Delphos Herald Good Times, Nov., 2013

8
GOOD TIMES FREE BOOMER MEMORIES •TRI VIA •CROSSWORD FUN •FINANCIAL ADVICE •AND MUCH MORE NOVEMBER 2013 PARADE TIME!! & other unique ways to spend the holiday!

Transcript of Delphos Herald Good Times, Nov., 2013

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GOOD TIMES

FREE

BOOMER

MEMORIES •TRIVIA •CROSSWORD FUN

•FINANCIAL ADVICE

•AND MUCH MORE

NOVEMBER 2013

PARADE

TIME!!& other unique ways to

spend the holiday!

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2 – GOOD TIMES • November 2013

 GOODTIMES 

Vol. 8 No. 2

Nancy Spencer, Editor

A monthly publication forAllen, Auglaize, Putnam,

Logan, Mercer and Van Wert Counties.

For editorial information:1-800-589-6950 Ext. 136

Email - [email protected]

For advertising information:

 1-800-589-6950

Don Hemple Ext. 128

Marilyn Hoffman Ext. 131

Jamie Shade Ext. 138

A DELPHOS HERALDPUBLICATION405 N. Main St.,

Delphos, Ohio 45833

Contents

Birthday trivia answers1. Roseanne Barr 2. Peter Noone3. Al Michaels

4. Whoopi Goldberg5. Meg Ryan6. Estelle Parsons

3 .......THE PARADE MARCHES ON

4 ......THANKSGIVING STUFFED

GOOD TIMES

5 ......NO ORDINARY THANKSGIVING MEAL

6 ......CROSSWORD PUZZLE FUN: THE SIXTIES

7 ......WHAT EVERY WOMAN SHOULD KNOW

ABOUT HEALTH CARE COSTS IN RETIREMENT

1. I was born on Nov. 3, 1952 in Utah. I am astand-up comedian and actress. I am best knownfor being the star of my own TV sitcom where Iplayed the title role as a “Domestic Goddess”.Who am I?

2. I was born November 5, 1947 in England. I wasthe lead singer of the 1960s British rock band,

Herman’s Hermits. Who am I?

3. I was born on November 12, 1944 in New York. I am a baseball, Olympics, ‘Monday NightFootball’ sportscaster; and said “Do you believein Miracles” during Team USA’s hockey win.Who am I?

4. I was born November 13, 1955 in New York. Iam a comedic actress who gained recognitionfor my role in ‘The Color Purple’ and won anAcademy Award for Best Supporting Actress for‘Ghost’. Who am I?

5. I was born November 19, 1961 in Connecticut.I am an actress. I played “Sally” in ‘When Harrymet Sally’ and played opposite Tom Hanks in‘Sleepless in Seattle’ and ‘You’ve Got Mail’. Whoam I?

6. I was born November 20, 1927 in Massachusetts.I am an actress. I played Roseanne’s motherin the hit comedy series ‘Roseanne’ and wona Oscar for my role in the movie ‘Bonnie andClyde’. Who am I?

Birthday Trivia

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November 2013 • GOOD TIMES – 3

The parade still marches on...Turkey, stufng, football and the Macy’s

Day parade. That is what makes a perfectThanksgiving Day.

As the lead banner proclaims, the eventis presented as a “Holiday Treat for Chil-dren Everywhere.” Macy’s ThanksgivingDay Parade was originally operated by Ma-cy’s employees, many of whom emigrated

to America from Europe and longed to stagea celebration similar to the ones in theircountries.

The rst parade was held in 1924, en-tertaining an estimated audience of over10,000. That year it was called the Macy’sChristmas Parade, and it followed a routefrom 145th Street and Convent Avenue tothe Macy’s store at 34th Street and Broad-way. Three oats (pulled by horses), fourbands and zoo animals from the CentralPark Zoo -- camels, donkeys, elephants andgoats -- starred in the parade. Santa Clauswas last in the lineup, a tradition that con-tinues to this day.

In 1927, the gigantic balloons that arenow the signature element of the parademade their rst appearance with the help ofhelium. (Macy’s is the world’s second larg-est consumer of helium. The United Statesgovernment if the rst.) The balloons,produced by the Good Year Tire and Rub-ber company, replace the zoo animals thatwere frightening to some children and therst balloon included cartoon characters

like Felix the Cat. At the conclusion of theparade, the giant balloons were releasedinto the air.

