Connecting you to capital Two keys to success for …...Persistence pays off Connecting you to...

Persistence pays off

Connectingyou to capital

Two keys tosuccess for

small businesses

Benefits ofa connected

business

blueprint tosuccess

An entrepreneur’s

SEPTEMBER 2018

511952G-Telkom SMB Business Broadsheet August 2018 (DTP) FA.indd 1 2018/08/22 12:14 PM

Merchant of dreams 01

Think out the box 05

Connecting you to capital 07

Win a Business in a Box 09

Persistence pays off 11

Two keys to success for small businesses 14

Focus on building your business, not running it 15

The benefits of a connected business 18

Top tips for optimising tax for your business 20

BizTalk All-net & Multiline Plans 22

CO

NT

EN

TS

Your business is a big deal to you.

It’s not just your bread and butter –

it’s your dream, your vision and

everything in between. You are taking

the risks that will grow your startup

business into your business empire.

To us, that means you’re already

succeeding. In our very first issue of

The Business Boost, you’ll find

informative articles on boosting

small businesses, interviews with

up-and-coming entrepreneurs who’ve

boosted their businesses with Telkom

products, and all the information you

need on the products themselves.

Take a read, make the call, then go

and ensure that your business truly

is a big deal.

Mr KG Moncho

03 11

EDITOR’S LETTER

20 22

Call 10213 Click telkom.co.za/business Go to any Telkom shop

A BUSINESS

IN A BOX

511952G-Telkom SMB Business Broadsheet August 2018 (DTP) FA.indd 2-3 2018/08/22 12:14 PM

Ola Selepe:

Merchant of dreamsAn entrepreneur’s guide to success:

Ola Selepe’s road to success, and how

she’s paving the way for others.

01 Telkom Business 02


Tell us a bit about yourself.

I am a small business owner with an undying

entrepreneurial spirit. I started my business from

humble beginnings at my house in Soweto without any

real support system. Fortunately, I did have a residential

Telkom line. After I had toiled and struggled I was able

to rent an office in the Dobsonville Shopping Centre in

Soweto. The reasoning behind that was that I needed to

prove that there can be a corporate Soweto. I needed to

prove that professionalism does not come from Town

to Soweto – in fact – the other way around is true.

We have now been in the business of recruitment,

selection and placement of staff for 18 years.

What is it that you do, or what is your business?

We started out as a recruitment company, but we have

now added a Training and Development arm to the

business, as well as an outsourced call centre, where we

train unemployed matriculants and house them in our

call centre.

What inspired you to do what you do?

To be physically in a position to create jobs in order to

alleviate the current scourge of unemployment.

What are some of the challenges you have faced?

The very first almost insurmountable obstacle was a

lack of capital and lack of resources that one needs to

start a business.

How did you overcome these challenges?

With that one Telkom line I had, I got calling… that is the

only reason my business survived.

How has it been having Telkom handle your ICT?

Having Telkom as a service provider for our internet

connectivity and fixed lines has eased off the pressure

of worrying during downtime. Telkom’s Telephone

Management System also assists with tracking the

employees who abuse the phones.

Why is it important to have the solutions to the above problems?

As a small business owner you really need to be

abreast with the times to have any chance in business.

Telkom is my business solutions architect with years

of experience, credibility and a good reputation, so it is

easy to just give it all over to them.

Why should other business people and entrepreneurs consider Telkom?

In South Africa, Telkom is connectivity.

What advice do you have for other business people and entrepreneurs?

Do not go into business expecting to quickly make

money and tremendous traction with clients, especially

if you are not from the so-called ‘connected people’!

Go in with a long-term plan and a great passion for what

you have as the business of your choice. Business is

a long-term marriage.

What are your plans and goals for the future?

Our plan, and wish, is to grow all the arms of our

business, including extending our Call Centre in

Debt Collection so that we can create a number of

sustainable jobs.

Ola Selepe – Founder of Montsonyana Staffing Services



Think out the box.And watch your business grow.

