

You’re in control of your dreams.Whether you’re new to the saving game or with years of experience, BUILD LIFE PLUS can work for you. Choose your desired fund and switch allocations depending on your investment goals as your needs change.

Bring Bring your dreams to life with BUILD LIFE PLUS.

Your dreams, insured.BUILD LIFE PLUS comes with life insurance benefits. Should anything happen to you, your family will receive benefits, giving them financial security.

IIt’s easy to reach your dreams.Choose from easy-to-pay options of as low as P1,800 a month for a regular-pay product. Pay in as short as 10 years. Plus, build up your investment anytime through additional premiums called Top-ups.

**Age 30, male, P500,000 Basic Life Coverage and with P500,000 A&H - P1,758.49 monthly.

Tailor-fit for your dreams.BUILD LIFE PBUILD LIFE PLUS comes with the option to add riders to your plan. Riders are additional benefits you can get on top of the basic plan. Choose between these riders to match your dreams.

ver.11/2019

BLPlusHEALTH

BLPlusEDUCATION

BLPlusRETIREMENT

Page 3: Discover your winning formula! BUILD LIFE...DOCUMENT FOR FULL DETAILS ON THE CRITICAL ILLNESS DEFINITIONS, EXCLUSIONS INCLUDING THE PRE-EXISTING CONDITIONS, AND OTHER ... protection

Your dreams brought to life.BUILD LIFE PLUS is a savings plan from BPI-Philam that lets you get returns on your investment depending on the market conditions, all while enjoying life insurance.

Choose fChoose from a variety of funds, depending on how much you are willing to invest and what your financial goals are:

• BPI-Philam Peso Bond Fund• BPI-Philam Growth Fund• BPI-Philam Equity Index Fund 2• BPI-Philam Balanced Fund• • BPI-Philam Philippine High Dividend Equity Fund• BPI-Philam Odyssey Bond Fund

Note: Maximum of 3 funds per policy. *Funds are subject to availability at the time of order.

Add riders to your basic Build Life Plus plan to get more out of your investment.

Build your plan to suit your needs

Accident & Health Coverage (A&H)Receive additional cash benefits to cover expenses caused by Accidents.

Critical Illness Coverage (CI)Receive additional cash benefits to cover expenses caused by Critical Illness.

WWaiver of Premium (WP) / Waiver of Premium Plus (WPPlus)Premium payments and regular/special top-ups are waived upon Disability. Plus, receive additional income equal to the waived premium.

Waiver of Premium for Critical Illness (WPCI)PPremium payments and regular/special top-ups are waived upon diagnosis of a Critical Illness.

Payor’s Benefit for Death and Disability (PBDD)Premium payments and regular/special top-ups are waived upon Death or Disability to ensure that the savings plan for your child are carried out.

You’re in control of your dreams.Whether you’re new to the saving game or with years of experience, BUILD LIFE PLUS can work for you. Choose your desired fund and switch allocations depending on your investment goals as your needs change.

Bring Bring your dreams to life with BUILD LIFE PLUS.

Your dreams, insured.BUILD LIFE PLUS comes with life insurance benefits. Should anything happen to you, your family will receive benefits, giving them financial security.

IIt’s easy to reach your dreams.Choose from easy-to-pay options of as low as P1,800 a month for a regular-pay product. Pay in as short as 10 years. Plus, build up your investment anytime through additional premiums called Top-ups.

**Age 30, male, P500,000 Basic Life Coverage and with P500,000 A&H - P1,758.49 monthly.

Tailor-fit for your dreams.BUILD LIFE PBUILD LIFE PLUS comes with the option to add riders to your plan. Riders are additional benefits you can get on top of the basic plan. Choose between these riders to match your dreams.

ver.11/2019

BLPlusHEALTH

BLPlusEDUCATION

BLPlusRETIREMENT

Page 4: Discover your winning formula! BUILD LIFE...DOCUMENT FOR FULL DETAILS ON THE CRITICAL ILLNESS DEFINITIONS, EXCLUSIONS INCLUDING THE PRE-EXISTING CONDITIONS, AND OTHER ... protection

Your dreams brought to life.BUILD LIFE PLUS is a savings plan from BPI-Philam that lets you get returns on your investment depending on the market conditions, all while enjoying life insurance.

