CHARTERED SPECIAL NEEDS CONSULTANT®

ChSNC®

Families with unique financial and life planning

needs require an advisor with expertise they can trust.

The Chartered Special Needs Consultant® (ChSNC®)

designation provides financial services professionals

with the technical, collaborative and quantitative skills

necessary to help clients with special needs.

PLANNING FOR FAMILIES WITH SPECIAL NEEDS

GLOBALLY, THERE ARE MORE THAN 1.3 BILLION PEOPLE WITH A DISABILITY

Caregivers are overwhelmingly concerned about

outliving their retirement income; 55 percent report

they are unaware how to establish a lifetime financial

plan for their special needs dependent.

The ChSNC® is the only credential on the market focused

on providing financial services for this expanding,

underserved population.

What is the ChSNC®?

ChSNC® designees are equipped with the specialized skills

needed to help parents and caregivers plan for the future with

honesty, ethics and compassion. A ChSNC® can navigate the

unique considerations, estate planning, special needs trusts,

life insurance, tax deductions, healthcare issues, Medicaid

complexities, and the emotional aspects of providing for a

loved one with a disability. That robust planning foundation is

expanded through the specialized content of three courses that

narrow and sharpen their focus on the needs of people with

disabilities and other special needs.

Who should consider the ChSNC®?

Financial planning professionals who want to take their existing

expertise and apply it to this curriculum to enhance the quality of life

of families with special needs will benefit from the ChSNC®

designation. The ChSNC® is targeted as an advanced designation for

experienced and dedicated planners who want to serve this market,

either as a portion or the majority of their book of business.

In addition to completing the coursework, a ChSNC®

designation holder must meet professional and/or educational

experience requirements.

Families and caregivers of persons with special needs require

the support of a financial professional who is well versed in such

unique issues as:

• Special education

• Family dynamics

• Emotional and language

considerations

• Disability law

• Special needs trusts

• Life insurance

• Government benefits

• The ABLE Act

• Estate planning

• Retirement planning

for three people

The ChSNC® brings together the expertise of lawyers, financial

planners and psychologists to give designation-holders a

comprehensive understanding of the needs of their clients.

• A satisfactory application to the Huebner School at

The American College of Financial Services

• Successful completion of required ChSNC® courses

• An application for designation approved by the Registrar

of The American College of Financial Services

At a minimum, any individual must present an application

that clearly identifies:

(a) At least five years of professional experience in financial

services or the practice of law, or

( b) Four years of professional financial services experience

and an undergraduate degree.

ChSNC® designees must also adhere to The American College

of Financial Services Code of Ethics and comply with The

College’s Professional Recertification Program.

REQUIREMENTS TO COMPLETE THE ChSNC®

IN THE UNITED STATES ALONE

Americans have

a disability.

Ongoing Commitment: Carry The Shield

The American College of Financial Services is the premier

educational institution dedicated to the development of financial

services professionals. The College has worked tirelessly to educate

our nation’s advisors, to help them raise the level of their profession,

and to ensure that society has an industry built on trust. Graduates

and designees of The American College of Financial Services have

studied, have passed rigorous exams, and have proven that they not

only have the technical knowledge to serve their clients, but have

sworn to practice ethically and in the best interest of the people

they serve. We look to our graduates, designees, students, and future

leaders, to earn the trust of your clients, to represent the legacy of this

institution, to proudly, “Carry the Shield.”

“I have to say that what I learned from the staff and students at The American

College was immeasurable. It has helped me progress my professional career and

made me a better advisor.”

RICHARD LAMANNO

The mark of ChSNC® is the property of The American College of Financial Services and may be used by individuals who have successfully completed the initial and ongoing certification requirements for this designation. The College can disallow use of the ChSNC® if advisors do not adhere to the program’s ethical standards, continuing education, and other requirements.

Financial education for today.

With a unique, and unwavering, commitment to Practical Academics

— “Pracademics”— and real-world results, The American College of

Financial Services offers driven financial services professionals one

of the most valuable, and most valued, educations you can receive.

The College is distinguished by resources of the highest quality,

innovation in program delivery and design, and results that create

sustainable career advantages. As a nonprofit, accredited education

institution, our courses are researched and written by a faculty of the

nation’s top thought leaders in financial services. Our goal is to ensure

that our students are viewed by clients and peers as the best and

brightest in their fields.

CHARTERED SPECIAL NEEDS CONSULTANT®

ChSNC®

THEAMERICANCOLLEGE.EDU/ DESIGNATIONS-DEGREES/CHSNC

CALL 888-795-6306