Consultants Corner-Jan 2013

NCR Consultants Limited www.ncrcl.com

Associates with

Volume 7 | Number 77 | Jan 2013 | – 14

Consultants’ Corner

Information Security Management System

(ISMS) - A closer Look Page. 06

Trishul of 2013 Page. 03

1st Prize winning drawing by

Roopashree

Page. 11

3 Message from Dr. RSM

4 Essentials of a good Public Works Management System

5 Review Corner

6 Information Security Man-agement System (ISMS) - A closer Look

7 Perfectionism can be an obstacle

8 2012 Recaptured

9 2012 A quick Recap

10 Snapshots & Events

12 Parichay

13 Quiz Corner

13 Birthday Corner

13 Ha Ha Ha !!!

Inside

Our Mission is to apply our professional capabilities with a holistic approach for the happiness of clients,

through values and social commitment.

Essentials of a good Public Works Management System

This is a critical phase of the project both in terms of its importance as well as the

inherent risks. This phase is also vulnerable to manipulations and corrupt

practices. A good Works Management System ...….…

-read more...page 4

Review Corner

Book Review: Stop me if you can!!…...

read more..page 5

Parichay

N. C. Rajagopal and Company

see more..page 12

Perfectionism can be an obstacle

Perfectionists always want to excel at what they do. Such

people can be at the workplace either as your co-workers

or managers......

read more..page 7

see more..page 9

What’s up at NCRCL?

Information Security Management System (ISMS) -

A closer Look

An Information Security Management System (ISMS) is

way to protect and manage information based on a

systematic business risk approach, to establish,

implement, operate, monitor, review, maintain, and

improve information security. ...

read more..page 6

1 2 3 4 5 6 7 8 9 10 11 12 13 14 Consultants’ Corner

Trishul of 2013 Dr. R. S. Murali

[email protected]

Message from Dr. RSM

Three technology issues are

going to influence us directly

or indirectly and surely during

2013. These are: Big Data,

Cloud Computing, and Forensic Accounting.

Big Data

A lot is being discussed about big data in the recent

times. A few months ago HBR carried detailed articles

and discussions on this. Now what is big data? As the

term specifies it is really 'big' data. It is stated that as of

2012, every day 2.5 quintillion (2.5×1018) bytes of data

were created and this is really big data. How is this data

to be stored, retrieved, processed, used and so on? This

has now become a community issue. Big data usually

includes data sets with sizes beyond the ability of

commonly-used software tools to capture, curate, man-

age, and process the data within a tolerable elapsed

time. Big data sizes are a constantly moving target,

currently ranging from a few dozen terabytes to many

petabytes of data in a single data set. This large and

complex data need to be managed and used

properly. In the case of organizations big and small, the

data that is being created is much more they can

handle. In 2013 we can expect many tools for handling

the big data. What we generally feel as a meaningless

data can become very useful depending upon how one

looks at it and how visualises it!

Cloud Computing

We are familiar with the term 'cloud' and generally

understand that it has to do with the internet. But The

term gets complicated when we add on 'computing' to it.

One aspect of cloud computing is that it adds capacity

through the Internet using networked servers. This is

one part. This part takes care of the complete or partial

storage that an organization requires. Bigger the data

lesser the cost. Of course, there are security issues but

are getting addressed. The very fact that major compa-

nies are getting into the cloud means that the concept

has come to stay. It may also be noted that

organizations need to do data analysis to find out real

core data that they would like to secure; other portion

could well move into the cloud. I am confident the core

portion will be very less.

With strong encryption algorithms the general business

data is sure to move into the cloud soon. The other part

is about providing software services for the users

through the cloud. The users can when required

download the required software and use them. Yes we

need not buy any software like Office. This will be

provided as Software as a Service (SaaS) model.

Depending on the usage, the users will be charged.

Small organizations this way will have access to some of

the best software at nominal charges. This way cloud

computing is bound to be part of our office and home.

Forensic Accounting

Thanks to the scamsters across the world, forensic

accounting is getting into the limelight. The word

forensic means creating, preserving and providing valid

evidence in the court of law. "Forensic Accounting",

provides an accounting analysis that is suitable to the

court which will form the basis for discussion, debate

and ultimately dispute resolution. With technology

playing a major role in conduct of business and elec-

tronic media being the storage media, the forensic

accounting plays a major role in audit of the financial

transactions that need to be presented before a court in

a scientific manner. A surge in the demand for forensic

accountants and auditors can be witnessed in the next

few years.

