Digital India : Empowering Citizens · PDF fileA Mission to transform India into an empowered...
Transcript of Digital India : Empowering Citizens · PDF fileA Mission to transform India into an empowered...
Digital India : Empowering Citizens
RS SharmaChairman, Telecom Regulatory Authority of India (TRAI)
A Mission to transform India into an empowered society and digital economy
Digital Infrastructure as a utility to every citizenGovernance and Services on Demand
Digital Empowerment of citizens
Nine Pillars of Digital India
JAM Trinity
•A massive program of Financial Inclusion•More than 200 million bank accounts openedJan‐Dhan•Digital‐online ID Infrastructure•More than a billion IDs issued•Unique, online and AuthenticableAadhaar•Tool to access internet and service delivery•More than a billion mobile phones in India•Lowest tariffs in the worldMobile
Aadhaar Powers Various Applications
AadhaarUniqueness
AuthenticationeKYC
PaymentsMobile SIMs
Consent Tokens
Tax Compliance
Proof of Presence
Access Control
Enabling Privacy
Life Certificates
eSign
Digital Locker
DBT
Thanks!
Features of Aadhaar
Only Numbers – No Smart Cards
Random Numbers – No Intelligence, No Profiling
Voluntary in nature
All Residents – Including Children
Uniqueness – Ensured through biometric attributes
No Guarantees to Citizenship, Rights, Entitlements
Ensuring Security and Privacy of Information
Ubiquitous Authentication – From No ID to Online ID
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1 Billion in 5½ Years
Source: Data from http://www.uidai.gov.in
950 M
600 M
300 M
100 M
50 M
1064 M
A Ubiquitous Digital Identity Infrastructure for a digital India
Aadhaar system can authenticate
100 Mtransactions per day, in real time!
• Uniqueness and Existence ensures no fakes or duplicates• KYC for multiple services : Bank accounts, Financial inclusions, Mobile Connections, Social Assistance Programs
• Entitlements should reach the intended beneficiary – non‐transferability can be ensured by authentication at the point of service delivery
• Many domains will be able to use as a proof of presence for the beneficiary
• Identity platform for various domains• Aadhaar online authentication provides a common platform which can be used across all applications.
Service Delivery Potential of Aadhaar
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We will go from data poor to data rich nation in 5 Years!
Digital Identity
PaperlessProcess
Commerce
Payment
Social
Machine Learning & Algorithms
Cashless, Paperless & Presence-lessService Delivery
PRESENCE-LESS LAYER Aadhaar AuthenticationUnique digital biometric identity with open access of nearly a Billion users
CONSENT LAYER Open Personal Data Store, E-sign
Provides a modern privacy data sharing framework
PAPERLESS LAYERAadhaar e-KYC,
E-sign, Digital LockerRapidly growing base of paperless
systems with billions of artifacts
CASHLESS LAYER IMPS, AEPS, APB, and UPIGame changing electronic payment systems and transition to cashless
economy
COMMERCE(GSTn)
CREDIT(RBI)
INVESTMENTS(SEBI) OTHERS
I N D
I A
S
T A
C K
SKILLS
JAM Jan Dhan, Aadhaar, Mobile
Aadhaar is one of the most critical enabler for India’s technology stack
Aligns market goals with social goals
No physical presence required (reduces more costs)
Increases trust - allows a new business architecture to emerge
Broad based, ubiquitous, inclusive platform
Cuts Onboarding Costs
Cuts Transaction Costs
Allows Innovation
Why is the India Stack disruptive?
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