COMMITMENT FOR TITLE INSURANCE Issued by Fidelity …

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27C10109 1 of 3 ALTA Commitment (6/17/06) (with Florida Modifications) Copyright American Land Title Association. All rights reserved. The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association COMMITMENT FOR TITLE INSURANCE Issued by Fidelity National Title Insurance Company Fidelity National Title Insurance Company, a California corporation (the “Company”), for a valuable consideration, commits to issue its policy or policies of title insurance, as identified in Schedule A, in favor of the proposed Insured named in Schedule A, as owner or mortgagee of the estate or interest in the Land described or referred to in Schedule A, upon payment of the premiums and charges and compliance with the Requirements; all subject to the provisions of Schedules A and B and to the Conditions of this Commitment. This Commitment shall be effective only when the identity of the proposed Insured and the amount of the policy or policies committed for have been inserted in Schedule A by the Company. All liability and obligation under this Commitment shall cease and terminate six (6) months after the Effective Date or when the policy or policies committed for shall issue, whichever first occurs, provided that the failure to issue the policy or policies is not the fault of the Company. The Company will provide a sample of the policy form upon request. This Commitment shall not be valid or binding until countersigned by an authorized officer of the Company or an agent of the Company. IN WITNESS WHEREOF, Fidelity National Title Insurance Company has caused its corporate name and seal to be affixed by its duly authorized officers on the Effective Date shown in Schedule A. Countersigned: ____________________________________ Authorized Signatory Michele Weiss Ray, Senior Vice President Escrow Handled By: Fidelity Title Company 3500 188th Street SW, Suite 300

Transcript of COMMITMENT FOR TITLE INSURANCE Issued by Fidelity …

Page 1: COMMITMENT FOR TITLE INSURANCE Issued by Fidelity …

27C10109 1 of 3

ALTA Commitment (6/17/06) (with Florida Modifications)

Copyright American Land Title Association. All rights reserved. The use of this Form is restricted to ALTA licensees and

ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American

Land Title Association

COMMITMENT FOR TITLE INSURANCEIssued by

Fidelity National Title Insurance Company

Fidelity National Title Insurance Company, a California corporation (the “Company”), for a valuable

consideration, commits to issue its policy or policies of title insurance, as identified in Schedule A, in

favor of the proposed Insured named in Schedule A, as owner or mortgagee of the estate or interest in

the Land described or referred to in Schedule A, upon payment of the premiums and charges and

compliance with the Requirements; all subject to the provisions of Schedules A and B and to the

Conditions of this Commitment.

This Commitment shall be effective only when the identity of the proposed Insured and the amount of

the policy or policies committed for have been inserted in Schedule A by the Company.

All liability and obligation under this Commitment shall cease and terminate six (6) months after the

Effective Date or when the policy or policies committed for shall issue, whichever first occurs,

provided that the failure to issue the policy or policies is not the fault of the Company.

The Company will provide a sample of the policy form upon request.

This Commitment shall not be valid or binding until countersigned by an authorized officer of the Company or an agent of the Company.

IN WITNESS WHEREOF, Fidelity National Title Insurance Company has caused its corporate name and seal

to be affixed by its duly authorized officers on the Effective Date shown in Schedule A.

Countersigned: ____________________________________Authorized Signatory

Michele Weiss Ray, Senior Vice President

Escrow Handled By:

Fidelity Title Company

3500 188th Street SW, Suite 300

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27C10109 2 of 3

ALTA Commitment (6/17/06) (with Florida Modifications)

Copyright American Land Title Association. All rights reserved. The use of this Form is restricted to ALTA licensees and

ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American

Land Title Association

Lynnwood, WA 98037

CONDITIONS

1. The term mortgage, when used herein, shall include deed of trust, trust deed, or other security instrument.

2. If the proposed Insured has or acquired actual knowledge of any defect, lien, encumbrance,

adverse claim or other matter affecting the estate or interest or mortgage thereon covered by this

Commitment other than those shown in Schedule B hereof, and shall fail to disclose such knowl-

edge to the Company in writing, the Company shall be relieved from liability for any loss or

damage resulting from any act of reliance hereon to the extent the Company is prejudiced by

failure to so disclose such knowledge. If the proposed Insured shall disclose such knowledge to

the Company, or if the Company otherwise acquires actual knowledge of any such defect, lien,

encumbrance, adverse claim or other matter, the Company at its option may amend Schedule B of

this Commitment accordingly, but such amendment shall not relieve the Company from liability

previously incurred pursuant to paragraph 3 of these Conditions.

3. Liability of the Company under this Commitment shall be only to the named proposed Insured and

such parties included under the definition of Insured in the form of policy or policies committed

for and only for actual loss incurred in reliance hereon in undertaking in good faith (a) to

comply with the requirements hereof, or (b) to eliminate exceptions shown in Schedule B, or (c) to

acquire or create the estate or interest or mortgage thereon covered by this Commitment. In no

event shall such liability exceed the amount stated in Schedule A for the policy or policies

committed for and such liability is subject to the insuring provisions and Conditions and the

Exclusions from Coverage of the form of policy or policies committed for in favor of the proposed

Insured which are hereby incorporated by reference and are made a part of this Commitment

except as expressly modified herein.

