CITY OF EL PASO, TEXASAGENDA ITEM

DEP ARTMENT HEAD'S SUMMARY FORM

DEPARTMENT: Community & Human Development

AGENDA DATE: November 17,2009

CONTACT PERSON NAME AND PHONE NUMBER: William L. Lilly 541-4639

DISTRICT(S) AFFECTED: District 5

SUBJECT:APPROVE a resolution / ordinance / lease to do what? OR AUTHORIZE the CityManager to do what? Be descriptive of what we want Council to approve. Include $amount if applicable.

That the City Manager be authorized to sign a Reaffirmation Agreement between the City of El Pasoand Jose Enriquez and Myrna Enriquez, which reaffIrms the First- Time Homebuyer loan note to theCity which fmanced the purchase of the property located at 11022 Wind Ct., El Paso, Texas.

BACKGROUND/DISCUSSION:Discussion of the what, why, where, when, and how to enable Council to have reasonablycomplete description of the contemplated action. This should include attachment of bidtabulation, or ordinance or resolution if appropriate. What are the benefits to the City ofthis action? What are the citizen concerns?

In July 2005, Jose Enriquez and Myrna Enriquez received a $20,000 loan from the City's HUD-funded First-Time Homebuyer Program to finance the purchase of their home at 11022 Wind Ct. The Enriquezes filed forChapter 7 bankruptcy on 8/18/09 and included the City's loan in the schedule of debts. Through their legalcounsel, Mr .and Mrs. Enriquez are requesting that the City enter into reaffirmation agreement with them inwhich they reaffirm the outstanding debt (including fees and costs) and agree to continue repayment under theterms of the loan note. The loan note(s) are secured by a Deed of Trust in favor of the City and is current.

PRIOR ~OUNCIL ACTION:Has the Council previously considered this item or a closely related one?

On 1/15/08, Council authorized the City Manager to sign a similar Chapter 7 reaffirmation agreement betweenthe City and the borrower/debtor in bankruptcy.

AMOUNT ,t\.ND SOURCE OF FUNDING:How will this item be funded? Has the item been budgeted? If so, identify fundingsource by account numbers and description of account. Does it require a budgettransfer? N/ A

BOARD I COMMISSION ACTION :

Enter appropriate comments or NI A N/A

RESOLUTION

BE IT RESOL VED BY THE CITY COUNCIL OF THE CITY OF EL p ASO:

That the City Manager be authorized to sign a Reaffinnation Agreement between the City

of El Paso and Jose Enriquez and Myrna Enriquez, which reaffinns the First- Time Homebuyer

loan note to the City that financed the purchase of the property located at 11022 Wind Ct, El

Paso, Texas.

ADOPTED this day of November, 2009.

THE CITY OF EL p ASO

John F. Cook

MayorATTEST:

Richards Duffy Momsen, City Clerk

APPROVED AS TO FORM:

Assistant City Attorney i

CHD/RESO/Rcaffiònnation Agreement- Enriquez-II022 Wind CtDocument; NS2464/MTAY

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