Business in a Box – ADVANCED Business in a Box – SUPREME

05 Telkom Business 06Standard T&C apply and can be viewed at www.telkom.co.za. E&OE.

*Night Surfer data available on Telkom network between 12am and 7am.

Standard T&C apply and can be viewed at www.telkom.co.za. E&OE.


Business in a Box from � can help get your business off the ground. With its various plug-and-play solutions, your business will be connected in no time! You can also combine a Business in a Box package with any one of our SmartBroadband Wireless deals for a cost-effective, all-in-one business communication solution that’s perfect for uploads and downloads, information sharing and web browsing.

Call 10213 Click telkom.co.za/business Search ‘Telkom Business’

TOSHIBA R50 PRO CORE i3

Features: 15.6” HD display + 4GB RAM + 500GB HDD + Windows 10 HomeCASH PRICE: R10 499

DEAL 1 DEAL 2

SmartInternet 5GB5GB Anytime data

+ 5GB Night Surfer data*

SmartBroadband Wireless 10GB20GB Anytime data


Includes: Printer, wireless mouse, MS Office 365, laptop bag and wireless headset. R699PM x 24 R799PM x 24

DoubleData

Promo

LENOVO CORE i5

Features: 15.6” display + 4GB RAM+ Windows 10 ProCASH PRICE: R17 999

DEAL 1 DEAL 2

SmartInternet 10GB10GB Anytime data


SmartBroadband Wireless 20GB40GB Anytime data


Includes: Brother DCP-J105 printer(scan and copy), MS Office 365, wireless mouse, mobile projector,1TB external drive and laptop bag.

R1299PM x 24 R1299PM x 24

DoubleData

Promo


The culprit behind most would-be entrepreneurs giving

up on their dreams is the fear relating to finance or,

more accurately, the lack thereof. Even at a potential

entrepreneur’s most motivated of times, such as when

he is just a few steps away from the boss’s office

about to hand in his resignation and take that daring

plunge, that pushy little voice inside his head will

almost certainly be taunting him with the same

persistent questions.

“Will I be able to access enough capital to successfully

fund my venture?”

“How will I even go about doing this?”

Yes, capital is a BIG consideration when starting

a business – it will always be at the forefront of

everything you do and will always have a gargantuan

impact on every decision that you make. The good news

is that, as long as you know where to look, obtaining

access to start-up capital needn’t be as daunting a task

as you might expect. Here are a few options to keep

in mind.

Government funding

Our country boasts a multitude of government

funding platforms geared towards helping ambitious

entrepreneurs, just like you, realise their vision.

The Department of Small Business Development is one

such platform and is known for training hundreds of

informal traders each year. You can learn more via their

website: www.dsbd.gov.za.

The Small Enterprise Development Agency is another

alternative, and while they don’t actively provide

funding themselves, they have dedicated their expertise

to helping small business owners with the processes

involved in accessing funds from other sources,

predominantly through providing guidance when it

comes to drawing up a viable business plan.

Contact them on 0860 103 703 or via [email protected].

A newer initiative, known as the Small Enterprise

Finance Agency, opened its doors in 2012 and is known

for funding both grants and loans. Much like SEDA,

they are always happy to lend a hand to entrepreneurs

who do not meet their criteria for grant/loan applications.

If you do meet their criteria, you can apply for business

finance through them online via their website,

www.sefa.org.za.

Loans

There is always the option to seek out a loan from a

financial institution or private enterprise. Most South

African banks will be able to offer flexible repayment

terms to suit your needs and preferences. However, it is

important to note that obtaining a business loan isn’t easy.

You will need to present a concise and convincing

business plan and let the bank know the exact amount

that you would like to borrow. You will also need to

ensure that your credit history is immaculate.

Government loans

Government loans are known to come with substantially

lower interest rates and longer repayment terms when

compared to the loans offered by financial institutions.

Small business owners may choose to apply for a

government loan through the Isivande Women’s Fund

(as the name suggests, female entrepreneurs only),

Khula and the National Youth Development Agency.

For more information, interested applicants may get in

touch with the Department of Trade and Industry via

their call centre on 0861 843 384.

