Business Structure

q Sole Proprietorship q Limited Partnership q General Partnership

qS-Corp q Corporation q LLC

q LLP q Not for Profit qOther

Business Description __________________________________________________________________________________________

______________________________________________________________________________________________________

_______________________________________________________________________________________________________

_______________________________________________________________________________________________________(Please provide a description of the business’ principal products/services. Attach additional info if necessary.)

First Federal Bank of the Midwest – Business/Commercial Credit Card Application

Businesses must either (i) have a co-applicant who is an owner of the business, at least 21 years old and meets the minimum credit requirements and will also be liable for any debt incurred or (ii) demonstrate an independent ability to pay any debt incurred.Co-Applicant/Additional Business Owner Information (GUARANTOR)

YES! Transfer my balances(s). (Balances from existing First Federal Bank Credit Cards are not eligible for transfer.)

Creditor #1 ____________________________________________________________

Address _______________________________________________________________

City ________________________ State ___________ Zip _____________________

Account # _______________________________ Balance $____________________

Creditor #2 _______________________________________________________________

Address __________________________________________________________________

City ________________________ State ___________ Zip _____________________

Account # _______________________________ Balance $____________________

Rewards Program (Check one)

q ScoreCard® Rewards

q 1% Cashback

q No Rewards

Card Type (Check one)

q Business

q Purchasing

q Fleet

Business Name ____________________________________________________________________________________________ Federal Tax ID

Mailing Address _________________________________________________ City ______________________________ State ______________ Zip Code ____________________

Business Address ________________________________________________ City ______________________________ State ______________ Zip Code ____________________

Phone Fax Business Start Date

Gross Annual Revenue $ _____________________________ Credit Line Requested $ _______________________________

Name of person executing application __________________________________________________________________ Title ___________________________________________

Signature ____________________________________________________________________________________________________ Date _____________________________________

(If different from mailing address – this address cannot be a P.O. box)

(Must provide full legal name of business as currently set forth in its organizational document)

*Alimony, child support, or separation maintenance income need not be revealed if you do not wish to rely on it as a basis for repaying this obligation.

1. Name ____________________________________________________ Title _________________________ Ownership ________ % Date of Ownership ___________________

Social Security Number Date of Birth Home Phone

Home Address ________________________________________________________ City __________________________________ State _________ Zip Code __________________

Driver’s License Number Expiration Date

Gross Personal Income (per Tax Return)* $ ___________________________________ Want Card? qYes qNo Requested Credit Limit Mother’s Maiden Name

Signature ___________________________________________________________________________________________________________ Date

Business Card Setup Information1. Please set up monthly billing for the following:

(Check all that apply.)

q One statement only for all accounts

q Separate statements for each account

q One statement – with memo statements for each additional card holder

2. This credit card will be used for:

q Purchases only

q Purchases and cash (Only for Business Cards)

Please list below all cardholders approved for receiving cash back:

1.

2.

3.

4.

5.

3. Does applicant wish to restrict any cards to certain types of businesses? If so, please indicate which types:

Restrict:

4. Company name that will appear on front of card(s): (Provide an abbreviated version of company name if it exceeds 24 characters.)

Name:

Main Contact Please provide a contact person who can resolve issues pertaining to credit cards:

Name:

Email:

Phone:

BUSINESS CARD PURCHASING CARD FLEET CARDMinimum Number of Required Cards One or more Ten or more Ten or more

Card Benefits

Reduce the time required and cost of paying for business-to-business goods and services.

Eliminate paper-based purchase orders and invoice processing.

Build controls to limit spending, transaction velocity and merchant category access.

Reduce the time required and cost of paying for business-to-business goods and services.

Eliminate paper-based purchase orders and invoice processing.

Build controls to limit spending, transaction velocity and merchant category access.

Merchant category code blocking.

Convenient tool for drivers to pay for fuel and maintenance expenses.

Provides corporate clients with specialized data to better manage fleet spending byvehicle or employee.

Provides specialized data to track fleet expenses.

