CALIFORNIA INSURANCE CODE

TABLE OF CONTENTS

GENERAL PROVISIONS .................................................. 1-48

DIVISION 1. GENERAL RULES GOVERNING INSURANCE

PART 1. THE CONTRACT

CHAPTER 1. CLASSES OF INSURANCE ............................... 100-124.5

CHAPTER 1.5. RISK RETENTION ..................................... 125-140

CHAPTER 2. PARTIES, EVENTS, AND INTERESTS

Article 1. Parties to the Contract: Generally .................. 150-151

Article 2. Parties to Contract: Mortgagor and Mortgagee ........ 170-172

Article 3. Events Subject to Insurance ......................... 250-253

Article 4. Insurable Interest: Generally ....................... 280-287

Article 5. Insurable Interest: Effect of Transfer .............. 300-305

CHAPTER 3. NEGOTIATIONS BEFORE EXECUTION

Article 1. Concealment ......................................... 330-339

Article 2. Representation ...................................... 350-361

CHAPTER 4. THE POLICY

Article 1. Definition and Scope ................................ 380-395

Article 2. Types of Policies ................................... 410-413

Article 3. Insurer's Name on Policy ............................. 430

Article 4. Warranties .......................................... 440-449

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=1-48http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=100-124.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=125-140http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=150-151http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=170-172http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=250-253http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=280-287http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=300-305http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=330-339http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=350-361http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=380-395http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=410-413http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=430http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=440-449

Article 5. Inception Hours ...................................... 460

CHAPTER 5. THE PREMIUM .......................................... 480-491

CHAPTER 5.2. RENEWAL NOTICES ..................................... 500

CHAPTER 5.3. CONSUMER COMPLAINTS ................................. 510

CHAPTER 5.4. PROOF OF COVERAGE DISCLOSURE ........................ 515

CHAPTER 6. LOSS

Article 1. Transfer of Interest After Loss ...................... 520

Article 2. Causes of Loss .................................... 530-533.7

Article 3. Notice and Proofs of Loss ......................... 550-557.5

Article 4. Payment of Automobile Collision Repairs .............. 560

Article 5. Certain Insurance Covering Real Property ............ 570-572

Article 6. Electronic Payment of Claims ......................... 580

CHAPTER 7. DOUBLE INSURANCE ..................................... 590-591

CHAPTER 8. REINSURANCE .......................................... 620-623

CHAPTER 9. RESCISSION ........................................... 650-651

CHAPTER 9.5. FILING OF CERTIFICATES .............................. 655

CHAPTER 9.6. REASONS FOR DENIAL OF MOTOR VEHICLE LIABILITY

INSURANCE .......................................... 657-658

CHAPTER 10. CANCELLATION OR FAILURE TO RENEW .................. 660-669.5

CHAPTER 10.1. CERTAIN AUTOMOBILE INSURANCE ....................... 669.7

CHAPTER 10.2. PROHIBITED CANCELLATIONS ........................... 670

CHAPTER 10.25. AUTOMOBILE COLLISION AND COMPREHENSIVE COVERAGE ... 671

CHAPTER 10.27. AVAILABILITY OF COST ESTIMATES .................... 672

CHAPTER 10.3. CANCELLATION OF POLICIES WHEN PREMIUM FINANCED ..... 673

CHAPTER 10.4. PRIOR NOTICE CONCERNING CANCELLATION OR

NONRENEWAL ...................................... 674-674.9

CHAPTER 11. CANCELLATION AND FAILURE TO RENEW CERTAIN PROPERTY

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=460http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=480-491http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=500http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=510http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=515http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=520http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=530-533.7http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=550-557.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=560http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=570-572http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=580http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=590-591http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=620-623http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=650-651http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=655http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=657-658http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=660-669.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=669.7http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=670http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=671http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=672http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=673http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=674-674.9

