KERNDT’S KORNER

Best Regards,Jim

Goodbye Summer,Hello Fall

Keep Smiling! Connie

KERNDT BROTHERS BANK Member FDIC

Keep Smiling! K eep Smiling! ConnieConnie

Or is it autumn? In half of the world, summer has come to an end. Swimming pools have closed. Children are back in school. The days grow shorter and the weather cooler. In many parts of the U.S. trees appear on fire as their leaves turn brilliant shades of gold, or-ange, and red. The fall or autumn leaf-changing is breathtaking, although something in me is not ready to let go of summer just yet.

Another mystery trip has come and gone. This year, we traveled to Austin, Mn, where we learned about cancer research done at the Hormel Institute, Alpacas and their wool, and the history of the bicycle. We toured the SPAM Museum, Hormel Nature Center, and stopped at Super Fresh Produce and Bakery, just to name a few. We experienced a hands on project at the Austin Artworks Center. Dined at the famous Old Mill restaurant, along the Cedar River and watched a movie at the Paramount Theatre. Needless to say, we ate too much, laughed a lot, and came home with a wealth of knowledge and the yearning to go back for more. If you were unable to join us this year, you might want to put the Mystery trip on your bucket list for next year.

We want to remind you all to take advantage of the CD special we mentioned in the last newsletter. We don’t know how long it will last, so come in or give us a call.

Be sure to check out the upcoming events, and sign up early as trips tend to fill up fast.

Summer flew by and autumn arrives soon. We know winter won’t be far behind. I thought it would be a good time to remind you of the benefits of being a Classic Heritage Club member. Not only do you get to meet new friends and reconnect with old ones, you receive this newsletter every other month to inform you of our planned activities and valuable bank information. We offer members a fifty percent discount on the price of any safe deposit box rental and free notary and medallion stamp service.

Don’t forget, we have free on-line banking, mobile banking; and online bill pay. We also offer free ATM and debit card use as part of the Privileged Status Shazam network. If you still write checks , we offer two boxes of standard checks per year to you at no cost. Other added benefits include a Kerndt Brothers Bank credit card with no annual fee and a free insurance check-up by Kerndt Brothers Insurance Agency. If you have a newborn grandchild, we will open a $15.00 Kerndt Brothers Savings account for that child.

Best of all, club members are offered one-day trips to events such as dinner theatres, ball games, historical places, and stage shows. We offer extended travel to exciting locations, domestic and foreign, at attractive group rates as well as local social and cultural activities throughout the year.

Connie, Amy, Betty, and Dianne all put in a lot of time and effort planning and coordinating these events, and I know each and every one is enjoyable. Remember to sign up and make your deposits for trips and events early so you don’t miss out.

September | October 2017 Connie Brown, Director | Dianne Ameling, Betty Irons & Amy Smith, Club Assistants

CLASSIC HERITAGE CLUB NEWSLETTER

CLASSIC HERITAGE CLUB

September | October 2017

Appetizers will be served beginning at 11:30 am with a full meal at 12 noon. The meal will be fol-

lowed by entertainment, door prizes, fun and party favors. The cost of this day out is only $10.00.

You MUST make reservations by November 9 so we have plenty of delicious food for all. We prom-ise you will have a good time, as well as a couple laughs or two. Call Connie, Amy, Betty, or Dianne

to make your reservations today. Non-member cost is $12.00. See you there!

The Mistletones present @ Hotel Julien, Dubuque, Ia

December 7, 2017

Join us once again for an outstanding performance by those very talented Mistletones at the Hotel Ju-lien. Enjoy the beauty of the Hotel Julien where the mood is festive and the music is Ho Ho Ho

HOT!! If you remember from last year, this was a great show, and the meal was marvelous.

The price of the trip will be $129.00 for mem-bers and $139.00 for non-members. Price will

include transportation, performance, lunch, supper, and all gratuities. Call for reservations now.

Hawaiian Islands Cruise—Tour February 14-25th, 2018

Cabins are starting to fill up. If this has been on your bucket list, please call or send in your reser-vation ASAP. If you are hesitant because you go south for the winter, don’t let that stop you. We

have several who are flying out of other terminals and will meet us there. Trip includes transporta-tion to and from airport, round-trip airfare, motel accommodations in Waikiki and Chicago, Pearl Harbor, tour of Pineapple Plantation, Luha, 7 nights accommodations on-board the Pride of America, and extras. Call us at 800-577-5272.

The world is a book & those who do not travel, read only one page….

Saint Augustine

Pre-Fall FlingKBSB Community Room West Union

September 13, 2017 Heritage Club is going back to school! Please bring something for “Show and Tell” -a small item that has special memories, a keepsake from your travels, or perhaps a funny or interesting story from your childhood or from your travels. There will be a light luncheon at noon, followed by ice cream sundaes for dessert and a fun game with prizes. Call and reserve your spot today.