Our role

As professional consultants we need to gear ourselves

in all these areas. While big data may not be our

immediate stay, we may expect requirements in

government to handle issues relating to big data. Cloud

computing has already entered our premises. You have

a Gmail account? You are in cloud. The issues relating

to information security, protocols to handle controls in

cloud environment, etc. will be issues that we may have

to handle for our clients. Forensic accounting requires

through knowledge of accounting, audit experience,

understanding of controls, understanding of

organisational process and documentation, good

understanding of info security aspects, and above all,

data analytical skills. Ability to use appropriate software

tools will be an added strength.

Do we have the Trishul to handle?

If you realized how powerful your thoughts are, you would never think a negative

thought. -Peace Pilgrim

mailto:mailto:[email protected]

Essentials of a good Public Works

Management System

Ashok Rao

[email protected]

Every thought you produce, anything you say, any action you do, it bears your

signature. - Thich Nhat Hanh

contd on next page

-Continue from previous issue

Phase 2 – Procurement and Contract

This is a critical phase of the project both in terms of its

importance as well as the inherent risks. This phase is

also vulnerable to manipulations and corrupt practices.

A good Works Management System can be very

valuable by providing the

following:

An unique identifier for

each work to prevent

dupl i cat i on – thi s

becomes the unique

identifier of the work

across its complete lifecy-

cle;

Definition of the key

elements of the procure-

ment process applicable

to the particular work

since the procurement

guidelines are different for

different funding agen-

cies;

Checklists and FAQs

for different types of procurement;

Contractors‘/Consultants‘ registration and

empanelment;

E-procurement;

Contract templates for different types of work and

different modes of procurement;

Planning tool for preparation of work plan;

Preparation of Bill of Quantities (BOQ);

Policies and procedures for taking various

insurance policies.

Phase 3 – Project Management, Project spending

In this phase the work execution actually begins. Once

started, the work is regularly monitored. Submission of

bills by contractor and payment towards works done

also happens in this phase. A good Works Management

System must include the following:

Issuance of work orders within an acceptable

timeframe after contract execution;

Processing of mobiliza-

tion/equipment advances

to the contractor, if any;

Monitoring of validity and

renewal of guarantees furnished by the contractor;

Monitoring of physical progress of work vis-à-vis

BOQ;

Scheduling and tracking of various quality tests;

Maintenance of inventory of materials;

Milestone tracking vis-a-vis project plan;

Photographs at different stages of the work as

physical evidence of completion;

Tracking of all types of variations in quantities/

scope of work;

Generation, processing and payment of running

bills;

Maintenance of seniority of bills received for

processing and payment;

Effecting all statutory deductions and their timely

remittances;

Recoveries out of running bills towards defective/

incomplete works;

Monitoring of financial progress against targets;

Checklists for work certification and bill processing.

Phase 4 – Physical Closure and Financial Closure

Physical closure relates to the completion of the work on

the ground. Financial closure refers to the completion of

all financial transactions with regard to that work. This

includes settlement of final bills, refunds of deposits

taken, if any and release of guarantees. The Works

Management System should cover:

Pre-closure checklists for physical closure and fi-

nancial closure;

Scheduling of acceptance tests, if any and re-

cording the results;

Calculation of penalties if any for defective work,

delays or for other reasons;



A man is but the product of his thoughts. What he thinks, he becomes.

- Mahatma Gandhi

Issuance of closure certificates;

Monitoring of items to be performed during the

defect liability period;

Adjustment of any pending amounts in the final bill;

Refunds of deposits subject to applicable

conditions;

Physical as well as digital archiving of all documen-

tation related to that work;

Blacklisting of contractors whose performance is

not satisfactory.

In addition to the above, a good works management

system must aid decision making by providing timely

and relevant reports to the Management and staff of the

executing agency. The management information system

must provide for summary, detailed and analytical

reports. A system of alerts must be available so that

concerned persons are notified when adverse events

occur.

Conclusion

While all the above can be implemented in a Works

Management System which is manually run,

computerization would go a long way in increasing the

efficiency of the works management and also bring in a

better control environment. A phased approach to

computerization is recommended with the key activities

getting computerized first and later extending the system

into an online, real-time system.

