December 2012 Newsletter

TEAM BLACK BEAR’s Active Listings & Market Statistics

THE HABIT OF HAPPINESSHow does real estate remotely relate to the “Habit of Happiness”?

What’s Inside

CALL TODAY for a FREE Market Analysis of your Property!

through the short sale process are already able to buy homes again at low prices, and returning Veterans are able to use 100% VA loans on housing that is now affordable.

According to Land Title Guarantee Company, so far this year, real estate is +18% in dollar volume and +16% in number of transactions over 2011. Finding the bright

side in our real estate market is a choice that has become a habit for Team Black Bear. We are here to help our clients/friends work through this market making the best choices possible.

We thank each and every one of you for your friendship and business and wish you a happy Holiday Season and a 2013 filled with the joyous “habit of happiness”!

***

In Charles Duhigg’s book, Power of Habit…Why We Do What We Do In Life

and Business, he says that all other things being equal, our brains will try to make almost any routine into a habit. He continues by saying that some habits are “keystone habits” that “influence how we work, eat, play, live, spend and communicate.”

That being said, he goes on to define how we go about changing old habits and acquiring new ones that will serve us well. If we chose to focus on the fundamental emotion of happiness and then we attempt to apply this habit of happiness to real estate, some people might think we have created a challenge, due to today’s market. Not so. There is a lot of good news, if we make it a habit to look for it. There have been untold opportunities taken advantage of by first-time homebuyers (some with 100% loans), investors are able to purchase rental properties to use for passive income for their retirement, young people are able to move up to a luxury home they could not afford in the past pricing bubble, many homeowners are refinancing at unheard of rates (below 4% fixed interest), some clients who have had to go

Exceeding Your Highest Expectations in Service, Performance & Results!

Team Black Bear’s

Architecturally Unique Mountain Zen home on large corner lot takes in the expansive views from every window. Open, flowing floor plan with multiple accesses to wrap around deck which brings the outside in! Huge main floor master and bath offers exceptional solace. Beautiful clear and wormy maple woodwork throughout, including built-ins. 10’ ceilings, stone fireplace, steam shower, heated bath floors, 3 car heated garage. Eagle Ranch offers many amenities for an active lifestyle! $780,000

(970) [email protected]

P.O. Box 1651 Eagle, CO 81631

(970) 337-7777

December 2012

Information contained in this newsletter is not guaranteed to be accurate. Prices subject to change without notice.

Listing Showcase (cont’d)...

SOLD!

VAIL 2 adjoining lots available, .27 & .28 acre single family building sites. South views, north of I-70. $224,000 and $250,000

MCCOY 160 acres w/BLM on 3 sides, views. Great hunting. Water rights included. Rock Creek runs through property. $799,000

DOTSERO 3 bed / 2 bath home near Eagle and Colorado Rivers. Great for the river enthusiast! $113,900

Joan Harned, Barbara Hogoboom, Laura Sellards, Angela Maxey

& Liana Winans

www.TeamBlackBear.com [email protected]

Mortgage Rates Are At An ALL-Time Low…AGAIN!

The time to refinance or purchase a home is NOW! If reducing your monthly mortgage

payment or going from a 30-year to a 15-year loan makes sense, do it now! Or, if you found that dream home, don’t wait, get into it at today’s low rate. In October Freddie Mac reported rates on a 30-year loan dropped to 3.37%. That became the lowest long-term mortgage rate since the 1950’s. Since then we have seen rates bounce up a bit, so the big question is can or will they go lower? So my advice to family, friends and clients is “Don’t wait, refinance or purchase today.” To find out if you can qualify for a “No-Down Payment” USDA loan or a “Low Down Payment” FHA or Conventional loan call Brian Nuernberger.

970.393.0485 NMLS 274331

Corp office located at 11941 W 48th Ave, Wheat Ridge, CO 80033 Regulated by the CO Division of Real Estate.

Real Estate Update

There is a lot of good news, if we make it a habit to look for it.

