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Transcript of Career Opportunity Career Opportunity 06/29/2014 Roberto H. Bruce, MS, CLU, ChFC, LUTCF Cavaliers...
![Page 1: Career Opportunity Career Opportunity 06/29/2014 Roberto H. Bruce, MS, CLU, ChFC, LUTCF Cavaliers Insurance Marketing Rights Reserved.](https://reader036.fdocuments.in/reader036/viewer/2022062423/5697bff01a28abf838cba906/html5/thumbnails/1.jpg)
Career Opportunity06/29/2014
Roberto H. Bruce, MS, CLU, ChFC, LUTCFCavaliers Insurance Marketing
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MissionMissionCavaliers Insurance Marketing
To provide our members with sales and
management skills for the pursuit of a progressive, successful professional
career in financial services.We believe that the key to long range agency success is in the professional development of our members.
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Cycle of Success
RECRUIT
Marketing Structure
Professional Development
Financial Independence
TRAIN
SELL
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Company vs. Products
1C
MP
1C
1P
MC
1P
MC
MPBROKER
900
899
898Rights Reserved
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Agency Building Opportunity
Strong Companies Unique Products Ground Floor Opportunity Competitive Agency Compensation Vesting rights
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Product/Plan Portfolio PENSION PLANS – Administration; Funding; Distribution/Rollover. DISABILITY INCOME (DI) – Individual DI; Simplified DI; Graded DI;
Business Overhead Expense. CRITICAL ILLNESS (CI) – Fully Underwritten CI; Simplified CI. WHOLE LIFE (WL) – Participating (Par) WL (Non-Med 250k, Med);
Simplified Non-Par WL (Level, Graded, Modified); Single Premium Par WL.
UNIVERSAL LIFE (UL) – Lifetime Guaranteed UL; Cash Accumulation UL (Indexed UL, Traditional UL) – Non-Med 250k, Med; Low Premium UL.
TERM LIFE – Guaranteed Premium Term (Non-Med 350k/250k, Med) w/ or w/o Return of Premium (ROP); Annual Renewable Term (ART) – PS1 (Group Term Life), PS58 (Split Dollar) Tables.
ACCIDENTAL LIFE. REVERSIONARY ANNUITY (Income Protector). ANNUITIES – Fixed, Indexed.
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Agency Compensation System
52%-85%$20,000 A.P.(ANNUALIZED PREMIUM)
MANAGEMENTOVERRIDES
PERSONALPRODUCTION
Executive Sales Dir (As GA, An SGA)
85%-115% $300,000 A.P. 16 RECRUITS
Area Sales Manager (As GAII, An GA) 80%-105 %
$150,000 A.P. 10 RECRUITS
District Manager (As Broker, An Agent)
70%-95% $75,000 A.P. 6 RECRUITS
Unit Manager (As BrokerII, An Agent)
60%-85% $40,000 A.P. 2 RECRUITS
Associate (As Agent4, An Agent)
5%
15% 10%
25% 20% 10%
33% 28% 18% 8%
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Personal Production $ 100 / month policy
$ 100 X 12 = $1,200
X 50%__________
$600 / 2 hr__________
Not a lot of income
Not a lot of work either______________________
$300 / hrRights
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INSURANCE
PIONEER
EXCEL
SERVICE
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CHOICE?CHOICE?
EMPLOYEE
BUSINESS
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CLIENTSCLIENTS:
WITH INSURANCE
WITHOUT INSURANCE
PRACTICALLY, EVERYBODY!Rights
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CONVENTIONSCONVENTIONS•2012 – Lisbon, Portugal2012 – Lisbon, Portugal
•2013 – Bermuda 2013 – Bermuda
•2014 – Rome, Italy2014 – Rome, Italy
•2015 – Costa Rica2015 – Costa Rica
•$56,250 annualized qualified $56,250 annualized qualified premium to year end.premium to year end.
•Qualified agent and guest.Qualified agent and guest.
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Your Capital(In California; Check for other States)
1. Pre-Licensing Education (52 Hrs)- $782. Life License Exam ————————— 453. Life & Health License (2 yrs) —— 1444. Fingerprint —————————————
695. Business Cards —————————— 10
Total $346Rights
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3 TYPES OF PEOPLE3 TYPES OF PEOPLE
1.1. DON’TDON’T KNOW WHAT KNOW WHAT HAPPENSHAPPENS
2.2. WATCHWATCH THINGS HAPPENTHINGS HAPPEN
3.3. MAKEMAKE THINGS HAPPENTHINGS HAPPEN
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A BROKER’S CREEDA BROKER’S CREEDCavaliers Insurance MarketingCavaliers Insurance Marketing
I hereby swear to abide
with the philosophy based on
the 3H of Conduct
– Honesty, Hardwork, and Help –
in my pursuit of a progressive,
successful professional career
in financial services.
So Help Me God.Rights Reserved