JU

LY

2011

Introducing Mobile-24 BankingC h a r t e r e d 1 9 3 6 5 1 6 - 7 4 2 - 4 9 0 0 www.NassauFinancial .org M e m b e r N e w s l e t t e r

If you have Direct Deposit, you probablyknow about the benefits, including theability to receive electronic deposits up totwo days early with Early Pay!!* If not,you should take the time to pair yourChecking Plus account with automaticdeposit of your federal or other electronicdeposits (and get Early Pay). We’ll evenenter your name into a monthly drawingto win an MP3 docking station!

If you have eStatements, you have mostlikely noticed how easy and safe it is, andhow much less paper you have to file. Ifnot, simply sign in to Access-24 toregister. eStatements are quicker, safer and

more secure than having your statementsmailed to you. There’s access to images ofcancelled checks and more! Register andwe’ll enter your name into a monthlydrawing to win an MP3 docking station!

Don’t have a Checking Plus account?Open a Checking Plus account with DirectDeposit and we'll give you an MP3docking station.

Speak with a Representative or go onlineanytime to register for Direct Deposit oreStatements, and learn more about all thegreat benefits that come with yourChecking Plus account, such as Early Pay.

July is National Recreation and Parks Month Thanks to members who recently signed up for Access-24 Online Banking with Bill Paymentand eStatements, 323 trees were planted through the Arbor Day Foundation when the 2011 Reforestation Project began earlier this year.

Direct Deposit. Early Pay. eStatements. Three Great Services Everyone Should Have

Mobile-24 Banking gives you access toyour accounts from your mobile webbrowser, a downloadable mobile bankingapplication, and/or text bankingdepending on your preference and yourphone capabilities. All options allow you

to view account balances, review accounthistory, transfer funds. Additionally, billpay and finding the nearest surcharge-free ATM, branch or shared branchlocations is available through the mobileweb and the downloadable application.

GetAccountBalances

ReviewAccountHistory

TransferMoney

BetweenAccounts

Pay Bills

WITH MOBILE BANKING YOU CAN:

+ + + =

*Must have direct deposit into a Nassau Financial checking account to qualify. Early Pay offers immediate credit of your direct deposit to your Checking Plus account up to two (2) days early based upon whenwe receive your funds. Nassau Financial cannot assume any liability for not depositing these funds to your account early. Offer subject to change without notice.

MP3 Docking Station / AM/FM Radio / Alarm

x x x

Ex

To get started, you’ll simply need your Access-24 Online Banking username andpassword. If you are not currently an Access-24 user, register anytime and you’llbe able to begin using Mobile-24 right away.

Go to www.NassauFinancial.org for more information.

2

It’s a Summer Auto Sales Event – July 15-24, 2011Presented through GroovecCar.com, we’re participating in this great sale on every make and model vehicle, new or

pre-owned! Get low Nassau Financial rates and financing, plus a $500 discount coupon. See the insert enclosed with yourstatement for details, log on to www.groovecar.com, or call 1-866-GROOVE4 to start shopping.

Governor Cuomo recently signedlegislation that amends the New YorkState Abandoned Property Law. The

following change is effectiveimmediately:

Property must now be sent to thestate after it is unclaimed for three

years, as opposed to five years.

If you have not used your account inat least three years, we sent you a

letter explaining what you need to doto reactivate your account with us.

Questions? Call us at 516-742-4900

ABANDONEDPROPERTY

NOTICE

Congratulations tothis year’s Youth Week

winners who qualifiedby opening a Youth

Account or making a depositto an existing Youth Account

during the month of April.Kaileigh Cyrus was our Grand

Prize Winner of an acoustic guitarand the following members each

won $50 deposits into their accounts:Breyana Moore (Garden City branch

member), Michaelle McCaskill(Oceanside branch member), Christopher

Luongo (Syosset branch member), andDeclan O’Melia (East Meadow branchmember). Congratulations to all!

Interested in getting a special youngperson in your life started with asavings account? Visit a branch orNassauFinancial.org or call us at561-742-4900 for details. We have

age-appropriate learning tools on ourwebsite and even put the first $5

deposit in the account.

Youth Week Winners

3

The summer events are alreadyunderway. We’ll be all around NassauCounty sponsoring different events forpeople of all ages. Here’s a partialschedule, but be sure to visit our “In theCommunity” web page atwww.NassauFinancial.org to check forupdates to the schedule ofwhat, where andwhen.

Free Events Summer Schedule

Effective July 21, 2011, theDisclosure is amended to

read as follows:

Other Check Deposits Subject toSecond-Day Availability

The first $200 from a deposit ofother checks will be available on the

first business day after the day ofyour deposit. The remaining funds

will be available on the secondbusiness day after the day of your

deposit. For example, if you deposita check of $700 on a Monday, $200

of the deposit is available onTuesday. The remaining $500 is

available on Wednesday.

IMPORTANT NOTICEYour Ability to Withdraw Funds

Disclosure Change

Nassau Financial is proud to support the arts and we’re excited toannounce that two local authors of books for children andyoung adults will join us at our Oceanside branch onFriday, August 12th, at 7:00pm for an evening of fun andsurprises.

Bring your love of booksand adventure and join family and friends for thisexciting event as Karen Bonnet of Oceanside andLinda Maria Frank of Massapequa offer readings fromtheir books: Bonnet’s riveting middle-grade fiction book,Whale Island and the Mysterious Bones, and Frank’s grippingmystery/romance novel for young adults, The Madonna Ghost.The evening’s festivities include a presentation by the authors,refreshments, exciting games, and a costume party. The theme for

the evening is nautical — so bring your imagination and dress in your best costume!Ideas for costumes include: pirates, ships, boats, tropical plants and animals, and

marine animals such as fish, dolphins, whales, seals, and sharks. Costumes are notrequired; however, a prize will be given to the youngster with the best and most

imaginative costume at the end of the evening.

