Diesel vs Petrol
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Transcript of Diesel vs Petrol
DieselEx-Showroom Price Road tax
Swift VDI - BS4 INR 542,503 INR 84,305INR 84,413
Swift VDI - BS4 (ABS&EBD) INR 564,746 INR 87,762INR 87,874
Ford Figo (Titanium-Diesel) INR 534,610 INR 0INR 83,185
PetrolEx-Showroom Price Road tax
Swift ZXI - BS4 INR 547,911 INR 85,145INR 85,255
Swift VXI - BS4 INR 484,939 INR 69,977INR 75,457
Ford Figo (Titanium) INR 446,837INR 69,528
Approximation for values not available based on Info available on the Net
Price of Fuel in Banglore1st Yr 2nd Yr
Petrol INR 70.55 INR 76.90
Diesel INR 42.33 INR 70.00
Difference over Diesel Vs Petrol as on 26th May 2011
Petrol INR 70.55
Diesel INR 42.33
Approx. Usage of car in a week
Distance (Kms) Frequency
House to Office 10 5
Office to House 10 5
House to Home 40 0.5
Home to House 40 0.5
Miscellaneous 15 1
Trips 100 1
Total Usage
Maintainance Quarterly Yearly
Diesel INR 3,500 INR 14,000
Petrol INR 2,625 INR 10,500
Difference over Petrol / Diesel / Quarterly INR 875
Difference over Petrol / Diesel / Year INR 3,500
Conclusion 3 Year termTotal cost of Buying Fuel costs
Petrol INR 649,359 INR 217,750
Diesel INR 674,263 INR 135,814
Difference INR 24,904 INR 81,936
Breakeven Period Swift VDI / VXI
Total cost of car Cost paid Upfront
Petrol INR 569,531 INR 198,054
Diesel INR 674,263 INR 205,650
Difference INR 104,732 INR 7,596
Interest at 8% / Year INR 8,902
*Wherever it is red, It means that the diesel value is negative
Values can be changed manually
Insurance Incidental expenses Extended warranty
INR 15,664 INR 5,500 INR 4,995INR 15,733INR 16,260 INR 5,500 INR 4,995INR 16,378
INR 0 INR 0 INR 0INR 15,504
Insurance Incidental expenses Extended warranty
INR 15,808 INR 5,500 INR 4,995INR 15,889INR 14,120 INR 5,500 INR 4,995INR 14,063
INR 5,500 INR 4,995INR 12,958
3rd Yr 4th Yr 5th Yr
INR 83.82 INR 91.36 INR 99.59
INR 76.30 INR 83.17 INR 90.65
INR 28.22 Fuel Prices average for calculation purpose
3 Year term
Petrol INR 77.09
Diesel INR 62.88
Approx. Usage of car in a Month Approx. Usage of car in a Year
Total Kms Total Kms
50 200 2400
50 200 2400
20 80 960
20 80 960
15 60 720
100 400 4800
255 1020 12240
3Years 5Years
INR 42,000 INR 63,000
INR 31,500 INR 47,250
INR 10,500 INR 15,750
3 Year termMaintainace cost Re-sale value Cost of owning Car / 3 Years
INR 31,500 INR 519,487 INR 898,609
INR 42,000 INR 471,984 INR 852,077
INR 10,500 INR 47,503 INR 46,532
Running cost / KM Distance / Year No of years for Breakeven
INR 5.43 INR 12,240 3
INR 2.49 INR 12,240 3
Discount offered Total Downpayment Remaining
INR 5,000 INR 647,967 INR 197,630 INR 450,337
INR 5,000 INR 674,263 INR 205,650 INR 468,613
INR 0 INR 534,610 INR 163,056 INR 371,554INR 633,299 INR 193,156 INR 440,143
Discount offered Total Downpayment Remaining
INR 10,000 INR 649,359 INR 198,054 INR 451,305
INR 10,000 INR 569,531 INR 173,707 INR 395,824
INR 539,818 INR 164,645
6th Yr 7th Yr
INR 108.55 INR 118.32 Inflation 9.00%
INR 98.81 INR 107.70 Inflation 9.00%
Assumption : Diesel price deregulated5 Year term
INR 84.44
INR 72.49
Fuel Efficeiency
Diesel 17
Petrol 13
Total Fuel Value
3 Year term 5 Year term
Petrol INR 217,750 INR 397,538
Diesel INR 135,814 INR 260,963
Difference over Petrol / Diesel INR 81,936 INR 136,574
Resale value after 3 Years Resale value after 5 Years
Diesel INR 471,984 Diesel
Petrol INR 519,487 Petrol
Money lost over Diesel Vs Petrol INR 47,503 Money lost over Diesel Vs Petrol
5 Year termTotal cost of Buying Fuel costs Maintainace cost Re-sale value
INR 649,359 INR 397,538 INR 47,250 INR 422,083
INR 674,263 INR 260,963 INR 63,000 INR 370,845
INR 24,904 INR 136,574 INR 15,750 INR 51,239
Breakeven point
INR 225,983
INR 118,139
INR 107,844
EMI / Lac for 36 months EMI / Lac for 60 months EMI for 36 months
INR 3,490 INR 2,325 INR 15,717
INR 3,490 INR 2,325 INR 16,355
EMI / Lac for 36 months EMI / Lac for 60 months EMI for 36 months
INR 3,490 INR 2,325 INR 15,751
INR 3,490 INR 2,325 INR 13,814
1 Year term 2 Year term
INR 66,426 INR 132,851
INR 30,478 INR 60,955
INR 35,948 INR 71,896
Resale value after 5 Years
INR 370,845
INR 422,083
Money lost over Diesel Vs Petrol INR 51,239
5 Year termCost of owning Car / 5 Years
INR 1,094,147
INR 998,226
INR 95,920
EMI for 60 months EMI for 36 months EMI for 60 months
INR 10,470 INR 565,803 INR 628,220
INR 10,895 INR 588,765 INR 653,715
EMI for 60 months EMI for 36 months EMI for 60 months
INR 10,493 INR 567,019 INR 629,570
INR 9,203 INR 497,313 INR 552,175
Total Value of Car after clearing 3 yr loan Total Value of Car after clearing 5 yr loan
INR 763,433 INR 825,850
INR 794,415 INR 859,365
Total Value of Car after clearing 3 yr loan Total Value of Car after clearing 5 yr loan
INR 765,073 INR 827,624
INR 671,020 INR 725,881
Difference b/w 3 & 5yr Loan Total paid extra fr 3 yr Total paid extra fr 5 yr
INR 62,417 INR 115,466 INR 177,883
INR 64,950 INR 120,152 INR 185,102
Difference b/w 3 & 5yr Loan Total paid extra fr 3 yr Total paid extra fr 5 yr
INR 62,551 INR 115,714 INR 178,265
INR 54,861 INR 101,489 INR 156,350