Product Presentationmarch 2015 A mind is terrible

to waste.But wonderfulto invest in.

Value proposition

A scalable, robust and global platformthat will serve as the underlying engineof the knowledge economyand the inclusion of millions of people.

We want to unifyaccess to education,finance and the labor marketin one online servicedelivered at scaleacross the world

Business model

The paying customersfrom other students or financialinstitutions is what will lead thisrevolution and disruption of theeducation, finance and labor market.

A loan model

A co-investment model

A paid program

1

2

3

CodersTrust platform at a glance

FinTech EdTech WorkTech

Platform

Overview

Our current developmentteam on the groundin Bangladesh is100% focused on servingour mentor teamand ultimatelyour paying customerswhich is our students.

The focus is to managethe interface betweenour key users of the platform: • the student; • the mentor; • the management.

This initial productis the “core” of theCodersTrust platformand the lessons learnedwill serve as our fundamentto plan for the futureof the platform.

Lean startup product developmentCurrent Status

Features: • Automated online marketing and re-targeting of students

• Registration/application/scoring model of students

• Unified online profile/dashboard for freelancers

• Learning tracking and management

• Financial tracking and management

• Data model to target high potential students

We have started by doingeverything manually exactlylike Yunus originally did,but we’re now in a positionto start planning fora bigger IT vision for the future.

The current product/platformbeing developed is suitablefor a blended learning modelwith approx. 1.000 studentswhere o�line classroomsand control can compensatefor the missing featuresand comprehensibilityof the platform.

However, a more scalableplatform is required to reach100.000 students to securedata security, consistencyin our service and 100%online delivered learning and work.

Planning for a bigger IT visionStages

• Online available tools (Worksnaps, oDesk, Google API etc.)

• Widget driven profiles

• Manual admin

Proof of Concept: Proof of Business: Proof of Scale:

2016Q3 2015Q2 2015

• Automation

• Online portal targeted freelancers

• Core features to support student operations

• API driven to other online services

• 2-3 person Team in Banlgadesh

• Financed by CT revenue streams

• CTO BD – Maruf Hasan

• Burn rate $3000/Month

• So�ware and Platform as a service - serving 1) CodersTrust online portal, 2) Banks, 3) Universities, 4) Corporate HR

• Build on MIFOS and EDX open source platforms

• 10-20 person team in India

• Data center in Dubai build on IBM stack to serve Asia, MENA and Africa

• Financed by SAAS revenue from 1) Banks 2) Universities 3) corporate HR

• CTO Global - TBD

• Burn rate $10.000/month

Operational:

Platform:

Funding:

Scaling:

The main goal in Bangladesh will be to ensure the progress of the first batch of students financedby Bank Asia and build out an organization and close partnerships to enroll more students ona “sponsored”, “free” and “paid” program. Furthermore, the aim is to establishan online content media strategy to drive engagement through the full student life cycle.

A development team of 6 to build out our online platform to go fully “online” in terms of online learningfrom May 2015. We will be adding more developers to the team to speed up the platform developmentas a requirement for online learning and scaling the number of students.

We’re signing a partnership with PlanetFinance to,1) secure creditline for 100.000 students in Bangladesh and beyond, 2) close deals with impact investors for a global roll-out,3) Raise a series A round and4) establish strong local partnerships for local penetration and expansion.

Organizing our CodersTrust franchise package which is currently being used by CT India, CT MENAand CT Africa to identify local partners to roll out CodersTrust when we are ready.

Aligning our IT-, Businessand Operational strategies

Execution

We will plug into existingdevelopment forums and existingopen source platforms to reachthe level of robustness that we’relooking for. The architectureof the ultimate platform will standon the shoulder of three main giants:1) MIFOS banking platform –open source development framework2) Open edX educational platform -open source development framework3) Odesk/elance/Freelancer.com APIs

By building on "top" of open sourcenetworks such as MIFOS andOpen edX, we have an existingIT platform to leverage, a globalnetwork of developers, an ITenabled distribution channelto MFIs and educational contentproviders worldwide and platformsthat can be served by our students.

Our API will enable banks,educational providers orinternal/external labor markets/HRto plug into our system to provideeither financial, educationalor labor services in whatever niche,geography or sector.

The future of student financingVision

FinTech(MIFOS)

EdTech(Open edX)

Content Partners Corporate HRBanks FI's MFI's

WorkTech(oDesk/Elance/Freelancer.com)

Platform