4. This Commitment is a contract to issue one or more title insurance policies and is not an abstract of

title or a report of the condition of title. Any action or actions or rights of action that the proposed

Insured may have or may bring against the Company whether or not based on negligence arising

out of the status of the title to the estate or interest or the status of the mortgage thereon covered

by this Commitment must be based on and are subject to the provisions of this Commitment.

5. The policy to be issued will contain the following arbitration clause: Unless prohibited by

applicable law, arbitration pursuant to the Title Insurance Arbitration Rules of the American

Arbitration Association may be demanded if agreed to by both the Company and the Insured at the

time of the controversy or claim. Arbitrable matters may include, but are not limited to, any

controversy or claim between the Company and the Insured arising out of or relating to this policy,

and service of the Company in connection with its issuance or the breach of a policy provision or

other obligation. Arbitration pursuant to this policy and under the Rules in effect on the date the

demand for arbitration is made or, at the option of the Insured, the Rules in effect at Date of Policy

shall be binding upon the parties. The award may include attorneys’ fees only if the laws of the

state in which the land is located permit a court to award attorneys’ fees to a prevailing party.

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27C10109 3 of 3

ALTA Commitment (6/17/06) (with Florida Modifications)

Copyright American Land Title Association. All rights reserved. The use of this Form is restricted to ALTA licensees and

ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American

Land Title Association

Judgment upon the award rendered by the Arbitrator(s) may be entered in any court having

jurisdiction thereof.

The law of the situs of the land shall apply to an arbitration under the Title Insurance Arbitration Rules.

A copy of the Rules may be obtained from the Company upon request.

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Fidelity Title Company 3500 188th Street SW, Suite 300, Lynnwood, WA 98037

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American Land Title Association ALTA Commitment FormAdopted 6-17-06

Copyright 2006-2009 American Land Title Association. All rights reserved.

The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.

FIDELITY NATIONAL TITLE INSURANCE COMPANY

SCHEDULE A

Loan No.: Title No.: FNTLWA-611077128

1. Effective date: 22nd day of April, 2014Issue Date: 04/28/2014

This Title Insurance Commitment is good for 180 days from the effective date.

2. Policy (or Policies) to be issued:

(a) Owner’s Policy 2006 Owner's Policy Form

Policy Amount

$0.00

Proposed Insured:

Policy Premium: 0.00 (Additional discounts may apply)

(b) Loan Policy 2006 Loan Policy Form Policy Amount

$0.00

Proposed Insured:

To Be Determined Policy Premium: 0.00 (Additional discounts may apply)

(c) Proposed Insured Policy Amount

$0.00

3. The estate or interest in the land described or referred to in this Commitment is:

- FEE SIMPLE

The estate is subject to, and the Company does not insure title to, and excepts from the description of the land, coal, lignite, oil, gas and other minerals in, under and that may be produced from the land, together with all rights, privileges, and immunities relating thereto

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American Land Title Association ALTA Commitment FormAdopted 6-17-06

Copyright 2006-2009 American Land Title Association. All rights reserved.

The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.

4. Title to the Fee Simple estate or interest in the land is at the Effective Date vested in:

DCCF PROPERTIES, LLC, A FLORIDA LIMITED LIABILITY COMPANY

Deed Type: Special Warranty Deed

Grantors: SUNCOAST PROPERTY INVESTORS, INC., A FLORIDA CORPORATION

Grantees: DCCF PROPERTIES, LLC, A FLORIDA LIMITED LIABILITY COMPANY

Dated: January 20, 2011

Recorded Date: February 10, 2011

Consideration: $10.00

DBV: 15513/392

Instrument: 2011033265

Deed Type: Special Warranty Deed

Grantors: FV-1, INC., IN TRUST FOR MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC

Grantees: SUNCOAST PROPERTY INVESTORS, INC

Dated: January 20, 2011

Recorded Date: February 1, 2011

Consideration: $10.00

DBV: 15502/622

Instrument: 2011025158

5. The land referred to in this Commitment is described as follows:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

Commonly known as 916 Prospect Street, Jacksonville, FL 32254However, by showing this address no additional coverage is provided

Countersigned: ____________________________________Authorized Signatory

Michele Weiss Ray, Senior Vice President

Escrow Handled By:

Fidelity Title Company3500 188th Street SW, Suite 300Lynnwood, WA 98037

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FIDELITY NATIONAL TITLE INSURANCE COMPANY

Title No FNTLWA-611077128

LEGAL DESCRIPTION

EXHIBIT “A”

THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF Duval, STATE OF Florida, AND IS DESCRIBED AS FOLLOWS:

THE SOUTH 60.00 FEET OF THE NORTH 120.00 FEET OF THE EAST 109.00 FEET OF LOT 5, BLOCK 4, HARVEY'S ADDITION TO JACKSONVILLE, AS PER PLAT THEREOF, RECORDED IN PLAT BOOK 3, PAGE 4, OF THE PUBLIC RECORDS OF DUVAL COUNTY, FLORIDA.