Old Creamery Theatre Rise Up O Men!

October 25, 2017Join your Heritage Club friends to see the newest version of those crazy shows we all love. Rise Up O Men is a brand-new musical comedy introducing the men of the church right alongside your favorite ladies from the basement. As these hard-working farmers discuss the “man stuff,” they unintentional-ly disrupt the order of the kitchen.We will stop for lunch at Parlor City in Cedar Rap-ids before heading to the show. Your entrée choic-es will be Chicken Marsala or Ribeye with all the sides, and choice of desserts will be pumpkin pie or stout brownies. Please indicate your choices when signing up for this trip. If you have al-ready signed up, please give us a call. Will you have fun? “You bettcha!” Cost is $119.00 for members and $139.00 for non-members. Itiner-ary is on back of newsletter. Be sure and retain for your pick-up times.

It’s a Red Flannel Christmas! Decorah, Iowa

November 16, 2017 The Heritage Club is hosting a kick-off to the

Christmas season with a Red Flannel themed party. Don your finest red flannel because plaid is rad.

You might even get brownie points for wearing your red to the party. We will hold this event at the

Winneshiek Co. Fairgrounds in the Danan Lansing Building in Decorah on Thursday, November 16.

(Follow Montgomery Street to Main and go eastward to the fairgrounds.) Put this on your calendar and

join us.

Appetizers will be served beginning at 11:30 am with a full meal at 12 noon. The meal will be fol-

lowed by entertainment, door prizes, fun and party favors. The cost of this day out is only $10.00.

You MUST make reservations by November 9 so we have plenty of delicious food for all. We prom-ise you will have a good time, as well as a couple laughs or two. Call Connie, Amy, Betty, or Dianne

to make your reservations today. Non-member cost is $12.00. See you there!

The Mistletones present @ Hotel Julien, Dubuque, Ia

December 7, 2017

Join us once again for an outstanding performance by those very talented Mistletones at the Hotel Ju-lien. Enjoy the beauty of the Hotel Julien where the mood is festive and the music is Ho Ho Ho

HOT!! If you remember from last year, this was a great show, and the meal was marvelous.

The price of the trip will be $129.00 for mem-bers and $139.00 for non-members. Price will

include transportation, performance, lunch, supper, and all gratuities. Call for reservations now.

Hawaiian Islands Cruise—Tour February 14-25th, 2018

Cabins are starting to fill up. If this has been on your bucket list, please call or send in your reser-vation ASAP. If you are hesitant because you go south for the winter, don’t let that stop you. We

have several who are flying out of other terminals and will meet us there. Trip includes transporta-tion to and from airport, round-trip airfare, motel accommodations in Waikiki and Chicago, Pearl Harbor, tour of Pineapple Plantation, Luha, 7 nights accommodations on-board the Pride of America, and extras. Call us at 800-577-5272.

The world is a book & those who do not travel, read only one page….

Saint Augustine

Pre-Fall FlingKBSB Community Room West Union

September 13, 2017 Heritage Club is going back to school! Please bring something for “Show and Tell” -a small item that has special memories, a keepsake from your travels, or perhaps a funny or interesting story from your childhood or from your travels. There will be a light luncheon at noon, followed by ice cream sundaes for dessert and a fun game with prizes. Call and reserve your spot today.

Old Creamery Theatre Rise Up O Men!

October 25, 2017Join your Heritage Club friends to see the newest version of those crazy shows we all love. Rise Up O Men is a brand-new musical comedy introducing the men of the church right alongside your favorite ladies from the basement. As these hard-working farmers discuss the “man stuff,” they unintentional-ly disrupt the order of the kitchen.We will stop for lunch at Parlor City in Cedar Rap-ids before heading to the show. Your entrée choic-es will be Chicken Marsala or Ribeye with all the sides, and choice of desserts will be pumpkin pie or stout brownies. Please indicate your choices when signing up for this trip. If you have al-ready signed up, please give us a call. Will you have fun? “You bettcha!” Cost is $119.00 for members and $139.00 for non-members. Itiner-ary is on back of newsletter. Be sure and retain for your pick-up times.

It’s a Red Flannel Christmas! Decorah, Iowa

November 16, 2017 The Heritage Club is hosting a kick-off to the

Christmas season with a Red Flannel themed party. Don your finest red flannel because plaid is rad.

You might even get brownie points for wearing your red to the party. We will hold this event at the

Winneshiek Co. Fairgrounds in the Danan Lansing Building in Decorah on Thursday, November 16.

(Follow Montgomery Street to Main and go eastward to the fairgrounds.) Put this on your calendar and

join us.