INSURANCE ......................................... 675-679.7

CHAPTER 11.5. DISCLOSURE REQUIREMENTS FOR CERTAIN PROPERTY

INSURANCE .......................................... 679.9

CHAPTER 12. PROHIBITION OF DISCRIMINATORY PRACTICES BY

CERTAIN ADMITTED INSURERS ..................... 679.70-679.73

PART 2. THE BUSINESS OF INSURANCE

CHAPTER 1. GENERAL REGULATIONS

Article 1. Charter Requirements ................................. 680

Article 1.5. Retaliation ..................................... 685-685.4

Article 1.7. Continuity of Management ........................ 688-688.5

Article 2. Capital Structure .................................... 690

Article 3. Certificate of Authority ............................ 699-728

Article 4. Examination by Commissioner ......................... 729-738

Article 4.1. Risk-Based Capital for Insurers ................ 739-739.12

Article 4.5. Special Provisions Regarding Health Coverage .... 740-742.1

Article 4.7. Multiple Employer Welfare Arrangements ...... 742.20-742.43

Article 5. Unlawful Referrals .................................. 750-754

Article 5.1. Unlawful Practices .............................. 755-758.7

Article 5.2. Consumer Protection in Sales of Insurance by or

Through Depository Institutions ................... 759-765

Article 5.3. Agents and Brokers ............................. 769-769.55

Article 5.4. Managing General Agents ..................... 769.80-769.87

Article 5.5. Insurance in Connection With Sales and Loans ...... 770-776

Article 5.7. Free Insurance ................................ 777.1-777.3

Article 5.8. Premium Financing ............................... 778-778.4

Article 5.9. Credit Life and Disability Insurance ......... 779.1-779.36

Article 6. Misrepresentation of Policies ....................... 780-784

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=675-679.7http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=679.9http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=679.70-679.73http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=680http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=685-685.4http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=688-688.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=690http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=699-728http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=729-738http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=739-739.12http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=740-742.1http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=742.20-742.43http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=750-754http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=755-758.7http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=759-765http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=769-769.55http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=769.80-769.87http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=770-776http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=777.1-777.3http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=778-778.4http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=779.1-779.36http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=780-784

Article 6.3. Senior Insurance ............................... 785-789.10

Article 6.5. Unfair Practices ............................... 790-790.15

Article 6.6. Insurance Information and Privacy Protection Act 791-791.28

Article 6.7. Joint Activities ................................ 795-795.7

Article 6.8. Claims Reviewers ............................ 796.01-796.04

Article 6.9. Underwriting of AIDS Risks ..................... 799-799.10

Article 7. Restrictions on Underwriting ........................ 800-804

Article 7.3. Servicing of Insurance Contracts ................... 810

Article 7.5. Restrictions on Compensation of Adjusters ......... 815-816

Article 8. Issue of Securities ................................. 820-860

Article 9. Registration of Insurers' Names ..................... 880-886

Article 10. Financial Statements of Insurers ................. 900-925.4

Article 10.1. California Insurance Community Investment .... 926.1-926.3

Article 10.3. Single Risk Limitation ............................ 928

Article 10.5. National Association of Insurance Commissioners .. 930-934

Article 11. Deposit of Securities .............................. 939-956

Article 13. Insolvency ......................................... 980-989

Article 13.3. Obligations of Automobile Insurers and Their

Agents Under Contingent and Retrospective

Compensation Arrangements ...................... 995-995.7

Article 13.5. Disability Insurance Reserves ..................... 997

Article 14. Proceedings in Cases of Insolvency and Delinquency 1010-1062

Article 14.2. California Insurance Guarantee Association .. 1063-1063.17

Article 14.25. Insurance Assessment Bond Fund .......... 1063.50-1063.68

Article 14.26. Workers' Compensation Bond Fund ......... 1063.70-1063.77

Article 14.3. Uniform Liquidation Act ................... 1064.1-1064.13

Article 14.5. Stop Order Power of the Commissioner ....... 1065.1-1065.7

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=785-789.10http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=790-790.15http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=791-791.28http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=795-795.7http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=796.01-796.04http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=799-799.10http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=800-804http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=810http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=815-816http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=820-860http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=880-886http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=900-925.4http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=926.1-926.3http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=928http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=930-934http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=939-956http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=980-989http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=995-995.7http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=00001-01000&file=997http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1010-1062http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1063-1063.17http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1063.50-1063.68http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1063.70-1063.77http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1064.1-1064.13http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1065.1-1065.7

