INDEX2019/2020

Members

2creditstrategy.co.uk

Contents

Page

Car Finance 3

Commercial Finance 4

Consumer Credit 5

European NPL 7

Household Credit 8

Infl uencers 9

Knowledge & Professional Services 10

Trade Credit 13

Members

3creditstrategy.co.uk

Car FinanceSimon Barrass - JCT600Paul Bentley - Lookers Motor GroupCharles Bilyeu - Ford Credit EuropeAndrew Brameld - BNP Paribas Personal FinancePascal Brasseur - Vauxhall Opel FinanceMike Britton - Barclays Partner Finance Don Brough - First Response Finance David Challinor - The Funding CorporationPeter Cottle - Startline Motor FinanceJoe Crump - Honda Finance EuropeAdrian Dally - Finance & Leasing AssociationMike Dennett - BMW Financial ServicesRobert Dodson - Sytner GroupPaul Elder - Inchcape RetailAndy Entwistle - Car Dealer MagazineDoug Gillies - Toyota Financial ServicesAdam Goldhagen - PSA FinanceMartin Goodwin - ListersSpencer Halil - ALPHERA Financial ServicesSam Harvey - Jardine MotorsEddie Hawthorne - Arnold ClarkVik Hill - Santander Consumer Finance UKShamus Hodgson - Moneybarn Richard Hoggart - DSG Financial ServicesAlex Hughes - FCA Automotive ServicesJohn Hughes - Mann Island FinanceDavid Johnson - Perrys Motor SalesBob Jones - Blue Motor FinanceRichard Jones - Black Horse & Lex AutoleaseJeremy Levine - Evolution FundingOliver Mackaness - Billing FinanceDavid Maloney - Volkswagen Financial ServicesJames McGee - Northridge FinanceRebecca McNeil - Close Motor FinanceDavid Mercer - Secure Trust BankAlex Mollart - 1st Stop GroupErhard Paulat - Vauxhall Opel FinanceChristian Peters - Mercedes-Benz Financial ServicesLiam Quegan - NextGear Capital UKJulian Rance - Paragon BankVincent Reboul - Hitachi Capital Consumer FinanceSteve Reynolds - AA Waranty

Members

4creditstrategy.co.uk

Louis Rix - CarFinance247Kevin Roberts - Harley-Davidson Financial Services EuropeSteve Rowe - Vertu MotorsAlexandre Sorel - Opel Vauxhall FinanceNagla Thabet - Black Horse Karl Werner - MotoNovo FinanceLee Wheeler - RCI Financial ServicesJames Wilkinson – Zuto

Commercial FinancePeter Alderson - White Oak UKGeorge Ashworth - Santander Asset FinanceDebbie Bell - ABN AMRO Asset Based FinanceAndy Bishop - Lloyds Bank Commercial BankingSteve Bolton - BarclaysJean Michel Boyer - BNP Paribas Leasing Solutions UKSharon Butler - Ricoh Capital EMEACormac Costelloe - Dell Financial Services EMEAIan Cowie - Shawbrook BankCarl D’Amassa - Aldermore Bank Neil Davies - Close Brothers Asset and Leasing DivisionTracey Ewen - IGF Invoice FinanceMike Francis - Investec Sam Geneen - Star Asset FinanceMarc Goldberg - Together Commercial FinanceSimon Goldie - Finance & Leasing AssociationPaul Goodman - NACFBWesley Harfield - Investec Jeremy Harrison - CFA EuropeJulian Hobbs - Siemens Financial ServicesKerry Howells - Tower LeasingDavid Hunter - Clydesdale BankIan Isaac - LombardPaul Jennings - JCB Finance UKMatt Jones - Henry Howard FinanceJerome le Luel - Funding Circle Rhydian Lewis - RateSetterPaul Lynam - Secure Trust BankKieran Marshall - AIBNathan Mollett - Metro BankKeith Morgan - British Business BankDavid Morris - BNP Paribas Commercial Finance UKDavid Oldfield - Lloyds Bank Commercial Banking

