CSC Solution offering Mobile Banking 1 Solution Offering Mobile Banking Brussels, 14/01/2011.

CSC Solution offering Mobile Banking 1

Solution OfferingMobile Banking

Brussels, 14/01/2011


Agenda

1. Smartphone market trends: platform diversity

2. CSC’s approach: multi-platform development framework

3. Demo

4. Mobile references

5. Technical Q&A


Smartphone market figures and forecast Platform diversity will continue to exist

Android: further market share growth expected

Windows Phone: market share growth expected due to Nokia agreement

Apple will hold on to the market share

Blackberry will maintain strong in business niche market

Symbian will in time be replaced by Windows Phone


Mobile browser market figures Browser shares will evolve

Apple user base still dominates the Belgian market (early adopters)

... but others start to explore the mobile web: over time device market shares will be reflected more and more in browser shares


The mobile dilemmaWhich platforms to support?

Dear visitor,

Your mobile phone does not have the required technical features to have access to Mobile Banking.

Visit our public site

Organizations must choose which platforms to target

– Building for all platforms is expensive, time-consuming, difficult to maintain and unscalable

– While focusing on one or two platforms limits reach and ignores audiences risk of customer frustration

Both options are meaningfully deficient as is the accompanying ROI.

CSC’s approach is about maximizing the multi-device capabilities in a cost efficient way


CSC’s approach to Mobile BankingDevelop one, run everywhere

Develop once Run everywhere

Greater customer reach

Faster time-to-market

Lower development cost

Faster market adoption

Better continuity


Benefits CSC’s framework for multi-platform development

• Only one development/source code: full cross-device and– Apple iPhone and iPad

– Android (1.5, 1.6, 2.0, 2.1, 2.2, 2.3)

– Symbian

– Black Berry

– Windows

• Well known, uncostly and powerful technology– Based on well known technology HTML (5) and

JavaScript

– No platform native development language skills required

• Reduced Costs– A single source code installable on all mobile

devices decreases costs of• development and bug fixing

• continuity and maintenance

• Access to device native functions– Based on open-source community-driven

Phonegap Technology upgraded by CSC to be full cross-version compatible

– Even compatible with oldest Android version 1.5

• A unique developer interface– The development framework patched by CSC

will hide the cross-version complexity for the developer

• Possible to bypass “Stores”– The CSC mobile solution can be published in or

out of Markets if necessary• access Markets for better visibility

• bypass Markets for faster go2market

• Dynamic touch interface– Possible to apply the same customizable

interface on all devices: same look and feel

– Or native look&feel interface per device (iPhone look & feel, Android look & feel, Black Berry look & feel)


Demo

Mobile BankingMobile Banking

Mobile banking (log in)

Contact us

Find a branch/ATM

Make your selectionMake your selection

HelpHelp


Company Name Confidential

ReferencesCSC has executed 100+ Mobility Projects over the last 3 years

• CSC is uniquely positioned to deliver a top level of mobile services– We have significant Financial Services Industry expertise

– We have executed many complex, sizable mobility projects and understand the leading practices


ReferencesSome examples

‘Mobile banking iPhone application

Fnac MarketPlaceiPhone application

CSC Mobile insurance (iPhone/Black Berry/Android)

CSC Mobile news feed (iPhone/Android)


Technical Q&A

Solution Offering Mobile Banking


Technical Q&A (1)

• How is it possible to run the same source code on different mobile devices?– When using our solution, the steps are:

1. Generate native projects (iPhone, iPad, Android, BlackBerry, Windows, Symbian, Palm) using our Framework scripts. This step is automatic and no development is necessary.

2. A unique HTML source folder is developed and pasted in each generated project. (See step 1)

3. The HTML will access the native functions through javascript and backdoors . (Generated in step 1)

• Is it possible to create new backdoors?– Yes, We can modify the scripts used to generate the native projects to add extra “backdoors”. By default, many

backdoors are already available (Geolocation, Contact list…).

• Which version of HTML must we use to develop the application ?– We can use either HTML 4 only or HTML 5 only or both of them.

– The demo localization was developed using native GPS, if not available triangulation, if not available ip geolocation, if not available through HTML 5 navigation.geolocation tag, else an error message is shown.

– Although there is not yet a formal baseline, most of HTML5 guidelines are already fixed

• Can we reuse existing front-end and back-end components?– The proposed solution can reuse any existing CSS, javascript or web component available. The mobile solution can

make calls to existing securised back-end services (Web services (Soap, Rest), EBJ, Json Ajax services…)


Technical Q&A (2)

• Is this solution secured ?– This solution can be securised by the same technologies as classical web applications (Certificates, Encryption,

Challenge…). We can install certificates or other necessary components to make it working correctly.

