THE COST OF LIVING:ATLANTA, GEORGIA

Sherry Aziz & Patricia Ferido

Location

Atlanta, Georgia

Total Income: Initial and Post TaxPatricia Ferido

Initial Income: $60,000

FICA: $3,874.73

State Income Tax: $3,039

Federal Tax: $8,850

Total(Post-Tax): $44,236.27

Sherry Aziz

Initial Income:$40,000

FICA: $2,344.72

State Income Tax: $1,839

Federal Tax: $4,175

Total (Post-Tax): $31,641.28

Savings

Patricia Ferido $9,847.25 Saving’s Account at

Citibank: $8,847.25 0.10% APY

Checking Account at Citibank: $1000

Sherry Aziz $4,164.12 Savings Account at

Citibank: $3,164.12 0.10% APY

Checking Account at Citibank: $1000

Remaining Income

Patricia Ferido

$44,236.27 - $9,847.25 = $34,389.02

Sherry Aziz$31,641.28 -

$4,164.12 = $27,477.16

Housing

Housing Costs:Lease Term - 1 Year

Living Cost: $799/mo -- about $400 each, per month

Deposit: $150-$799 Renter's Insurance: $227 annually,

shared cost Size: 967 sq. ft. 2 bed, 2 bath 6 floor apartment complex

AMENTIES On-Site Management

On-Site Laundry On-Site Maintenance Parking Space(s) Package Receiving Fitness Center: Free Elevator Garage Air conditioning High Speed Internet Available Dishwasher Limited Access Washer/Dryer

We live here!133 Trinity AvenueAtlanta, GA 30303

Remaining Income

Patricia Ferido$34389.02-$4800 (Annual Rent)-$500 (Deposit)-$113.50 (Insurance)=$28,975.52

Sherry Aziz$27477.16-$4800 (Annual Rent)-$500 (Deposit)-$113.50 (Insurance)=$22,063.66

HealthcareBlueCrossBlueShield of Georgia

Patricia Ferido$560.52 annually

$46.71 per month/per person

Blue Cross Blue Shield of Georgia - Smartsense Plus 20000

Deductible: $20,000 copay: $30

Sherry Aziz$560.52 annually

$46.71 per month/per person

Blue Cross Blue Shield of Georgia - Smartsense Plus 20000

Deductible: $20,000 copay: $30

Remaining Income

Patricia Ferido$28,975.52 -

$560.52 (Healthcare) = $28,415

Sherry Aziz$22,063.66 -

$560.52(Healthcare)

=$21,503.14

Transportation

MARTA- Buses and Trains 30-Day Pass: $68.00 per month

Remaining Income

Patricia Ferido$28,415 - $816

(transportation) = $27,599

Sherry Aziz$21,503.14 - $816

(transportation) = $20,687.14

Utilities

Gas: $132 per year, shared cost Cable: $35.99 per month, $431.88 per

year, shared cost Internet Included with Apartment Cell Phone service: Patricia - $600 per

year/Sherry - $600 per year Electricity: $2028 per year, shared cost Water: $600 per year, shared cost 

Remaining Income

Patricia Ferido$27,599-$66 (gas)-$300 (water)-$600 (phone)-$215.94 (cable)-$1014 (electricity)=$25,469.06

Sherry Aziz$20,687.14-$66 (gas)-$300 (water)-$600 (phone)-$215.94 (cable)-$1014 (electricity)=$18,491.20

Food/Furniture

Patricia Ferido Food: $7,000 Household Furniture:

$500.00 Television $300 (32”, flat

screen, plasma, shared cost)

Household Supplies: $200

Sherry Aziz Food: $7,000 Household Furniture:

$400.00 Television $300 (32”, flat

screen, plasma, shared cost)

Household Supplies: $200

Remaining Income

Patricia Ferido$25,469.06-$7000 (food)-$500 (furniture)-$150 (television)-$200 (household)=$17,619.06

Sherry Aziz$18,491.20-$7000 (food)-$400 (furniture)-$150 (television)-$200 (household)=$10,741.20

Extracurricular Activities

Patricia Ferido Movies - $96 Netflix

(shared cost) + $60 (theater)

Concerts/Music - $300 Trips - $6000 Clothes & Shopping -

$3000 Donation – $2000

(church & family in Philippines)

Sherry Aziz Clothes & Shopping -

$2400 Movies - $96 Netflix

(shared cost) Trips - $6000 Donation - $1000

(church & family in Egypt)

Remaining Income

Patricia Ferido

$17,619.06

-$48 (Netflix)

-$60 (Theater)

-$6000 (Trips)

-$4000 (Shopping)

-$2000 (Donations)

-$300 (Concerts & Music)

=$5265.06

Sherry Aziz

$10,741.20

-$48 (Netflix)

-$6,000 (Trips)

-$2400 (Shopping)

-$1000 (Donations)

=$1,293.20

End

Patricia Ferido Savings:$9,847.25 Housing Costs: $5,413.50 Healthcare: $560.52 Transportation: $816 Utilities: $2195.94 Food/Furniture: $7,850 Extracurricular Activities:

$12,408 Taxes: $15,763.73 Remaining Income: $5265.06

Sherry Aziz Savings:$4,164.12 Housing Costs: $5,413.50 Healthcare: $560.52 Transportation: $816 Utilities: $2,195.94 Food/Furniture: $7,750 Extracurricular Activities:

$9,448 Taxes: $8,358,72 Remaining Income:$1,293.20

Bibliography

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