Deductible Credit KY

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United HealthOne...

Deductible Credit:Maximizing Sales through innovation in Kentucky


Who? What? Where? When ? WHy? HOW?

What is deductible credit?

Who does Deductible Credit Benefit?

How Deductible Credit Works

Why Deductible Credit: Benefits to Client/ Benefits to You

When to Act


What is Deductible Credit?Deductible Credit:

“We can lower clients potential out of pocket exposure by a percentage of their health insurance

deductible.”


The Problem: Many people do not reach their health insurance deductible and do not seem to be rewarded if they are well.


The Solution Their benefit is deductible credit, they will receive this until their deductible is cut in half.


6 Consecutive Months: deductible Credit

20%40%50%

Health Plan DeductibleDeductible out-of-Pocket remains at the lower level.


Deductible Credit is built into Our: Copay Select (sm), HSA, & High Deductible Plans


Deductible Credit and HSA 100Deductible Credit

$1000$2000$2500

HSA 100

$2500 Deductible Out-of-Pocket Potential: $5000 Health Plan Deductible


Deductible Credit and Copay Select Deductible Credit

$500$1,000$1,250

Copay Select sm$2,500 Health Plan

Deductible

$1,250 Deductible Out-of-Pocket Potential


1. 70/30 Coinsurance2. $15 Generic only Rx Copay 3. Four $35 Office Visit Copays


-> Over 5,300 hospitals Average Network Discount = 50%

-> Over 730,000 physicians


Deductible Credit and Retention

$1000$2000$3500

HSA 100

$3500 Deductible Out-of-Pocket Potential: $7000 Health Plan Deductible


Rewards most of your clients

reduce deductible exposure up to 50%

Included automatically

Boosts Client Retention

Copay Select Value Saves 24%

Innovation that works

Educate your clients

Deductible Credit....


Thank You for your Time!


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Deductible Credit KY

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