Parcel ID: 058206-0020

Commonly known as 916 Prospect Street, Jacksonville, FL 32254However, by showing this address no additional coverage is provided

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American Land Title Association ALTA Commitment FormAdopted 6-17-06

Copyright 2006-2009 American Land Title Association. All rights reserved.

The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.

FIDELITY NATIONAL TITLE INSURANCE COMPANY

Title No. FNTLWA-611077128

SCHEDULE B – SECTION I

REQUIREMENTS

The following requirements must be met:

1) Pay the agreed amounts for the interest in the land and/or the mortgage to be insured.

2) Pay us the premiums, fees and charges for the policy.

3) If the insured premises include a mobile or manufactured home that has not been permanently affixed to the premises, Company will not issue a final policy of title insurance and any and all obligations created under this commitment will be void.

4) Instrument(s) creating the estate or interest (Title) to be insured, executed, delivered and recorded in the Public Records of the appropriate county.

5) You must tell us in writing the name of anyone not referred to in this Commitment who will get an interest in the land or who will make a loan on the land. We may then make additional requirements or exceptions.

6) Pay all taxes, charges, and assessments affecting the land that are due and payable.

7) Duly executed Title/Owner’s Affidavit.

8) Documents for recordation pertinent to this transaction are required to be presented for recording in the format required by the appropriate county recording jurisdiction

9) Tax Information to follow as Exhibit B.

10) A judgment search has been performed in the county land records, for buyer(s) and seller(s) OwnAmerica and DCCF PROPERTIES, LLC, A FLORIDA LIMITED LIABILITY COMPANY. Results of this search for the name of buyer(s) and seller(s) OwnAmerica and DCCF PROPERTIES, LLC, A FLORIDA LIMITED LIABILITY COMPANY will be named in this commitment, if any. (All results herein are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose)

11) Company requires a Warranty Deed for the consideration amount of $0.00 from DCCF PROPERTIES, LLC, A FLORIDA LIMITED LIABILITY COMPANY, to , be executed, and delivered in recordable form.

12) Company requires a new Mortgage, deed of trust, security instrument in the amount of $0.00 from to To Be Determined, be executed, and delivered in recordable form.

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American Land Title Association ALTA Commitment FormAdopted 6-17-06

Copyright 2006-2009 American Land Title Association. All rights reserved.

The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.

13) Obtain and File Satisfactory resolution of the following matters:

1. No bankruptcy filing on behalf of OWNAMERICA AND DCCF PROPERTIES LLC, Debtor, in the State of FL appear of record. Any claim caused by or arising out of any bankruptcy proceeding that was not disclosed by filed notice from the Federal District Court, for the State of FL Bankruptcy Divisions, is hereby excluded from coverage. (All results herein are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose)

2. Company requires the payment of delinquent and/or outstanding taxes.

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American Land Title Association ALTA Commitment FormAdopted 6-17-06

Copyright 2006-2009 American Land Title Association. All rights reserved.

The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.

FIDELITY NATIONAL TITLE INSURANCE COMPANY

Title No FNTLWA-611077128

SCHEDULE B – SECTION II

EXCEPTIONS

Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same are disposed of to the satisfaction of the Company:

1. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the Effective Date but prior to the date the proposed Insured acquires for value of record the estate or interest or mortgage thereon covered by this Commitment.

2. Any lien, or right to alien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records.

3. Any encroachment, conflicts in boundary lines, discrepancies, easements, measurement, encumbrance, violation, variation, adverse circumstance or other state of facts affecting the title that would be disclosed by an accurate and complete survey of the land. The term “encroachment” includes encroachments of existing improvements located on the land onto adjoining land, and encroachments onto the land of existing improvements located on adjoining land.

4. The exact acreage or square footage of the premises will not be insured.

5. Rights, facts, interests or claims of present tenants, lessees or parties in possession which are not shown by the Public Records, but which could be ascertained by an inspection of said Land or by making inquiry of persons in possession thereof.

6. Streams, riparian rights, littoral rights and the title to any filled-in-lands.

7. Taxes or special assessments which are not shown as existing liens by the public records.

8. Covenants, conditions and restrictions and other instruments recorded in the public records and purporting to impose a transfer fee or conveyance fee payable upon the conveyance of a interest in real property or payable for the right to make or accept such a transfer, and any and all fees, liens or charges, whether recorded or unrecorded, if any, currently due payable or that will become due or payable, and any other rights deriving therefrom, that are assessed pursuant thereto.