Article 14.7. California Life and Health Insurance

Guarantee Association ....................... 1067-1067.18

Article 14.8. Group Enrollment from Health Care Service

Plans ........................................ 1068-1068.2

Article 15. Withdrawal of Insurers ........................... 1070-1076

Article 15.5. Administrative Supervision .................. 1077-1077.95

Article 16. Approval of Reinsurance Plans .................... 1080-1091

Article 17. Loans and Investments .......................... 1100-1107.1

Article 18. Multiple Insurer Operations ...................... 1110-1113

CHAPTER 2. INCORPORATED INSURERS

Article 1. General ........................................... 1140-1142

Article 2. Restrictions on Activities ........................ 1152-1155

Article 3. General Investments ............................... 1170-1182

Article 3.5. Disclosure of Material Transactions ............. 1185-1187

Article 4. Property Authorized for Excess Funds Investments .. 1190-1202

Article 4.5. Leeway Law ......................................... 1210

Article 4.6. Hedging ......................................... 1211-1212

Article 4.7. Insurance Holding Company System Regulatory

Act .......................................... 1215-1215.16

Article 4.8. Business Transacted with Producer Controlled

Insurer ....................................... 1216-1216.6

Article 5. Life Insurance Policies ........................... 1220-1221

Article 5.5. Life Insurance Policy Loans ................... 1230-1239.5

Article 6. Foreign Investments ............................... 1240-1242

Article 7. Valuation of Investments .......................... 1250-1254

Article 8. Reinsurance Transactions ............................. 1260

CHAPTER 3. RECIPROCAL INSURERS

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1067-1067.18http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1068-1068.2http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1070-1076http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1077-1077.95http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1080-1091http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1100-1107.1http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1110-1113http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1140-1142http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1152-1155http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1170-1182http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1185-1187http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1190-1202http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1210http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1211-1212http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1215-1215.16http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1216-1216.6http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1220-1221http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1230-1239.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1240-1242http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1250-1254http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1260

Article 1. General Provisions ................................ 1280-1284

Article 2. Organization of Exchange .......................... 1300-1315

Article 3. Filing of Documents ............................... 1320-1330

Article 4. Certificate of Authority ........................ 1350-1350.5

Article 5. Finances .......................................... 1370-1375

Article 6. Assessment of Insurers ............................ 1390-1402

Article 7. Dividends ............................................ 1420

Article 8. Reports and Examination ........................... 1430-1434

Article 9. Suits ............................................. 1450-1453

Article 10. Policy .............................................. 1470

Article 11. Rebates

Article 12. Agents and Brokers .................................. 1500

Article 13. Penalties ........................................ 1510-1512

Article 14. Tax Provisions ................................... 1530-1531

Article 15. Merger .............................................. 1540

Article 16. Merger of Certain Reciprocal Insurers ............ 1550-1559

Article 17. Conversion of Certain Reciprocal Insurers to

Incorporated Stock Insurers ................... 1560-1560.19

CHAPTER 4. FOREIGN INSURERS

Article 1. Conditions of Doing Business ......................... 1561

Article 2. Alien Insurers .................................... 1580-1599

Article 3. Agent for Service of Process ...................... 1600-1605

Article 4. Actions Against Nonadmitted Insurers .............. 1610-1620

Article 4.5. Unauthorized Insurers False Advertising

Process Act ................................. 1620.1-1620.7

CHAPTER 5. PRODUCTION AGENCIES

Article 1. Definitions ....................................... 1621-1624

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1280-1284http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1300-1315http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1320-1330http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1350-1350.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1370-1375http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1390-1402http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1420http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1430-1434http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1450-1453http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1470http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1500http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1510-1512http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1530-1531http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1540http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1550-1559http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1560-1560.19http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1561http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1580-1599http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1600-1605http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1610-1620http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1620.1-1620.7http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1621-1624