Choose fChoose from a variety of funds, depending on how much you are willing to invest and what your financial goals are:

• BPI-Philam Peso Bond Fund• BPI-Philam Growth Fund• BPI-Philam Equity Index Fund 2• BPI-Philam Balanced Fund• • BPI-Philam Philippine High Dividend Equity Fund• BPI-Philam Odyssey Bond Fund

Note: Maximum of 3 funds per policy. *Funds are subject to availability at the time of order.

Add riders to your basic Build Life Plus plan to get more out of your investment.

Build your plan to suit your needs

Accident & Health Coverage (A&H)Receive additional cash benefits to cover expenses caused by Accidents.

Critical Illness Coverage (CI)Receive additional cash benefits to cover expenses caused by Critical Illness.

WWaiver of Premium (WP) / Waiver of Premium Plus (WPPlus)Premium payments and regular/special top-ups are waived upon Disability. Plus, receive additional income equal to the waived premium.

Waiver of Premium for Critical Illness (WPCI)PPremium payments and regular/special top-ups are waived upon diagnosis of a Critical Illness.

Payor’s Benefit for Death and Disability (PBDD)Premium payments and regular/special top-ups are waived upon Death or Disability to ensure that the savings plan for your child are carried out.

You’re in control of your dreams.Whether you’re new to the saving game or with years of experience, BUILD LIFE PLUS can work for you. Choose your desired fund and switch allocations depending on your investment goals as your needs change.

Bring Bring your dreams to life with BUILD LIFE PLUS.

Your dreams, insured.BUILD LIFE PLUS comes with life insurance benefits. Should anything happen to you, your family will receive benefits, giving them financial security.

IIt’s easy to reach your dreams.Choose from easy-to-pay options of as low as P1,800 a month for a regular-pay product. Pay in as short as 10 years. Plus, build up your investment anytime through additional premiums called Top-ups.

**Age 30, male, P500,000 Basic Life Coverage and with P500,000 A&H - P1,758.49 monthly.

Tailor-fit for your dreams.BUILD LIFE PBUILD LIFE PLUS comes with the option to add riders to your plan. Riders are additional benefits you can get on top of the basic plan. Choose between these riders to match your dreams.

ver.11/2019

BLPlusHEALTH

BLPlusEDUCATION

BLPlusRETIREMENT

Page 5: Discover your winning formula! BUILD LIFE...DOCUMENT FOR FULL DETAILS ON THE CRITICAL ILLNESS DEFINITIONS, EXCLUSIONS INCLUDING THE PRE-EXISTING CONDITIONS, AND OTHER ... protection

THIS IS NOT A DEPOSIT PRODUCT. EARNINGS ARE NOT ASSURED AND PRINCIPAL AMOUNT INVESTED IS EXPOSED TO RISK OF LOSS. THIS PRODUCT CANNOT BE SOLD TO YOU UNLESS ITS BENEFITS AND RISKS HAVE BEEN THOROUGHLY EXPLAINED. IF YOU DO NOT FULLY UNDERSTAND THIS PRODUCT, DO NOT PURCHASE OR INVEST IN IT.

Make it happen with real life solutions.

I dream of a worry-free life.

BUILD LIFEPLUS

Discover your winning formula!Talk to our Bancassurance Sales Executive to find out how you can make BUILD LIFE PLUS work for you.

THE FINANCIAL PRODUCTS OF BPI-PHILAM LIFE ASSURANCE (BPLAC) CORP. ARE NOT GUARANTEED BY BANK OF THE PHILIPPINE ISLANDS AND ITS SUBSIDIARIES.

REMINDER ON PRE-EXISTING CONDITIONS AND FREE-LOOK PERIOD:UUPON RECEIVING THE POLICY CONTRACT, YOU MAY REFER TO THE DOCUMENT FOR FULL DETAILS ON THE CRITICAL ILLNESS DEFINITIONS, EXCLUSIONS INCLUDING THE PRE-EXISTING CONDITIONS, AND OTHER LIMITATIONS. IF YOU DECIDE THAT THIS PLAN IS NOT SUITABLE TO YOUR NEEDS AFTER READING THE POLICY CONTRACT, SIMPLY RETURN THE DOCUMENT TO BPI-PHILAM WITHIN FIFTEEN (15) DAYS FROM THE DATE YOU OR YOUR AUTHORIZED REPRESENTATIVE RECEIVED IT AND WE WILLWILL REFUND THE ACCOUNT VALUE PLUS THE POLICY CHARGES THAT HAVE BEEN DEDUCTED.