Security Features

EMV chip technology

Two-way fraud alerts

Mobile payment capabilities with biometric identification. (ApplePay, Samsung Pay, Android Pay)

EMV chip technology

Two-way fraud alerts

EMV chip technology

Two-way fraud alerts

Guarantor Required Case by case No No

Available Rewards ScoreCard®Rewards

Cash Back Rewards

No Rewards ScoreCard®Rewards

Cash Back Rewards

No Rewards ScoreCard®Rewards

Cash Back Rewards

No Rewards

Reward Earnings

Earn 1 point for every net dollar in purchases made

No points earning cap

Redeempoints anytime

Redeempoints for:• Merchandise• Gift cards• Flights• Hotels• Car rentals• Cruises• And more

Earn 1% cash back on purchases

Unlimited cash back earnings

Redeem points annually

Redeemcash back for statementcredits

Earn 1 point for every net dollar in purchases made

No points earning cap

Redeempoints anytime

Redeempoints for:• Merchandise• Gift cards• Flights• Hotels• Car rentals• Cruises• And more

Earn 1% cash back on purchases

Unlimited cash back earnings

Redeem points annually

Redeemcash back for statementcredits

Earn 1 point for every net dollar in purchases made

No points earning cap

Redeempoints anytime

Redeempoints for:• Merchandise• Gift cards• Flights• Hotels• Car rentals• Cruises• And more

Earn 1% cash back on purchases

Unlimited cash back earnings

Redeem points annually

Redeemcash back for statementcredits

Annual Fee $35 $35 $35

Apply Now for a Business Credit Card

Other information or identifying documents may also required

Making the Process Easy.

First Federal Bank wants your experience obtaining a business credit card to be smooth and easy. As part of this process, the USA Patriot Act requires us to obtain information about you and your employees using business credit cards offered in your company’s name. You will be required to provide the following information during the application process so that we can keep it on file:

• Name

• Physical address

• Driver’s license number

• Date of birth

• Social security number

For Office Use Only:

Banker: _________________________________________________________

NAICS Code: Branch #

*Alimony, child support, or separation maintenance income need not be revealed if you do not wish to rely on it as a basis for repaying this obligation.

2. Name ____________________________________________________ Title _________________________ Ownership ________ % Date of Ownership ___________________

Social Security Number Date of Birth Home Phone

Home Address ________________________________________________________ City __________________________________ State _________ Zip Code __________________

Driver’s License Number Expiration Date

Gross Personal Income (per Tax Return)* $ ___________________________________ Want Card? qYes qNo Requested Credit Limit Mother’s Maiden Name

Signature ___________________________________________________________________________________________________________ Date

Fleet Card Purposes OnlyFleet cards are vehicle-specific cards and are

limited to purchases of fuel and vehicle maintenance.

In order to obtain all required information

pertaining to your vehicle, please provide us with

the following information:

• A copy of your vehicle registration and a copy

of employee driver’s license.

• A list of all drivers and assigned vehicles.

• A contact email or phone number for set-up

questions, as we might need further information

for processing drivers and assigned vehicles.

Cardholders: (Attach additional sheet with names and signatures for additional cardholders.)Information collected is for identification purposes only.

X X X X X

1. Name

Date of Birth Requested Credit Limit

Social Security Number (Last 4 digits)

Mother’s Maiden Name

Email: Mobile:

Signature

(For Fleet cards only)VIN

Commercial Credit Cards

Customer First Care Center: 1-877-367-8178

Telephone Banking: 1-888-511-1077

Visit us online: First-Fed.com

As Unique as Your Business

• Two years of business fiscal year-end financial statements or tax returns.

• Current debt repayment schedule

• Current Corporate Resolution

• Borrowing Resolution (must show who can sign for the company)

• Two years personal tax returns

You may be required to provide:

