Data Intercept Solution for ORACLE - Paymetric€¦ · Paymetric, Inc. is an ORACLE® partner with...

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Paymetric, Inc. is an ORACLE® partner with a SaaS-based, multi-tenant electronic payment acceptance solution for Oracle E-Business Suite. When you need to extend your Oracle Payments landscape to support secure electronic payment acceptance, trust Paymetric, the proven leader in the Oracle ecosystem. Oracle merchants deal with the dual complexity of accepting credit card payments in a single, integrated manner while still complying with the Payment Card Industry Data Security Standards (PCI DSS). Achieving and maintaining compliance with the PCI DSS in an Oracle landscape is a monumental task that grows in difficulty as it scales. XiIntercept™ for Oracle captures card numbers early in the workflow without any interruption to the CSR or accounting professional’s experience. The solution leverages Paymetric’s XiSecure® On-demand tokenization solution and captures card number values prior to entering the Oracle landscape. Because card num- bers are never entered or stored within the Oracle landscape, merchants can minimize the scope of PCI compliance and reduce the risk of a data breach. The average cost of a data breach to a company is $3.5 million in U.S. dollars and a 15% increase over costs last year. 1 Additionally, integration to Paymetric’s XiPay® On-demand payment solution enables Oracle to pass the token as part of the authorization and settlement requests. This extends the tokenization solution throughout the Oracle workflow, removing the need to decrypt, translate and manipulate the card data to process and accept payments. How Does it Work? Card numbers are entered into a browser session launched by the customer service rep from ORACLE wherever the credit card number field is present or entered directly into the ORACLE CRM Web GUI. The credit card number is then routed to XiSecure, Paymetric’s secure data vault, for tokenization. The token is returned to ORACLE and automatically populates the original payment card field to be used for authorization and settlement. Because the real number was intercepted, it never enters the ORACLE system, is never stored in the ORACLE database and a merchant has a strong argument that their ORACLE systems can be removed from the scope of a PCI audit. Benefits § Easily scales across the ORACLE landscape § Gives merchants the argument that ORACLE is out of scope for a PCI DSS audit § Eliminates data exposure in the event of a data breach § Centralizes configuration and auditing § May qualify merchant for Self As- sessment Questionnaire C (SAQ-C), reducing the number of compli- ance questions from 329 to 139 Data Intercept Solution for ORACLE ® Prevents sensitive cardholder data from entering Oracle E-Business Suite, dramatically reduces PCI audit scope and costs to keep your environment secure. 1 Ponemon Institute 2013 Cost of a Data Breach: Global Analysis

Transcript of Data Intercept Solution for ORACLE - Paymetric€¦ · Paymetric, Inc. is an ORACLE® partner with...

Page 1: Data Intercept Solution for ORACLE - Paymetric€¦ · Paymetric, Inc. is an ORACLE® partner with a SaaS-based, multi-tenant electronic payment acceptance solution for Oracle E-Business

Paymetric, Inc. is an ORACLE® partner with a SaaS-based, multi-tenantelectronic payment acceptance solution for Oracle E-Business Suite. When you need to extend your Oracle Payments landscape to support secureelectronic payment acceptance, trust Paymetric, the proven leader in theOracle ecosystem.

Oracle merchants deal with the dual complexity of accepting credit card payments in a single, integrated manner while still complying with thePayment Card Industry Data Security Standards (PCI DSS). Achieving andmaintaining compliance with the PCI DSS in an Oracle landscape is amonumental task that grows in di�culty as it scales.

XiIntercept™ for Oracle captures card numbers early in the workflow without any interruption to the CSR or accounting professional’s experience. The solution leverages Paymetric’s XiSecure® On-demand tokenization solution and captures card number values prior to entering the Oracle landscape. Because card num-bers are never entered or stored within the Oracle landscape, merchants can minimize the scope of PCI compliance and reduce the risk of a data breach.

The average cost of a data breach to a company is $3.5

million in U.S. dollars and a 15% increase over costs last year.1

Additionally, integration to Paymetric’s XiPay® On-demand payment solution enables Oracle to pass the token as part of the authorization and settlement requests. This extends the tokenization solution throughout the Oracle workflow, removing the need to decrypt, translate and manipulate the card data to process and accept payments.

How Does it Work?Card numbers are entered into a browser session launched by the customer service rep from ORACLE wherever the credit card number field is present or entered directly into the ORACLE CRM Web GUI. The credit card number is then routed to XiSecure, Paymetric’s secure data vault, for tokenization.

The token is returned to ORACLE and automatically populates the original payment card field to be used for authorization and settlement. Because the real number was intercepted, it never enters the ORACLE system, is never stored in the ORACLE database and a merchant has a strong argument that their ORACLE systems can be removed from the scope of a PCI audit.

Benefits § Easily scales across the

ORACLE landscape

§ Gives merchants the argument that ORACLE is out of scope for a PCI DSS audit

§ Eliminates data exposure in the event of a data breach

§ Centralizes configuration and auditing

§ May qualify merchant for Self As-sessment Questionnaire C (SAQ-C), reducing the number of compli-ance questions from 329 to 139

Data Intercept Solution for ORACLE®

Prevents sensitive cardholder data from entering OracleE-Business Suite, dramaticallyreduces PCI audit scope andcosts to keep your environmentsecure.

1 Ponemon Institute 2013 Cost of a Data Breach: Global Analysis

Page 2: Data Intercept Solution for ORACLE - Paymetric€¦ · Paymetric, Inc. is an ORACLE® partner with a SaaS-based, multi-tenant electronic payment acceptance solution for Oracle E-Business

Data Intercept Solution for ORACLE®

About Paymetric

Paymetric, Inc. is the standard in secure, integrated payments. Our innovative payment acceptance solutions expedite and secure the order-to-cash process, improve ePayment acceptance rates, and reduce the scope and financial burden of PCI compliance. Leading global brands rely on Paymetric for the only fully integrated, processor-agnostic tokenization solution, supported by dedicated customer service. Paymetric is a nationally award-winning industry leader recognized for continual innovation, ORACLE partnership and world-class support since 1998. For more information, visit paymetric.com.

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registered trademarks of such third parties. All information provided herein is provided “AS-IS” without any warranty.

ConditionsAccountingPayment CardsBilling DocumentShipping

Card NumberType

Payment Cards

Cardholder Maximum Amount Limit to Status

Sales

Credit Card Number: Expiration Date:

CVVCardholder Name:

Credit Card Type