In 1929, Macy’s began offering a $50reward for any returned balloons, whichwere afxed with return address labels. In 1931, pilot Col Clarence E. Chamberlainsnagged a balloon with his airplane’s wing,leading to a ban on retrieval by airplanes thefollowing year. But after the 1932 parade,

another pilot attempted to capture a balloonand nearly crashed, leading Macy’s to dis-continue releasing the balloons at parade’send.

In 1934, celebrities became an importantelement of the parade, with singer-actor Ed-die Cantor joining in the event that year. TheMickey Mouse helium balloon was also in-

troduced to parade-goers.From 1942 to 1944, the parade was can-celed because of the shortage of helium andrubber during World War II. Those threeyears are the only time the celebration hadbeen called off.

The parade became a permanent part ofAmerican culture after being prominentlyfeatured in the 1947 lm, Miracle on 34thStreet, which shows actual footage of the1946 festivities.

The event was rst telecast nationallyin 1952. On the NBC telecast from in frontof the agship Macy’s store on Broadwayand 34th Street the marching bands performlive music but most of the other live actssuch as songs from Broadway musical usepre-recorded music with the performers lip-syncing their singing.

The Parade has always been known forits policy of going on rain or shine and thevaliant efforts of the balloon wranglersshould always be recognized. But, newsafety measures were incorporated in 2006to prevent accidents and balloon related

injuries. One measure taken was installa-tion of wind measurement devices to alertparade organizers to any unsafe conditionsthat could cause the balloons to behave er-ratically. Also parade ofcials implementeda measure to keep the balloons closers to theground during windy condition.

Every year, the Macy’s team behind theparade works to outdo the previous year’sevent. This evolution has meant bigger bal-

loons, more oats, better materials and new

technologies, all resulting in the ashy spec-tacle that rolls through the streets of NewYork today.

Today, the Parade delights two millionspectators along the line of march, and mil-

lions more watching live on TV.*Interesting side note on Macy’s Store

logo. Did you know that the “Red Star”, Macy’s insignia comes from a tattoo found-er R.H. Macy acquired during his teenagedays as a Nantucket whaler?

Macy’s hugeballoons, theunique trade-mark of Macy’sThanksvingDay Parade,made their rstappearance in1927. Bullwinklethe Moose ies

high on the left.The image at theright is a vintage1940 EddieCantor Balloon.

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Popeye oating down New York City streets in 1958.

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4 – GOOD TIMES • November 2013

AMERICA’STHANKSGIVING PARADE®

DETROITOne of the nation’s best Thanks-

giving parades is celebrating in agrand way as America’s Thanks-

giving Parade® is celebrating 87years of marching, smiles, clownsand bringing families together inDetroit! Detroit’s parade is one ofthe country’s oldest and most cel-ebrated Parades and will step offat 9:05 a.m. on Woodward Avenueand Mack and end at WoodwardAvenue and Congress in down-town Detroit.

The Parade Company has re-cently announced that Art VanFurniture has become the present-

ing sponsor of America’s Thanks-giving Parade®.

The Van Elslander family willproudly walk the Woodward Av-enue parade route, waving to themillions of spectators watchingin person and on television acrossthe country.  This exciting news furthers thegreat momentum already build-ing at The Parade Company forthis year’s parade. They have an-

nounced a record eight new oatsto be unveiled this parade seasonand an extended route for Amer-ica’s Thanksgiving Parade®. Theiconic parade will now travelmore than two miles.  With 10,000 grandstand seatsavailable for parade goers, thisyear’s route will offer views ofsome of Detroit’s most notablelandmarks on Woodward Avenueincluding the Detroit Institute of

Arts, Orchestra Hall, ComericaPark, the Fox Theatre and Cam-pus Martius Park. The more thantwo mile long parade will feature60 parade units, award-winningmarching bands, 500 clowns,specialty acts, celebrities, the BigHead Corps donning Italian-madepapier-mâché heads and the Dis-

tinguished Clown Corps cele-brating its 30th year. This year’stheme is “Downtown Our Town.”  The parade is free to the publicwith grandstand tickets availablestarting at $40. For more infor-

mation, visit theparade.org andfollow The Parade Company onFacebook and Twitter.

