Paying for car insurance is common

among many people, but if you are

planning to rent a car, what most people

did not know is that having a credit card

enables them to pay up the car rental

insurance.

Having a car insurance may help you to

cover any damage that might occur.

There are a few types of insurance

coverage, accident, liability insurance,

personal property damage or even

collision coverage.

Certain credit card companies such as

Platinum or Gold cards are willing to pay

for the collision coverage.

Some credit card companies are not willing to pay for liability insurance or any other coverage. This further needs you to fork out a sum of money to pay or perhaps you can check with your insurance agent to get further details.

Although some credit card does cover car rental insurance, but it is always better to know in advance what they can cover or what they cannot cover. For instance, some credit card companies will not pay high-end vehicles and this includes SUVs. Similarly, some companies will not even bother paying for drivers that does not meet their requirement such as teenage drivers.

Collision Damage

Collision damage includes personal

accident or accident in general or worst

still if the car is stolen and most platinum

and gold card will provide such coverage.

However, for some instance also, some

parts of your car may not be covered.

Therefore, it is best to get check with your

insurance agent.

Personal Coverage

When we speak about personal coverage,

it covers your personal items that that has

been stolen from the car, such as laptop,

luggage or any other valuable items. For

safety purposes, take some time to check

with your insurance agent in case anything

goes wrong.

Personal Accident

Personal accident insurance is one of

the most essential coverage. Such

coverage provides medical benefits.

Some car rental companies will

automatically provide car insurance

without additional payment that has to

be made.

Verdict

Despite the benefits of having a credit

card, also bear in mind that some credit

card does not cover your needs and you

must be prepared to incur additional costs

for it. Nevertheless, it is worth buying car

insurance and this can be done through

monthly installment.