Appetizers will be served beginning at 11:30 am with a full meal at 12 noon. The meal will be fol-

lowed by entertainment, door prizes, fun and party favors. The cost of this day out is only $10.00.

You MUST make reservations by November 9 so we have plenty of delicious food for all. We prom-ise you will have a good time, as well as a couple laughs or two. Call Connie, Amy, Betty, or Dianne

to make your reservations today. Non-member cost is $12.00. See you there!

The Mistletones present @ Hotel Julien, Dubuque, Ia

December 7, 2017

Join us once again for an outstanding performance by those very talented Mistletones at the Hotel Ju-lien. Enjoy the beauty of the Hotel Julien where the mood is festive and the music is Ho Ho Ho

HOT!! If you remember from last year, this was a great show, and the meal was marvelous.

The price of the trip will be $129.00 for mem-bers and $139.00 for non-members. Price will

include transportation, performance, lunch, supper, and all gratuities. Call for reservations now.

Hawaiian Islands Cruise—Tour February 14-25th, 2018

Cabins are starting to fill up. If this has been on your bucket list, please call or send in your reser-vation ASAP. If you are hesitant because you go south for the winter, don’t let that stop you. We

have several who are flying out of other terminals and will meet us there. Trip includes transporta-tion to and from airport, round-trip airfare, motel accommodations in Waikiki and Chicago, Pearl Harbor, tour of Pineapple Plantation, Luha, 7 nights accommodations on-board the Pride of America, and extras. Call us at 800-577-5272.

The world is a book & those who do not travel, read only one page….

Saint Augustine

Pre-Fall FlingKBSB Community Room West Union

September 13, 2017 Heritage Club is going back to school! Please bring something for “Show and Tell” -a small item that has special memories, a keepsake from your travels, or perhaps a funny or interesting story from your childhood or from your travels. There will be a light luncheon at noon, followed by ice cream sundaes for dessert and a fun game with prizes. Call and reserve your spot today.

Old Creamery Theatre Rise Up O Men!

October 25, 2017Join your Heritage Club friends to see the newest version of those crazy shows we all love. Rise Up O Men is a brand-new musical comedy introducing the men of the church right alongside your favorite ladies from the basement. As these hard-working farmers discuss the “man stuff,” they unintentional-ly disrupt the order of the kitchen.We will stop for lunch at Parlor City in Cedar Rap-ids before heading to the show. Your entrée choic-es will be Chicken Marsala or Ribeye with all the sides, and choice of desserts will be pumpkin pie or stout brownies. Please indicate your choices when signing up for this trip. If you have al-ready signed up, please give us a call. Will you have fun? “You bettcha!” Cost is $119.00 for members and $139.00 for non-members. Itiner-ary is on back of newsletter. Be sure and retain for your pick-up times.

It’s a Red Flannel Christmas! Decorah, Iowa

November 16, 2017 The Heritage Club is hosting a kick-off to the

Christmas season with a Red Flannel themed party. Don your finest red flannel because plaid is rad.

You might even get brownie points for wearing your red to the party. We will hold this event at the

Winneshiek Co. Fairgrounds in the Danan Lansing Building in Decorah on Thursday, November 16.

(Follow Montgomery Street to Main and go eastward to the fairgrounds.) Put this on your calendar and

join us.

Appetizers will be served beginning at 11:30 am with a full meal at 12 noon. The meal will be fol-

lowed by entertainment, door prizes, fun and party favors. The cost of this day out is only $10.00.

You MUST make reservations by November 9 so we have plenty of delicious food for all. We prom-ise you will have a good time, as well as a couple laughs or two. Call Connie, Amy, Betty, or Dianne

to make your reservations today. Non-member cost is $12.00. See you there!

The Mistletones present @ Hotel Julien, Dubuque, Ia

December 7, 2017

Join us once again for an outstanding performance by those very talented Mistletones at the Hotel Ju-lien. Enjoy the beauty of the Hotel Julien where the mood is festive and the music is Ho Ho Ho

HOT!! If you remember from last year, this was a great show, and the meal was marvelous.

The price of the trip will be $129.00 for mem-bers and $139.00 for non-members. Price will

include transportation, performance, lunch, supper, and all gratuities. Call for reservations now.

Hawaiian Islands Cruise—Tour February 14-25th, 2018

Cabins are starting to fill up. If this has been on your bucket list, please call or send in your reser-vation ASAP. If you are hesitant because you go south for the winter, don’t let that stop you. We

have several who are flying out of other terminals and will meet us there. Trip includes transporta-tion to and from airport, round-trip airfare, motel accommodations in Waikiki and Chicago, Pearl Harbor, tour of Pineapple Plantation, Luha, 7 nights accommodations on-board the Pride of America, and extras. Call us at 800-577-5272.