• How do you deal with a proprietary client authentication security solution that has to be deployed on top of it on all platforms: does the framework have a solution for this?– If necessary new (cross-devices) “backdoors” can be developed (a few lines of code) to assure compatibility with

proprietary security solutions.

• Can we work offline ?– When the solution is running, it can detect that the network is not available. In that case, the application can work offline

with specific behaviour through native or cross-platform functions to be resynchronized later.

• Is it possible to create functions for a specific device ? For instance iPpad?– Definitly, the framework can detect on which device is running the application and unlock special functions.

• How can we detect screen resolution?– The solution is based on the well-known webkit library giving access to screen resolution and orientation on all mobile

devices. Phonegap technology is based on webkit libraries (webkit is the common lib used by all mobile browsers). This library gives access to screen size (width/height. The principle is the same for classical web applications. Webkit assures the accuracy of screen resolution attributes. In the future, the mobile device browsers will continue to build on top of webkit.


Technical Q&A (3)

• Is it possible to use native look and feel with this solution?– Yes, We can either use the native look and feel provided by each device or a similar look and feel on all devices.

• Is this solution accepted by the market stores?– This solution has been accepted by all stores.

• Are there already apps that are accepted both in Apple and other stores?– Yes, the applications sent to Apple Store must respect the Apple guidelines. There is not such severe restrictions on the

other stores (Ovi, Android, Windows…).

• How can we apply the native look & feel for every device?– The phonegap.js file and phonegap.css are never overridden by the unique source folder. The unique source folder

(html pages) makes reference to phonegap.js and phonegap.css. The two files are generated by phonegap scripts when generating native project structure. So a unique source folder (html pages) can render differently on different devices.

• Can we store local information?– Yes, The solution supports local storage functions: Create, Read, Update, Delete. Those storage functions can be

useful for online and offline modes.


Technical steps (1)

Scripts to generate native projects

Those generated projectscontain specific generated phonegap.js and phonegap.css


Technical steps (2)

The project sources (HTML) of the unique folder are copied to each native project.

The HTML sources of the unique project can make references to specific js or css files.Example: phonegap.js

Each generated project has its ownphonegap.js and phonegap.css. This is the way to apply a native layout for each device type using the unique project sources.

uses

phonegap.jsphonegap.css






Appendix



Introduction to CSC

Financial Services Industry Focus Areas

Geographies

Americas EMEA APAC

IndustriesConsumer

Products and Technology

2B €

HealthServices833M €

Financial Services2.3B €

Public Sector5B €

Manufacturing

2B €

Chemical, Energy

& Natural Resources910M €

Total Revenue

13B €12 months

ending March 31, 2010

Total Employees

98,000in 52 Countries

54,000 22,000 22,000

• Business / IT Strategy• Business Transformation• Program Management• Change Management• Package Evaluation and Selection • ERP, Work Mgmt, Asset Mgmt• Business Intelligence

• System Integration• Security• Testing• Package Implementation• System Development• Application Modernization• Application Maintenance• Outsourcing

DISCOVER

PLAN

BUILD

OPERATE


Business Vision & Strategy

Process

(Re)DesignIT strategy

Systems Development & Integration

Implementation

CONSULTING SYSTEMS INTEGRATION OUTSOURCING

Introduction to CSCEnd-to-End Services Delivery

PLAN BUILD OPERATE


Some key Financial Services references in the EMEA region

Major Italian BankMajor Italian Bank

Major Belgian BankMajor Belgian Bank


Contact us for more info

Dominique TassentAssociate Partner

Corporate Village - Leonardo Da Vincilaan 3B1935 Zaventem | mobile + 32 (0) 477 61 81 73 [email protected] | www.csc.com/be

Dominique TassentAssociate Partner

Corporate Village - Leonardo Da Vincilaan 3B1935 Zaventem | mobile + 32 (0) 477 61 81 73 [email protected] | www.csc.com/be

Arend Lauwers Senior Consultant

Corporate Village - Leonardo Da Vincilaan 3B1935 Zaventem | mobile +32 (0) 475 93 49 [email protected] | www.csc.com/be

Arend Lauwers Senior Consultant


Luc Van LierAssociate Partner

Corporate Village - Leonardo Da Vincilaan 3B1935 Zaventem | mobile + 32 (0)475 59 16 [email protected] | www.csc.com/be

Luc Van LierAssociate Partner

Corporate Village - Leonardo Da Vincilaan 3B1935 Zaventem | mobile + 32 (0)475 59 16 [email protected] | www.csc.com/be

Thibaut de SanyArchitect for Mobiles


Thibaut de SanyArchitect for Mobiles



THANK YOU


CSC Solution offering Mobile Banking 1 Solution Offering Mobile Banking Brussels, 14/01/2011.

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Transcript of CSC Solution offering Mobile Banking 1 Solution Offering Mobile Banking Brussels, 14/01/2011.