McDonaldsThanksgiving Parade

ChicagoThursday, November 28, 2013Time: 8:00 to 11:00 a.m. CST.Place: Downtown Chicago onState Street—from Congress toRandolph

  The parade boasts of Giant he-lium balloons, remarkable oats,award-winning marching bands,talented equestrian units, uniqueperformance groups, local and na-tional celebrities

 An event createdin the depression

  In 1934, the United States hadbeen in the Great Depression for

six years. Many leaders in Chica-go searched for ways to boost theeconomy as well as public spirit.Walter Gregory, President of Chi-cago’s State Street Council, pro-posed a Christmas parade to Chi-cago Mayor Edward Kelly in thehopes that it would improve themoods of Chicago residents. TheMayor agreed to the parade, being

primarily interested in its potentialto improve Chicago’s economy.  Chicago’s rst Christmas Pa-rade was on State Street on De-cember 7, 1934. Gregory and acostumed Santa Claus led the car-avan, which was lled with toysand various merchandise fromState Street businesses.

As the city’s government of-

cials had hoped, the parade con-tributed to desirable growth in thelocal economy and 1934 held thecity’s largest holiday buying pe-riod since 1927. This was both ex-citing and surprising for the entirecity. Not only was it the Depres-sion, but that day held dangerous-ly low temperatures throughoutthe entire state. Some areas of Il-

linois were as low as fourteen de-grees below zero.  Through trial and persistencethe tradition of this fantastic pa-rade has survived and grown.Ring in your holiday season withthe McDonald’s Thanksgiving Pa-rade! Enjoy classic gigantic bal-loons, the nation’s nest march-ing bands, majestic horses, festive

oats, incredible performancegroups, celebrities, and even anappearance from Ronald McDon-ald ® and Santa Claus!

The parade takes place inDowntown Chicago on StateStreet—from Congress to Ran-dolph. Find the prime viewingspots anywhere on State Street,between Congress and Washing-

ton has excellent viewing. Thebest place to view the parade is inthe VIP Experience section, locat-ed on State Street between Wash-ington and Randolph.

If you want to watch from thecomfort of your home, live nation-al broadcast on WGN America, isalso available in approximately 75million households.

Grand Parades close to home!

Dinner with Queen Victoria, President LIncolnor a Bengal Tiger?

Celebrate in a different way this year!

America’s Thanksgiving Parade®, produced by The Parade Company, has become aunique and eagerly awaited holiday tradition...uniting families and individuals through-out the community and t he nation in a celebration of spirit and storybook wonder.

 One of The Parade Company’s grandest aractions is the world renown papier-

mâché head collection. These colorful artifacts were originally acquired from artists inViareggio, Italy with some dating back to the 1940s. The ever expanding collection ofnearly 300 heads are restored by the seasoned artists at The Parade Company thathave been trained by the talented artisans from Viareggio. These cherished paradecharacters can be seen throughout the year on display in the studio and along theparade route.

  This year will mark the 6th year the Big Head Corps makes it’s march down Wood-ward Avenue. This year also plans to be even bigger and beer with many exciting newactivities planned throughout the year for our members. 2013 “Head Honcho” CassieSobelton is confident in making an even bigger impact in the community t his year. Thisgroup of enthusiastic young professionals will put on their heads Thanksgiving morningand march down Woodward Avenue, all in hopes of bringing smiles to people’s faces andshedding light on one of Detroit’s hidden treasures.

Thanksgiving...stuffed with GOOD TIMES! 

  “Big Head” corps grows even bigger 

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 Dinner with

the Queen November 8-10

Queen Victoria Weekend Historic Downtown

Cambridge, Ohio

Plan your visit to explore the DickensVictorian Village display during “QueenVictoria Weekend”.

Meet the Queen at various events duringthis celebration. Watch the Queen’s Parade,explore the old fashioned “Street Faire” andMingle with the Monarch at the Queen’sTea or Dinner with the Queen. Learn aboutVictorian Funeral customs at the “GoneBut Not Forgotten: Victorian Funeral andMourning Program”

Start your visit at the Dickens WelcomeCenter at 643 Wheeling Avenue where youcan pick up your ofcial Visitors Guidewith detailed map of Historic DowntownCambridge. Explore the Imagination Sta-tion’s costumes and props to dress the partas you try your hand at becoming a true

Victorian Lady or Lad.Visit:www.DickensVictorianVillage.com

Thanksgivining Dinner with Abe Lincoln

 November 16, 2013Welcome Thanksgiving with a serving

of history!Hale Farm & Village welcome you to a

different kind of celebration!Located in the Cuyahoga Valley near

Bath, Ohio, is an outdoor living history mu-seum and a premier collection and property

of Western Reserve Historical Society. Dai-ly mid-19th century life is depicted throughdozens of historic structures, farm animals,heritage gardens, cooking demonstrations,and demonstrations of Early American craftand trades.