HappyHolidays HappyHolidays

Listing Showcase...

MCCOY Backs up to BLM, Antelope Crk runs next to and thru prop. 3 bed, 2 bath home w/ views of Castle Peak. $275,000

MCCOY 80 acres, water rights, ponds, large shop + 1 bdrm apt & 2nd shop, w/i cooler. 2 pastures, barn. $1,200,000

EAGLE 3 bed / 2.5 bath, Log home nestled in the trees with fantastic views of Sawatch Range & NY Mtn. $369,900

Call Team Black Bear TODAY & learn more about the benefits of working with our TEAM!

GYPSUM 119+/- acres along I-70 at Gypsum exit. Varied terrain, great views! $89,000

NEW LISTING!

CO River Rd 2 bed, 2 bath home on 6+ acres w/ views of Colo. River. Bunk house, smoke house, barn and fruit trees. $339,000

GYPSUM 3 bed / 2 bath open floor plan on corner lot backing up to open space. Very large kitchen and dining area. $197,400

EAGLE 5 bed / 6.5 baths with too many custom upgrades to mention. Great views, golf course community. $557,800

RADIUM 185+ acres (65 irrigated) + grazing permit on BLM bordering ranch. Unobstructed access to N.F. via BLM. $1,665,000

GYPSUM Lots 24/25 are adjacent to each other and great for homes with walk-out basements. Gypsum Creek Golf Course. $29,000 each

GYPSUM Custom w/ many high-end features. Main floor master. Close to Elem and Middle Schools. Over-sized garage. $449,000

SWEETWATER 4 bed home, main-floor master, great views on 31+ acres. Water rights, irrigated pastures, pond. $699,000

Silt 850 acres, 2 streams, water/mineral rights, 500 acres irrigated, 2 homes, many out bldgs. Two miles to Nat’l Forest. $5,000,000

EAGLE 4 bed, 3+ acre horse property. Adjacent to BLM, great views, 2+ car garage, barn, large detached office. $595,000

EAGLE 5 bed / 4 bath, 4,876 sq/ft, 10 ft ceilings, wood floors, 3 living areas, plus two bonus rooms and lots of storage. $572,600

EAGLE 3 bed / 2 bath, bamboo floors, w/b stove, large master, vaulted ceilings. Views of moun-tains & Eagle Ranch. $165,000

GYPSUM .88 of an acre, on 2nd tee at Gypsum Creek Golf Course. Views of golf, mountains and Gypsum Valley. $40,000

EAGLE 5 bed / 3 bath, 3,077 sq/ft. Wood floors; 2 sided fireplace into main level master. Lower level walkout. $315,000

SWEETWATER 35 acres border-ing Nat’l Forest on entire southern border. Water rights and hunting. Pond and waterfall. $485,000

Statistics (information) provided by permission of Land Title Guarantee Company

MCCOY 2.5 acres, BLM on 3 sides, horses OK. Sunny, views, trees, Yarmony Creek. Updated 2 bed mobile home. $225,000

GYPSUM Over 1 acre of privacy. Lower level w/lock-off. Great views, oversized 2 car garage with addt’l parking pad. $419,000

GYPSUM 3 bed / 3 bath town-home close to river. End unit with wood floors plus 1 car garage. $185,000

EAGLE Dplx on Trplx lot. Each with 1 bed + loft + 1 car garage. Opportunity to own both sides of a duplex + building site. $190,000

UNDER CONTRACT

UNDER CONTRACT

EAGLE Mtn Zen on corner lot. Open floor plan with multiple access to wrap around deck. Main floor mstr. Great views! $780,000

SOLD!

UNDER CONTRACT

UNDER CONTRACT

UNDER CONTRACTSOLD!

SOLD!

UNDER CONTRACT

GYPSUM 5 bed / 3 bath, 3,117 sq/ft, 1500+ sq/ft garage/shop, plus .97 of an acre and a 500+ sq/ft deck in the back. $419,000

NEW LISTING!

NEW LISTING!

