Contactless Companion PlatformThe flexible solution for improved Financial Inclusion.

Platform Partners MWC 2018 Demo Partner

Financial Inclusion is a global priority.

95 countries, 115 central banks & regulatory institutions, with only 1 mission:Introduce innovative policies to extend the financial system to the unbanked while balancing safety and stability in the process.

We respond to this mission – worldwide.

CCP enquiries/eval/pilot

Pilot Area

East Africa

ComzAfrica Island Pay Not disclosed … Application

Everybody is invited to go cashless.

Financial Inclusion with Digital Cash User Benefit

= Secure Core Platform for Interoperability of non-cash Low Value Transactions Base

1 Use smart cash

Improve “Financial Inclusion“

2Get on board!

Developing Markets:

Key Enabler

Developed Markets:

Service Extension Function

User on-boarding is simple & very fast.

Buy CCP device Load AppActivate,

select fundingTop up & use!

Only 5 minutes! No bank interaction required!

1 – 2 weeks

Request Card 2

Monthly cost

Annual fee

Customer Bank

Liability Check

Request Card 1

Users enjoy a variety of funding options.

Payment Cards

Bank Accounts

eWallet (cash)

Crypto

Mobile Money

Secure E-Cash services for everyone.

Interoperable + secure across different service providers, regions and currencies

Deposit / Top up

Cash top up at a POS or at an agent

Remote top up with immediate funding

Receive money (P2P)

Receive money (G2P)

Spend

Send money (e.g. Adult2Kid)

Retail payment at C/L POS or mPOS

Send money (P2P)

Send money (G2P)

Loan

Credit services for individuals

Micro-loan services for merchants

Implemented

Projected

Mobile Money for retail, made simple.

MOBILE MONEY PLATFORM

CCP DevicePurchase

Activation,Top up

Payment,Service, Top up

or

SmartlinkCCP Backend Platform

Project Profile:

Mobile Companion Payment Solution

PLATFORM FOR PAYMENT AND ADDITIONAL SERVICES

is bringing financial inclusion to the

Caribbean region through fintech innovation

• Provides account holders with the ability to load their account with cash, pay their utility bills and top-up their mobile account via the Island Pay wallet

• Initial trial launch in Bahamas in Q2-18

• Island Pay sees the CCP solution as an ideal way to bring contactless payments into the Caribbean marketplace

• Initial focus of the trial will be on low-value transactions such as taxis, buses and fast-food merchants to replace traditional cash payments

You want to try CCP for yourself?

Contact Island Pay to learn about easy ways to implement CCP

Frank Svatousek frank@islandpay.com