During this Thanksgiving celebration,discover the real story behind the holiday;meet President Lincoln, enjoy Civil War-era music and taste Hale Farm grown-and-made savories at this special dinner.

Location: Hale Farm & Village

Contact Phone: 330-666-3711Contact Email: [email protected]

 Madrigal FeasteAshland College

401 College Ave, Ashland, OH 44805419.289.4142

  Christmas carols and madrigals per-formed by the Ashland University ChamberSingers while the Madrigal Players presenta play and other theatrical stunts throughout

the evening.This dinner theater based on the period

of Queen Elizabeth I of England around1600 includes Christmas carols and mad-rigals performed by the Ashland Univer-sity Chamber Singers while the MadrigalPlayers present a play and other theatricalstunts throughout the evening. The Feasteis scheduled for ve performances, Novem-

ber 20-24 and includes a four-course mealculminating in aming bread pudding.

Tickets for this popular event can bepurchased in person at the AU Box Of-ce, by phone at 419.289.5125 or online atwww.ashland.edu/tickets.

Cleveland Metro Zoo

Special Feedings and Free AdmissionLet the dinner dishes soak and set the

DVR to record the game – it’s time to makefamily Thanksgiving memories at Cleve-land Metroparks Zoo.

As a way of saying thank you to thecommunity for another great year of sup-port, admission to the Zoo and The Rain-Forest is FREE for everyone on Thursday,November 28. So no matter how big yourholiday herd is it’s easy to bring everyoneto the Zoo for a visit.

Visitors can watch the animals enjoyspecial holiday treats during enrichmentdemonstrations throughout the day. There’seven complimentary heated transportationthrough the Zoo on Thanksgiving and allwinter long.

A full schedule of Thanksgiving at theZoo activities will be taking place. Checkthe zoo’s website at : www.clemetzoo.com. 

 A PeanutsThanksiving

 Franklin ParkConservatory

ColumbusWednesday, November 27, 6–9pm6–9pm: Visit the ScottsMiracle-Gro

Community Garden Campus and meetSnoopy, Woodstock and the rest of the Pea-nuts gang. Enjoy a Peanuts “Thanksgivingdinner” of popcorn, pretzels, buttered toast, jelly beans and jello sundaes.

7pm: The Ladies of Longford performceltic music in the Grand Atrium.

Entertainment included in admission. $2per “meal”, $1 hot beverages.

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 CROSSWORD PUZZLE FUN! 

 THEME: THE SIXTIES  ACROSS1. Coffee + chocolate6. Drunkard’s sound?9. What little piggy did13. Makes eyes at14. Under the weather 15. *”The Graduate” or “Easy Rider”

16. Un-written exams17. Downhill equipment18. Chilled19. *1960s Activists and agitators21. State of good health and tness23. Miner’s bounty24. *Popular hairstyle25. To eat a little at a time, as in hot soup28. Layer 30. Devoid of reverence35. Bookkeeping entry37. *”The ____ of the Game” TV series39. Denotes an accomplishment

40. Novice41. Ivan and Nicholas, e.g.43. Atmosphere44. Relating to the ilium46. On the cutting edge47. *Ngo Dinh ____48. *”The Party’s Over” singer 50. Excellent52. Get the picture53. *”I read the ____ today oh boy”55. African grazer 

57. *Power plant60. *Liverpool group, following “the”64. Luau greeting65. *”Posion ___” covered by the Stones andthe Hollies67. Beauty pageant wear 68. Short African

69. Buttery catcher 70. Cupcake topper 71. Epic poem72. “Fancy that!”73. “Who ___?”

DOWN1. *Eagle’s landing spot2. Fairytale beast3. Bird’s foot4. *Oscar winner “_____, Dolly!”5. Declare with condence6. Middle Ages subj.