BPI-PHILAM LIFE ASSURANCE CORP. is a strategic alliance between two leading companies in the country: The Philippine American Life and General Insurance Company (AIA Philam Life) and Bank of the Philippine Islands (BPI). Philam Life is the premier life insurance company in the Philippines and the market leader for over 70 years. BPI is a leading commercial bank in the coucountry with over 160 years of experience in the local banking industry and an extensive branch network of more than 1,000 branches and 3,000 ATMs.

BPI-PHILAM’s professional and expertly trained Bancassurance Sales Executives are assigned in BPI branches nationwide to render financial advisory services that address customers’ financial and protection needs.

With the With the combined expertise and resources of these two trusted companies, BPI-PHILAM policyholders are assured that their insurance is backed by financial strength and stability.

Your dreams are secure.The funds The funds of BUILD LIFE PLUS are professionally managed by BPI Investment Management, Inc. (BIMI) and BPI Asset Management & Trust Corporation (BPI-AMTC). You’re sure that only the most seasoned and industry-leading investment prprofessionals are handling your investment, thus giving you peace of mind through accessible and affordable life insurance.

Page 6: Discover your winning formula! BUILD LIFE...DOCUMENT FOR FULL DETAILS ON THE CRITICAL ILLNESS DEFINITIONS, EXCLUSIONS INCLUDING THE PRE-EXISTING CONDITIONS, AND OTHER ... protection

THIS IS NOT A DEPOSIT PRODUCT. EARNINGS ARE NOT ASSURED AND PRINCIPAL AMOUNT INVESTED IS EXPOSED TO RISK OF LOSS. THIS PRODUCT CANNOT BE SOLD TO YOU UNLESS ITS BENEFITS AND RISKS HAVE BEEN THOROUGHLY EXPLAINED. IF YOU DO NOT FULLY UNDERSTAND THIS PRODUCT, DO NOT PURCHASE OR INVEST IN IT.

Make it happen with real life solutions.

I dream of a worry-free life.

BUILD LIFEPLUS

Discover your winning formula!Talk to our Bancassurance Sales Executive to find out how you can make BUILD LIFE PLUS work for you.

THE FINANCIAL PRODUCTS OF BPI-PHILAM LIFE ASSURANCE (BPLAC) CORP. ARE NOT GUARANTEED BY BANK OF THE PHILIPPINE ISLANDS AND ITS SUBSIDIARIES.

REMINDER ON PRE-EXISTING CONDITIONS AND FREE-LOOK PERIOD:UUPON RECEIVING THE POLICY CONTRACT, YOU MAY REFER TO THE DOCUMENT FOR FULL DETAILS ON THE CRITICAL ILLNESS DEFINITIONS, EXCLUSIONS INCLUDING THE PRE-EXISTING CONDITIONS, AND OTHER LIMITATIONS. IF YOU DECIDE THAT THIS PLAN IS NOT SUITABLE TO YOUR NEEDS AFTER READING THE POLICY CONTRACT, SIMPLY RETURN THE DOCUMENT TO BPI-PHILAM WITHIN FIFTEEN (15) DAYS FROM THE DATE YOU OR YOUR AUTHORIZED REPRESENTATIVE RECEIVED IT AND WE WILLWILL REFUND THE ACCOUNT VALUE PLUS THE POLICY CHARGES THAT HAVE BEEN DEDUCTED.

BPI-PHILAM LIFE ASSURANCE CORP. is a strategic alliance between two leading companies in the country: The Philippine American Life and General Insurance Company (AIA Philam Life) and Bank of the Philippine Islands (BPI). Philam Life is the premier life insurance company in the Philippines and the market leader for over 70 years. BPI is a leading commercial bank in the coucountry with over 160 years of experience in the local banking industry and an extensive branch network of more than 1,000 branches and 3,000 ATMs.

BPI-PHILAM’s professional and expertly trained Bancassurance Sales Executives are assigned in BPI branches nationwide to render financial advisory services that address customers’ financial and protection needs.

With the With the combined expertise and resources of these two trusted companies, BPI-PHILAM policyholders are assured that their insurance is backed by financial strength and stability.

Your dreams are secure.The funds The funds of BUILD LIFE PLUS are professionally managed by BPI Investment Management, Inc. (BIMI) and BPI Asset Management & Trust Corporation (BPI-AMTC). You’re sure that only the most seasoned and industry-leading investment prprofessionals are handling your investment, thus giving you peace of mind through accessible and affordable life insurance.