NCRCL has implemented Computerized Works

Management System in Bangalore City Corporation,

Bangalore Development Authority (BDA) and Mysore

Urban Development Authority (MUDA). The implementa-

tions were at different points of time and ranged from

computer aided manual works management in Banga-

lore Corporation to a web based software driven Works

Management System in BDA and MUDA. NCRCL has

also undertaken a study in the areas of road

maintenance works in Karnataka for the World Bank.

Like many IIMians who have turned authors, Mayank

Jain too, from IIM-Calcutta, has turned

author to describe a fictional story about a

life of a fresher IIMian in the field of sales.

The book is very light on story. It has inf

act no serious storyline to speak of. It looks

like a typical Bollywood masala movie with

all the attention given to the protagonist

and creating an artificial and unrealistic

setting. The story starts with the

protagonist joining a FMCG company as a

sales trainee and how he starts off his

training assignment giving some divine

ideas to the sales team is very humorous.

The humour is the high point of the book and I even add

that it is the only highlight of the book. The presentation

is brilliantly funny and at times the slapstick makes you

hooked to the book.

Whether the book is based on his experiences in sales

or not could be a very difficult guess because it has too

much of unbelievable and

far fetched instances in the book.

The instance where he throws

―LOSER‖ into the backwaters

from the house boat is unrealistic

and a little silly too. But where the

books scores hugely is in the way

the author sketches the

protagonist‘s character, Rohit

Salaria. Rohit Salaria is brash,

aggressive and rudely

over confident, and he

makes no bones in showing off that attitude.

He thinks he is the one who can make any

contribution to the organisation and he is the

ONE to whom the entire sales team should

look up to for all the problems.

Where does the book lose its charisma or

punch? The climax! It is a huge

disappointment. It is very simple and highly

unbelievable. After reading the climax, one

feels that the author was in some pressure

from the publishing house to finish the writ-

ing. The lack of good ending hurts the book badly and I

was personally extremely disappointed with the finish.

But read the book for its light hearted approach and read

if you have nothing else to do. It is similar to a good

Bollywood movie gone haywire towards the end!

Review Corner

Book Review: Stop me if you

can!!

Author: Mayank Jain

Year of Publishing: 2010

Karthik M V

[email protected]

“The humour is the

high point of the book

and I even add that it

is the only highlight of

the book. The

p r e s e n t a t i o n i s

brilliantly funny and at

times the slapstick

makes you hooked to

the book.”



ISMS Definition

An Information Security Management System (ISMS) is

way to protect and manage information based on a

systematic business risk approach, to establish,

implement, operate, monitor, review, maintain, and

improve information security. It is an organizational

approach to information security.

Key elements for ISMS Implementation

ISMS implementation has to be customised to suit each

organisation based on size, risk profile, management's

risk appetite, industry, etc. The following are essential

components in the process of implementing ISMS in any

organisation. The details of each component will vary,

however all these components have to be considered

during ISMS implementation.

A. Management commitment - This is the most

essential element, as the starting point for imple-

menting an ISMS is to obtain management commit-

ment and support. Ideally, the motivation and direc-

tion will come from senior management, but success

will come more easily if, management understand the

reasons for implementing an ISMS and fully support

its design and operation. The following items

demonstrate management

commitment:

An information security pol-

icy;

Information security objec-

tives and plans;

Roles and responsibilities

for information security;

Announcement or communi-

cation to the organization

about the importance of adhering to the informa-

tion security policy; and

Sufficient resources to are dedicated to

implement the ISMS.

B. Implementation team organisation - This process

requires significant time and effort. Hence it is

essential that organisations commit to identifying

and engaging key stakeholders, and assemble the

correct project team. Team size and the appropriate

project leader are specific to each organisation. The

project team should be able to devote sufficient time

to the implementation. A smaller group of closely

involved individuals is usually more effective than a

larger team of occasional part-timers.

If consultants are engaged, it is important that they

are supported by internal resources. Also eventual

knowledge transfer to internal personnel should be

ensured, else when consultants leave, knowledge

can walk out. Overall responsibility for information

security is often given to the IT Manager, but

information security has a wider impact than just IT

systems, including personnel, security, physical

security and legal compliance.

C. Define the scope of ISMS - In this step, the

organisation determines the extent of ISMS

applicability it wants. This is done after considering

the various overall policy documents discussed

above such as Information security policy, objectives

and plans, etc. In addition, the following will be

required:

Lists of the areas,

locations, assets, and

technologies of the

organization that will be

controlled by the ISMS.