The world is a book & those who do not travel, read only one page….

Saint Augustine

Pre-Fall FlingKBSB Community Room West Union

September 13, 2017 Heritage Club is going back to school! Please bring something for “Show and Tell” -a small item that has special memories, a keepsake from your travels, or perhaps a funny or interesting story from your childhood or from your travels. There will be a light luncheon at noon, followed by ice cream sundaes for dessert and a fun game with prizes. Call and reserve your spot today.

Old Creamery Theatre Rise Up O Men!

October 25, 2017Join your Heritage Club friends to see the newest version of those crazy shows we all love. Rise Up O Men is a brand-new musical comedy introducing the men of the church right alongside your favorite ladies from the basement. As these hard-working farmers discuss the “man stuff,” they unintentional-ly disrupt the order of the kitchen.We will stop for lunch at Parlor City in Cedar Rap-ids before heading to the show. Your entrée choic-es will be Chicken Marsala or Ribeye with all the sides, and choice of desserts will be pumpkin pie or stout brownies. Please indicate your choices when signing up for this trip. If you have al-ready signed up, please give us a call. Will you have fun? “You bettcha!” Cost is $119.00 for members and $139.00 for non-members. Itiner-ary is on back of newsletter. Be sure and retain for your pick-up times.

It’s a Red Flannel Christmas! Decorah, Iowa

November 16, 2017 The Heritage Club is hosting a kick-off to the

Christmas season with a Red Flannel themed party. Don your finest red flannel because plaid is rad.

You might even get brownie points for wearing your red to the party. We will hold this event at the

Winneshiek Co. Fairgrounds in the Danan Lansing Building in Decorah on Thursday, November 16.

(Follow Montgomery Street to Main and go eastward to the fairgrounds.) Put this on your calendar and

join us.

Appetizers will be served beginning at 11:30 am with a full meal at 12 noon. The meal will be fol-

lowed by entertainment, door prizes, fun and party favors. The cost of this day out is only $10.00.

You MUST make reservations by November 9 so we have plenty of delicious food for all. We prom-ise you will have a good time, as well as a couple laughs or two. Call Connie, Amy, Betty, or Dianne

to make your reservations today. Non-member cost is $12.00. See you there!

The Mistletones present @ Hotel Julien, Dubuque, Ia

December 7, 2017

Join us once again for an outstanding performance by those very talented Mistletones at the Hotel Ju-lien. Enjoy the beauty of the Hotel Julien where the mood is festive and the music is Ho Ho Ho

HOT!! If you remember from last year, this was a great show, and the meal was marvelous.

The price of the trip will be $129.00 for mem-bers and $139.00 for non-members. Price will

include transportation, performance, lunch, supper, and all gratuities. Call for reservations now.

Hawaiian Islands Cruise—Tour February 14-25th, 2018

Cabins are starting to fill up. If this has been on your bucket list, please call or send in your reser-vation ASAP. If you are hesitant because you go south for the winter, don’t let that stop you. We

have several who are flying out of other terminals and will meet us there. Trip includes transporta-tion to and from airport, round-trip airfare, motel accommodations in Waikiki and Chicago, Pearl Harbor, tour of Pineapple Plantation, Luha, 7 nights accommodations on-board the Pride of America, and extras. Call us at 800-577-5272.

The world is a book & those who do not travel, read only one page….

Saint Augustine

Pre-Fall FlingKBSB Community Room West Union

September 13, 2017 Heritage Club is going back to school! Please bring something for “Show and Tell” -a small item that has special memories, a keepsake from your travels, or perhaps a funny or interesting story from your childhood or from your travels. There will be a light luncheon at noon, followed by ice cream sundaes for dessert and a fun game with prizes. Call and reserve your spot today.

Old Creamery Theatre Rise Up O Men!

October 25, 2017Join your Heritage Club friends to see the newest version of those crazy shows we all love. Rise Up O Men is a brand-new musical comedy introducing the men of the church right alongside your favorite ladies from the basement. As these hard-working farmers discuss the “man stuff,” they unintentional-ly disrupt the order of the kitchen.We will stop for lunch at Parlor City in Cedar Rap-ids before heading to the show. Your entrée choic-es will be Chicken Marsala or Ribeye with all the sides, and choice of desserts will be pumpkin pie or stout brownies. Please indicate your choices when signing up for this trip. If you have al-ready signed up, please give us a call. Will you have fun? “You bettcha!” Cost is $119.00 for members and $139.00 for non-members. Itiner-ary is on back of newsletter. Be sure and retain for your pick-up times.

