Cash Management · Most Innovative Software Solution ... of cash absence and provide all needed...

1Cash Management.iQ presentation © Copyright 2017 BS/2. All rights reserved.

Cash Management.iQ

Automation, Optimization, Managementand control of cash flows

www.cashmanagementiq.com

December, 2017

http://www.bs2.lt/

http://www.cashmanagementiq.com/


1992 – Penki kontinentai group was founded in Vilnius

1998 - ASHBURN Internationalaffiliated company was founded

1998 – Penkių kontinentų komunikacijų centras affiliated company was founded

2001 – Penkių kontinentų bankinės technologijos (BS/2)affiliated company was founded

2004 – Skaitmeniniosertifikavimo centras (SSC) affiliated company was founded

2005 – Penkių kontinentųInvesticijos affiliated company was founded

Group of CompaniesPenki kontinentai


Solutions for banksand retail

IT solutions E-signature (PKI) Telecommunication Media Investments

Software solutions

Technicalmaintenance

(service)

Bankingequipment

IT services

System Administration

Cloud Solutions

Infrastructuralimplementation

Issuing of E-signaturecertificate

Software implementationFor E-signature

Implementation ofpublic key

architecture

Issuing of SSLcertificate

PENKI TVchannel

Video studio

Specializedweb-portal

Infrastructuralimplementation

Live video broadcasting

Real estateinvestment

IP telephony

Internet

Trainingand certification

Loyalty programs

IPTV

Softwaredevelopment

Monitoring

Monitoring

Smart House(projects, realization,

monitoring)

Business dimensions ofPenki kontinentai


\

Successful usage of IT process management system in accordance with ITIL v3 recommendations

Annually approved ISO 20000 and ISO 27001standard compliance

Solutions developed by BS/2 have got audit certificates of conformance for the PCI PA-DSS (Payment Application Data Security Standard)requirements

Certificates


Awards and prizes

Diebold Nixdorf / Wincor Nixdorf:

▪ Special Achievement Banking 2007, 2013, 2014, 2017▪ Best Banking Solution 2012, 2013, 2016▪ Best Banking Service 2002, 2003, 2012, 2013, 2014▪ Most Innovative Software Solution 2004, 2005▪ Most Innovative Concept 2002, 2003, 2004, 2005

ATM Industry Association:

▪ Best ATM Security Technology 2002

Lithuanian Confederation of Industrialists:

▪ Innovation prize 2016▪ Product of the year 2001, 2005, 2006, 2007, 2008, 2012


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СЕРТИФИКАТЫTechnologicalpartners


▪ All-round IT service outsourcing

▪ Software development, sales, installation, integration and maintenance

▪ Technical maintenance and repair of banking, telecommunication, acquiring and retail equipment

▪ Monitoring of IT infrastructure

▪ Staff training and consulting

▪ Spare part service

Penkių Kontinentų Bankinės Technologijos


▪ More than 300 talented professionals

▪ More than 20 years of partnership with Diebold Nixdorf

▪ 7 affiliated companies in Azerbaijan, Uzbekistan, Georgia,

Kazakhstan, Kyrgyzstan, Latvia and Estonia

▪ 78 countries of operation

▪ About 700 international customers

▪ More than 90 partners all around the worlds

25 years on the market:


The .iQ software family products


Automation, Optimization, Managementand control of cash flows

Cash Management.iQ is the .iQ family software solution that allows controlling cash flows in cashpoints such as: ATMs, ATS, payment kiosks, bank branches, vaults and others. The solution provides cash flow automation and increases the availability of cashpoints with optimal amount of cash.

Using the system, banks and other organizations are able to reduce their daily expenses on cash flow support and increase efficiency of cash, personnel and other resources usage.


Fields of application

The solution can be applied for various industries

Other companies (hippodromes, pawn

shops, casinos)

Retailcompanies

Postalservice

Financial andcredit institutions


Main benefits

Disengage up to 25% of unused cash from the total volume by avoiding situations ofcashpoints overload and excessive encashment. The system automatically recognizesparticular objects with cash need and counts accurate size of replenishment. The routeplanner is able to build optimized and safe routes for cash-in-transit vans.

Automation and optimization

Detailed cash flowmonitoring

Increase availability of cashpoints

Savings and costs optimization

Increase of the security level

Schedule and make cash orders in proper time for self-service devices, bank vaults and branches. Gathering and processing of historical data helps to make true cash forecast for each object.

Provide stable and reliable services. Proper and well-timed encashment satisfy customers’ needs and increases the loyalty level. The system is able to reduce ATM idling time by the reason of cash absence and provide all needed banknote values in ATMs, bank branches and vaults.

Get complete real-time information about money presence in self-service devices, bank vaults, branches, and during its transportation. Service monitoring of ATM equipment together with proactive notifications allows reducing the response time.

Use flexible access management with limits by functions, operational zone, cashpoint types to minimize a human factor during calculations and other operations and prevent any sort of miscounts.


Features

Support of terminal equipment of world known vendors

CIT costs accounting

Flexible limit control

Integration with external IT systems

Night depositorycontrol

Worn-out banknotesaccounting

The system operates with world known vendors of ATMs and other self-service terminals with the Cash-In, Cash-Out and Recycling functions. The system can be integrated with any kind of new terminal equipment (ATMs, payment kiosks and others).

The functionality for the automatic correction of cash limits during holidays or salary periods. That make your system really flexible to the real conditions and challenges of work.