While reviewing these

lists, the organisation has

to consider questions similar to the following:

What areas of the organization will be covered

by the ISMS?

What are the characteristics of those areas; its

locations, assets, technologies to be included

in the ISMS?

Will it require its suppliers to abide by this

ISMS?

Are there dependencies on other

organizations? Should they be considered?

It is important to keep the scope manageable. Only

parts of the organization, such as a logical or

physical grouping within the organization should be

considered. Large organizations might need

several Information Security Management Systems

in order to maintain manageability. For example,

they might have one ISMS for their Finance

department and the networks used by that

department and a separate ISMS for their Software

Development department and systems. The end

result of this exercise should be a documented

scope for the ISMS. This may be a few statements

or paragraphs. The documented scope often

becomes one of the first sections of an

organization‘s Security Manual.

Information Security Management System

(ISMS) - A closer Look

Praveena K R

[email protected]

A song is a bridge between what we know,

what we can feel, and the big mystery.

- Kate Munger

contd on next issue



Perfectionists always want to excel at what they do.

Such people can be at the workplace either as your

co-workers or managers.

A manager who is focussed on perfection would always

expect only the best and would never be easily satisfied

with the work of his team. Due to this attitude, team

members may feel let down, lose self confidence and

ultimately quit their job being unable to satisfy the

requirements of the manager.

The perfectionist co-worker/manager would work with

the conviction that no one else can do the job as well as

he/she can. Therefore, as a manager, it becomes

extremely difficult to delegate work as he/she cannot

accept anything imperfect.

A co-worker who thrives on perfectionism would

constantly review his/her work checking for flaws leading

to delays and overshooting deadlines. This would

hamper the work of the entire team. Consider a typical

example of an obsessed perfectionist working on a

report. He puts in more time and effort than necessary

for a perfect result. His general tendency would be

rework on various ideas, and deliver an amazing piece

of work. This way he misses deadlines. Then he allows

little time for analysis and corrections. Next, the end

product may deviate from the requirements of the client!

The worst part is, he will not accept negative feedback.

This results in valuable time, efforts and resources

getting wasted. More importantly, relationships with

clients are at stake.

As a professional, are you a person obsessed with

perfection? Perfection is good as long as it motivates

you to give your best. But if you become obsessed with

it, it becomes self-destructive and damaging. This way

you not only hamper your career but also that of your

colleagues.

Here are a few tips to be adopted in seeking

perfectionism!

Self-check: Check to see if you display any of the

characteristics of a person obsessed with perfection. If

yes, it is time to take action. Study and analyse the

areas that you need to change.

Focus: You may be wasting a lot of time focussing on

aspects of the job, which do not require much time. Step

back, analyse what needs your time and effort and focus

only on that. This way your mistakes will be minimised

and you will also find time for other priorities.

Prioritise: As a perfectionist, all your work seems to be

of utmost importance and you want to complete it in the

most perfect way. What happens if there is no time? You

need to prioritise your work based on importance. You

can get clarity in this regard by discussing with your

boss the importance of each work.

Forgive: Accept the fact that no one is perfect and

everyone makes mistakes. And that includes you. It is all

right to make mistakes, as they are stepping stones to

learning and success. Forgive yourself for committing

the mistake but make sure you do not repeat it. Trust

and love yourself and your capabilities.

Delegate: All the work cannot be done by you alone.

You need assistance - so learn to delegate tasks to

meet deadlines. Sit with your team, discuss and

distribute the work.

Be open: Have trust in others and be open to ideas and

suggestions from others. This can come only from

asking for others‘ feedback and opinion.

Have fun: Although a perfectionist has a passion for the

job, he/she gradually becomes stressed because of the

pressure from the need to be perfect always. This kills

creativity of the person. So learn to relax, and enjoy the

job. No one is perfect and no one can be perfect. Strive

towards giving your best and forgiving yourself for your

mistakes, as it is a part of your learning!

That is what the human race is all about – acceptance of

the imperfect!

Perfectionism can be an obstacle

Rekha Murali

[email protected]

(As published in ‗The Hindu—opportunities‘ dated December 11, 2012)

What we need is not the will to believe but the

will to find out.

- Bertrand Russell



Month Events

Jan

RSM was the resource person on the topic ‖Role of e-Governance in Higher Education‖ as part of the NAAC

sponsored two-day national level Seminar on ―Total Quality management in Higher Education Institutions –

Challenges and Perspectives‖ on 27th January 2012 conducted by Rathnavel Subramaniam College of Arts

and Science, Sulur, Coimbatore.