9. Any easements or servitudes not appearing in the public records.

10. Any lease, grant, exception or reservation of minerals or mineral rights appearing in the public records.

11. Homeowner’s or other association dues, assessments or fees for which no notice of delinquency, lien, claim of lien or assessment has been filed of record in the real property records.

12. Any matters listed as requirements on Schedule B-I that are not resolved to the satisfaction of Company will be shown as an exception on final policy.

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American Land Title Association ALTA Commitment FormAdopted 6-17-06

Copyright 2006-2009 American Land Title Association. All rights reserved.

The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.

13. Company will not issue a policy to the proposed insured(s) if the contemplated transaction involves a Short Sale. A short sale is defined as any sale or refinance transaction where the current mortgagee(s) or beneficiary(ies) of a deed of trust have agreed to satisfy/reconvey their interest for less than the full amount owed under the mortgage/deed of trust. It is the insured's obligation to notify Company if this transaction involves Short Sale.

14. The rights of tenants in possession under bona fide leases pursuant to the provisions of the Federal "Save Their Families Save Their Homes Act (2009). This act and exception is to remain in effect until December 31, 2012.

15. NOTE: ACCORDING TO THE PUBLIC RECORDS, THERE HAVE BEEN NO DEED CONVEYING THE LAND DESCRIBED HEREIN WITHIN A PERIOD OF TWENTY FOUR (24) MONTHS PRIOR TO THE DATE OF THIS REPORT, EXCEPT AS FOLLOWS: NO RESULTS FOUND.

NOTE: Any map/plat is provided as a courtesy as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances or acreage shown thereon.

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Effective Date: 5/1/2008Fidelity National Financial, Inc.

Privacy Statement

Fidelity National Financial, Inc. and its subsidiaries (“FNF”) respect the privacy and security of your non-public personal information (“Personal Information”) and protecting your Personal Information is one of our top priorities. This Privacy Statement explains FNF’s privacy practices, including how we use the Personal Information we receive from you and from other specified sources, and to whom it may be disclosed. FNF follows the privacy practices described in this Privacy Statement and, depending on the business performed, FNF companies may share information as described herein. Personal Information Collected We may collect Personal Information about you from the following sources:

Information we receive from you on applications or other forms, such as your name, address, social security number, tax identification number, asset information, and income information;

Information we receive from you through our Internet websites, such as your name, address, email address, Internet Protocol address, the website links you used to get to our websites, and your activity while using or reviewing our websites;

Information about your transactions with or services performed by us, our affiliates, or others, such as information concerning your policy, premiums, payment history, information about your home or other real property, information from lenders and other third parties involved in such transaction, account balances, and credit card information; and

Information we receive from consumer or other reporting agencies and publicly recorded documents. Disclosure of Personal Information We may provide your Personal Information (excluding information we receive from consumer or other credit reporting agencies) to various individuals and companies, as permitted by law, without obtaining your prior authorization. Such laws do not allow consumers to restrict these disclosures. Disclosures may include, without limitation, the following:

To insurance agents, brokers, representatives, support organizations, or others to provide you with services you have requested, and to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure in connection with an insurance transaction;

To third-party contractors or service providers for the purpose of determining your eligibility for an insurance benefit or payment and/or providing you with services you have requested;

To an insurance regulatory authority, or a law enforcement or other governmental authority, in a civil action, in connection with a subpoena or a governmental investigation;

To companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements and/or

To lenders, lien holders, judgment creditors, or other parties claiming an encumbrance or an interest in title whose claim or interest must be determined, settled, paid or released prior to a title or escrow closing.

We may also disclose your Personal Information to others when we believe, in good faith, that such disclosure is reasonably necessary to comply with the law or to protect the safety of our customers, employees, or property and/or to comply with a judicial proceeding, court order or legal process. Disclosure to Affiliated Companies – We are permitted by law to share your name, address and facts about your transaction with other FNF companies, such as insurance companies, agents, and other real estate service providers to provide you with services you have requested, for marketing or product development research, or to market products or services to you. We do not, however, disclose information we collect from consumer or credit reporting agencies with our affiliates or others without your consent, in conformity with applicable law, unless such disclosure is otherwise permitted by law. Disclosure to Nonaffiliated Third Parties – We do not disclose Personal Information about our customers or former customers to nonaffiliated third parties, except as outlined herein or as otherwise permitted by law. Confidentiality and Security of Personal Information We restrict access to Personal Information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard Personal Information. Access to Personal Information/ Requests for Correction, Amendment, or Deletion of Personal Information As required by applicable law, we will afford you the right to access your Personal Information, under certain circumstances to find out to whom your Personal Information has been disclosed, and request correction or deletion of your Personal Information. However, FNF’s current policy is to maintain customers’ Personal Information for no less than your state’s required record retention requirements for the purpose of handling future coverage claims. For your protection, all requests made under this section must be in writing and must include your notarized signature to establish your identity. Where permitted by law, we may charge a reasonable fee to cover the costs incurred in responding to such requests. Please send requests to:

Chief Privacy Officer Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, FL 32204

Changes to this Privacy Statement This Privacy Statement may be amended from time to time consistent with applicable privacy laws. When we amend this Privacy Statement, we will post a notice of such changes on our website. The effective date of this Privacy Statement, as stated above, indicates the last time this Privacy Statement was revised or materially changed.

