[4] - Noise Moines, Iowa.pdf · 6/11/2016 Des Moines, IA Code of Ordinances
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Des Moines, IAMike DahlAllie Boyd
Initial IncomeAllieOccupation:
Marine BiologistInitial Income:
$45,000Disposable
Income: $34,748.57
MichaelOccupation:
Computer EngineerInitial Income:
$45,000Disposable Income:
$34,748.57
TaxationAllie Initial Income: $45,000 Taxable Income: $35,650 Federal Income Tax: -$5,100 FICA: -
$2,727.23 State Income Tax: -
$2,424.20 Disposable Income:
$34,748.57
Michael Initial Income: $45,000 Taxable Income: $35,650 Federal Income Tax: -$5,100 FICA: -
$2,727.23 State Income Tax: -
$2,424.20 Disposable Income:
$34,748.57
SavingsAllieandMichaelDisposable Income: $34,748.5710% Savings: $3,474.86Monthly Savings: $289.58Savings Account with Bank of America:
$3,474.86APY: 0.05%Interest Rate: 0.05%Budget: $31,253.71
HousingTheSpringsatJordanCreek8655 Bridgewood BoulevardWest Des Moines, CA 50266(13.4 miles from Des Moines)
1,168 square feet 2nd Floor Town Home Apartment 2 Bedrooms 2 Full Bathrooms Fully Furnished Garage Fitness Center Swimming Pool
Monthly Rent: $1,124Annual Rent: $13,488Lease Term: 1 yearDeposit: $100Annual Renter's Insurance
Cost: $256
Housing ExpensesAllieandMichaelBudget: $31,253.71Deposit: -$50Rent: -$6,744Renter's Insurance: -$128Remaining Budget: $24,331.71
HealthcareUnitedHealthOne:Plan100Monthly Cost: $97.58Annual Cost: $1,170.96Annual Deductible: $2,500No Co-PaysOut of Network Coverage
Healthcare ExpensesAllieandMichaelBudget: $24,331.71Cost: -$1,170.96Deductible: -$2,500Remaining Budget: $20,660.75
Transportation
Allie:2011VolkswagenJetta Price: $16,988 Monthly Payments: $294.79 Insurance Costs: $844 Registration: $96.94 Average Mileage per Year: 12,000
miles Average Mile per Gallon: 30 miles
•Down Payment: $2,000•Car Payment: 5 years•APR: 4.0%•Sales Tax: 6.0%•Gas: $3.54 per gallon
Michael:2009ToyotaCarolla Price: $16,999 Monthly Payments: $295.01 Insurance Costs: $1,312 Registration: $138.70 Average Mileage per Year: 14,000 miles Average Mile per Gallon: 35 miles
Transportation ExpensesAllie Budget:
$20,660.75 Down Payment: -
$2,000 12 Month Payment: -
$3,537.48 Insurance: -$844 Registration: -
$96.94 Gas: -
$1,416 Remaining Budget:
$12,766.33
Michael Budget:
$20,660.75 Down Payment: -$2,000 12 Month Payment: -
$3,540.12 Insurance: -$1,312 Registration: -
$138.70 Gas: -$1,416 Remaining Budget:
$12,253.93
UtilitiesMonthlyRates:Water (Des Moines Water Works): $43.69Internet/Cable/Phone Package (Qwest):
$94.94Gas (MidAmerican): $55Electricity (Alliant): $99
Utility ExpensesAllieBudget:
$12,766.33Water: -
$262.14Package: -
$569.64Gas: -$330Electricity: -$594Remaining Budget:
$11,010.55
MichaelBudget: -
$12,253.93Water: -
$262.14Package: -
$569.64Gas: -$330Electricity: -$594Remaining Budget:
$10,498.15
FoodAllieDaily Eating Out:
$10Weekly Groceries:
$70Monthly: $600
MichaelDaily Eating Out:
$15Weekly Groceries:
$70Monthly: $750
Food ExpensesAllieBudget:
$11,010.55Food: -
$7,200Remaining:
$3,810.55
MichaelBudget:
$10,498.15Food: -$9,000Remaining:
$1,498.15
Extracurricular ActivitiesAllie Gym: Free (included with Apartment Complex) Clothing: $2,000 Pool: Free (included with Apartment Complex) Netflix: $7.99 /Month Traveling: $1,000
Michael Gym: Free (included with Apartment Complex) Clothing: $500 Pool: Free (included with Apartment Complex) Netflix: $7.99 /Month XBOX 360: $299.99 Golf (Toad Valley): $143
Extracurricular Activity ExpensesAllieBudget:
$3,810.55Clothing: -
$2,000Netflix: -
$47.94Traveling: -
$1,000Remaining Budget:
$762.21
MichaelBudget:
$1,498.15Clothing: -$500Netflix: -
$47.94XBOX 360: -
$299.99Golf: -$143Remaining Budget:
$507.22
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June 2011. <http://www.golflink.com/golf-courses/course.aspx?course=299745>. Apartment Guide. "Springs at Jordan Creek Apartments West Des Moines, IA -
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June 2011. Web. 07 June 2011. <https://www.whitefence.com/WebObjects/WhiteFence.woa/wa/topOffersResults?eID=1057545>.
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<http://www.ssa.gov/oact/progdata/taxRates.html>. "State Sales Tax Rates." Careers, Finance and Investing : Money-zine.com.
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