Members

5creditstrategy.co.uk

Ang Ottaway - BarclaysDavid Postings - Bibby Financial Services Mark Ripley - Premier Asset FinanceCaroline Roberts - Leasing FoundationChirag Shah - Nucleus Commercial FinanceNick Simpson - Asset Finance SolutionsCaroline Sinclair - HSBCKeith Softly - Lloyds Bank Commercial BankingMark Standish – MotoNovo FinanceSteve Swift - Kennet Equipment LeasingAdrian Taylor - Paragon BankAndy Taylor - Haydock FinanceDavid Thompson - Close Brothers Invoice FinanceGiles Turner - SG Equipment Finance UKNick Walsh - Santander John Worton - Shire LeasingGavin Wraith-Carter - Hitachi Capital Business Finance

Consumer CreditJames Appleby - Vanquis BankIan Ashford - Vanquis BankJennifer Baldwin - NewDayJonathan Baum - Lloyds Banking GroupNicholas Beal - Amigo LoansPeter Behrens - RatesetterSimon Bell - Sainsbury’s BankJames Benamor - Amigo LoansTasneem Bhamji - Lloyds Banking GroupChan Bharj - BNP Paribas Personal FinanceAnne Boden - Starling BankStuart Daniels - JD Williams (N Brown)Jasper Davy - Nationwide Building SocietyChris DeBoer - Global Analytics (Lending Stream)Mark Delahunty - M&S BankNick Drew - CashEuroNetJulia Dunn - Nationwide Building SocietyLyndsey Edgar - Monzo BankShannon Faulkner - AATESteve Fenwick - Premium CreditHugh Fitzpatrick - Shawbrook BankBruce Fletcher - RBSAdam Freeman - Mr LenderNeil Gallimore - Barclays

Members

6creditstrategy.co.uk

Aileen Gillan - Metro BankChris Gillespie - Provident Financial GroupJohn Godfrey - Black Horse Motor FinanceJaime Graham - Lloyds Banking GroupJulian Graham-Rack - Consumer Finance AssociationScott Greever - Elevate Credit International Mark Gregory - BarclaycardLeighton Grew - Shawbrook BankMax Griffiths – TogetherJonathan Hague – Non-Standard FinanceDarren Hall - Virgin MoneyPatricia Halliday - Santander UKMatt Handley - M&S BankKevin Hayes - Secure Trust BankEmma Heathcote - CYBGRichard Henderson - Tesco BankRob Holt - NewDayFrank Horvath - Link FinancialRick Hunkin - Provident Financial GroupDoriana Iovino - Metro BankNick Isaacs - Elevate Credit Owen James - PRA GroupGary Jones - HSBCRichard Kernick - Santander UKTamas Kopanyi - Argos Financial ServicesIain Laing - TSBChris Laverick - RBSGuillaume Le Flahec - American ExpressMourad Malki - Richmond GroupMarie Marsden - Shop Direct Financial ServicesSarah Marshall - Santander UKFraser McNeill - Coventry Building SocietyRob McQuade - Bank of IrelandJaki Merrett - OneSavings BankGrant Miles - AvantcreditMarie Moffatt - ZopaClaire Moore - BNP Paribas Personal FinanceMike Morrison - Barclays Financial AssistanceEddie Nott - IntrumElaine O’Dwyer - Tesco BankGed O’Neil - AudenChristine Palmer - Aldermore Bank John Pears - Lowell Group

Members

7creditstrategy.co.uk

Jakob Pfaudler - Lloyds Banking GroupRichard Lees - The Co-Operative BankDavid Poole - BrighthouseMark Price - Metro Bank Sean Rahilly - CashEuroNetIan Roberts - RBSLee Rochford - Arrow GlobalCyrille Salle de Chou - HSBC Retail and Wealth ManagementBrian Seal - Atom BankAlasdair Skeoch - BrighthouseAndrew Slatford - Hitachi Capital Consumer FinanceConnie Smith - HSBCChris Sparks - Atom BankMark Staveley - Santander UKVictoria Stubbs - Cambridge Building Society Stuart Sykes - Castle Trust BankJames Tebboth - Nationwide Building SocietyAndy Thomas - MoneybarnMark Thundercliffe - CYBGTeresa Tompkins - Volkswagen Financial ServicesTim Trailor - Monzo BankJohn Turner - Paragon Banking GroupDerek Usher - Cabot Credit ManagementJohn van Kuffeler - Non-Standard FinanceArvind Varadhan - American ExpressCaroline Walton - MYJARCarl Warburton - Home Retail GroupRichard Wells - Yorkshire Building SocietyNina White - TSBRichard Wilson - OneSavings BankJulian Winfield - Hoist Finance UKNick Winterbottom - CYBGStuart Young - Sainsbury’s Bank