7. Kind of person8. North face, e.g.9. Refuses to10. Bad to the bone11. Cote d’Azur locale12. Casual attire15. *Detroit’s soul recorder 20. Deceive by a mock action22. *The Sixties, e.g.24. Large eets25. *Greensboro Woolworth’s event

26. Of service27. Jeopardy

29. Comfort31. *”Take a ____ off,” sang The Band in ‘6832. Lady’s pocketbook33. Loose rocks at base of mountain34. State of dishonor 36. Extinct ightless birds38. Therefore42. “The Playboy of the Western World” author 45. *”I Love You More Today” singer Twitty49. Adams ___ Beckham51. Related on mother’s side54. Twist before hanging on clothesline56. Ancient city in Africa

57. Let heads or tails decide58. *Woodstock’s had a dove on a guitar 59. Electrical resistance units60. Eight bits61. Animal den62. European sea eagle63. Droops64. *”You damn dirty ___,” shouted Heston66. V

Answer on page 7

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On average, women livelonger than men and facedistinctly different chal-lenges in maintaining theirhealth. Perhaps as a result,women tend to spend morethan men on out-of-pocketmedical expenses in retire-ment. According to a 2012

Employee Benet ResearchInstitute (EBRI) study, re-tired men spent an averageof $124,000 on healthcare,while retired women spent$152,0001 — $28,000 morethan their male counterparts.In addition, women are morelikely to need (and to spendmore money funding) long-term care, someof which isn’t covered by Medicare.

With these expenses in mind, it’s notsurprising that the cost of healthcare is oneof the biggest retirement planning concernsfor Americans. Though it’s essential that ev-eryone plan nancially for healthcare needsin retirement, it’s especially important thatwomen understand the specic challengesthey may face. This knowledge may helpwomen work toward preparing for these ex-penses and to help avoid a nancial shortfallin retirement. Start by:

•Estimating your healthcare costs —Begin by assessing your overall health andfamily health history. Calculate your cur-rent annual medical and dental expenses asa starting point. For help projecting whatthese costs may be in retirement, use an on-line healthcare calculator or estimator to helpyou become familiar with treatment costs fora variety of health and dental conditions.Also become educated about various longterm care insurance options to determine if apolicy might be right for your situation.

•Being realistic — If you think you’vegot it covered with Medicare, think again.Today Medicare only pays about 60 percentof retiree healthcare costs and it doesn’t re-imburse for most long-term care expenses.2Plus, there’s uncertainty about how muchit will cover in the future due to potential

entitlement reform changes.Knowing the challenges youmay face with your health –and what they may cost – canmake a difference in beingprepared.

•Creating an emergencyfund — Reducing your debtand saving as much as you

can before you retire is thesimplest way to prepare for anunanticipated need — medi-cal or otherwise. If your bal-ance sheet is healthy, you’lllikely be better positioned toabsorb medical costs not cov-ered by Medicare.

•Being proactive aboutyour health — Schedule and keep routinedental and medical check ups and stay up-to-date on preventative services including theu and pneumonia vaccines, colorectal can-cer screening and mammography. Thought-ful prevention and early detection can helpprevent minor medical issues from becom-ing major ones. Maintaining a healthy diet,exercising regularly and avoiding tobaccoand other addictive substances is importantto quality of life at any age. It’s also one ofthe best and most inexpensive ways to keep

medical bills at bay.•Consider setting up a health savings ac-

count (HSA) — An HSA allows you to maketax-deductible contributions when you putmoney in. The money builds up tax-free andyou can withdraw it tax-free for qualiedmedical expenses.3 Unlike a exible spend-ing account, you don’t lose money you don’tuse. It rolls over and is 100 percent portable.

Plus, you can use it anytime during your life-time to pay for qualied medical expenses.Keep in mind that if you withdraw funds fornon-medical purposes, you are subject to atax penalty.

Unfortunately, when it comes to health-care costs in retirement, there is no silverbullet solution. But by following these tips,you can help take control of the things youdo have inuence over now to help prepare.Consider working with a nancial profes-sional who can help you factor real and po-tential healthcare costs into your overall -nancial plan for retirement.

###1 & 2 Employee Benet Research Institute, “Savings Needed

for Health Expenses for People Eligible for Medicare: Some RareGood News,” October 2012.

3 Note that an HSA is only available with a high deductiblehealth insurance plan

JoAn M. Smith, CFP®, is a Financial Advisor with Ameri-prise Financial Services, Inc. in Delphos, Ohio. She specializes infee-based nancial planning and asset management strategies andhas been in practice 26 years. To contact her, call 419-695-7010 or

visit 227 North Main Street, Delphos, OH 45833.Ameriprise Financial and its representatives do not provide tax

or legal advice. Consult with your tax advisor or attorney regardingspecic tax issues.

Brokerage, investment and nancial advisory services aremade available through Ameriprise Financial Services, Inc. Mem-

ber FINRA and SIPC.© 2013 Ameriprise Financial, Inc. All rights reserved.

File # 729190

What every woman should know about healthcare costs in retirement

By JoAn Smith, CFP

Crossword answer from page 6

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