Contactless

Payment Cards

ICBA Bancard & FIS Enablement

Campaign

Agenda:

Product Value & Market Overview

Enablement Program Overview

Q&A

Contactless: U.S. Issuance – Growing Rapidly

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“Visa CEO Predicts 100 Million Contactless Cards in a

Year”

“Take it easy with American Express® contactless

You can make contactless payments using your American

Express Card.”

“Finally: Contactless Payments Coming to NYC

Subway and Buses in 2019”

“Chase, once a contactless pioneer,

commits again to NFC issuance”

Contactless Acceptance - U.S.

3

Transactions Occurring @ Contactless Enabled Merchants

60%70%

Merchant Locations Capable of Contactless Transactions

99%

New Terminals Shipped as Contactless Capable

Secure Technology Alliance - Contactless Payments: Issuer Benefits and Implementation Considerations. June 2018

1. VisaNet data, 2017-2019 2. Visa estimate, Visa Inc. Q1 2019 Earnings Call 3. Visa analysis

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What is a contactless payment & How it Works

Contactless Card Opportunity – U.S.

5

Cardholder & Merchant Experience

Lift & Cash Displacement

Bridge to Mobile

Frictionless

Fast

Increase in transaction volume

Effective at converting

cash transactions

Cards are familiar & trusted

Train/educate the consumer on

contactless payments

Contactless Cards – A WIN for All Stakeholders

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Merchant Cardholder Issuer

Faster

Checkout

Frictionless

cardholder experience

Lift in transactions/cash displacement

Br idge to/from Mobi le

Contactless is proven technology that is implemented worldwide

Program Overview

Act Now & Take Advantage of this Opportunity

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• Significant Cost Savings on Implementation

services of at least 90% of the standard

project costs ($1,385 vs. $20,000)

• Early Adoption and Market Leadership

• Reduced Risk of falling behind your

competition

• Expedited Enablement implementation

services

• Represents Growth potential

• Empowerment to proven ability to gain top of

wallet status and increase transaction share

Contactless EMV Enablement Two Steps

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Readiness

• FIS has undergone s igni f icant ef fort to ensure our bus iness i s ready to support c l ient migrat ion to Contact less EMV

• I n c l u d e s S ta g i n g o f n et w o r k p a p e r w o r k , syste m p a ra m eters , a n d p r o f i l e c e r t i f i cat i on

• ICBA Bancard has agreed to provide funding for Readiness ! Current ly, the promotion is va l id for Visa issuers only, but c l ients qual i fy i f they issue both Visa and MasterCard.

Enablement

• Readiness funding and special pr ic ing are cont ingent upon opt ing in

• Cl ients wi l l have unt i l APRIL 5 TH to opt in for Enablement

• Enablement Inc ludes providing info needed to for F IS to complete network paperwork and make necessary conf iguration changes on your behalf

• Enablement Fee of $1,385 is bi l led per bank per p lat form and is b i l led upon completion of enablement steps, not upon opt ing in

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What are the Expectations for Readiness and Enablement?

FIS Responsibilities

• Preparations for Platform readiness and network paperwork

• Partner with networks (Visa) as implementation facilitators

• Quality assurance review of all submitted materials when applicable

• Provide clients with a welcome email with helpful information

• Client communication and support

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What are the Expectations for our Banks for Readiness & Enablement?

Bank Responsibilities

• Read all communications and take action on required tasks

• Make a choice to Opt into the Program by APRIL 5, 2019

• Navigate to DocuSign Opt-In Link to agree to Enablement work in 2019

– Fill out a project contact form for your ICBA Bancard program (Credit Only, Debit Only, or Credit and Debit) and provide the appropriate liaison for the program

• Provide all necessary information and submit all appropriate collateral or questionnaires

• Complete the Enablement steps by SEPTEMBER 30, 2019

• Pay the Enablement Fee upon completion of Enablement Steps

• Once fully enabled, work with your dedicated Client Relations team member when you are ready to start issuing Contactless cards

• For all program related questions:

– Attend regularly scheduled webinars

– Once the enablement contract is received, the FIS Implementation team will provide an email address to that client for questions related to the enablement

activities

– Contact your dedicated Client Relationship team member

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ICBA Bancard & FIS Contactless Enablement Campaign

Q & A

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ICBA Bancard & FIS Contactless Enablement Campaign

Thank You