THE RICHER RETIREMENT SPECIALISTS

SWEDISH LISTED PROPERTY BOND

LISTED

BOND

a Minimum from £2,500a Rate of return 8% per annuma Listed on recognised exchangea Returns paid six monthly in arrearsa ISA, SIPP, SSAS and QROPS approveda Restricted investment subject to status

WHY WE LIKE IT

“The company is uniquely placed to deliver high

quality projects of up to £20 million in value”

This is an investment opportunity in a high yield corporate bond. As a standard asset listed on a recognised exchange, this bond can be held in several tax efficient wrappers including ISA, SIPP, SSAS and QROPS.

This company was founded in order to take advantage of an opportunity in the Swedish real estate market. The directors are experienced in property development and refinement and engage in investment and development projects both in its own right and together with partners.

The company’s main focus will lie in acquiring development land and land that can be re-zoned for change of use, as well as existing commercial properties with residential development/conversion potential in areas where the demand for residential units are greater than supply, particularly in metropolitan Stockholm.

The Directors have more than 30 years’ experience in the real estate market, through participation in and management of approximately 25 development and refinement projects.

F FIXED INCOME: Yes.

See Key Features for rates.

R REGULAR HIGH INCOME: Yes.

Income paid six monthly in arrears.

E EXIT STRATEGY: Yes.

Sell at any time.

S SECURITY: Yes.

H HANDS OFF MANAGEMENT: Yes.

No involvement needed.

F.R.E.S.H. INVESTMENT

RECOGNISED STOCK EXCHANGE STATUS

WHY CORPORATE BONDS?• Companies use bonds as an alternative way of

raising capital to the traditional bank loan or mortgage.

• Bonds have been a growing part of most savers’ portfolios for years, and many well-known companies, such as Tesco and John Lewis, use bonds to raise capital.

• Bonds provide savers with an alternative to investing in the stock market and other traditional assets.

• Bonds allows holders to enter into markets they wouldn’t usually be able access i.e. commercial property.

• Bonds provide the bondholder with a fixed interest regular return with low volatility.

• Returns provided by bonds are higher than the interest rates offered by traditional savings/deposit accounts from banks and building societies.

KEY FEATURESMINIMUM £2,500

ANNUAL RETURNS (NET BEFORE TAX) 8%

CAPITAL GROWTH POTENTIAL No

OPTION TO ‘ROLL UP’ INTEREST? No

LOCATION Sweden

INVESTMENT TERM 4 years

INVESTMENT TYPEIndirect participation. This is a corporate bond.

CURRENCY GBP

SPECIAL FEATURES - Listed on recognised exchange.- Liquid can sell at any time.- Low cost, no management fee.

AVAILABLE TO CASH INVESTORS? Yes, including ISA investors.

AVAILABLE TO PENSION INVESTORS? Yes (subject to IFA approval).

INVESTMENT RISK - Swedish housing market shock- Currency risk, SEK for business servicing GBP debt- Lower returns on projects than expected

“CURRENTLY A GAP IN THE MARKET OF PROJECTS IN THE RANGE OF £5 - £20 MILLION”

THE COMPANY

Avantis Wealth is an investment broker, specialising in high income, property investments. We help clients achieve market leading returns from their savings, capital and pensions, leading to greater financial security and a better quality of life.

We target annual returns in the range of 7%-15% net p.a. with investments that meet our F.R.E.S.H. investment strategy. We have a portfolio of 20–25 investments that meet these criteria and can make a significant difference to your income now and value of capital in the future.

THE TEAM

Work with Avantis Wealth and benefit from our strength of experience and understanding of property and asset backed investments. The senior management team offers over 75 years of combined experience in property and investment and are highly focused in achieving the very best from your investments.

Our MD, Rod Thomas FCA has 33 years of investment experience and is the author of “The Pension Disaster And How To Plan For A Secure Retirement”.

The relationship with you is the most important asset we have. Therefore we work hard to earn and keep your trust. These four values underpin the decisions we make and the way in which our company operates:

OUR VALUES

DISCLAIMER

Avantis Wealth Ltd is not authorised or regulated by the Financial Conduct Authority (FCA). This is not a financial promotion or an invitation to invest.

Avantis Wealth Ltd does not provide any financial or investment advice. We provide a referral to a regulated advisor who will offer appropriate advice, or to the company offering an investment who will determine your suitability for the investment prior to any offer being made. We strongly recommend that you seek appropriate professional advice before entering into any contract. The value of any investments can go down as well as up and you might not get back what you put in. You may have difficulty selling any investment at a reasonable price and in some circumstances it might be difficult to sell at any price.

Do not invest unless you have carefully thought about whether you can afford it and whether it is right for you and if necessary consult with a professional adviser in accordance with the Financial Services and Markets Act 2000. These products are not regulated by the FCA or covered by the Financial Services Compensation Scheme and you will not have access to the financial ombudsman service.

This page does not constitute an offer to invest but is for information only. Persons expressing an interest in the bond will receive an invitation document, which they should read and ensure they fully understand prior to making any decision to subscribe. Persons in any doubt regarding the risks associated with investments of this nature should consult a suitable qualified and authorised advisor.

PLEASE CALL US DURING UK OFFICE HOURS

ABOUT AVANTIS WEALTH

VERSION: IFS-B-1.2 31/10/14

FIND OUT MORE

FREEPHONE: 0800 612 0880 LANDLINE: 01273 447 299

INVEST@AVANTISWEALTH.COM WWW.AVANTISWEALTH.COM

INTEGRITY – HONESTY – RESPECT – RESPONSIBILITY