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F.I.R.P.T.A – Waiver of Settlement Agent Responsibility

WAIVER OF SETTLEMENT AGENT RESPONSIBILITY

Date: 04/28/2014

File No: FNTLWA-611077128

Settlement Agent: FNT - Lynwood

Seller:

Purchaser:

Property: 916 Prospect Street, Jacksonville, FL 32254

To: Escrow Holder

Escrow Holder is released from and shall have no liability, obligation or responsibility with

respect to, (a) withholding of funds pursuant to Section 1445 of the Internal Revenue Code

1986 as amended, (b) advising the parties as to the requirements of such Section or (c)

determining whether the transferor is a foreign person under such Section, acting as the

Qualified Substitute or otherwise making any inquiry concerning compliance with such Section

for any party to the transaction.

PURCHASER(S):

_________________________________

_________________________________

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Exhibit A

THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF Duval, STATE OF Florida, AND IS DESCRIBED AS FOLLOWS: THE SOUTH 60.00 FEET OF THE NORTH 120.00 FEET OF THE EAST 109.00 FEET OF LOT 5, BLOCK 4, HARVEY'S ADDITION TO JACKSONVILLE, AS PER PLAT THEREOF, RECORDED IN PLAT BOOK 3, PAGE 4, OF THE PUBLIC RECORDS OF DUVAL COUNTY, FLORIDA. Parcel ID: 058206-0020

Commonly known as 916 Prospect Street, Jacksonville, FL 32254 However, by showing this address no additional coverage is provided

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TITLE SEARCH REPORT

Customer Ref No: FNAS-FNTLWA-611077128

Product Name: NDS- 2 Owner SearchSearch Date: April 25, 2014

SEARCH DUE DATE: April 25, 2014

*NAME(S) RUN IN RECORDS: All in chain of title(JUDGMENTS RUN FOR 20 YEARS)

*Searches have been made only in the exact name or names shown. Spelling variations are not included, where a middle initial has been provided, identical names with other middle initials have not been run. Where no middle initial has been provided, then identical names with middle initials have been run. Any name variations provided by us are done so only as a courtesy.

PROPERTY INFORMATION

Owner(s) Given: Address Given: 916 Prospect Street, Jacksonville, FL 32254Property Type: RESIDENTIALAddress Searched: 916 Prospect Street, Jacksonville, FL 32254Parcel ID: 058206-0020County: Duval

2013 taxes are paid

CURRENT DEED INFORMATION (1)(INDICATE FULL VALUE/HARD SALE)

Deed Type: WDConsideration: $34,400.00Grantee: DCCF Properties, LLCGrantor: Suncoast Property Investors, IncDeed Attached: YesBook/Page: 15513/392Date: 1/20/2011Rec: 2/10/2011Interest Type: Fee simpleComments: Full Value

MORTGAGES, JUDGMENTS, LIENS, ETC.:

None found on current deed holder

No examination of prior foreclosure process was performed

CHAIN OF TITLE(INDICATE FULL VALUE/HARD SALE)

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WD executed by FV-1, Ic in Trust for Morgan Stanley Mortgage Capital Holdings, LLC in favor of Suncoast Property Investors, Inc dated 1/20/2011, filed 2/1/2011, book 15502, page 622 *** Full Value ***

BANKRUPTCYNone Found

Patriot ActClear

CCR’sSee attached starter policy

ADDITIONAL INFORMATION: None

Search From: 1/20/2011 To: Certified/Good Through Date: 4/22/2014

LEGAL DESCRIPTION

PROPERTY ADDRESS: 916 Prospect Street, Jacksonville, FL 32254* * * * * END OF REPORT * * * * *

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DCCF PROPERTIES LLC 4045 CORDOVA AVEJACKSONVILLE, FL 32207-6020

Primary Site Address916 PROSPECT STJacksonville FL 32254

Official Record Book/Page15513-00392

Tile #6417

Property DetailRE # 058206-0020Tax District USD1Property Use 0100 SINGLE FAMILY# of Buildings 1

Legal Desc. 3-4 17-2S-26E .15HARVEYS ADDN TO JACKSONVILLE

Subdivision 00952 HARVEY, S. ADDN TO JAXTotal Area 5975

The sale of this property may result in higher property taxes. For more information go to Save Our Homes and our Property Tax Estimator . Propertyvalues, exemptions and other information listed as 'In Progress' are subject to change. These numbers are part of the 2014 working tax roll and will notbe certified until October. Learn how the Property Appraiser’s Office values property.

