Charlotte Real Estate Market

IS STRONG FOR BUYERS!!

The National Housing Market is Down.

Charlotte Market is the ONLY market with positive gains..

Should you buy a Charlotte Home Now? Home Prices, Interest Rates and great Deals Say YES!

Projects Going on Today in Uptown Charlotte!

Homes Are On The Market Longer

Homes Are Still Selling!

Why Gamble On Charlotte?

Over 200 people move to Charlotte a DAY! It is a Buyers Market Construction Has Not Stopped Attracting Large Companies

7 Reasons to Buy a Home

1. Pride of Ownership

2. Builds Wealth

3. Tax advantages

4. Capital gain exclusion

5. Amortization

6. Low interest rates

7. Appreciation

You Can Afford A Home!

Mechanics Police Officer Teachers Firefighters Health Care

Professionals

Home Ownership is simple!

Get pre-qualified (more attractive offer w/ prequalification)

Locate a Real Estate agent.

Decide on a area View available homes

Homeownership programs for …

NACA Friendly Neighbors/ Available to Teachers Firefighters and

Police Officers. Credit Challenged/ FHA 203k Streamlined Loan (HUD)

Many loan programs Available

NACA House Charlotte Friendly Neighbors/ Available to Teachers

Firefighters and Police Officers. Credit Challenged Large Banks Wachovia Bank of America HUD - 203k Streamline Loan

What to look for in a Lender

Word of mouth Has a relationship with your Agent Someone who is easy to reach Low points, application fees, etc.

Benefits of Buyer Agency

Everything is confidential Agent seeks to get your needs met by

negotiating what is best for you. Helps you understand all the paperwork Resource for seeking a lender, inspector,

appraiser and more.

The MLS, Builders & FSBO’s

The Multiple Listing Service is a cooperative system among real estate agents that shows only the properties where sellers are willing to pay a commission.

Builder’s will often have great incentives to buy their homes, but do not buy one without an agent representing you to read the fine print.

For Sale By Owner’s are not listing in the MLS. Some are willing to pay an agent representing the buyer.

The keys to your New Home are Waiting

ANY QUESTIONS???