Important Terms: This Business Credit Card Application (“Application”) is a request for an extension of credit to the business entity identified in and executing this Application and, if applicable, to the owner(s) of the business entity also identified in and executing this Application in their individual capacities (collectively, “you” or “your”), by First Federal Bank of the Midwest (“we”, “us”, or “our”). This Application is subject to our investigation and approval of your creditworthiness. You authorize us to obtain a business credit report and, if applicable, consumer credit report(s) on you for our use in assessing your creditworthiness in connection with this Application. We reserve the right to not approve your Application or to approve you for a lower line of credit than the one you requested in your Application. In the event that we approve your Application, we will open a First Federal Bank of the Midwest Visa® Business credit card account in your name (the “Account”) and issue to you the number of First Federal Bank of the Midwest Visa® Business credit cards (the “Cards”) requested in your Application. The Account and Cards will be further subject to the terms and conditions set forth in the First Federal Bank of the Midwest –Visa® Business Card Agreement (the “Agreement”). You will be provided with a copy of the Agreement when you receive your Cards. By accepting and using the Cards, you agree to the terms and conditions set forth in the Agreement, and acknowledge and agree that such terms and conditions may be amended from time to time by us in accordance with the Agreement and applicable law. You agree that, as long as your Account is open, we may obtain updated credit reports on you from time to time in accordance with the Agreement and applicable law in order to ensure your continued creditworthiness. Subject to any limitations set forth in the Agreement, you acknowledge and agree that you will be liable, and in the case of a business entity and its owner(s) both executing this Application, jointly and severally liable, to us for any and all uses of the Account and Cards made by you, by the individual employees to whom you have authorized the issuance and/or use of the Cards (the “Cardholders”), and by any other third-parties. You understand and agree that we may increase or decrease the annual percentage rate (“APR”) and/or credit limit assigned to the Account and/or each Card, or close the Account and/or any of the Cards, at any time based on our credit guidelines, your credit report information, Account history or financial circumstances, or any other factors we consider relevant, subject only to the terms and conditions of the Agreement and applicable law. You shall ensure that all Cardholders are at least 18 years old and not prohibited or restricted from using the Account or Cards under any applicable law. You shall also ensure that all Cardholders are provided with a copy of the Agreement and fully comply with its terms and conditions at all times while using the Account and Cards. You understand and agree that the Account and the Cards shall be used by you and the Cardholders only to provide a means of payment for your business-related goods and services, and not for personal, family or household purposes. You represent and warrant to us as follows: (i) your execution and delivery of this Application, and your entry into and performance under this Application and the Agreement, have been duly authorized by you and constitute legal, valid, and binding obligations which are enforceable against you in accordance with the terms of this Application and the Agreement; (ii) all individuals executing this Application, and any documents relating to this Application, the Agreement and/or your Account, on your behalf are duly authorized and empowered to do so; (iii) neither your execution and delivery of this Application, nor your performance under this Application and the Agreement, nor the Cardholders’ use of the Account and/or Cards will violate any applicable law or third-party rights; and (iv) all Cardholders are duly authorized and empowered to use the Account and/or Cards on your behalf in accordance with the terms and conditions set forth in this Application and the Agreement. As long as your Account is open, you agree to provide us with evidence of your compliance with this Application and the Agreement promptly upon our request.

X X X X X

6. Name

Date of Birth Requested Credit Limit

Social Security Number (Last 4 digits)

Mother’s Maiden Name

Email: Mobile:

Signature

(For Fleet cards only)VIN

X X X X X

7. Name

Date of Birth Requested Credit Limit

Social Security Number (Last 4 digits)

Mother’s Maiden Name

Email: Mobile:

Signature

(For Fleet cards only)VIN

X X X X X

8. Name

Date of Birth Requested Credit Limit

Social Security Number (Last 4 digits)

Mother’s Maiden Name

Email: Mobile:

Signature

(For Fleet cards only)VIN

X X X X X

9. Name

Date of Birth Requested Credit Limit

Social Security Number (Last 4 digits)

Mother’s Maiden Name

Email: Mobile:

Signature

(For Fleet cards only)VIN

X X X X X

10. Name

Date of Birth Requested Credit Limit

Social Security Number (Last 4 digits)

Mother’s Maiden Name

Email: Mobile:

Signature

(For Fleet cards only)VIN

X X X X X

2. Name

Date of Birth Requested Credit Limit

Social Security Number (Last 4 digits)

Mother’s Maiden Name

Email: Mobile:

Signature

(For Fleet cards only)VIN

X X X X X

3. Name

Date of Birth Requested Credit Limit

Social Security Number (Last 4 digits)

Mother’s Maiden Name

Email: Mobile:

Signature

(For Fleet cards only)VIN

X X X X X

4. Name

Date of Birth Requested Credit Limit

Social Security Number (Last 4 digits)

Mother’s Maiden Name

Email: Mobile:

Signature

(For Fleet cards only)VIN

X X X X X

5. Name

Date of Birth Requested Credit Limit

Social Security Number (Last 4 digits)

Mother’s Maiden Name

Email: Mobile:

Signature

(For Fleet cards only)VIN

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