Value Summary2013 Certified 2014 In Progress

Value Method CAMA CAMATotal Building Value $47,230.00 $57,415.00Extra Feature Value $0.00 $0.00

Land Value (Market) $5,520.00 $5,520.00Land Value (Agric.) $0.00 $0.00

Just (Market) Value $52,750.00 $62,935.00Assessed Value $52,750.00 $58,025.00

Cap Diff/Portability Amt $0.00 / $0.00 $4,910.00 / $0.00Exemptions $0.00 See below

Taxable Value $52,750.00 See below

County/Municipal Taxable ValueNo applicable exemptions

SJRWMD/FIND Taxable ValueNo applicable exemptions

School Taxable ValueNo applicable exemptions

LandLN Code Use Description Zoning Front Depth Category Land Units Land Type Land Value

1 0100 RES LD 3-7 UNITS PER AC RLD-60 60.00 109.00 Common 60.00 Front Footage $5,520.00

LegalLN Legal Description

1 3-4 17-2S-26E .152 HARVEYS ADDN TO JACKSONVILLE3 S 60FT OF N 120FT OF E4 109FT LOT 5 BLK 4

Building 1 Site Address916 PROSPECT STJacksonville FL 32254

Building Type 0101 - SFR 1 STORYYear Built 2007Building Value $57,415.00

Type Gross Area Heated Area Effective Area

Finished Open Porch 100 0 30Base Area 1300 1300 1300Total 1400 1300 1330

Element Code Detail

Exterior Wall 26 26 Alum/Vinyl SidingRoofing Structure 3 3 Gable or HipRoofing Cover 3 3 Asph/Comp ShingleInterior Wall 5 5 DrywallInt Flooring 14 14 CarpetInt Flooring 11 11Ceramic Clay TileHeating Fuel 4 4 ElectricHeating Type 4 4 Forced-DuctedAir Conditioning 3 3 Central

Element Code

Baths 2.000Bedrooms 3.000Stories 1.000Rooms / Units 1.000

Contact Us Parcel Tax Record GIS Map Map this property on Google Maps City Fees Record

916 PROSPECT ST

Taxable Values and Exemptions – In Progress If there are no exemptions applicable to a taxing authority, the Taxable Value is the same as the Assessed Value listed above in the Value Summary box.

Sales History Book/Page Sale Date Sale Price Deed Instrument Type Code Qualified/Unqualified Vacant/Improved

15513-00392 1/20/2011 $34,400.00 SW - Special Warranty Unqualified Improved15502-00622 1/20/2011 $31,000.00 SW - Special Warranty Unqualified Improved15408-00618 10/25/2010 $17,700.00 CT - Certificate of Title Unqualified Improved14129-02080 7/30/2007 $140,000.00 WD - Warranty Deed Qualified Improved13324-00942 5/30/2006 $70,000.00 WD - Warranty Deed Unqualified Improved

Extra Features No data found for this section

Land & Legal

Buildings Building 1

2013 Notice of Proposed Property Taxes (Truth in Millage Notice)Taxing District Assessed Value Exemptions Taxable Value Last Year Proposed Rolled-back

Gen Govt Ex B&B $52,750.00 $0.00 $52,750.00 $552.90 $608.49 $538.61Urban Service Dist1 $52,750.00 $0.00 $52,750.00 $0.00 $0.00 $0.00Public Schools: By State Law $52,750.00 $0.00 $52,750.00 $294.87 $271.14 $285.99By Local Board $52,750.00 $0.00 $52,750.00 $123.86 $118.58 $120.13FL Inland Navigation Dist. $52,750.00 $0.00 $52,750.00 $1.90 $1.82 $1.75Water Mgmt Dist. SJRWMD $52,750.00 $0.00 $52,750.00 $18.25 $17.32 $17.32Gen Gov Voted $52,750.00 $0.00 $52,750.00 $0.00 $0.00 $0.00School Board Voted $52,750.00 $0.00 $52,750.00 $0.00 $0.00 $0.00Urb Ser Dist1 Voted $52,750.00 $0.00 $52,750.00 $0.00 $0.00 $0.00 Totals $991.78 $1,017.35 $963.80

Just Value Assessed Value Exemptions Taxable ValueLast Year $55,096.00 $55,096.00 $0.00 $55,096.00

Current Year $52,750.00 $52,750.00 $0.00 $52,750.00

Property Record Card (PRC)The Property Appraiser’s Office (PAO) provides historical property record cards (PRCs) online for 1995-2005. The PAO no longer maintains a certified PRC file due to changes in appraisal software; therefore, there are no PRCs available online from 2006 forward. You may print this page whichprovides the current property record. (Sections not needed can be minimized.) To print the past-year cards below, set your browser's Page Set Up for printing to Landscape.

