CreditRepair.com

Who is CreditRepair.com? CreditRepair.com is a credit repair company with more than 17 years experience in their industry. Leveraging their experience and cutting edge technology to hasten the credit repair process, CreditRepair.com provides a fast, intuitive service. While not the least expensive credit repair agency, CreditRepair.com provides clients 24/7 access to an array tools and online progress updates that may justify the expense. CreditRepair.com is among the most recognized names in the credit repair industry and is eager to show their customers what they’ve learned in during their years of experience.

What is a Credit Score? Your credit score is an important piece of information used by businesses to determine whether or not to extend you credit and at what rate you will be charged. Your credit rating effects your ability to borrow money for purchasing a home or car, and how expensive those loans will be. Credit companies are obligated by law to report fair, accurate, verifiable and relevant information about their debtors to organizations called credit bureaus which create and report your credit score.

How does Credit Repair work? Negative information reported about consumers by their credit companies impacts their credit score. As consumers resolve problems with their credit companies this can positively impact their credit score. Sometimes information on credit reports may not be completely up to date or accurate however. Credit Repair companies work on behalf of their clients to resolve issues with credit companies and improve their rating with credit bureaus.

CreditRepair.com walks each customers through a three-step process to repair their credit.

1.  Check – CreditRepair.com pulls your credit reports allowing you to choose items you would like challenge or change. Together with their representatives you will identify areas to focus on and set up a game plan for improving your credit score.

2.  Challenge – Representatives will directly contact credit companies, ensuring they meet their obligations regarding your situation. They will contact credit bureaus to hold hold credit companies accountable.

What is CreditRepair.com’s process?

What is Their Process? (continued)

3.  Change – Customers are able to monitor progress 24/7 through online tools provided by CreditRepair.com. The time it takes to fix bad credit is completely dependent on personal situation and will take varying amounts of time. However, based on CreditRepair’s own statistics, members typically see 7% of their questionable negatives removed each month.

How much do they cost? CreditRepair.com charges $89 per month, with a $12.99 first work fee. This is not the cheapest credit repair company we have reviewed. The steeper price may be justified considering they offer 24/7 updates on progress through their online tools and some of the most advanced technology we have seen.

What is their Better Business Bureau Rating? As of August 2014, CreditRepair.com is rated A- by the Better Business Bureau. This is a good rating based upon their ability to respond to and resolve customer complaints. Of their 31 customer complaints in the last three years, each has been resolved. 24 complaints have been resolved in the last 12 months. These closed complaints have revolved around billing, advertising and service issues.

What Makes This Company Stand Out? CreditRepair.com claims they are the credit repair experts and live up to the title. When we called their customer service with several difficult questions they were able to answer each one in clear and simple terms. Customers have access to a range of online tools and apps for mobile and tablet to track and monitor their progress, allowing customers to maintain control. With over 17 years of experience and cutting edge technology, they are able to deliver quick results when possible.

Do The Maintain A Social Media Presence? CreditRepair.com has an active presence on both Facebook and Twitter, offering helpful advice regarding credit concerns and problems. They also maintain an active blog featuring a wealth of credit advice. In our experience companies with a presence on social media tend to be more willing to interface with customers.

Potential Negatives CreditRepair.com’s price is a little steeper and they only offer one plan which may potentially limit customers. Most companies offer several options which customers may choose from.

What Does BCRC Think of This Company? CreditRepair.com is a great option for anyone looking for a large company that allows them to feel in control of their progress. We rate them a 9.4 out of ten. While there is only one pricing option that is somewhat expensive, they provide a broad range of features and experience. For anyone interested in CreditRepair.com we would looking further into the company.

Learn More Read the full review of this company by visiting their profile on BestCreditRepairCompanys.com at: http://bestcreditrepaircompanys.com/company/creditrepaircom/