Chapter 9- Vehicle Chapter 9- Vehicle InformationInformation

Miss Panno

Title and Title and RegistrationRegistrationNew Jersey residents who buy a new or used vehicle must title, register, and insure it before driving it on public roads New Jersey law states a vehicle classified under the Lemon Law must have that classification on the title If a motorist moves into this state, the law requires his/her vehicle to be titled and registered within 60 days

(pg 146)

New Jersey Lemon Laws and the federal Lemon Law provide for compensation to New Jersey consumers of defective ◦Automobiles and trucks  ◦Motorcycles ◦RV’s◦ BoatsTo qualify under the New Jersey Lemon Law or the federal Lemon Law, you must generally have a product that suffered multiple repair attempts under the manufacturer’s factory warranty

Obtain the title through the dealership where the vehicle was purchased.

Obtain the manufacturer’s certificate of origin assigned to the owner, ensuring that the document has the sales tax satisfied stamp on the back

(pg 147)

How to Title a New How to Title a New Vehicle Vehicle

How to Title a Used How to Title a Used Vehicle Vehicle

Complete the reverse side of the title with the ◦Buyer’s name◦Address◦Date of sale◦Mileage odometer reading◦Sale price◦Buyer’s signature and seller’s information and signature Present the signed title and pay the required titling fee The buyer must pay sales tax on the purchase price when titling the vehicle

(pg 147)

How to How to Replace a Replace a

Title Title If the title is lost or stolen, a

duplicate title can be issued at any MVC agency or by mail for a $60 fee

If the title is damaged, defaced or illegible, a replacement title can be issued at any MVC agency or by mail for a $60 fee

(pg 14)

How to Complete an How to Complete an Initial Registration Initial Registration

Complete a New Jersey Vehicle Registration application at any MVC agency

Provide the name of the vehicle’s current insurance company name and the policy number on the application

Show proof of vehicle ownership For a new vehicle a

◦ manufacturer’s certificate of origin and a dealer’s certificate of sale are proof

For a previously owned vehicle ◦ a title signed by the previous owner is proof

For a leased vehicle◦ get a power of attorney from the leasing company

For out-of-state vehicles that are leased or financed ◦ secure the original title from the lien holder or leasing company Show proof that the required sales tax has

been paid, or pay the tax at the agency(pg 148)

Registration Renewal Registration Renewal The MVC mails renewal notices at least

60 days before the annual registration expires

(pg 149)

Title and Title and Registration Registration Corrections Corrections

Title and registration corrections may be made at any MVC agency or regional service center

(pg 149)

License Plates FactsLicense Plates Facts

Report to the police, keep copy of reportReplace lost or damaged plates within 24 hours at

the MVC and turn in old plates to MVC in person or by mail

Old plates can be transferred to another vehicle at any MVC if you do not wish to transfer them the old plates must be turned in to the MVC.

Valid plates should be placed on a vehicleForged or counterfeit plates on a motor vehicle will result in:

a fine up to $500 60 days imprisonment Up to 6 months license suspension

Handicapped Plates Handicapped Plates Placards/CardsPlacards/Cards

Plates or rearview mirror Placards at no charge Application at MVC and online 2 part process

PART 1: Motorist’s Physician required to complete

PART 2: Establishes and certifies eligibility according to the law

Send or bring to MVC for processing MVC will issue only one: either a set of license

plates or one Placard

Temporary PlacardsTemporary PlacardsObtained by the Chief of Police in

municipality he/she residesPhysician must certify the need for

cardReturn completed application and

return it to the police station with a $4 fee payable to MVC

Police will issue TEMPORARY PlacardPlacards are valid for 6monthsCards may be renewed if necessary for

an additional 6 monthsWhen a car is parked in a designated

space Placard must hang from the rearview mirror and removed prior to driving

Handicapped Handicapped Plates/Placards Plates/Placards

(continued)(continued) Individuals are also issued an identification

card with plates/placards ID cards are NOT transferable and will be

forfeited if used by another individual Abuse in privilege will result in revocation of

license plates/placard Upon death license plates/placard must be

surrendered at a MVC office License plates Cards must be renewed every

year Placards must be renewed every three years Upon renewal MVC may request a statement

from physician recertifying the applicant’s condition

Handicapped Plates/Placards Handicapped Plates/Placards Fraud/AbuseFraud/Abuse

Under New Jersey law, making a false statement or providing misinformation on an application to obtain or facilitate the receipt of license plates or placards for persons with disabilities is a fourth-degree crime

Individual convicted of fraud or abuse be subject to a fine, not to exceed $10,000, and to a term of imprisonment, which shall not exceed 18 months

Vehicle InspectionVehicle Inspection• With the exception of new vehicles in

New Jersey all gasoline-fueled vehicles must pass safety and emissions inspections every 2 years• New gasoline-fueled vehicles must

pass safety and emissions inspections every 4 years• All motorists must bring a valid driver

license and valid New Jersey registration and insurance documents for the vehicle to be inspected• Motorists can go to either a state

inspection station or a state-licensed private inspection facility (PIF)• Moving to New Jersey from another

state, you must have your vehicle inspected within 14 days after registering it

Inspection Test ResultsInspection Test Results• A vehicle will receive a certificate of

approval when they pass inspection

• If a vehicle fails inspection the owner will have up to one month from the last day of the month indicated on the inspection sticker to make the necessary repairs and return to station

• Vehicles overdue for inspection do not receive additional time to make necessary repairs

New Jersey Car InsuranceNew Jersey Car Insurance All motorists must have Liability

Insurance in the state of New Jersey An Insurance Card will be issued by the

motorist’s insurance carrier for each vehicle insured by a policy

The Insurance Card must remain in the vehicle when it is being operated by the motorist

Motorist must display this card prior to car inspected, when involved in a car accident, and when stopped by law enforcement for traffic violations or road checks

Driving with no insurance will result in fines, community service, license/registration suspensions, and insurance surcharges

New JerseyNew Jersey Insurance Fraud Insurance FraudOFFICE OF INSURANCE FRAUD

PROSECUTOR (OIFP)•If person commits insurance fraud providing false information to an insurance company while making a claim or submitting an insurance application

OIFP file charges resulting in incarceration

Impose $15,000 in civil fines for each violation

Loss of driver license