Investors

Much like applying for a loan, you’ll also need to

convince potential investors with the help of an

impressive business plan. While ‘who you know’ could

go a long way towards getting this approach right,

there are many platforms out there to help you find

capital in this manner. Arguably, the most popular

angel investment network is that of the South African

Investment Network: www.investmentnetwork.co.za.

Self-funding

According to the ‘2016 State of South African Small

Business’ report (as released by South African research

group World Wide Worx), out of the 400 small business

owners who were surveyed, 63% relied solely on their

own personal savings to start their businesses. With no

interest to pay and no stressing over being indebted to

your creditors, many will agree that this is the ideal way

to go! The good news is that the same business owners,

62% of them in fact, said that they required less than

R100 000 to get started.

Remember… once you have successfully accessed your

start-up capital, the focus will shift from getting started

to actually making your business work. Telkom can help

with that. Click through to www.telkom.co.za or visit your

nearest Telkom store to learn more about our custom

packages and solutions. We are dedicated to being your

trusted ICT partner, promising accessibility, affordability

and sustainability, and look forward to supporting you

on your entrepreneurial journey today, tomorrow and

every day thereafter.

Connecting you to capital

07 Telkom Business 08#Standard T&C apply and can be viewed at www.telkom.co.za. E&OE.

*Source: Tarifica Report, January 2017 – Best Value Postpaid Plans (SIM-only category).

+ Free WhatsApp calls + Free � -to-� calls+ Out-of-bundle rates: R0.70 per minute+ 1GB data per month


1GB

BE

ST

PLAN IN CATEGOR

Y*

FREE

30GBDATA#

+ FREE 10GB DATA PM x 3CASH PRICE R9 199

OR GET THE HUAWEI P10 PLUS ON FREEME 1GB FOR R399 PM x 24CASH PRICE R11 199

WHILE STOCKS LAST

Free calls to over 6 million � numbers

Free WhatsAppcalling & messaging

Up to 85%cheaper data

FREEME 1GB WITH HUAWEI P10DUAL SIM. MASTER OF PORTRAIT PHOTOGRAPHY.

R 299PM x 24

5.1” 3200mAh

20+12MPREAR

8MPFRONT

1GB

BE

ST

PLAN IN CATEGOR

Y*

Make the right connections with 30GB free data.

WHILE STOCKS LAST


With 30GB free data, you’ll feel like you’vealready won.


Drop us a message on our Facebook page with #businessinabox, tell us which

of our two profiled entrepreneurs inspires you the most and you could win

a Business in a Box.

#Standard T&C apply and can be viewed at www.telkom.co.za. E&OE.




A BUSINESS

IN A BOX

TOSHIBA R50 PRO CORE i3Features:

15.6” HD display

4GB RAM + 500GB HDD

Windows 10 Pro

SmartInternet 5GB

5GB Anytime data

5GB Night Surfer data*

Device only: R10 499

FREE

30GBDATA#





FREEME 1GB WITH SAMSUNG GALAXY J7 DUODUAL REAR CAMERA. FACIAL RECOGNITION.

R 249PM x 24

5.5” 3000mAh

13+5MPREAR

8MPFRONT

1GB

BE

ST

PLAN IN CATEGOR

Y*

+ Free WhatsApp calls + Free � -to-� calls+ Out-of-bundle rates: R0.70 per minute+ 1GB data per month


1GB

BE

ST

PLAN IN CATEGOR

Y*


Tell us a bit about yourself.

I am the Founder and Chief Executive Officer of Yourself

Management, an award-winning through-the-line

marketing agency, specialising in the African market.

I formed the agency in 2004 with a R350 tip I earned as

a waiter. Today, Yourself Management has grown into

a team of over 300 employees operating throughout

the Southern African Development Community (SADC)

region with a Head Office in Johannesburg and regional

offices in Cape Town, Durban, Namibia and Zambia.

What is it that you do, or what is your business?

The business is Yourself Management, a main market

or African-focused through-the-line marketing agency.

The business offers an integrated approach, where

it uses below-the-line, above-the-line and digital

marketing methods to reach a wide customer base and

acquire market share within the African market.