European NPLKrista Baetens - ING BelgiumLeigh Berkley - FENCAPaul Burdell - Link FinancialAndrzej Burliga - Santander Bank Polska S.A.Josef Busuttil - FECMANicoleta Butoi - UniCredit BankJames Cornell - LowellSean Dawson - AnaCap

Members

8creditstrategy.co.uk

Els de Groot - Rabobank GroupMikael Ericson - IntrumNeil Fuller - Bank of IrelandIgo Gruden - BAMC (DUTB)Deirdre Hannigan - Allied Irish BankZach Lewy - Arrow GlobalBernd Mittermair - Erste Group BankKlaus-Anders Nysteen - Hoist FinanceJames Sackett - Carval InvestorsPeter Sickel - HSH NordbankMartin Sjölund - PRA Group EuropeKen Stannard - Cabot Credit ManagementRichard Thompson - PwCAndrea Torri - ICCREA BancaNico Uijterwaal - ABN AMROIoannis Vagionitis - NBGClaus Von Campenhausen - Credit Agricole CIB

Household CreditZoe Ackland - TalkTalkMeyrick Almeida - EDF EnergyMichelle Atkinson - United UtilitiesSteve Banks - nPowerKaty Barnes - SkyEric Bash - OfcomSimon Bell - Shell Energy RetailKaren Brocklebank-Lambert - PlusnetMark Chapman - OVO EnergyPenelope Clarke - VodafoneSteve Crabb - CentricaAnne Curran - Virgin MediaJuliet Davenport - Good EnergyMatthew Dickinson - Bristol EnergySandy Duckett - Castle WaterElaine Faulkner - SkyMark Fawcitt - Scottish Power Energy RetailSteve George - South East WaterSally Gronow - Dwr Cymru WaterDiana Higgins - Ice Clear EuropeAndy Hughes - Water PlusGeraldine Irwin - Northern Ireland WaterGreg Jackson - Octopus EnergyClive Jacobs - Orsted Energy

Members

9creditstrategy.co.uk

Ben Jones - Lite EnergyRanjit Krishna - BTRob Laban - E.ONMatthew Lashbrook - Green Network EnergySue Lindsay - Wessex WaterAndreas Manolis - BTMatt Mattock - O2Rob Mayer - British GasPhil Mead - Dixons CarphoneAmber Morton - Business StreamTracy Porter - EEJohn Preston - Tesco MobileMark Ramsey - Severn Trent WaterChristina Renshaw - Opus EnergyPhilip Shaw - E.ONDaniel Sheppard - Hutchinson 3G/ThreeLawrence Slade - Energy UKTony Smith - Consumer Council for WaterAndrew Springall - Co-Operative EnergyPaul Stretton - PDS Utility Services Meghna Tewari - OfgemJames Tipler - Affinity WaterDan Walker-Nolan - OfwatHeidi Wilbor - Bryt EnergyMark Wilkinson - Northumbrian WaterTrafford Wilson - BT Hayden Wood – Bulb

InfluencersSusan Acland-Hood - HM Courts and Tribunals ServiceSarah Albon - Insolvency ServiceStephen Allinson - Insolvency Service BoardAndrew Bailey - Financial Conduct AuthorityAndy Briscoe - IndesserAngela Clements - Fair for YouJonathan Davidson - Financial Conduct AuthorityRichard Dennis - Accountant in BankruptcyJoanna Elson - Money Advice TrustChris Fitch - University of BristolRachel Fletcher - OfwatYvonne Fovargue - APPG on Debt and Personal FinanceStuart Frith - R3Paul Goodman - NACFB