It’s a Red Flannel Christmas! Decorah, Iowa

November 16, 2017 The Heritage Club is hosting a kick-off to the

Christmas season with a Red Flannel themed party. Don your finest red flannel because plaid is rad.

You might even get brownie points for wearing your red to the party. We will hold this event at the

Winneshiek Co. Fairgrounds in the Danan Lansing Building in Decorah on Thursday, November 16.

(Follow Montgomery Street to Main and go eastward to the fairgrounds.) Put this on your calendar and

join us.

Appetizers will be served beginning at 11:30 am with a full meal at 12 noon. The meal will be fol-

lowed by entertainment, door prizes, fun and party favors. The cost of this day out is only $10.00.

You MUST make reservations by November 9 so we have plenty of delicious food for all. We prom-ise you will have a good time, as well as a couple laughs or two. Call Connie, Amy, Betty, or Dianne

to make your reservations today. Non-member cost is $12.00. See you there!

The Mistletones present @ Hotel Julien, Dubuque, Ia

December 7, 2017

Join us once again for an outstanding performance by those very talented Mistletones at the Hotel Ju-lien. Enjoy the beauty of the Hotel Julien where the mood is festive and the music is Ho Ho Ho

HOT!! If you remember from last year, this was a great show, and the meal was marvelous.

The price of the trip will be $129.00 for mem-bers and $139.00 for non-members. Price will

include transportation, performance, lunch, supper, and all gratuities. Call for reservations now.

Hawaiian Islands Cruise—Tour February 14-25th, 2018

Cabins are starting to fill up. If this has been on your bucket list, please call or send in your reser-vation ASAP. If you are hesitant because you go south for the winter, don’t let that stop you. We

have several who are flying out of other terminals and will meet us there. Trip includes transporta-tion to and from airport, round-trip airfare, motel accommodations in Waikiki and Chicago, Pearl Harbor, tour of Pineapple Plantation, Luha, 7 nights accommodations on-board the Pride of America, and extras. Call us at 800-577-5272.

The world is a book & those who do not travel, read only one page….

Saint Augustine

Pre-Fall FlingKBSB Community Room West Union

September 13, 2017 Heritage Club is going back to school! Please bring something for “Show and Tell” -a small item that has special memories, a keepsake from your travels, or perhaps a funny or interesting story from your childhood or from your travels. There will be a light luncheon at noon, followed by ice cream sundaes for dessert and a fun game with prizes. Call and reserve your spot today.

Old Creamery Theatre Rise Up O Men!

October 25, 2017Join your Heritage Club friends to see the newest version of those crazy shows we all love. Rise Up O Men is a brand-new musical comedy introducing the men of the church right alongside your favorite ladies from the basement. As these hard-working farmers discuss the “man stuff,” they unintentional-ly disrupt the order of the kitchen.We will stop for lunch at Parlor City in Cedar Rap-ids before heading to the show. Your entrée choic-es will be Chicken Marsala or Ribeye with all the sides, and choice of desserts will be pumpkin pie or stout brownies. Please indicate your choices when signing up for this trip. If you have al-ready signed up, please give us a call. Will you have fun? “You bettcha!” Cost is $119.00 for members and $139.00 for non-members. Itiner-ary is on back of newsletter. Be sure and retain for your pick-up times.

It’s a Red Flannel Christmas! Decorah, Iowa

November 16, 2017 The Heritage Club is hosting a kick-off to the

Christmas season with a Red Flannel themed party. Don your finest red flannel because plaid is rad.

You might even get brownie points for wearing your red to the party. We will hold this event at the

Winneshiek Co. Fairgrounds in the Danan Lansing Building in Decorah on Thursday, November 16.

(Follow Montgomery Street to Main and go eastward to the fairgrounds.) Put this on your calendar and

join us.

Appetizers will be served beginning at 11:30 am with a full meal at 12 noon. The meal will be fol-

lowed by entertainment, door prizes, fun and party favors. The cost of this day out is only $10.00.

You MUST make reservations by November 9 so we have plenty of delicious food for all. We prom-ise you will have a good time, as well as a couple laughs or two. Call Connie, Amy, Betty, or Dianne

to make your reservations today. Non-member cost is $12.00. See you there!

The Mistletones present @ Hotel Julien, Dubuque, Ia

December 7, 2017

Join us once again for an outstanding performance by those very talented Mistletones at the Hotel Ju-lien. Enjoy the beauty of the Hotel Julien where the mood is festive and the music is Ho Ho Ho

HOT!! If you remember from last year, this was a great show, and the meal was marvelous.

The price of the trip will be $129.00 for mem-bers and $139.00 for non-members. Price will

include transportation, performance, lunch, supper, and all gratuities. Call for reservations now.