The business started in 2004, is 100% black owned

and has a Level 1 B-BBEE score.

What inspired you to do what you do?

When I started my company at the age of 19, I only

wanted to survive – pay my rent, send some money

to my poor home and buy clothes. Little did I know

that the same company I started with a tip I got while

working as a waiter would change my life, and the life

of another 300 families, becoming a key player in the

marketing industry. There is a Somalian proverb that

goes: “Wisdom does not come overnight”, and

I definitely agree with it. With 14 years of history in the

business, Yourself Management has grown from being

an underdog to become one of the competitors within

the main or African market.

What were some of the challenges you faced?

The fact that I am black and young, the business

systems of our country, especially in the private sector,

are not supportive. The banks are not willing to partner

with one on their journey, clients (private sector) do

not have confidence in you regardless of your track

record, government is not supportive and one has to be

politically affiliated to get their attention. The biggest

challenge is sustaining the business under such factors.

How did you overcome these challenges, and how did Telkom aid in this?

One has to be determined and persistent with the vision

of the company. We set out a five-year strategic plan

for the business, which we review every six months.

This has helped us identify where there are opportunities,

and where we need to adjust the plan to sustain the

business. Telkom, with its tailor-made facilities for

my kind of business, has come in handy to position

us accordingly in this competitive market. We use

Telkom Unlimited Business, and the facility has been

very handy, especially in our type of business, which is

dependent on high-speed internet and voice calls.

Why is it important to have solutions to the above problems?

Business is about image and Telkom’s solutions allow

small businesses to create a good image.

How has having Telkom handle your ICT helped you focus on your business?

Telkom’s ICT facility is great, especially with

video conferencing, which makes it easy for us to

communicate with our global clients.

Why should other business people and entrepreneurs consider Telkom?

Telkom offers SMMEs an all-in-one solution, and the

fact that there is dedicated personnel from their site

to deal with any matters, is helpful for any business.

Personalised service.

What advice do you have for other business people and entrepreneurs? Success is not an instant thing, we should be patient

enough to build generational wealth and offer solutions

for our economy.

What are your plans and goals for the future?I’m currently focusing on expanding the agency’s

presence in Africa, which is the main reason behind

the opening of the Namibian and Zambian offices, with

Nigeria to follow. I see a great opportunity to leverage on

the expansion of African operations. We have invested

time and resources into understanding the market trends

in African countries. We do this to be able to position our

partners (clients) accordingly within this emerging market

that is full of opportunities, especially for fast moving

consumer goods (FMCG), information and communication

technology and banking firms.

Kabelo Ncholo – CEO of Yourself Management

Persistence pays offAn entrepreneur’s guide to success: Kabelo Ncholo on

pursuing opportunities and wisdom.



With 70 – 80% of all small businesses in South Africa

failing within five years of opening their doors, many

ambitious entrepreneurs will be wondering what the

remaining 20 – 30% are doing differently. If you’re

looking for a manual, you’ll be looking for a very long

time. On the other hand, if you’re in search of advice in

terms of how to go about sustaining your new business,

read on.

That elusive ‘personal touch’

Many small business owners feel it is impossible to

compete with larger companies that offer the same

products and services as they do.

After all, how can you possibly contend with a company

that is well-established, has an endless marketing

budget and boasts the resources necessary to provide

its product/service on a much larger scale? The truth of

the matter is that, as a small business, while you won’t

have the same level of capital to play with as these

industry big-wigs, and you might not be as well known,

you DO have something that they don’t. You have that

elusive personal touch.

These days, everything revolves around building

connections, being connected and staying connected

– and yet we have never been so detached from one

another as a result. In a society driven by monetary

gain, it is difficult to come across as sincere and, as a

consumer yourself, we’re sure that you can agree that

many of the bigger brands are failing at this, and quite

miserably so. Could this be precisely because of their

endless resources and the methods that they employ

to manage their large consumer base? Think about it…

customer queries are answered with automated

responses and outside help is often employed to ensure

that their Facebook response rate is kept at 100%.