The special functionality that allows to determine CIT costs and provide relevant reports on the basis of factors such as staff, cash transportation and loaded or unloaded cash amount cost.

The possibility of integration with external systems: ATM controller systems, processing centers and other external systems. It helps to increase security level and efficiency of work.

Night depository control tools for accounting of cash flows when the day-closing procedure is performed. It allows accountants to separate these operations from regular ones and get current state of cash presence and needs for each cashpoint.

The functionality allows controlling the level of worn-out cash in regional vaults and bank branches. This function provides the opportunity to detect and select damaged and old banknotes and return it to a central bank.


Work places

For convenience and security reasons Cash Management.iQ consists of separate functional modules. Flexible access control allows employees to work only with the functionality they need for everyday work.

Cash flow monitoring for the whole network of

cashpoints

Cash Orders planning and control

Control of Cash balance in vaults

and bank branches

Control of cash delivery teams, delivery routes and

delivery stages

Cash point

Monitoring.iQ Cash Order.iQ Vault.iQ CIT.iQ


Special tools for cash monitoring

Detailed monitoringof objects

Cashpointlocation on the map

Control of CIT routes

Analyticalreports

▪ Cash balance in each cashpoint by currencytypes and denominations

▪ Forecasted and actual cash loads for each cashpoint by currency and denominations

▪ Current service status of objects: “not enough cash”, “cash is over”, “long idling”, “on-service” and others

▪ Cashpoint load efficiency report

▪ Geographical cashpoints position on the map (with filtration by cashpoint status)

The Cashpoint Monitoring.iQ module provides information about:


Cash Orders planning and control

The Cash Order.iQ planning module gives opportunity to calculate optimal cash load and replenishment frequency by denominations and currencies for each cashpoint and make orders for delivery and refund of cash and other valuables (securities, metals, etc.) in manual and automatic mode

The system also help to control over the balance of vaults and keep the necessary amount of funds to reinforce all cashpoints in a particular region or operation zone.

1

• Automatic calculation of optimal cash load

2

• Calculation of optimal replenishment frequency

3• Cash Order Management

4• Cash balance control


Cash Delivery control

The CIT.iQ module provides an ability

▪ To track cash delivery process at each stage on daily

operations basis

▪ Manage cash delivery teams

▪ Manage delivery routes

1• Accept/Decline Cash Orders

2• Cash acceptance in vault

3• Cash preparation for transportation

4• Cash delivery by CIT squad

5• Cash load for cashpoints

6• Delivery of returned cash delivery

7

• Cash acceptance in vault and accounting


Cash balance control

Manual calculation Automated calculation

Cash Management.iQ system automatically controls the cash balance in all cashpoints processing the following data:

▪ Amount of loaded cash

▪ Withdrawn cash amount

▪ Accepted cash amount

▪ Amount of returned cash

Cash load

Cash Out

Cash In

Cash return

$

$


Monitoring

Planning

Order making

Order acceptance

Dealer, Senior dealer

Dealer, Senior dealer

Senior dealer

Balancing

Senior cashier

Cashier

Cashier

Vault monitoring Senior cashier

Cash delivery, cash load/return

Senior CIT guard

Cash Order.iQ

Vault.iQ

Vault.iQ

CIT.iQ

Vault.iQ

Cash preparation

Cashpoint Monitoring.iQ

Cash Order.iQ

Vault.iQ

Automation and control at each stageof the whole processes

Work placeOperationFunctional module


Savings with Cash Management.iQ

Cash Management.iQ system implementation can significantly minimize your expenses:

▪ By optimal planning of replenishments and reducing the extra replenishments amount

▪ By optimal planning of cash loads and reducing unused cash amount in your cashpoints

Cost of extra cash loads

Estimate your expenses


Showcase

▪ Common ATM: CashOut, 4 cassettes

▪ Average cassette loading: 2000 notes

▪ Average daily holding per ATM: $ 80 000

Annual interest rate Daily cost per ATM

1% $ 2,19

3% $ 6,57

5% $ 10,95

Average $ 6,57

▪ Average ATM replenishment cost: $ 15

▪ Average ATM replenishment frequency: 2 times per week

▪ Annual replenishments cost per ATM: $ 1560

Given conditions


Showcase

Reducing the amount of extra replenishments by 10% $ 0,43 daily $ 156 annually

For the network Daily savings, $ Monthly savings, $ Annually savings, $

250 ATMs 272,5 8 175 98 400

500 ATMs 545 16 350 196 800

1000 ATMs 1090 32 700 393 600

Total savings per ATM $ 1,09 daily $ 393,6 annually

Reducing the extra cash amount by 10% $ 0,66 daily $ 237,6 annually

Estimated economy of 10% gives the following profits:

Possible economy of funds up to 25%


Return of investments

Implementationexpenses

Economy

Payout18 – 24 month


Thank you

for attention!

PENKIŲ KONTINENTŲ BANKINĖS TECHNOLOGIJOS (BS/2)

Lithuania, LT-08248, Vilnius, Kareiviu str. 2

Tel.: +370 526 [email protected] www.cashmanagementiq.com

[email protected] www.bs2.lt

mailto:[email protected]

http://www.cashmanagementiq.com/

mailto:[email protected]

http://www.bs2.lt/

Cash Management · Most Innovative Software Solution ... of cash absence and provide all needed...

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