Hawaiian Islands Cruise—Tour February 14-25th, 2018

Cabins are starting to fill up. If this has been on your bucket list, please call or send in your reser-vation ASAP. If you are hesitant because you go south for the winter, don’t let that stop you. We

have several who are flying out of other terminals and will meet us there. Trip includes transporta-tion to and from airport, round-trip airfare, motel accommodations in Waikiki and Chicago, Pearl Harbor, tour of Pineapple Plantation, Luha, 7 nights accommodations on-board the Pride of America, and extras. Call us at 800-577-5272.

The world is a book & those who do not travel, read only one page….

Saint Augustine

Pre-Fall FlingKBSB Community Room West Union

September 13, 2017 Heritage Club is going back to school! Please bring something for “Show and Tell” -a small item that has special memories, a keepsake from your travels, or perhaps a funny or interesting story from your childhood or from your travels. There will be a light luncheon at noon, followed by ice cream sundaes for dessert and a fun game with prizes. Call and reserve your spot today.

Old Creamery Theatre Rise Up O Men!

October 25, 2017Join your Heritage Club friends to see the newest version of those crazy shows we all love. Rise Up O Men is a brand-new musical comedy introducing the men of the church right alongside your favorite ladies from the basement. As these hard-working farmers discuss the “man stuff,” they unintentional-ly disrupt the order of the kitchen.We will stop for lunch at Parlor City in Cedar Rap-ids before heading to the show. Your entrée choic-es will be Chicken Marsala or Ribeye with all the sides, and choice of desserts will be pumpkin pie or stout brownies. Please indicate your choices when signing up for this trip. If you have al-ready signed up, please give us a call. Will you have fun? “You bettcha!” Cost is $119.00 for members and $139.00 for non-members. Itiner-ary is on back of newsletter. Be sure and retain for your pick-up times.

It’s a Red Flannel Christmas! Decorah, Iowa

November 16, 2017 The Heritage Club is hosting a kick-off to the

Christmas season with a Red Flannel themed party. Don your finest red flannel because plaid is rad.

You might even get brownie points for wearing your red to the party. We will hold this event at the

Winneshiek Co. Fairgrounds in the Danan Lansing Building in Decorah on Thursday, November 16.

(Follow Montgomery Street to Main and go eastward to the fairgrounds.) Put this on your calendar and

join us.

Appetizers will be served beginning at 11:30 am with a full meal at 12 noon. The meal will be fol-

lowed by entertainment, door prizes, fun and party favors. The cost of this day out is only $10.00.

You MUST make reservations by November 9 so we have plenty of delicious food for all. We prom-ise you will have a good time, as well as a couple laughs or two. Call Connie, Amy, Betty, or Dianne

to make your reservations today. Non-member cost is $12.00. See you there!

The Mistletones present @ Hotel Julien, Dubuque, Ia

December 7, 2017

Join us once again for an outstanding performance by those very talented Mistletones at the Hotel Ju-lien. Enjoy the beauty of the Hotel Julien where the mood is festive and the music is Ho Ho Ho

HOT!! If you remember from last year, this was a great show, and the meal was marvelous.

The price of the trip will be $129.00 for mem-bers and $139.00 for non-members. Price will

include transportation, performance, lunch, supper, and all gratuities. Call for reservations now.

Hawaiian Islands Cruise—Tour February 14-25th, 2018

Cabins are starting to fill up. If this has been on your bucket list, please call or send in your reser-vation ASAP. If you are hesitant because you go south for the winter, don’t let that stop you. We

have several who are flying out of other terminals and will meet us there. Trip includes transporta-tion to and from airport, round-trip airfare, motel accommodations in Waikiki and Chicago, Pearl Harbor, tour of Pineapple Plantation, Luha, 7 nights accommodations on-board the Pride of America, and extras. Call us at 800-577-5272.

The world is a book & those who do not travel, read only one page….

Saint Augustine

Pre-Fall FlingKBSB Community Room West Union

September 13, 2017 Heritage Club is going back to school! Please bring something for “Show and Tell” -a small item that has special memories, a keepsake from your travels, or perhaps a funny or interesting story from your childhood or from your travels. There will be a light luncheon at noon, followed by ice cream sundaes for dessert and a fun game with prizes. Call and reserve your spot today.

Old Creamery Theatre Rise Up O Men!

October 25, 2017Join your Heritage Club friends to see the newest version of those crazy shows we all love. Rise Up O Men is a brand-new musical comedy introducing the men of the church right alongside your favorite ladies from the basement. As these hard-working farmers discuss the “man stuff,” they unintentional-ly disrupt the order of the kitchen.We will stop for lunch at Parlor City in Cedar Rap-ids before heading to the show. Your entrée choic-es will be Chicken Marsala or Ribeye with all the sides, and choice of desserts will be pumpkin pie or stout brownies. Please indicate your choices when signing up for this trip. If you have al-ready signed up, please give us a call. Will you have fun? “You bettcha!” Cost is $119.00 for members and $139.00 for non-members. Itiner-ary is on back of newsletter. Be sure and retain for your pick-up times.