Feb R S Murali addressed students of IIM -Trichy on Management Consultancy on 27th February 2012.

Mar Article by Ashok Rao and U. S Mohanty on 'XGRL: XBRL for reporting in Government' is published in The

Chartered Accountant magazine March 2012 issue.

Apr C S Suresh attended a seminar on Business Opportunities with ADB at Hyderabad on 24th April 2012.

Jul

RSM and Ashok attended a special meeting of the Committee on Accounting Standards for Local Bodies of the

ICAI where they interacted with Prof. (Dr.) Andreas Bergmann, Chair of the International Public Sector

Accounting Standards Board of the IFAC.

Aug Kishore attended a workshop on Enhancing Business Performance through Process Mapping, conducted by

CII at Puducherry on August 28, 2012

Aug Rekha Murali presented a paper on ―Emotions and Well-being‖ at a national seminar on ―well-being across life

spans‖ organised by Ethiraj college for Women, Chennai on August 20, 2012.

Sep R S Murali and Kishore conducted a workshop on ―Reading and understanding financial statements‖ for RVS

Institute of Management Studies and Research.

Nov Praveena, Karthik M V and Gopal attended a CII Conference on Project Management, ―Doing more with less‖.

Warm Welcome Hall of Fame

Chennai

Krithiga Priyadarshini

Madangi Anand

Sandya Manohar

Bangalore

Gopal Agarwal

Karthik M V

Praveena K R

Arun

Shrikanth Maiya

Chennai

R Ramachandran

Pradeep R Kumar

K S Sathyanaranan

Bangalore

Purushotham B S

Nandini B

Sandya M H

Shekar M

Yalloji Rao


If we are to create peace in our world, we must

begin with our children.

- Mahatma Gandhi

A consultative workshop on TNUDP III - Preparation of Municipal Budget Manual and

updation of Municipal Accounting Manual was successfully conducted at 'The

Residency', Chennai on 25th January 2012. This was attended by 39 delegates. The

delegates included ADMAs, RDMAs, representatives from LFAD Office, SFC, FA,

Accountants, Managers and Assistant Programmers from selected municipalities

across the state with two external experts. The workshop was interactive with valuable

comments and recommendations from the participants to fine tune the two manuals.

Prof. Jordi Griera and Rekha

Murali conducted a one-day

workshop on ―Understanding ISO

26000: Guidelines to CSR‖ along

with Asia Pacific Institute of

Management at New Delhi on 28th

January 2012.

A sensitization programme at

Karnataka State Cricket Association

on 15th February 2012 on Business

Process Reengineering and MIS.

Ravi Krishnan, Director made a

short trip to Holland on behalf of

S K M E g g P r o d u c t s f o r

reconstitution of their European

Company. The meeting was

followed by a visit to Frankfurt,

Germany.

Rekha Murali and Dr. R S Murali were invited as chief guests for the

inaugural and valedictory functions respectively of ―Concurrence‖, an inter

departmental academic meet at Swami Vivekananda College on 15th &

20th March 2012.

Final IIT review meeting held on

29th February 2011 at Chennai.

"RSM And Kishore visited Malaysia for

valuation of a palm oil plantation.


―Are social networking sites generally

beneficial to our world‖ was the topic of

a heated debate at our Chennai office,

organised by Pradeep on 25th April,

judged by C S Suresh with Kishore as

the moderator. The result was however

neutral.

Babu Rajendra Prasad conducted

a two day study circle on

Balanced Score Card.

Ashok Rao & Padmaja visited

Mangalore for TP Project

Our Chennai office celebrated ―Ethnic

Day‖ on Saturday, April 21, 2012. The

team members came sportingly

dressed in traditional attire to office.

The men wore Dhotis with Kurta/Shirt

and the women presented a pretty

picture in colourful sarees and the

customary ―mall ipoo‖ (jasmine

flowers). The enthusiasm and gaiety

was palpable through the day and the

icing on the cake was the birthday

celebrations of Lakshminarayanan.

The day was filled with both an

element of fun and intense learning.

Our Bangalore office moved into a

more spacious location on Railway

Parallel Road, Kumarpark West. The

new office started functioning on 18th

June 2012 with a small pooja.

