Crouse Federal Credit Union · 1. Choose a loan from our variety of option s 2. Enter your personal...

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Crouse Federal Credit Union 730 S Crouse Ave Syracuse, NY 13210 Phone 315-470-7928 www.crousefcu.com June 2019 Apply Online For Your Loan Crouse Credit Union wants to help you meet your financial goals by offering simple, convenient options. One of these is our Online Loan Application. You can eliminate the stress and wait-time from your next loan application process by taking the online route. Whether you're house hunting, car shopping, beginning a home improvement project, or planning a vacation, getting the loan process started online will give you an edge. Many of your questions will be answered, and you'll have valuable knowledge about what you can afford. Applying for a Crouse Credit Union loan online has never been faster or easier! Simply: 1. Choose a loan from our variety of options 2. Enter your personal information 3. Upload or fax any additional documents directly to us Tyler Smith 4. Wait to hear a credit decision from a Crouse Credit Union Loan Expert. You can also rest assured knowing that your safety and security is paramount. Crouse Credit Union's technology guarantees the protection of your personal information as you submit your application, and will never disclose your information to third parties. If you're considering applying for a loan, visit www.crousefcu.com and get started with an online application today! Online Banking & Bill Pay Summer's too short to spend it tracking down your checkbook, a pen, and stamps to pay your bills, then racing off to the post office to make sure your payment isn't late. Use the credit union's Online Bill Pay service to simply click, schedule, and go. Visit the credit union's website www.crousefcu.com, log on to your home banking, then click on bill pay, and follow the prompts. Because it's likely many of your monthly expenses are recurring, for example, your utility and credit card bills, you'll only need to enter the payee account information once. Then simply schedule the bill for on-time payment. A few more clicks and you're ready to go. It's one of life's greatest conveniences brought to you by your credit union. If you need help getting started, call on us today. Crouse Secured Visa Charge Card It’s time to start Rebuilding Are you trying to improve, rebuild, or even establish your credit? Without the right financial tools, this can be quite a challenge. Luckily, Crouse Credit Union is here to help you successfully take on this credit conundrum with a Secured Credit Card. So, what is a Secured Credit Card anyway? It's a credit card using funds from your share savings/certificate account as a security deposit, aka collateral, for your credit line. This will make other lenders feel confident about extending you credit, knowing you're more likely to pay them back since you used your own money as a back-up with us. If you're unable to pay your bill, the issuer can then keep your deposit. Your credit line can reflect the amount of security deposit that you choose to place. You may be wondering how a Secured Credit Card works and actually helps to improve your credit: * It works like a traditional credit card in that you use it to make purchases instead of using cash or a debit card. * Monthly payments should be on time, as with a regular credit card. If not, the issuer has the right to keep all or part of your collateral. * Secured credit cards are typically reviewed at certain times. Borrowers in good standing, who have been using their credit wisely, will be rewarded over time with higher credit scores, more substantial offers for credit, larger loans, and better rates for things like cars and houses. Start improving your credit today! Learn more, or apply for a Secured Visa Charge Card at www.crousefcu.com, or visit us for an application to start the process. Visit www.crousefcu.com * Laptops, PCs, or Tablets * Clothing or school uniforms * College textbooks * Dorm room gear * Anything else to help your student start the school year off right!

Transcript of Crouse Federal Credit Union · 1. Choose a loan from our variety of option s 2. Enter your personal...

Page 1: Crouse Federal Credit Union · 1. Choose a loan from our variety of option s 2. Enter your personal information . 3. Upload or fax any additional documents directly to us. Tyler Smith

Crouse Federal Credit Union 730 S Crouse Ave Syracuse, NY 13210

Phone 315-470-7928 www.crousefcu.com June 2019

Apply Online For Your Loan Crouse Credit Union wants to help you meet your financial goals by offering simple, convenient options. One of these is our Online Loan Application. You can eliminate the stress and wait-time from your next loan application process by taking the online route. Whether you're house hunting, car shopping, beginning a home improvement project, or planning a vacation, getting the loan process started online will give you an edge. Many of your questions will be answered, and you'll have valuable knowledge about what you can afford.

Applying for a Crouse Credit Union loan online has never been faster or easier! Simply:

1. Choose a loan from our variety of options 2. Enter your personal information

3. Upload or fax any additional documents directly to us Tyler Smith 4. Wait to hear a credit decision from a Crouse Credit Union Loan Expert.

You can also rest assured knowing that your safety and security is paramount. Crouse Credit Union's technology guarantees the protection of your personal information as you submit your application, and will never disclose your information to third parties. If you're considering applying for a loan, visit www.crousefcu.com and get started with an online application today!

Online Banking & Bill Pay Summer's too short to spend it tracking down your checkbook, a pen, and stamps to pay your bills, then racing off to the post office to make sure your payment isn't late. Use the credit union's Online Bill Pay service to simply click, schedule, and go. Visit the credit union's website www.crousefcu.com, log on to your home banking, then click on bill pay, and follow the prompts. Because it's likely many of your monthly expenses are recurring, for example, your utility and credit card bills, you'll only need to enter the payee account information once. Then simply schedule the bill for on-time payment. A few more clicks and you're ready to go. It's one of life's greatest conveniences brought to you by your credit union. If you need help getting started, call on us today.

Crouse Secured Visa Charge Card

It’s time to start Rebuilding Are you trying to improve, rebuild, or even establish your credit? Without the right financial tools, this can be quite a challenge.

