17 March 2016 – www.eurocrowd.org

Oliver Gadja| Executive Director: European Crowdfunding Network AISBL Coenraad de Vries: Member of the Executive Board

Crowdfunding An alternative source of finance?

• Professional network founded in 2011, and incorporated as a European Professional Association since 2013

• Currently 62 members accross 16 Members States

• Promotes transparency, (self) regulation and governance of the European crowdfunding industry

• Aims to increase the understanding of crowdfunding as key support for entrepreneurship

• Conducts research, provides platform for exchange and maintains a network with professional stakeholders across Europe

• Represents the crowdfunding sector towards policy makers on European level and advises EU Institutions and National Regulators

• Publications, upcoming events and information on ongoing research projects : www.eurocrowd.org

Role of the European Crowdfunding Network

Challenges for European Crowdfunding

• Crowdfunding is a high-growth sector in Europe and worldwide

External challenge: creating a friendly legal environment

• Regulatory frame is still very fragmented, on non-existant depending on Member States

• Current EU legislation still too much protective regarding domestic markets, hampering real cross-border operations

• Crowdfunding can be a catalyser in helping to open up a true single market for Capital

• Accompany the digital revolution with the revolution of online retail finances and investment opportunities for consumer

• In Europe High consumer protection – but low consumer interest approach (opportunities!)

Internal challenge: Professionalise the standards in the sector with regard to transparency and trust

• Establish business models that deliver growth but leaving enough room for constant innovation (digital and financial)

ECN’s Upcoming events on Crowdfunding

CrowdCamp 2016 Crowdfunding for Renewables 24 May 2016

CrowdTuesdays monthly meet-ups of the CF industry across Europe • 17 March 2016, Vienna - AT| The Austrian Crowdfunding market • 22 March 2016, Paris - FR| Financing Green Energy • 26 March 2016 Turku - FI| Crowdfunding in Finland • 26 March 2016 Bulle - S| Crowdfunding in the hospitality sector

For more info and events sign up to our Newsletter at www.eurocrowd.org

Oneplanetcrowd

From venture capital to crowdfunding

TOGETHER WE FUND THE FUTURE

www.oneplanetcrowd.com info@oneplanetcrowd.nl +31 20 568 20 70

Topics

How did crowdfunding get that popular?

What are the forces that drive

crowdfunding’s success?

How will crowdfunding be shaped to

become a mature industry?

Short Introduction of Oneplanetcrowd/ Start Green Capital

Who are we?

• Largest Sustainable Crowdfunding Platform in the Netherlands; established in 2013

• Part of Start Green Capital; Venture Capital firm (> 125 mio EUR under management; active in early stage sustainable investments since 2001

What do we do?

• Flexible early stage finance solutions companies/ renewable project developers: rewards, loans and equity, is possible combined with VC capital or bank loans

• Investment offer to the crowd: possibility to built their own investment portfolio diversified into several finance instruments

• The mix of above: has realised an active investment crowd of 17.000 investors

Where are we active?

• Netherlands, Germany and in partnerships in Belgium, Austria and Portugal.

The funding problem

Filling the gap in the early stage of sustainable and innovative start ups and projects

Crowdfunding Venture Capital Private Equity

Subsidies Banks

Finance gap for SMEs in banking industry due to financial crisis

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Savings in the Netherlands

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50,000

100,000

150,000

200,000

250,000

300,000

350,000

400,000

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Internet has changed the market mechanisms to match supply and demand of goods/services in most industries

Financial Industry?

Technological & social changes that make crowdfunding possible

Crowdfunding

Fintech

Social Media

Credit Crisis

Do-it-yourself

Opening of

regulation

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The Role of Crowdfunding in Finance

• early stage capital

• growth capital

• mix of hybrid finance instruments (CF, VC, BA),

changing “logical flow” of finance:

Key success factors for crowdfunding industry

• Keeping promises: pay back!

• Show actual financial returns

– Transparent

– Uniform

– Objective

• Risk management

• Transparency in performance of CF platforms

• Harmonization of legal framework(s)

More professional products, more diversity

• Collateral/guarantors

• Guarantee schemes (public and private)

• Fair market prizes (equity)

• Real estate, renewable energy, careers, invoice

trading, what’s next?

Secondary Markets

More future perspectives?

• Crowdfunding Feeders Funds

• One universal (cross-platform) wallet from

which an investor can invest

• From domestic (per nation) to pan-European

(EU can compete with US! (if we want))

• Civic Crowdfunding

• Alternative Finance for Developing Economies

www.oneplanetcrowd.com info@oneplanetcrowd.nl +31 20 568 20 70