They have the resources necessary to automate all

communication that exists between their brand and its

consumers. Whereas small business owners who don’t

have access to these resources are forced to be more

hands-on – what they perceive to be their greatest

weakness is actually their greatest strength.

While big businesses are telling their customers how

much they care about their wants and needs, small

businesses are walking the talk. While big businesses

are pretending to be sincere, small businesses

actually are.

The way in which you treat and communicate with

your customers is the number one differentiator and

the key to success. In a world that has become centred

on deadlines, instant gratification and in-your-face

marketing practices, people have never appreciated a

warm smile and a kind word more than they do today.

Never remaining stagnant

According to the ‘State of South African Small Business’

study conducted by Xero in partnership with World Wide

Worx, 67.9% of small business owners see economic

volatility as the biggest challenge standing in the way

of their success. Unfortunately, we have very little

control over the state of the economy. However, what

we can control is how we conduct ourselves within the

existing economic and business environment. The key

to success in most things in life is to never be satisfied

with what you have, and business is no exception.

This doesn’t mean being ungrateful or neglecting to

acknowledge the many wonderful things that you’ve

managed to achieve thus far. It means always striving

for more, never allowing yourself to get comfortable,

and constantly seeking improvement.

Heard about a communication skills workshop taking

place in your area? Attend it! Received a negative piece

of customer feedback on your Facebook page?

Make the changes necessary in order to fix it and

stop it from happening again! Been approached by an

employee who is keen to take on more responsibility

and grow in his career? Mentor him!

By taking steps to ensure regular improvement when it

comes to all aspects of your business, you can always

be pretty sure that you’ll remain at least one step ahead

of failure.

The right ICT partner

Another factor that can help to keep your business

on the right track is finding the right ICT partner and

solutions. As a leading supplier, Telkom is known for

reducing the cost to communicate for all South Africans,

and providing business owners with all that they need

to ensure accessibility, affordability and sustainability.

For more information regarding the unique options

available to you, click through to www.telkom.co.za or

visit your nearest Telkom store today.

Two keys to success forsmall businesses

Telkom Business

Telkom Business 14



Your business is your baby, so giveit the best chance of success with UNLIMITEDbusiness.

With uncapped data and unlimited Telkom calls, you can afford fast,

reliable internet to get more done, for less. Get value for money when you

switch to Telkom UNLIMITEDbusiness 4Mbps or 10Mbps Fibre/DSL.

UNLIMITEDbusiness 4Mbps

R807PM x 24

INCLUDES: FIBRE/DSL

UNCAPPEDINTERNET DATA

UNLIMITED ON-NET CALLS

FREE INSTALLATIONFREE WIFI ROUTER WITH 3G CAPABILITY

1GB TI MOBILE DATA79c PER MINUTE TO SELECTED INTERNATIONAL DESTINATIONS

50c PER MINUTE TO OTHER MOBILE OPERATORS

UNLIMITEDbusiness 10Mbps

R1008PM x 24

INCLUDES: FIBRE/DSL

UNCAPPEDINTERNET DATA

UNLIMITED ON-NET CALLS

FREE INSTALLATIONFREE WIFI ROUTER WITH 3G CAPABILITY

2GB TI MOBILE DATA79c PER MINUTE TO SELECTED INTERNATIONAL DESTINATIONS

50c PER MINUTE TO OTHER MOBILE OPERATORS

13


PBX in a Box is a micro, cost-effective IP switchboard that supports different types of connectivity such

as analogue, digital, fibre and SIP. The box is specifically tailored for small businesses and integrates

voice, data, wireless, security and IT services into one single unit. The PBX offers the following benefits:

• All PBX in a Box solutions come with a five-year contract plan

• LAN cabling, lightning protection and installation are included

• Pair with a suitable fibre package

• Fully flexible and scalable to address high-end complex solutions

Focus on building your business, not running it




*Get the Mobile PBX (Switchboard) in a Box for R329 if you already have connectivity, internet, a static IP address and smart mobile devices.

