CU Partners is a division of Stearns Lending, Inc. (established 1989)
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Transcript of CU Partners is a division of Stearns Lending, Inc. (established 1989)
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• CU Partners is a division of Stearns Lending, Inc. (established 1989)
• Licensed in 49 States + D.C.
• Funded $25 Billion over past 3 years (100,000+ loans funded ‘in-house’)
Built by credit union people for credit unions.
WHY CU PARTNERS
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We offer people, process and technology to customize the program you want:
BUILD YOUR MORTGAGE PROGRAM
• Member Education
• Mortgage Resources
• Secondary Marketing
• Fulfillment capabilities
• Loan Servicing
• Origination
• Product Selection
• Staff Training
• Cross Selling
• Customer Care
• Flexibility
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• Access to experienced service provider
• Workflow expertise in critical areas
• Flexible:
PARTNERING BENEFITS
• Competitive rates and fees
• Full product line
• Expanded member benefits
Business Model Staffing & Scalability
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• CUPartners.com
• WebTrac – real time reporting
• Daily rate sheet access
• The Home Loan Center
Member can apply online
24/7 Access – Can be linked to your website
PRODUCT CHOICES
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Traditional products to choose from:
• Conventional, Jumbo
• FHA, VA, Reverse Mortgage
• Ongoing consulting services
• Customize new loan programs
• Strategies for loan portfolio growth
PRODUCT CHOICES
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Multiple lending channels available
• Correspondent
• Wholesale
• Retail
• Portfolio Lending
• Contract Services
PRODUCT CHOICES
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Select just one or use them all:
• Operations support
FULFILLMENT CAPABILITIES
Customer Service
Processing
Underwriting
Document & Funding coordination
Closing
Servicing(Multiple Automated Underwriting Engines)
• Fixed fee transaction fulfillment
• Efficient turn times (currently 30 days)
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Choices for the direction of the funded assets:
• Place in Credit Union portfolio – asset growth
LOAN DELIVERY SOLUTIONS
First Right of Refusal
• Secondary Market – sell assets
Private placement
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Visit us online at:
CUPartners.com
CUPartners.com