It’s a Red Flannel Christmas! Decorah, Iowa

November 16, 2017 The Heritage Club is hosting a kick-off to the

Christmas season with a Red Flannel themed party. Don your finest red flannel because plaid is rad.

You might even get brownie points for wearing your red to the party. We will hold this event at the

Winneshiek Co. Fairgrounds in the Danan Lansing Building in Decorah on Thursday, November 16.

(Follow Montgomery Street to Main and go eastward to the fairgrounds.) Put this on your calendar and

join us.

UpcomingEvents

The world is a book & those who do not travel, read only one page.

Saint Augustine

CLASSIC HERITAGE CLUB

KERNDT BROTHERS BANK

Bits by Betty…

Ah, September! Let us en-joy the last of our summer and wait for the arrival of fall. The nights will be getting cooler and unfortunately, the days will be getting shorter. The vibrant colors will soon appear to let us know fall is in the air.

We had a fun and enjoyable trip to Fort Atkinson in July. What a great show and wonderful meal they provid-ed us with. Once again the most popular saying on the way home was …"Oh we ate too much!"

We started off our Mystery Trip in August with a bus filled with much anticipation and wonder as to where we were going and what we would be doing. As many of you might know by now, we headed to Austin, MN. We hope everyone enjoyed the overnight stay and sites of Austin. Again, we thank you for joining us.

Be sure to sign up for our coming events in the news-letter. Amy’s Pre-Fall Fling is on Sept. 13 at West Union. On October 25, we will be heading to the Old Creamery in the Amanas to see, “Rise up O Men!” I am sure you know what that means those Church Basement Ladies are up to it again

On the Brighter Side….

A man walked into a gift shop that sold religious items. Near the cash register, he saw a dis-play of caps with the letters WWJD printed on them. Puz-zled over what the letters meant, the man asked the clerk. “They mean, what would Jesus do?” said the clerk. The man thought for a minute and then he replied, “Well, I don’t think he would pay $17.95 for one of these caps!”

Great CD Rates!!!

For a limited time, Kerndt Brothers Bank is offering you the opportunity to earn excel-lent interest rates on three of our special Certificates of De-posit.

9-month CD for 1.05% withAPY of 1.05%15-month CD for 1.45% withAPY of 1.46%33-month bump-up rate CDfor 1.60% with APY of 1.61%.

The 33-month certificate fea-tures a one-time rate adjust-ment. If our rate goes up, give us a call, and we will bump it up to the higher rate for you.

Don’t forget if you need to keep your CDs and other valua-bles safe, you can purchase a safe deposit box for half price just by being a Heritage Club

member.

Stop in or give us a call; we will be happy to help you.

Bits by Betty…

Ah, September! Let us en-joy the last of our summer and wait for the arrival of fall. The nights will be getting cooler and unfortunately, the days will be getting shorter. The vibrant colors will soon appear to let us know fall is in the air.

We had a fun and enjoyable trip to Fort Atkinson in July. What a great show and wonderful meal they provid-ed us with. Once again the most popular saying on the way home was …"Oh we ate too much!"

We started off our Mystery Trip in August with a bus filled with much anticipation and wonder as to where we were going and what we would be doing. As many of you might know by now, we headed to Austin, MN. We hope everyone enjoyed the overnight stay and sites of Austin. Again, we thank you for joining us.

Be sure to sign up for our coming events in the news-letter. Amy’s Pre-Fall Fling is on Sept. 13 at West Union. On October 25, we will be heading to the Old Creamery in the Amanas to see, “Rise up O Men!” I am sure you know what that means those Church Basement Ladies are up to it again

On the Brighter Side….

A man walked into a gift shop that sold religious items. Near the cash register, he saw a dis-play of caps with the letters WWJD printed on them. Puz-zled over what the letters meant, the man asked the clerk. “They mean, what would Jesus do?” said the clerk. The man thought for a minute and then he replied, “Well, I don’t think he would pay $17.95 for one of these caps!”

Great CD Rates!!!

For a limited time, Kerndt Brothers Bank is offering you the opportunity to earn excel-lent interest rates on three of our special Certificates of De-posit.

9-month CD for 1.05% withAPY of 1.05%15-month CD for 1.45% withAPY of 1.46%33-month bump-up rate CDfor 1.60% with APY of 1.61%.

The 33-month certificate fea-tures a one-time rate adjust-ment. If our rate goes up, give us a call, and we will bump it up to the higher rate for you.