Complete office PBX (Switchboard) Mobile solution* for:

R329INCLUDES:

PBX control unit 1 x Reception IP phone 3 x Mobile licences

**Get the Wired PBX (Switchboard) in a Box for R349 if you already have telephone lines.

Complete office PBX (Switchboard) Wired solution** for:

R349INCLUDES:

PBX control unit 1 x Reception IP phone 3 x IP phones for extensions

***Get the Wireless PBX (Switchboard) in a Box for R429 if you already have telephone lines.

Complete office PBX (Switchboard) Wireless solution*** for:

R429INCLUDES:

PBX control unit 1 x Reception IP phone 3 x DECT phones for extensions


Nowadays, business and ICT (Information and

Communications Technology) go hand in hand. In the

business world of today, being competitive means

being connected. Unfortunately, according to the ‘How

Technology is Reshaping South Africa’s Small Business

Economy’ study, conducted by Xero in partnership

with World Wide Worx, 45% of small business owners

acknowledge that they could be doing more with regard

to technology adoption, and a further 52% stated that

they feel they are just barely keeping up. What does this

mean? Hardly any SMEs feel confident in using new ICT

technology to their advantage.

This is a sad state of affairs, as there are almost limitless

benefits when it comes to fully connecting your

business. We examine just a handful of them below…

Streamlined communication

To be connected means to have the means and ability

to communicate seamlessly with all customers,

suppliers and employees at any given time. The vast

majority of ICT solutions have been designed to help

businesses achieve that goal. Streamlined

communication leads to streamlined internal processes

which, in turn, lead to a hearty boost in productivity

which, finally, contributes to a positive transformation

within the business, especially when it comes to that

all-important bottom line.

Happier customers

Due to the fact that ICT promises better communication,

there is sure to be an increase in the number of happy

customers who associate themselves with your

business. ICT also means that you’ll be able to offer your

customers a more well-rounded experience, such as

digital assistance via automated chat on your website

and e-commerce options for those who would prefer to

shop online.

Increased reach

Even if you see your business as one that is solely

dedicated to servicing your local community, ask

yourself this question: How much of your local

community actually knows that you exist? ICT provides

you with the chance to reach a greater number of

people both within your town/city and, if you offer

e-commerce facilities, far and wide, too. This is because

it makes it possible for you to draw on the power of

digital marketing. Did you know that you can now target

your digital marketing efforts to reach people from

specific demographics and specific locations, making

every cent that you put into it a cent well spent?

Enhanced insight

This goes for insight into your clients and customers

and for insight into your competitors’ successes and

failures. By setting up a Facebook page for your business,

for example, and growing your following through

your efforts, you’ll have direct access to the people

responsible for making your business successful. You’ll

learn more about their interests, needs and wants,

as well as receive feedback regarding your products,

services and the quality of your customer care. All of

this information can help you to mould your

establishment into more than just what you want it to

be, but what your customers and clients want it to be –

or, rather, what they expect it to be.

Your internet connection also affords you the

opportunity to keep an eye on your competitors’ online

activity. Not only will you be able to see what they are

doing and how they’re doing it, you’ll also be able to use

this information to brainstorm how you can do

it better.

Cutting costs

With the right ICT solutions in place, a reduction in

operational costs is something that is certain to happen

naturally. With streamlined communication comes

a lower risk of human error, and a reduction in the cost

that comes with rectifying these errors. With happier

customers comes an increase in loyalty and word-of-mouth

advertising, which equates to more visits to your store

and more money in your pocket. With increased reach

comes even more potential customers. With enhanced

insight comes the chance to tailor your product/service

offering to suit the needs, wants and expectations of

your customers. In short, an investment in ICT almost

automatically means a better financial outlook for

your establishment.

From telephones, computers, servers and the internet to

social media, digital advertising and content marketing,

if you want to get ahead, you need to get connected.

Did you know that 41% of small businesses battle with

an unreliable internet connection at work? It is Telkom’s

mission to remedy this. We are all about connecting

people and businesses just like yours, providing peace

of mind that once you get connected, you’ll stay

connected. With a variety of affordable packages to

suit the requirements of your business, we will help

you to take that next step towards success, growth

and expansion. Visit www.telkom.co.za or your nearest

Telkom store to learn more today.

