DCM - Department of Currency Management, RBIDD - Demand DraftDDS - Data Dissemination StandardsDICGC - Deposit Insurance and Credit Guarantee Corporation of IndiaECGC - Export Credit and Guarantee CorporationECS - Electronic Clearing SchemeEEA - Exchange Equalization AccountEPF - Employees Provident FundFDI - Foreign Direct InvestmentFEMA - Foreign Exchange Management ActFICCI - Federation of Indian Chambers of Commerce and IndustryFII - Foreign Institutional InvestorFPI - Foreign Portfolio InvestmentGDP - Gross Domestic ProductGDR - Global Depository ReceiptGFD - Gross Fiscal DeficitGIC - General Insurance CorporationGPD - Gross Primary DeficitHDFC - Housing Development Finance CorporationHFT - Held For TradingIBS - International Banking StatisticsICAR - Indian Council of Agricultural ResearchICICI - Industrial Credit and Investment Corporation of IndiaICMR - Indian Council of Medical ResearchIDBI - Industrial Development Bank of IndiaIFC - International Finance CorporationIFCI - Industrial Finance Corporation of IndiaIIP - Index of Industrial ProductionIMF - International Monetary FundIRBI - Industrial Reconstruction Bank of IndiaISDA - International Swaps and Derivative AssociationISIC - International Standard Industrial ClassificationISO - International Standards OrganizationLBS - Locational Banking StatisticsLERMS - Liberalised Exchange Rate Management SystemLIC - Life Insurance Corporation of IndiaMCA - Ministry of Company AffairsMIS - Management Information SystemMMSE - Minimum Mean Squared ErrorsNABARD - National Bank for Agriculture and Rural Development

NASSCOM - National Association of Software and Services CompaniesNBC - Non-Banking CompaniesNBFC - Non Banking Financial CompaniesNEER - Nominal Effective Exchange RateNFA - Non-Foreign Exchange AssetsNGO - Non-Governmental OrganizationNHB - National Housing BankNPA - Non-Performing AssetsNSC - National Statistical CommissionNSSF - National Small Savings FundOD - Over DraftODA - Official Development AssistanceOMO - Open Market OperationsPACS - Primary Agriculture Credit SocietiesPDAI - Primary Dealers Association of IndiaPDO - Public Debt OfficePIO - Persons of Indian OriginPO - Principal OfficePRB - Primary Revenue BalancePSE - Public Sector EnterprisesPUC - Paid Up CapitalRD - Revenue DeficitRDBMS - Relational Database Management SystemRE - Revenue ExpenditureREC - Rural Electrification CorporationREER - Real Effective Exchange RateRIDF - Rural Infrastructure Development FundRoC - Registrars of CompaniesRR - Revenue ReceiptsRRB - Regional Rural BankRTP - Reserve Tranche PositionRWA - Risk Weighted AssetSAS - Statistical Analysis SystemSCARDB - State Cooperative Agriculture and Rural Development BankSCB - State Cooperative BankSCB - Scheduled Commercial BankSDDS -Special Data Dissemination StandardsSDR - Special Drawing RightSIFI - Systemically Important Financial IntermediariesSEBs - State Electricity Boards

SGSY - Swarnajayanthi Gram Swarrojgar YojanaSHGs - Self-Help GroupsSIDBI - Small Industries Development Bank of IndiaSIDC - State Industrial Development CorporationSJSRY - Swarna Jayanti Shahari Rojgar YojanaSLR - Statutory Liquidity RatioSMG - Standing Monitoring GroupSNA - System of National AccountsSRWTO - Small road & Water Transport OperatorsSSI - Small-Scale IndustriesSTRIPS - Separate Trading for Registered Interest and Principal of SecuritiesTB - Treasury BillsTC - Temporary ChangeTT - Telegraphic TransferTFTS - Trade for Trade SettlementUCB - Urban Cooperative BankUCN - Uniform Code NumberUNDP - United Nations Developement ProgrammeUNICO - Umbrella Organisation for Large Cooperative Banks in EuropeUNDP - United Nations Development ProgrammeUNIDO - United Nations Industrial Development OrganisationUNME - Urban Non-Manual EmployeesUTI - Unit Trust of IndiaVC - Venture CapitalWPI - Wholesale Price IndexWTO - World Trade OrganisationY-o-Y - Year-on-YearYTM - Yield to MaturityZTC - Zonal Training Centre

01. ALM – Asset Liability Management 02. ANBC – Adjusted Net Bank Credit 03. ASBA – Applications supported Blocked accounts 04. BOE – Bill of Exchange 05. CASA – Current and savings accounts 06. CBLO – Collateralised Bank Lending Obligations 07. CIBIL – Credit Information Bureau of India Limited 08. DPG – Deferred Payment Guarantee 09. DPN – Demand Promissory Note 10. DRAT – Debt Recovery Appellate tribunal 11. DRI – Differential Rate of Interest 12. DSCR – Debt Service Coverage Ratio 13. EDI – Electronic Data Interchange 

14. EMI – Equated Monthly Instalments 15. EPS – Earnings Per Share 16. ESOP – Employee Stock Options 17. FEDAI – Foreign Exchange Dealers Association of India 18. FFMC – Full Fledged Money Changers 19. FOB – Free on Board 20. LIBOR – London Inter Bank Operations Rate 21. MIBOR – Mumbai Inter Bank Operations Rate 22. MOU – Memorandum of Understanding 23. MCA – Ministry of Company Affairs 24. NPV – Net Present Value 25. OCB