Digital Lending Solutions - ChoiceBnq# Solutions
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Transcript of Digital Lending Solutions - ChoiceBnq# Solutions
BANKING WITHOUT WALLS IS HERE
CHOICEBNQ# SOLUTIONS | [email protected]
Businesses
Credit AccountManagers
Consumers
FinancialInstitutions
Omni-channelBanking
Customer Application
160+ External Data Sources
Starting today, you can lend online to consumers and businesses. You
can reach more customers, and better qualify them. You'll Increase your
ROI by lowering your cost of lending more than 50% and increase your
revenue per customer more than 25%.
Be where your customers are, when they want you. It’s a new day in banking.
Digital lending is here.
That’s banking without walls.
BIG BANK FEATURES FOR COMMUNITY BANKSAll Types of Borrowing: Credit cards, loans, lines of credit, and mortgages
160+ Sources of Credit Data:Make the BEST decisions possible at the touch of a button
Digital Loan Files: Personal, secure, and integrated with online banking
Better Than Branch Relationships: Secure, anytime communication with a personal account manager
UNDERWRITING EVOLVEDWe know that proper risk management is the cornerstone of good underwriting. Today, it's a complex process that's full of paper, manual processing, and no one likes it. We're changing that.
Be audit-ready with all documents and communications clearly organized and just a click away.
Did we miss anything?Just ask, we can make it happen.
Why should you choose ChoiceBnq#?
Lower CPA by +80%
500+ underwriting variables
99.999% software uptime
DIGITAL SOLUTIONS FOR COMMUNITY BANKERS
• Omni-channel out-of-the-box
• Borrower alone, or account manager assisted
• In-branch, at home, at the ATM or “on-the-go”
• "No-barriers" application; All customer types accepted
• Multi-product application support
• Lenders can use over 500 underwriting variables to make sure
they support ALL desired customer types
• Matching engine o�ers IMMEDIATE answer; Approved - o�er ready to
accept, Pre-approved - with more information required, Declined-
alternate o�ers if available
• Insured products o�er automated government paperwork
creation (eg: CSBFP and SBA)
• Support for all major types of credit products; consumer, small
business, and commercial
• Direct account management through secure personal
communication dashboard and private chat
• Account management portfolios and dashboards
• White label customer service option
• Multiple product fulfillment methods and
multi-tier approval workflows
• Digital loan files
• SAAS application built on Microsoft Azure
• 128 bit encryption
• True white-label SAAS solution
• Token-based security
• Audit-ready, compliance prepared
• Digital underwriting management
• Data integration to core banking systems
• Centralized Reporting and Review Portal
WE DESIGNED CHOICEBNQ# FOR YOU
CHOICEBNQ# SOLUTIONS | [email protected]
022617
APPLYEVERYWHERE
DECISIONEVERYONE
FULFILLEVERY TIME
SECUREEVERYTHING