Luckily, Crouse Credit Union is here to help you successfully take on this credit conundrum with a Secured Credit Card. So, what is a Secured Credit Card anyway? It's a credit card using funds from your share savings/certificate account as a security deposit, aka collateral, for your credit line. This will make other lenders feel confident about extending you credit, knowing you're more likely to pay them back since you used your own money as a back-up with us. If you're unable to pay your bill, the issuer can then keep your deposit. Your credit line can reflect the amount of security deposit that you choose to place. You may be wondering how a Secured Credit Card works and actually helps to improve your credit: * It works like a traditional credit card in that you use it to make purchases instead of using cash or a debit card. * Monthly payments should be on time, as with a regular credit card. If not, the issuer has the right to keep all or part of your collateral. * Secured credit cards are typically reviewed at certain times. Borrowers in good standing, who have been using their credit wisely, will be rewarded over

time with higher credit scores, more substantial offers for credit, larger loans, and better rates for things like cars and houses. Start improving your credit today! Learn more, or apply for a Secured Visa Charge Card at www.crousefcu.com, or visit us for an application to start the process.

Visit www.crousefcu.com

* Laptops, PCs, or Tablets * Clothing or school uniforms * College textbooks * Dorm room gear * Anything else to help your student start the school year off right!

Page 2: Crouse Federal Credit Union · 1. Choose a loan from our variety of option s 2. Enter your personal information . 3. Upload or fax any additional documents directly to us. Tyler Smith

Important message to our Members: We are currently in negotiation with ShareNet concerning participation with their sur-charge free network of ATM’s . Our current contract expires on August 1, 2019. We have not been able to reach cost effective participation and terms on the agreements. As a result, we may not be able to renew with ShareNet without passing costs along to our members. In anticipation of the changes with ShareNet we enrolled our credit union in the AllPoint Network.

Patricia Deveans There are 55,000 surcharge free worldwide locations that you have access to. Many popular locations in this area include most Wegmans, Target Stores, Walgreens, Rite Aid, SpeedWay and more. Visit Allpoint Network for a location listing or to download the mobile app for all surcharge free locations. You may also call 1-800-976-4917 for locations.

Allpoint Network the one to use Using specified locations will avoid you a surcharge at the machine as well as the usage fee that we will impose for using machines out of our network.

Sue Dingman

Office Closed Dates

Labor Day, Sep 2, 2019 Columbus Day, Oct 14, 2019 Veteran’s Day, Nov 11, 2019 Thanksgiving, Nov 28, 2019

NOON Closing - Nov 29, 2019 NOON Closing - Dec 24, 2019

Christmas, Dec 25, 2019 NOON Closing – Dec 31, 2019 New Years Day, Jan 1, 2020

Nakiesha williams Discount Tickets

Thunder Island $19.00 Enchanted Forest-Water Safari

$31.00 Regal Movie $9.25

Delta Sonic -Various Pricing

Find your name In this newsletter and win two Regal Movie Passes. Claim your tickets by bringing a copy of this newsletter by July 31, 2019

Page 3: Crouse Federal Credit Union · 1. Choose a loan from our variety of option s 2. Enter your personal information . 3. Upload or fax any additional documents directly to us. Tyler Smith

You are approved for our Visa Charge Card!

Rates as low as 2.99% apr *

Because you are a valued member with an excellent history with us, you have been pre-approved for our Visa Charge card.

We are offering special rates and terms to our qualified members for new purchases and balance transfers on our Visa Charge Card.

To get the ball rolling and spark up your life…… Complete the information on the reverse and return to us !

Not interested in the Charge card?

We have other loan programs that can help you to take Charge! Whether you’re looking for a car, boat or summer get-away, we have the loan for you.

Visit our website at www.crousefcu.com for more information on all of our loan types or call us at 315-470-7928.

*Annual Percentage Rate Subject to change without notice

Page 4: Crouse Federal Credit Union · 1. Choose a loan from our variety of option s 2. Enter your personal information . 3. Upload or fax any additional documents directly to us. Tyler Smith

730 S Crouse Avenue Room 228 Syracuse, New York 13210 Phone: 315-470-7928 Complete and return via Email: [email protected] or Fax: 315-470-5633 Please include a contact phone # and email address: Member Name: ____________________________________________________________________ Street Address:_____________________________________________________________________ City:___________________________State:_______________Zip Code:________________________ Day Phone:______________________________ Evening Phone:___________________________________ Email Address:________________________________________________________________________ By signing or otherwise authenticating below:

You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension, or collection of the credit received. You understand that the

Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received

a credit report on you. It is a crime to willfully and deliberately provide incomplete or incorrect information in this application.

If you are applying for a credit card, you understand that the use of your card will constitute acknowledgment of receipt and agreement to the terms of the Consumer Credit Card Agreement and Disclosure.

X Signature: ______________________________________ Date: _______________________

Balance Transfer 1: Creditor Name:______________________________________Account type: Visa/MC/AMEX/Discover/other Address: _______________________________________ City: _________________ST: ______ Zip:____________ Account #: ____________________________________ Amount: __________________ Phone: _______________

Balance Transfer 2: Creditor Name:______________________________________Account type: Visa/MC/AMEX/Discover/other Address: _______________________________________ City: _________________ST: ______ Zip:____________ Account #: ____________________________________ Amount: __________________ Phone: _______________