TEAM BLACK BEAR’s Active Listings & Market Statistics

THE HABIT OF HAPPINESSHow does real estate remotely relate to the “Habit of Happiness”?

What’s Inside

CALL TODAY for a FREE Market Analysis of your Property!

through the short sale process are already able to buy homes again at low prices, and returning Veterans are able to use 100% VA loans on housing that is now affordable.

According to Land Title Guarantee Company, so far this year, real estate is +18% in dollar volume and +16% in number of transactions over 2011. Finding the bright

side in our real estate market is a choice that has become a habit for Team Black Bear. We are here to help our clients/friends work through this market making the best choices possible.

We thank each and every one of you for your friendship and business and wish you a happy Holiday Season and a 2013 filled with the joyous “habit of happiness”!

***

In Charles Duhigg’s book, Power of Habit…Why We Do What We Do In Life

and Business, he says that all other things being equal, our brains will try to make almost any routine into a habit. He continues by saying that some habits are “keystone habits” that “influence how we work, eat, play, live, spend and communicate.”

That being said, he goes on to define how we go about changing old habits and acquiring new ones that will serve us well. If we chose to focus on the fundamental emotion of happiness and then we attempt to apply this habit of happiness to real estate, some people might think we have created a challenge, due to today’s market. Not so. There is a lot of good news, if we make it a habit to look for it. There have been untold opportunities taken advantage of by first-time homebuyers (some with 100% loans), investors are able to purchase rental properties to use for passive income for their retirement, young people are able to move up to a luxury home they could not afford in the past pricing bubble, many homeowners are refinancing at unheard of rates (below 4% fixed interest), some clients who have had to go

Exceeding Your Highest Expectations in Service, Performance & Results!

Team Black Bear’s

Architecturally Unique Mountain Zen home on large corner lot takes in the expansive views from every window. Open, flowing floor plan with multiple accesses to wrap around deck which brings the outside in! Huge main floor master and bath offers exceptional solace. Beautiful clear and wormy maple woodwork throughout, including built-ins. 10’ ceilings, stone fireplace, steam shower, heated bath floors, 3 car heated garage. Eagle Ranch offers many amenities for an active lifestyle! $780,000

(970) [email protected]

P.O. Box 1651 Eagle, CO 81631

(970) 337-7777

December 2012

Information contained in this newsletter is not guaranteed to be accurate. Prices subject to change without notice.

Listing Showcase (cont’d)...

SOLD!

VAIL 2 adjoining lots available, .27 & .28 acre single family building sites. South views, north of I-70. $224,000 and $250,000

MCCOY 160 acres w/BLM on 3 sides, views. Great hunting. Water rights included. Rock Creek runs through property. $799,000

DOTSERO 3 bed / 2 bath home near Eagle and Colorado Rivers. Great for the river enthusiast! $113,900

Joan Harned, Barbara Hogoboom, Laura Sellards, Angela Maxey

& Liana Winans

www.TeamBlackBear.com [email protected]

Mortgage Rates Are At An ALL-Time Low…AGAIN!

The time to refinance or purchase a home is NOW! If reducing your monthly mortgage

payment or going from a 30-year to a 15-year loan makes sense, do it now! Or, if you found that dream home, don’t wait, get into it at today’s low rate. In October Freddie Mac reported rates on a 30-year loan dropped to 3.37%. That became the lowest long-term mortgage rate since the 1950’s. Since then we have seen rates bounce up a bit, so the big question is can or will they go lower? So my advice to family, friends and clients is “Don’t wait, refinance or purchase today.” To find out if you can qualify for a “No-Down Payment” USDA loan or a “Low Down Payment” FHA or Conventional loan call Brian Nuernberger.

970.393.0485 NMLS 274331

Corp office located at 11941 W 48th Ave, Wheat Ridge, CO 80033 Regulated by the CO Division of Real Estate.

Real Estate Update

There is a lot of good news, if we make it a habit to look for it.

HappyHolidays HappyHolidays

December 2012 Newsletter

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