The benefits of a connected business

Telkom Business 18



Your business is big business.Developing landmarks in the rough.

In construction, an office isn’t made up of four walls – we understand that too well.

You are always on the move and must be there when opportunity strikes. Keeping in

touch with clients and suppliers is pivotal for any business. With a range of mobile

solutions from Telkom, your business and your employees can stay in touch

wherever you’re breaking ground. Let’s have a conversation on 10213 to get your

business from here to best.

Telkom Business

17


Top tips for optimising tax for your business

The tax season is upon us once again. Instead of

allowing it to stress you out, why not see it as an

opportunity to optimise your return instead?

Here are our helpful tips for getting this right:

• Start by ensuring that you are fully tax compliant.

If you are not, along with incurring fines from SARS,

you will also run into challenges when it comes to

finding investors, obtaining expansion capital and

attracting new clients. As a rule, whenever applicable,

South African businesses are liable to pay Income Tax,

Value-Added Tax, Provisional Tax, Capital Gains Tax and

Secondary Tax on Companies.

• Know what you are entitled to claim for. Most small

businesses can claim for the majority of expenses

incurred through generating income for, and

maintaining, their business. This includes stationery,

rent for your office/business premises, ICT services,

business travel costs, inventory and subcontractors.

• Ensure that you keep an accurate record of all of your

expenses, along with any till slips or invoices that

relate to them. By keeping these in logical order and

filed away safely, you’ll be able to avoid the mad rush

that tax season is so well known for, as well as make

certain that your return runs as smoothly as possible.

Just to be safe, you might also want to scan these

documents and save them on your laptop (or in the

Cloud) to allow for easy access in the event that any of

the hard copies are lost.

• Keep all documents, slips and invoices for at least five

years before getting rid of them. This will safeguard

you should SARS ever wish to review previous tax

returns for your business.

• Investigate the correct rates of depreciation. From your

computers to your office’s air conditioning unit, all of

your assets depreciate at different rates. Luckily, SARS

has provided a helpful list to follow in this regard,

which can be downloaded online via their website.

• Consider applying for a tax directive. If you get more

than 80% of your business from one client, you only

have a handful of employees and you spend a lot of

time working on one of your clients’ premises, a tax

directive is advised and will save you plenty of money

in the long run.

• Register as a sole proprietorship or partnership to limit

red tape and administrative costs. However, keep in

mind that you will need to register a company if you

plan on applying for a loan in the future.

• Be aware of what type of tax you are liable for. Most

small businesses will fall into the ‘Small Business

Corporation’ (SBC) bracket, which offers pleasant tax

savings. In order to qualify as an SBC, you will need to

turn over less than R20 million per annum.

• Find out if you qualify for Turnover Tax. Turnover Tax is

aimed at micro businesses with a turnover of less than

R1 million per annum, with the goal of making it easier

for them to meet their tax obligations. Turnover Tax

replaces Income Tax, VAT, Provisional Tax, Capital

Gains Tax and Dividends Tax. As of March 2012,

micro businesses that are registered for Turnover Tax

may also elect to remain in the VAT system.

Ultimately, the key to a seamless, stress-free tax

return lies in proper preparation and comprehension

of the SARS policies, laws and procedures. If you

have any queries thereof, you can contact the

SARS call centre on 0800 00 7277 (in operation on

weekdays between 8am and 5pm).

Connect to success with 30GB free data.

19 Telkom Business 20#Standard T&C apply and can be viewed at www.telkom.co.za. E&OE.



16MPFRONT





FREEME 1GB WITH HUAWEI P20DUAL SIM. 4D PREDICTIVE FOCUS AND SUPER NIGHT MODE.

R 469PM x 24

5.8” 3400mAh

12+20MPREAR

24MPFRONT

1GB

BE

ST

PLAN IN CATEGOR

Y*

FREE

30GBDATA#


Double your networking potential with double the data.

BizTalk All-net & Multiline Plans

With BizTalk, All-net plans are offered on single lines.

