Claimstech go fleet insurance prez v1.0

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Fleet & Risk Management Program fo r Commercial Clients

Transcript of Claimstech go fleet insurance prez v1.0

Page 1: Claimstech go fleet insurance prez v1.0

Fleet & Risk Management Program

forCommercial

Clients

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Solution Strategy

=+

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Geotab OUTSOLD all Telematics Solutions in 2013

Recognized for Technology, Reliability and Value by the Fortune 500

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Go Fleet Team

FLEET CONSULTANT RISK MANAGEMENT TRAININGADDING VALUE TO YOUR SERVICE

SOFTWARE ENGINEERSPROVIDING SOFTWARE ENHANCEMENTS TO YOUR INSURANCE PROGRAM

TECHNICAL SUPPORTASSISTING IN SUPPORTING YOUR CLIENTS

PROJECT ENGINEERSMANAGE SMALL TO LARGE SCALE IMPLEMENTATIONS (2 – 5000 VEHICLE FLEETS)

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Other GoFleet Services

Weekly Group Webinar Training

Fleet Management Deployment ONE-ON-ONE Training Corporate Training and Policy Development

GoFleet Software Development Services

Hardware/Software Integration

(Zenduit.com)

Telematics Sales and Process Consulting (for Partners)

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Safety Advisor Program A Safety-Driven Insurance product that enables businesses with approved technology to qualify for additional fleet benefits which increases the value of their telematics system, and includes:

Performance Advisor – risk management driving behavior reports

Reduce at-risk driver behavior Manage fleet safety Reduce accidents Fuel Card Program Save fuel expenses Consolidate and manage purchases Insurance Discount (average of 15% savings on auto insurance)

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Safety Advisor Program Set Audible Driver Coaching:

Coach more regularly and reduce at-risk driving events Control the driver behavioral patterns of your fleet

Individual Scorecard Reports:

Improve training effectiveness with event-specific reports

Liability Safety Reports: Camera Event Recording

Reduce accidents and claims

Fuel Usage/Fuel Up Reports

Improve fuel economy through less aggressive driving

Maintenance & Faults Reports: Safer vehicles

Reduce downtime and vehicle wear & tear

Hours of Service & DVIR Reporting

Ensure drivers operating within the latest compliancy standards

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Custom Reporting Capabilities

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Fleet owner’s/Fleet Manager Dashboard

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Approach Facilitate safer driving practices with online reports and email alerts highlighting at-risk driving events.

Assigns a personalized safety score to each vehicle in your fleet.

Develop fuel scores to identify most efficient drivers. Improve fuel economy by eliminating at-risk driving.

Driver Coaching for poor driving habits such as harsh braking, speeding, and hard cornering events.

Driving performance scores illustrating safety and fuel efficiency.

Reduce vehicle wear and tear through behavior modification.

Prevent accidents and save on medical bills, vehicle downtime, and damaged product and materials.

Receive up to xx% in safe driver discounts when you add a commercial auto policy from a participating insurance carrier to your Safety Advisor.

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Risk Management: Speed Reduction Graph

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Harsh Brake Reduction

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Hours of Idling

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GO7 InstallBy the time you have read this, you could have installed a GO7.SEE VIDEO OF INSTALL – CLICK HERE

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G-Force & Second Prevent accidents through driving behavior pattern analysis and training

Detailed view of habits

Improved accountability with slow speed accidents such as backing into objects

Train drivers to think “safety”

Monitor rapid turns or swerving

by Second Replay

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Driver CoachingAn audible beep is heard and trains drivers to be less aggressive on the road.

Set speeding rules within the software right fromyour computer.

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Location and After-Hour Weekly summary of all trips color-coded by risk.

Identify driving behavior trends quickly.

On-demand details of each trip.

Track unauthorized stops.

Manage business vs personal driving.

Manage after-hours Driving.

Claims Management

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Safety Management App

User friendly easy accessaway from yourcomputer.

Reward safe driving seeyour driver score inrelation to the rest of thecompany.

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Garmin Messaging Two-way communication between drivers and dispatchers

Dispatchers can send stops and routes directly to the vehicle

Touchscreen communication for drivers

Communications are verified and time-stamped

All driver information is displayed on a map

Garmin Hours of Service (HOS) Add-In

Plug-and-play, quick & easy installation

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Zone Defense Camera Plug-and-play high-res camera with night vision

Both front and in-cab facing cameras

Automatically recorded events include impact, speeding, sudden stops, and motion

Integrated GPS antenna, impact sensor, speaker and microphone

Automatically records events and pinpoints the location of the event

Record coaching opportunities such as driver fatigue or cellphone use

Reduction in insurance rates due to improved driver behavior and having anti-theft deterrent in the vehicle

Integration

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Mobileye Lane Departure Warning The lane detection module estimates if the vehicle is about to cross

the lane boundary within the next few tenths of a second; in that case & if the driver did not switch lanes, a warning is issued

Forward Collision Warning Provides the driver with a warning in critical situations where a

collision is imminent (within up to 3.0 seconds); 1.5 seconds can stop 95% of

rear-end collisions

Pedestrian Collision Warning The only mono-camera automotive pedestrian detection system in production globally; both static and moving pedestrians can be detected to a range of around 30m.

Speed Limit Indication The system can help the driver to maintain a legal speed, obey

local traffic instructions, or urban restrictions.

Night Vision & Waterproof Works in all weather conditions and has night vision capabilities

for accident avoidance in any situation.

Fewer Collisions With increased driver reaction time and self-corrected driver

behaviour, drivers will experience fewer collisions and close calls

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HOS/DVIR Hours Of Service Compliance Paperless log management reducing errors associated with manual entry + Driver availability is automatically calculated according to the FMCSA rules + Log history supports roadside inspections.

Driver Vehicle Inspection Reports Real-time data availability allows for earlier

defect resolution + Immediately view vehicle and trailer reports + Automation significantly reduces paperwork and allows for electronic storage + Can easily view, edit and print reports.

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Impact of Telematics on Safety & Insurance Premiums

At Go Fleet, we have seen vehicle damage and self-insured injury claims drop from $30,000 per 1 million milesdriven $0.03 per mile to $22,000 per million miles driven $0.022 per mile.

1. For a vehicle driving 30,000 miles per year – vehicle damage claims can drop from $900/year average before a telematicspolicy, to $660/year average after. That is a $240 per year in savings.

2. Forensic accident data and first notice of loss from the notification of an accident helps reduce claims cost and time tosettle for at fault and preventable accidents.

3. Even self-insured fleets must insure their excess general liability. The insurance premium on this can be reduced aftersuccessful deployment and proven reduction in accidents and claims amounts.

4. Proof of activity that can be used to prove employee whereabouts for false workers compensation claims are used by firmsas part of their private workers comp investigations.

Safety on average usually drops a vehicle from $5000 to $3500 ($1500/year average) once a policy is in place and reinforcedby diligent follow up by the firm.

It’s clear that Go Fleet telematics and safety go hand in hand, and the benefits of insurance continue to grow.

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Standard Deployment for Our Customers

1.

2.3.4.

Develop Insurance Savings Program and Discount

Customers Self Install through Plug & Play Solution Start Review Risk & Safety Reports of Customers Offer Insurance Savings Based on Reports

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How We Compare