More Information

Property Appraiser - Property Details http://apps.coj.net/pao_propertySearch/Basic/Detail.aspx?RE=0582060020

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19.1927 $1,012.42

Total Assessments $211.80

If Paid By Amount Due

$0.00

Duval County Tax Collectorgenerated on 4/25/2014 2:51:29 PM EDT

Tax Record

Last Update: 4/25/2014 2:51:27 PM ET

Ad Valorem Taxes and Non-Ad Valorem Assessments The information contained herein does not constitute a title search and should not be relied on as such.To better serve property owners, homestead and other exemption-related liens filed by the Property Appraiser’s Office are being added toTax Collector’s online database. These lien types may be researched at the Clerk of Court’s website www.duvalclerk.com.

Account Number Tax Type Tax Year

058206-0020 REAL ESTATE 2013

Mailing Address DCCF PROPERTIES LLC4045 CORDOVA AVEJACKSONVILLE, FL 32207-6020

Physical Address 916 PROSPECT ST 32254

GEO Number 058206-0020

Exempt Amount Taxable Value

See below See Below

Exemption Detail Millage Code Escrow Code NO EXEMPTIONS USD1 Legal Description916 PROSPECT ST 3-4 17-2S-26E .15 HARVEYS ADDN TO JACKSONVILLE S 60FT OF N 120FT OFE 109FT LOT 5 BLK 4

Ad Valorem Taxes

Taxing Authority Rate AssessedValue

ExemptionAmount

TaxableValue

TaxesLevied

CITY OF JACKSONVILLE 11.4419 52,750 0 $52,750 $603.56 ST JOHNS RIVER WTR MGMT DIST 0.3283 52,750 0 $52,750 $17.32 FL INLAND NAVIGATION 0.0345 52,750 0 $52,750 $1.82 USD 0.0000 52,750 0 $52,750 $0.00 SCHOOLS 7.3880 52,750 0 $52,750 $389.72

Non-Ad Valorem Assessments

SOLW SOLIDWASTE $151.80 STMW STORMWATER $60.00

Taxes & Assessments $1,224.22

Date Paid Transaction Receipt Tax Year Amount Paid

11/26/2013 PAYMENT 3426718.0014 2013 $1,175.25

Prior Years Payment History

Prior Year Taxes Due

NO DELINQUENT TAXES

Duval County Tax Collector http://fl-duval-taxcollector.governmax.com/collectmax/tab_collect_mvp...

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The information in this database was provided by the Office of Foreign Asset Control (OFAC) of the US Treasury Department.

Note to FNF Employees: If a search of the OFAC SDN List results in a match with a name (or names) on the list, contactEscrow Administration for advice on how to proceed with the transaction.

Note to Agents: If a search of the OFAC SDN List results in a match with a name (or names) on the list, you should contactOFAC for advice on how to proceed with the transaction. For more information: OFAC Hotline is: (202) 622-2490.OFAC Website: http://www.treas.gov/offices/enforcement/ofac/ Click Here to read the OFAC Step By Step Guide FinCEN Hotline is: (866) 556-3974.FinCEN Website: http://www.fincen.gov/

SDN Publish Date: 04/24/2014

Person Search Entity Search Entity Name

No results found for dccf properties llc

Copyright © 2005 Fidelity National Title Group. All Rights Reserved. Privacy | Webmaster

Fidelity National Title Group http://www.fntg.com/ofac/Default.aspx?brand=fntg

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The information in this database was provided by the Office of Foreign Asset Control (OFAC) of the US Treasury Department.

Note to FNF Employees: If a search of the OFAC SDN List results in a match with a name (or names) on the list, contactEscrow Administration for advice on how to proceed with the transaction.

Note to Agents: If a search of the OFAC SDN List results in a match with a name (or names) on the list, you should contactOFAC for advice on how to proceed with the transaction. For more information: OFAC Hotline is: (202) 622-2490.OFAC Website: http://www.treas.gov/offices/enforcement/ofac/ Click Here to read the OFAC Step By Step Guide FinCEN Hotline is: (866) 556-3974.FinCEN Website: http://www.fincen.gov/

SDN Publish Date: 04/24/2014

Person Search Entity Search Entity Name

No results found for suncoast propertyinvestors inc

Copyright © 2005 Fidelity National Title Group. All Rights Reserved. Privacy | Webmaster

Fidelity National Title Group http://www.fntg.com/ofac/Default.aspx?brand=fntg

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All Court Types Party SearchFri Apr 25 13:22:16 2014

No Records Found

User: nd0620 PClient:

Search: All Court Types Party Search Name dccf properties llc All Courts Page: 1

No records found

Search Tip: To search for an individual party, use the name format: last, first. A comma should be included to separate the last name and thefirst name. See the help balloon for more information and example searches.

Receipt 04/25/2014 13:22:16 138578998

User nd0620 P

Client

Description All Court Types Party Search

Name dccf properties llc All Courts Page: 1

Pages 1 ($0.10)

PACER Case Locator - View https://pcl.uscourts.gov/view?rid=PTEGTxWDrLHEeMDJBDITzlnrh5F...

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All Court Types Party SearchFri Apr 25 13:22:41 2014

No Records Found

User: nd0620 PClient:

Search: All Court Types Party Search Name suncoast property Investors inc All Courts Page: 1

No records found

Search Tip: To search for an individual party, use the name format: last, first. A comma should be included to separate the last name and thefirst name. See the help balloon for more information and example searches.

