DieselEx-Showroom Price Road tax

Swift VDI - BS4 INR 542,503 INR 84,305INR 84,413

Swift VDI - BS4 (ABS&EBD) INR 564,746 INR 87,762INR 87,874

Ford Figo (Titanium-Diesel) INR 534,610 INR 0INR 83,185

PetrolEx-Showroom Price Road tax

Swift ZXI - BS4 INR 547,911 INR 85,145INR 85,255

Swift VXI - BS4 INR 484,939 INR 69,977INR 75,457

Ford Figo (Titanium) INR 446,837INR 69,528

Approximation for values not available based on Info available on the Net

Price of Fuel in Banglore1st Yr 2nd Yr

Petrol INR 70.55 INR 76.90

Diesel INR 42.33 INR 70.00

Difference over Diesel Vs Petrol as on 26th May 2011

Petrol INR 70.55

Diesel INR 42.33

Approx. Usage of car in a week

Distance (Kms) Frequency

House to Office 10 5

Office to House 10 5

House to Home 40 0.5

Home to House 40 0.5

Miscellaneous 15 1

Trips 100 1

Total Usage

Maintainance Quarterly Yearly

Diesel INR 3,500 INR 14,000

Petrol INR 2,625 INR 10,500

Difference over Petrol / Diesel / Quarterly INR 875

Difference over Petrol / Diesel / Year INR 3,500

Conclusion 3 Year termTotal cost of Buying Fuel costs

Petrol INR 649,359 INR 217,750

Diesel INR 674,263 INR 135,814

Difference INR 24,904 INR 81,936

Breakeven Period Swift VDI / VXI

Total cost of car Cost paid Upfront

Petrol INR 569,531 INR 198,054

Diesel INR 674,263 INR 205,650

Difference INR 104,732 INR 7,596

Interest at 8% / Year INR 8,902

*Wherever it is red, It means that the diesel value is negative

Values can be changed manually

Insurance Incidental expenses Extended warranty

INR 15,664 INR 5,500 INR 4,995INR 15,733INR 16,260 INR 5,500 INR 4,995INR 16,378

INR 0 INR 0 INR 0INR 15,504

Insurance Incidental expenses Extended warranty

INR 15,808 INR 5,500 INR 4,995INR 15,889INR 14,120 INR 5,500 INR 4,995INR 14,063

INR 5,500 INR 4,995INR 12,958

3rd Yr 4th Yr 5th Yr

INR 83.82 INR 91.36 INR 99.59

INR 76.30 INR 83.17 INR 90.65

INR 28.22 Fuel Prices average for calculation purpose

3 Year term

Petrol INR 77.09

Diesel INR 62.88

Approx. Usage of car in a Month Approx. Usage of car in a Year

Total Kms Total Kms

50 200 2400

50 200 2400

20 80 960

20 80 960

15 60 720

100 400 4800

255 1020 12240

3Years 5Years

INR 42,000 INR 63,000

INR 31,500 INR 47,250

INR 10,500 INR 15,750

3 Year termMaintainace cost Re-sale value Cost of owning Car / 3 Years

INR 31,500 INR 519,487 INR 898,609

INR 42,000 INR 471,984 INR 852,077

INR 10,500 INR 47,503 INR 46,532

Running cost / KM Distance / Year No of years for Breakeven

INR 5.43 INR 12,240 3

INR 2.49 INR 12,240 3

Discount offered Total Downpayment Remaining

INR 5,000 INR 647,967 INR 197,630 INR 450,337

INR 5,000 INR 674,263 INR 205,650 INR 468,613

INR 0 INR 534,610 INR 163,056 INR 371,554INR 633,299 INR 193,156 INR 440,143

Discount offered Total Downpayment Remaining

INR 10,000 INR 649,359 INR 198,054 INR 451,305

INR 10,000 INR 569,531 INR 173,707 INR 395,824

INR 539,818 INR 164,645

6th Yr 7th Yr

INR 108.55 INR 118.32 Inflation 9.00%

INR 98.81 INR 107.70 Inflation 9.00%

Assumption : Diesel price deregulated5 Year term

INR 84.44

INR 72.49

Fuel Efficeiency

Diesel 17

Petrol 13

Total Fuel Value

3 Year term 5 Year term

Petrol INR 217,750 INR 397,538

Diesel INR 135,814 INR 260,963

Difference over Petrol / Diesel INR 81,936 INR 136,574

Resale value after 3 Years Resale value after 5 Years

Diesel INR 471,984 Diesel

Petrol INR 519,487 Petrol

Money lost over Diesel Vs Petrol INR 47,503 Money lost over Diesel Vs Petrol

5 Year termTotal cost of Buying Fuel costs Maintainace cost Re-sale value

INR 649,359 INR 397,538 INR 47,250 INR 422,083

INR 674,263 INR 260,963 INR 63,000 INR 370,845

INR 24,904 INR 136,574 INR 15,750 INR 51,239

Breakeven point

INR 225,983

INR 118,139

INR 107,844

EMI / Lac for 36 months EMI / Lac for 60 months EMI for 36 months

INR 3,490 INR 2,325 INR 15,717

INR 3,490 INR 2,325 INR 16,355

EMI / Lac for 36 months EMI / Lac for 60 months EMI for 36 months

INR 3,490 INR 2,325 INR 15,751

INR 3,490 INR 2,325 INR 13,814

1 Year term 2 Year term

INR 66,426 INR 132,851

INR 30,478 INR 60,955

INR 35,948 INR 71,896

Resale value after 5 Years

INR 370,845

INR 422,083

Money lost over Diesel Vs Petrol INR 51,239

5 Year termCost of owning Car / 5 Years

INR 1,094,147

INR 998,226

INR 95,920

EMI for 60 months EMI for 36 months EMI for 60 months

INR 10,470 INR 565,803 INR 628,220

INR 10,895 INR 588,765 INR 653,715

EMI for 60 months EMI for 36 months EMI for 60 months

INR 10,493 INR 567,019 INR 629,570

INR 9,203 INR 497,313 INR 552,175

Total Value of Car after clearing 3 yr loan Total Value of Car after clearing 5 yr loan

INR 763,433 INR 825,850

INR 794,415 INR 859,365

Total Value of Car after clearing 3 yr loan Total Value of Car after clearing 5 yr loan

INR 765,073 INR 827,624

INR 671,020 INR 725,881

Difference b/w 3 & 5yr Loan Total paid extra fr 3 yr Total paid extra fr 5 yr

INR 62,417 INR 115,466 INR 177,883

INR 64,950 INR 120,152 INR 185,102

Difference b/w 3 & 5yr Loan Total paid extra fr 3 yr Total paid extra fr 5 yr

INR 62,551 INR 115,714 INR 178,265

INR 54,861 INR 101,489 INR 156,350