Don’t forget if you need to keep your CDs and other valua-bles safe, you can purchase a safe deposit box for half price just by being a Heritage Club

member.

Stop in or give us a call; we will be happy to help you.

Bits by Betty…

Ah, September! Let us en-joy the last of our summer and wait for the arrival of fall. The nights will be getting cooler and unfortunately, the days will be getting shorter. The vibrant colors will soon appear to let us know fall is in the air.

We had a fun and enjoyable trip to Fort Atkinson in July. What a great show and wonderful meal they provid-ed us with. Once again the most popular saying on the way home was …"Oh we ate too much!"

We started off our Mystery Trip in August with a bus filled with much anticipation and wonder as to where we were going and what we would be doing. As many of you might know by now, we headed to Austin, MN. We hope everyone enjoyed the overnight stay and sites of Austin. Again, we thank you for joining us.

Be sure to sign up for our coming events in the news-letter. Amy’s Pre-Fall Fling is on Sept. 13 at West Union. On October 25, we will be heading to the Old Creamery in the Amanas to see, “Rise up O Men!” I am sure you know what that means those Church Basement Ladies are up to it again

On the Brighter Side….

A man walked into a gift shop that sold religious items. Near the cash register, he saw a dis-play of caps with the letters WWJD printed on them. Puz-zled over what the letters meant, the man asked the clerk. “They mean, what would Jesus do?” said the clerk. The man thought for a minute and then he replied, “Well, I don’t think he would pay $17.95 for one of these caps!”

Great CD Rates!!!

For a limited time, Kerndt Brothers Bank is offering you the opportunity to earn excel-lent interest rates on three of our special Certificates of De-posit.

9-month CD for 1.05% withAPY of 1.05%15-month CD for 1.45% withAPY of 1.46%33-month bump-up rate CDfor 1.60% with APY of 1.61%.

The 33-month certificate fea-tures a one-time rate adjust-ment. If our rate goes up, give us a call, and we will bump it up to the higher rate for you.

Don’t forget if you need to keep your CDs and other valua-bles safe, you can purchase a safe deposit box for half price just by being a Heritage Club

member.

Stop in or give us a call; we will be happy to help you.

Classic Heritage Club

West Union Office Cedar Rapids Office 205 N. Vine Street 600 Boyson Rd NE

West Union, IA 52175 Cedar Rapids, IA 52402(563)422-6072 (319)378-8100

Clermont Office Waukon Office200 Mill Street 820 11th Ave SWClermont, IA 52135 Waukon, IA 52172(563)423-5267 (563)568-5234

Lansing Office370 Main Street Lansing, IA 52151(563)538-4231

Harpers Ferry Office 315 W. Chestnut StreetHarpers Ferry, IA 52146(563)586-2166

Decorah Office801 S Mechanic St.Decorah, IA 52101(563)382-2228

PRESORTEDSTANDARDU.S. POSTAGE PAIDLANSING, IOWA52151PERMIT # 16

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KERNDT BROTHERS BANK September | October 2017

Kerndt Brothers Bank SEPTEMBER / OCTOBER 2017

CLASSIC HERITAGE CLUB

PRESORTED STANDARD U.S. POSTAGE PAID LANSING, IOWA 52151 PERMIT # 16

Lansing Office West Union Office Cedar Rapids Office 370 Main Street 205 N. Vine Street 600 Boyson Rd NE Lansing, IA 52151 West Union, IA 52175 Cedar Rapids, IA 52402 (563)538-4231 (563)422-6072 (319)378-8100

Harpers Ferry Office Clermont Office Waukon Office 315 W. Chestnut Street 200 Mill Street 820 11th Ave SW Harpers Ferry, IA 52146 Clermont, IA 52135 Waukon, IA 52172 (563)586-2166 (563)423-5267 (563)568-5234

Decorah Office 801 S Mechanic St. Decorah, IA 52101 (563)382-2228

ITINERARY FOR OLD CREAMERY WEDNESDAY, OCT. 25, 2017

7:30 am Depart Decorah @ old Walmart Parking Lot 8:05 am Depart from the Fairgrounds @ Waukon 8:35 am Depart from the Sports Complex @ Lansing 11:15 am Arrive for Lunch 1:00 pm Depart for the Old Creamery 1:30 pm Arrive for performance 4:00 pm Depart theatre 4:45 pm Supper stop (on your own) 5:30 pm Depart for home 8:00 pm Arrive in Lansing 8:30 pm Arrive in Waukon 9:00 pm Arrive in Decorah

Schedule may change due to unforeseen circumstances. Price is $119.00 members and $139.00 non-members. Price includes transportation, admissions, lunch and gratuities. Please retain.

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CLASSIC HERITAGE CLUB