Receipt 04/25/2014 13:22:42 138579193

User nd0620 P

Client

Description All Court Types Party Search

Name suncoast property Investors inc All Courts Page: 1

Pages 1 ($0.10)

PACER Case Locator - View https://pcl.uscourts.gov/view?rid=6zDjDEJJtIRW414bFXz7OAOs5Ghs...

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Collection:

Install # Due Date

1 3/31/2014

0.000000 Next due Date:

$5,700.00 Total:

No

No

Yes

Yes

EXHIBIT BTAX CERTIFICATION

Order Number:Property Owner:Property Address:

FNTLWA-611077128

Parcel Number: 058100-0000

County: DUVALJames Nesmith

916 Prospect Street , Jacksonville, FL 32254

Effective Date: 4/24/2014

Class Code: Residential

Jurisdiction

Tax Authority: Duval County Tax Collector Payable To

Payment Address: 231 E Forsyth Street Suite 130Duval County Tax Collector

Jacksonville, FL 32202

Taxes Billed Taxes Paid Status

Phone Number: (904) 630 - 1916 Ext: 4*1*

Current Tax Year: 2013 Annually

Assessment Period: 1/2013-12/2013

2013 $744.49 Delinquent

Authority Details: Duval County is the only taxing authority for this property.

Duplicate Bill Fee is Not Applicable.

Discounts

4% if paid by 11/30; 3% if paid by 12/31; 2% if paid by 1/31; 1% if paid by 2/28

County Tax

Tax Year

Millage Rate: Assessed Value: $29,318.00 April 28, 2014

Land: Improvement: $23,618.00 $29,318.00

Authority Summary & Taxes Due: Duval County is the only taxing authority for this property.

Duplicate Bill Fee is Not Applicable.

Address of Record: 923 PROSPECT ST 32254

Owner of Record: NESMITH JAMES JR

There are no other taxing authorities for this property.

There are no special assessments for this property.

4% if paid by 11/30; 3% if paid by 12/31; 2% if paid by 1/31; 1% if paid by 2/28

2013 Installment 1 taxes delinquent in the amount of $780.82 good through 5/16/2014.

Additional Information

Are there prior year delinquencies?

Are there any Exemptions?

Are all parcels associated searched? 058100-0000

Are there any other Taxing Authorities?City of Jacksonville

Taxes for Additional Authority

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EXHIBIT BTAX CERTIFICATION

Order Number:Property Owner:Property Address:

FNTLWA-611077128

Parcel Number: 058100-0000

County: DUVALJames Nesmith

916 Prospect Street , Jacksonville, FL 32254

Effective Date: 4/24/2014

Class Code: Residential

Collection:

Install # Due Date

1 9/30/2010

0.000000 Next due Date:

$5,700.00 Total:

Jurisdiction

Tax Authority: City of Jacksonville Payable To

Payment Address: 231 E. Forsyth Street, Room 130City of Jacksonville

Jacksonville, FL 32202

Phone Number: (904) 630 - 2489 Ext: 1

Current Tax Year: 2009 Annually

Assessment Period: 1/2009-12/2009

Authority Details: City of Jacksonville collected Stormwater and Solid Waste fees for the 2008 and 2009 tax year. Stormwater and Solid Waste is billed with the county tax bill for 2010 and on. Any amount owed to the City of Jacksonville is lienable to the property.

Duplicate Bill Fee is Not Applicable.

Discounts

N/A

Utility Tax

Tax Year Taxes Billed Taxes Paid Status

$23,618.00 $29,318.00

2009 $156.60 Delinquent

Authority Summary & Taxes Due: City of Jacksonville collected Stormwater and Solid Waste fees for the 2008 and 2009 tax year. Stormwater and Solid Waste is billed with the county tax bill for 2010 and on. Any amount owed to the City of Jacksonville is lienable to the property.

Duplicate Bill Fee is Not Applicable.

Per City of Jacksonville, a payoff amount good through 5/31/2014 will not be available until 5/1/2014.

Address of Record: 923 PROSPECT ST 32254

Owner of Record: NESMITH JAMES JR

2009 Installment 1 taxes delinquent in the amount of $201.96 good through 4/30/2014.

Disclaimer

We have made every effort to ensure the accuracy of this tax information. However, due to the frequency with which municipalities revise their fees and other specifications, we cannot assume liability for any discrepancy in the taxes. In the event that tax amounts have changed, please notify us so we can update our records. Possible revenue bond charges for sewer and water pursuant to state statutes and local ordinances when connection to the system is made by the owner. The exact current and continuing charges depend on all the facts. Contact local officials for details. This report is based on best available

information at the time. This is for informational purposes only and will not appear on title policy.Patent Pending

Millage Rate: Assessed Value: $29,318.00 April 28, 2014

Land: Improvement:

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