Once the inclusive minutes are depleted, the national and

fixed-to-mobile calls will be rated at the out-of-bundle

call rate of R0.79 per-minute, billed on a pure per-second

basis. All calls to other operators and calls to specific

international destinations will also be billed at R0.79 per

minute, on a pure per-second basis. BizTalk 800-2800

Multiline is a range of calling plans which allow you to

link between 2 – 4 lines to a plan, allowing more than

one line to benefit from the call and line savings.



Standard T&C apply and can be viewed at www.telkom.co.za. E&OE. Prepaid bundles are only valid for 31 days from date of activation.

All 24-month contracts include a WiFi router. Prepaid customers pay a once-off fee. *Night Surfer data available on Telkom network between 12am and 7am.

DSL/Fibre Plans & Benefits

BizTalk250 All-net

BizTalk400 All-net

BizTalk500 All-net

BizTalk700 All-net

BizTalk800

Multiline

BizTalk1200

Multiline

BizTalk1600

Multiline

BizTalk1400

Multiline

BizTalk2100

Multiline

BizTalk2800

Multiline

Including line rental & installation (new lines only)

Fixed-to-mobile minutes 100 200_

300 400 600 800 600 900 1200

Local and long distance minutes

150 200_

400 400 600 800 600 900 1200

Free minutes to Telkom landline numbers only

_500

_ _ _ _ _ _ _

Out-of-bundle calls (local, long distance & mobile)

79c/min,billed persecond


_ 79c/min,billed persecond







Free minutes to Telkom numbers

_ _ _ _ _

SmartBroadband Wireless 5GB

10GB + 10GBAnytime data

Night Surfer data*

R249PM x 24

Get

20GBper month

Connectsup to 64devices

Huawei B525 LTE Advanced Router

R1699 CASH PRICE



Night Surfer data*

R359PM x 24

Get

40GBper month



Night Surfer data*

R459PM x 24

Get

80GBper month



Night Surfer data*

R559PM x 24

Get

120GBper month



Night Surfer data*

R759PM x 24

Get

200GBper month


Unbox your kids’ potential.



Standard T&C apply and can be viewed at www.telkom.co.za. E&OE. Standard T&C apply and can be viewed at www.telkom.co.za. E&OE.


Essential package

SmartInternet 1GB

R229PM x 24INCLUDING SAMSUNG GALAXY TAB3 LITE 7” 3G TABLET

Classic package

SmartInternet 2GB

R349PM x 24INCLUDING SAMSUNG GALAXY TAB E 9.6” 3G TABLET

Choose the freedom of a SIM-only deal.

Introducing a new FreeMe offering: All-net voice bundles. FreeMe customers can now buy any of the following FreeMe Promo All-network voice bundles by dialling *180#.

New FreeMe Promo All-network voice bundles

Price

100 Minutes R40 (incl. VAT)




SIM-only deals R100 R150 R305 R405 R605 R1005

Data

Free WhatsApp calling & messaging (2GB FUP)

Free calls to over 6 million Telkom numbers (3 000 minutes FUP)

Free calls to other networks in SA – – – – FUP of 1 500 minutes per month

FUP of 3 000minutes per month

Free SMSs (50 SMSs per day)

Free music streaming –

Free music & video streaming – –

Out-of-bundle rates on FreeMe: Voice: R0.70 per minute (per-second billing); SMS: R0.30 (160 characters); MMS: R0.50 (300KB); Data: R0.30 per MB.

5GB2GB

BES

T

PLAN IN CATEGOR

Y*

1GB Unlimited10GB 20GB

BES

T

PLAN IN CATEGORY

*BES

T

PLAN IN CATEGORY

* BES

T

PLAN IN CATEGORY

*


Call 10213 Click telkom.co.za/business Go to any Telkom shop

511952G-Telkom SMB Business Broadsheet August 2018 (DTP) FA.indd 28 2018/08/22 12:15 PM

Connecting you to capital Two keys to success for …...Persistence pays off Connecting you to...

Documents

Transcript of Connecting you to capital Two keys to success for …...Persistence pays off Connecting you to...