C S Suresh was on an official trip to

Dubai and Mauritius. He had fruitful

meetings with our clients in Dubai. He

was part of the two member team of i2i

IFRS Consultants for discussion on

IFRS training with clients in Mauritius. A

press conference was covered by the

five leading newspapers of the country.

Our colleagues Kishore and Bhavana

participated in the CA day conducted by

ICAI in which they performed a duet after

a solo by Bhavana! Keep the flag flying

Bhavana and Kishore!

Representatives of the

State Audit Department

of Andhra Pradesh

v i s i t e d N C R C L

Bangalore on 8th Au-

gust 2012. VRS and

Ashok took them

through the implemen-

tation of FBAS in

BBMP.

VRS and Ashok visited

State Institute of Rural

Development in Mysore

on 14th August 2012.


The 13th AGM of NCRCL was

conducted at Hotel Savera ,

Chennai on 22nd Sep 2012

Trip to Mahabalipuram Chennai on

22nd Sep 2012

NCRCL along with KIPA conducted a Training

Needs Assessm ent workshop f or

Taluk Panchayat officials on the project

Strengthening of Financial Management of

Taluk Panchayats in Karnataka on 17th

October 2012 at Vikasa Soudha, Bangalore

Ayudha Pooja celebrations at

NCRCL Bangalore and Chennai on

22nd October 2012

Golf

1st Prize: Babajan

Shooting

Suresh Meti


NCRCL Bangalore office celebrated New year with

fun and frolic. Games on dropping Ball and Hitting

the Target were organized as part of the

celebration. Prizes were distributed to all the

winners followed by cake cutting and snacks.

A highlight of the celebration was a Drawing

Competition. People put on their drawing hats and

came up with excellent Sketches. Some of the

sketches will be published in CC in the coming

months. The winning entry has been published on

the cover of the issue.

Congratulation to the Winners

Drawing Competition

1st Prize: Roopashree

2nd Prize: Mamtha Sudoku

1st Prize: Babajan Basketing the Ball

2nd Prize: Yallappa

Parichay Know our Associates!

N. C. Rajagopal and Company

Chartered Accountants

N.C.Rajagopal & Co., was started in the year 1925 by its founder late Shri. N. C. Rajagopal in

the business centre of Karur, in Tamil Nadu. Chennai is the head quarters for the firm, with

branches at Erode and Salem. With an excellent network of professionals, the firm operates in

all parts of India. The articled clerks trained by the firm today are in prominent positions

throughout the globe heading organizations in various industries from manufacturing to

information technology.

The firm is headed by a Past President of the Institute of Chartered Accountants of India,

Shri. N. C. Sundararajan supported by senior partners who have served positions in several

committees of the Institute.

NCR Consultants Limited has the benefit of associating with this firm on issues relating to

audit, taxation and statutory compliances. The two companies have joined hands and

successfully completed many government and corporate projects requiring audit and

consultancy skills.

Ha Ha Ha !!!

Quiz Corner

Birthday Corner!

The advertisement for this computer first appeared on the

reverse of a pizza box. which brand are we talking about?

Send in your answers to the editor at [email protected]

Participants with the correct entry will be awarded with a Recognition Certificate by

NCRCL.

Strangers are just family you have yet to come to know.

- Mitch Albom

Your feedback

If you have any comment/suggestion for the editors, please write to us at [email protected]! Your views and comments on articles featured here are also welcome!

Answer To last month’s Knowledge Snippet question:

1. What is the name of the TATA group headquarters?

2. Which was the first Indian Bank to open an international branch?

3. By what name is the Phiroze Jeejebhoy Towers better known as?

4. Whose television appearance was as the brand ambassador for Havells?

5. What is the title of the study conducted by Ernst & Young on the rise of small towns in India including key urban

towns?

Answer: 1) Bombay House, 2) Bank of India in London, 3) Bombay Stock Exchange, 4) Rajesh Khanna, 5) The DHONI effect

Ashok Rao - 11th Jan

The right answers were given by

Srinidhi Ravikrishnan

!!! Congratulations !!!




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Ph/Fax: +91 80 23560265

Email: [email protected]

Contact

Website: www.ncrcl.com

NCR Consultants Limited

i2i IFRS

http://www.fugoconsulting.com

http://www.mcmillanwoods.com



http://www.ncrcl.com

Consultants Corner-Jan 2013

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Transcript of Consultants Corner-Jan 2013