The event is free to children and adults alike, butreservations are required. Please call 516-742-4900 ext.1408 to reserve your spot. Visit our website for more detailsabout this and other events.

Meet Local Authors ~ Special Event for Children and Teens

8/5 8:00pm

Bon Jovi Tribute

at Speno Park,

East Meadow

8/12 7:00pm Books & AdventureNight for Children,Teens & Parents,Nassau FinancialOceanside Branch

8/16 8:00pmEmil Stucchio & theClassics at HewlettPoint Park, Bay Park

7/12 7:30pm

Bye Bye Birdie Musical

at Oceanside Park

7/16 & 7/179:00am to 6:00pm

Arts & Crafts Festival,Long BeachBoardwalk

Karen Bonnet Linda Maria Frank

Board of DirectorsAnne L. Kostynick, PresidentEverett A. Boccafola, Vice PresidentJanis B. McDermott, Secretary Carmine P. Miranda, TreasurerGary P. Soricelli, DirectorPaul Egerter, DirectorMichael Kwaschyn, Director

Garden City Branch & Service Center Outlet1325 Franklin Avenue Plaza, Suite 101Garden City, NY 11530516/742-4900 • 516/742-4450 (Fax)Business Hours Mon., Tues., Wed., Fri. 8:30 a.m. to 4:00 p.m.,Thurs. 8:30 a.m. to 6:00 p.m.

Syosset Branch150 Miller Place, Syosset, NY 11791516/742-4900 • 516/496-0631 (Fax)Business Hours Mon. thru Fri. 8:00 a.m to 3:45 p.m.

East Meadow Branch & Service Center Outlet2295 Hempstead Tpke.East Meadow, NY 11554516/742-4900 • 516/796-4901 (Fax)Business HoursMon. thru Thurs. 8:30 a.m. – 4:00 p.m.Fri. 8:00 a.m. – 6:00 p.m.Sat. 9:00 a.m. – 1:00 p.m. Oceanside Branch & Service Center Outlet2995 Long Beach RoadOceanside, NY 11572516/742-4900 • 516/887-2523 (Fax)Business HoursMon. thru Thurs. 8:30 a.m. - 4:00 p.m.Fri. 8:30 a.m. - 6:00 p.m.Sat. 9:00 a.m. - 1:00 p.m.Westbury Administrative Office865 Merrick Avenue, Suite 250NP.O. Box 9006 Westbury, NY 11590516/742-4900 • 516/742-6253 (Fax)Call Center Hours:Monday-Thursday: 8:00am – 5:00pmFriday: 8:00am – 6:00pm Branch & ATM LocatorTo find a Credit Union Service Center or over28,000 surcharge-free ATMs (including all KingKullen, Costco, most 7-Eleven stores, and allNassau Financial owned ATMs) use the Branch& ATM Locator on our Home Page atwww.NassauFinancial.org.

Call-24 Telephone Banking(516) 742-4900 or 1(800) 216-2328Select “Option 2”

Internet Web Site: www.NassauFinancial.orgInternet New and Pre-Owned Vehicle Buying:www.GrooveCar.com or call 1-866-GROOVE4

Routing & Transit Number 2214-7668-8

Visit www.NassauFinancial.org for share and loan rates,or call 516-742-4900.

We make loans without regard to race, color, religion, age, sexor national origin. We do business in accordance with theFederal Fair Housing Law and the Equal Credit Opportunity Act.

Your savings federally insured to at least $250,000 and backedby the full faith and credit of the United States Government.National Credit Union Administration, a U.S. Government Agency.

Your cash and account info is alwaysavailable when you use our ATMs,Call-24, Mobile-24, and Access-24Online Banking. You also have accessto a large network of Service Centersand surcharge-free ATMs all over thecountry, and beyond. Check thecolumn on the right or go towww.NassauFinancial.orgfor locations.

Independence Day – Monday, July 4Labor Day – Monday, September 5

Holiday Closings

Each year we award a four-year, $2,000 scholarship tofour student members whodemonstrate the dedicationand self-motivation it takesto reach their educationalgoals and serve theircommunities. We are verypleased to announce therecipients of this year’sscholarship awards.

We’re proud of everyonewho applied for the 2011Scholarship and the effortsmade by all of our youthmembers, both in school andin their communities.Applications for the 2012scholarship will be availablein November for studentsgoing to college for the firsttime in September 2012.

We Salute Our Scholars

4

Congratulationsand best wishes to:

Gabriella Gilmartin Erin Butcher

Dominique McLaughlinZachary Urban

If you’re like many Long Islanders, you listen toKJOY 98.3 FM. And, if you do, you were sure tohear about Nassau Financial’s 75th DiamondAnniversary celebration contest just for listeners.Each weekday in May, someone won $75 byanswering a trivia question correctly about events

that happened since 1936 (the year we first opened our doors). Each winner wasthen entered into a drawing for a fabulous getaway to Waikiki near Diamond Head Beach. Congratulationsto all the winners and especially Terri Polk of Bay Shore who won the Grand Prize!

Stay in TouchYou’ll always know what’shappening around NassauFinancial when you follow uson Twitter, “like” ourFacebook page, and registerfor our periodic eAlert emails.See you online!

KJOY WinnerCongratulations toGrand Prize Winner

Terri Polk