Cheapest Condo Insurance In Seattle
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Condo Insurance S eattle This is exactly why you need condo insurance. To protect yourself from liability claims, slips and falls, earthquake damage, personal property loss or even property damage to others. And because each association insurance policy covers different aspects, you’ll have to go through your specific association policy for the particulars. As a general rule, you’re responsible for everything inside the exterior walls including interior, fixtures, personal property and liability so you will need your own condo insurance.
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Transcript of Cheapest Condo Insurance In Seattle
Condo Insurance SeattleThis is exactly why you need condo insurance. To protect yourself from liability
claims, slips and falls, earthquake damage, personal property loss or even property damage to others. And because each association insurance policy covers different aspects, you’ll have to go through your specific association policy for the particulars. As a general rule, you’re responsible for everything inside the exterior walls including interior, fixtures, personal property and liability so you will need your own condo insurance.
Cheapest Condo Insurance In Seattle
Most Seattle condo insurance policies you can buy will cover losses due to:
Lighting damage Fire Water damage Wind and storm damage Smoke damage Vandalism to property Mischief with malicious intent Theft
Best Condo Insurance Quote In Seattle
Typically, there are two types of Seattle condo insurance master policies that condo associations use. There are variations from condo to condo so you will have to check your association’s bylaws before beginning to search for your condo insurance
Bare walls-in. This condo insurance covers from the exterior framing in, but doesn’t cover installations and fixtures like countertops, sinks, faucets and the flooring. If you have this type of master policy, you will certainly need extra condo insurance.
All-in. This Seattle condo insurance master policy does cover fixtures, installations and additions inside individual units. This includes floors, ceilings and walls as well. If you have this type of master policy, you will need only certain or limited forms of condo insurance.
Seattle Condo Insurance
Because condo associations normally have commercial insurance covering the building areas which are shared by all condo unit owners, damage to these areas typically have a deductible which is split equally between all unit owners. You’ll want to have this amount handy when checking on condo insurance.
It will help a Seattle condo insurance agent, or us if you decide to give us a call, to better understand your exact needs. Part of your condo insurance policy can cover this deductible if it is a covered loss.
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Condo Insurance Seattle
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