Members

10creditstrategy.co.uk

Gillian Guy - Citizens AdviceLord David Hacking - Chartered Institute of ArbitratorsMike Haley - CIFASRussell Hamblin-Boone - Civil Enforcement AssociationLloyd Hinton - Insolvency Practitioners AssociationJonathan Horsman - APPG on Alternative LendingFiona Hoyle - Finance & Leasing AssociationMalcolm Hurlston - Registry TrustStephen Jones - UK FinancePhilip King - CICMJohn Kirkby - Christians Against PovertyEric Leenders - UK FinanceJeff Longhurst - Longhurst ConsultingDavid Magor - Institute of Revenues Ratings and ValuationDavid Mond - Debt Resolution ForumDermot Nolan - OfgemPhil Andrew - StepChange Debt CharityDave Pickering - Lending Standards BoardBob Pinder - Institute of Chartered Accountants of England and Wales Adam Plainer - Turnaround Management Association UKJohn Ricketts – Credit Services AssociationNick Rossiter - Registry TrustLee Rowley - APPG on Alternative LendingStephen Sklaroff - Finance & Leasing AssociationPaul Smee - Peer 2 Peer Finance AssociationGreg Stevens - Consumer Credit Trade AssociationKevin Still - Debt Managers Standards AssociationRuth Sutherland - SamaritansSteve Swayne - Institute for TurnaroundGraham Peacop - UK Payments AdministrationRight Hon Liz Truss - HM TreasuryPeter Wallwork - Credit Services AssociationJason Wassell - Consumer Finance AssociatiomnCaroline Wayman - Financial OmbudsmanSharon White - OfcomChristopher Woolard - Financial Conduct Authority

Knowledge and ProfessionalsRichard Abelson - MERJETony Allen - Sword ApakMike Anderson - High Court Enforcement GroupTony Barrit - Investor in CustomersMatthew Barrow - Lester Aldridge

Members

11creditstrategy.co.uk

Tom Blacksell - ExperianMatthew Breadon - FiservJean-Yves Bruna - Sopra Caroline Burston - Credit Resource SolutionsCharles Butterworth - ExperianRichard Carter - Equiniti Credit ServicesErnest Clarke - TransUnion Frances Coulson - Moon BeeverAchim Cremer - Illion Denise Crossley - Lantern Joanne Davis - Locke LordDavid Edmonds - DeloitteJohanna Edwards - EquifaxAlex Ellerton - Grant Thornton UK Gary Gilburd - Sigma Financial GroupLaurence Hamilton - LowellDavid Hosein - OC&CClaire Huddleston - Transactive SystemsGareth Hughes - Marston HoldingsSarah Jackson - EquinitiChristian Jacob - QualcoPaul Jenkins – WescotRichard Kelsey - BackbaseIan Larkin - TargetWaine Mannix - ShoosmithsDave Newcombe - Idem CapitalCarlos Osorio - TDX GroupBrian Pitt - RocksteadEllyn Raftery - FIS GlobalJake Ranson - EquifaxAjay Rawal - EYGwyn Roberts - High RadiusNicholas Ross - HuntswoodPaul Rouse - MazarsEmma Steeley - AccountScoreOliver Stratton - Arrow GlobalDarcy Sullivan - FICOSteve Tait - FiservLaurence Venn - Excel Field ServicesMarcus Vinicius Martinez - CGITim Vine - Dun & BradstreetJamie Waller - Arum Wayne Whitford - Court Enforcement Services

Members

12creditstrategy.co.uk

Dale Williams - TelrockJeremy Young - Intelligent Environments

MortgagesPaul Adams - Pepper MoneyKeith Barber - Family Building SocietyRichard Beardshaw - HSBCDanny Belton - Legal & GeneralGraham Blair - Lloyds Banking GroupPaul Broadhead - The BSASimon Broadley - TenetLimePeter Brodnicki - Money Advice BureauCraig Calder - BarclaysMartese Carton - Leeds Building SocietyPhillip Cartwright - London & CountryPaul Clampin - LandbayAlan Cleary - Precise MortgagesCraig Colton - BarclaysMichael Conville - Newcastle Building SocietyJeremy Cook - Metro BankDavid Copland - LSL Financial GroupSteve Cox - Fleet MortgagesJohn Cupis - OpenworkPeter Curran - CountrywideMike Cutler - Tesco BankIan Darby - John CharcolKate Davies - IMLAAndrew Dean - Nationwide Building SocietyPeter Dockar - CYBGJeremy Duncombe - Accord MortgagesGraham Felstead - RBSPaul Fenn - Skipton Building SocietyAndrew Ferguson - Foundation Home LoansBrad Fordham - Santander UKRussell Galley - HalifaxEmma Graham - Principality Sarah Green - Virgin MoneySteve Griffiths - Kensington MortgagesGajendra Gupta - Barclays UKGemma Harle - IntrinsicMaria Harris - Atom BankHelen Harrison - Santander UK Gareth Herbert - Mortgage Advice Bureau

Members

13creditstrategy.co.uk

David Hollingworth - London & Country MortgagesMoray Hulme - Paragon GroupPeter Izard - InvestecMike Jones - Lloyds Banking GroupHenry Jordan - Nationwide Building SocietyNatasha Kyprianides - Barclays UKKelly Lyons - RBSSusan McCallum - The Mortgage LenderIan McLaughlin - RBSAdrian Moloney - OneSavings Bank Andrew Montlake - CorecoRichard Napier - HSBCRobert Owen - United Trust BankIan Parry - Nationwide Building SocietyChris Pearson - HSBCChris Pickstone - Yorkshire Building SocietyKevin Purvey - Coventry Building SocietySimon Read - Magellan HomeloansMartin Reynolds - SimplyBiz MortgagesPhil Rickards - Lloyds Banking GroupKevin Roberts - Legal & GeneralDavid Robinson - Shawbrook BankMiguel Sard - Santander UKRichard Scott - West Bromwich Building SocietyLouisa Sedgwick - Vida HomeloansFred Sharp - Clydesdale BankRobert Sinclair - AMIJasyot Singh - Lloyds Banking GroupIan Smith - Bank of IrelandNick Smith - TSBPaul Stockwell - Gatehouse BankDamian Thompson - Aldermore Bank Jackie Uhi - HSBCNikki Warren-Dean - Nottingham Building SocietyDavid Whittaker - Keystone Property Finance Paul Wooton - Nationwide Building Society

Trade CreditNicky Ablett - QBE InsuranceKatherine Bailey - Valor Hospitality Europe Andrea Baker - ImmarsatWilliam Bastiaan - 3ACredit Nigel Birney - Willis Towers WatsonJackie Borthwick - ABS Europe

Members

14creditstrategy.co.uk

Gary Brooks - ArmAlessandro Buccolini - CoswellPaul Cahill - JewsonTeresa Callaghan - Mishcon de ReyaJulian De Santis - The SR GroupRobert Dyrcz - Polish Institute of Credit ManagementCristina Finocchi - Basf Italia David Fisher - Shell TradingPatrizio Garziano - CochlearArnold Geelhoed - Mantrac Unatrac Group Colin Hingston - InstronLouise Hodgkiss - Emerson Network PowerSimon Howell - TarmacJulian Hudson - ChubbAdrian Johnson - Harley Davidson Motor CompanySimon Johnson - SIG Stanislav Kashin - RuICMGurpreet Kaur - B&S GroupDan Kench - PCF BankNick King - AgilityMartin Kirby - Kier GroupChristine Laird - Grafton Merchanting GBVincent-Bruno Larger - AFDCCPaul Martin - Alliance PharmaceuticalsAnn Marie McFadyen - Bibby Financial ServicesAlexander Merinov - RostelecomCraig Moore - Penguin Random HouseAlessio Pinna - Rockwell AutomationMike Poole - Wolseley UKStephen Ratcliffe - Premier GlobalPhil Rice - Aggregate IndustriesWilliam Rigby - Robert Walters / Resource SolutionsPeter Simmons - Crédit Agricole CIBShaun Skene - WeatherfordColin Stringer - Lloyds Banking GroupProfessor Ludo Theunissen - Institute for Credit Management, BelgiumGuy Thompson - Sun ChemicalDavid Thornley - Fort Vale EngineeringNick Tiltman - Tech Data UK Jacques Vincken - ShellTim Vine - Dun & BradstreetMaarten A. Wisseborn - Parker HannifinLawrence Wood - Ultimate FinanceMartine Zimmerman - F. Hoffmann-La Roche