Article 2. Comprehensive Definitions ......................... 1625-1630

Article 3. Licensing ......................................... 1631-1651

Article 4. Applications ...................................... 1652-1661

Article 5. Bonds ............................................. 1662-1665

Article 6. License Qualifications ............................ 1666-1672

Article 7. License Qualification Examinations ................ 1675-1684

Article 8. Certificates of Convenience ....................... 1685-1700

Article 9. Issuance of Licenses ............................ 1702-1707.7

Article 10. Termination of Licenses ........................ 1708-1712.5

Article 11. License Terms .................................... 1716-1723

Article 12. Conduct of Licensee ............................ 1724-1736.5

Article 13. Disciplinary Actions ........................... 1737-1748.5

Article 13.5. Prelicensing and Continuing Education ........ 1749-1749.9

Article 14. Fees ........................................... 1750-1751.7

Article 15. Travel Insurance Agents .......................... 1752-1757

Article 15.5. Cargo Shippers' Agents ..................... 1757.1-1757.3

Article 16. Variable Contract Agents ..................... 1758.1-1758.5

Article 16.1. Limited License for Retail Vendors of

Communications Equipment ................. 1758.6-1758.693

Article 16.3. Self-Service Storage Agents .............. 1758.7-1758.792

Article 16.6. Rental Car Agents ........................ 1758.8-1758.891

Article 16.7. Credit Insurance Agents .................. 1758.9-1758.994

CHAPTER 5A. ADMINISTRATORS ................................ 1759-1759.10

CHAPTER 6. SURPLUS LINE BROKERS ............................... 1760-1780

CHAPTER 6.1. SURPLUS LINE ADVISORY ORGANIZATION ......... 1780.50-1780.67

CHAPTER 6.5. REINSURANCE INTERMEDIARIES .................. 1781.1-1781.14

CHAPTER 7. BAIL LICENSES

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1625-1630http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1631-1651http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1652-1661http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1662-1665http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1666-1672http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1675-1684http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1685-1700http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1702-1707.7http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1708-1712.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1716-1723http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1724-1736.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1737-1748.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1749-1749.9http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1750-1751.7http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1752-1757http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1757.1-1757.3http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1758.1-1758.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1758.6-1758.693http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1758.7-1758.792http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1758.8-1758.891http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1758.9-1758.994http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1759-1759.10http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1760-1780http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1780.50-1780.67http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1781.1-1781.14

Article 1. Qualification and Licensing ....................... 1800-1823

CHAPTER 8. LIFE AND DISABILITY INSURANCE ANALYSTS ............. 1831-1849

CHAPTER 9. RATES AND RATING AND OTHER ORGANIZATIONS

Article 1. Purpose and Scope of Chapter .................. 1850.4-1851.1

Article 2. Making and Use of Rates ....................... 1853.5-1853.9

Article 2.5. Making and Use of Rates--Insurance of

Properties Being Purchased From

Department of Veterans Affairs ............ 1853.95-1853.97

Article 4. Advisory Organizations .......................... 1855-1855.5

Article 5. Joint Underwriting and Joint Reinsurance ............. 1856

Article 6. Records and Examinations ........................ 1857-1857.4

Article 6.5. Recording and Reporting of Loss and Expense

Experience .................................. 1857.7-1857.9

Article 7. Hearings, Procedure and Judicial Review ......... 1858-1858.7

Article 8. Penalties ....................................... 1859-1859.1

Article 9. Miscellaneous ................................... 1860-1860.3

Article 10. [Reduction and Control of Insurance Rates] 1861.01-1861.16

CHAPTER 10. CHILD CARE INSURANCE ACT .......................... 1862-1864

CHAPTER 10.5. RISK RETENTION ..................................... 1870

CHAPTER 12. THE INSURANCE FRAUDS PREVENTION ACT

Article 1. False and Fraudulent Claims ..................... 1871-1871.9

Article 2. Bureau of Fraudulent Claims .................... 1872-1872.96

Article 3. Insurance Fraud Reporting ....................... 1873-1873.4

Article 4. Motor Vehicle Theft and Motor Vehicle Insurance

Fraud Reporting ................................. 1874-1874.8

Article 4.5. Insurer Inspections ....................... 1874.85-1874.87

Article 4.6. Auto Insurance Fraud Crisis Areas ................. 1874.90

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1800-1823http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1831-1849http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1850.4-1851.1http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1853.5-1853.9http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1853.95-1853.97http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1855-1855.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1856http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1857-1857.4http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1857.7-1857.9http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1858-1858.7http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1859-1859.1http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1860-1860.3http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1861.01-1861.16http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1862-1864http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1870http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1871-1871.9http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1872-1872.96http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1873-1873.4http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1874-1874.8http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1874.85-1874.87http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1874.90

Article 5. Arson Investigations ............................ 1875-1875.8

Article 5.5. Insurance Claims Analysis Bureaus ......... 1875.10-1875.18

Article 5.6. Insurer Fraud Investigation ............... 1875.20-1875.24

Article 6. Deposit of Automobile Insurance Claims

Information ..................................... 1876-1876.5

Article 7. Workers' Compensation Insurance Fraud Reporting 1877-1877.5

Article 8. Insurance Fraud Prevention ...................... 1879-1879.8

DIVISION 2. CLASSES OF INSURANCE

PART 1. FIRE AND MARINE INSURANCE

CHAPTER 1. THE MARINE CONTRACT

Article 1. Insurable Interests Peculiar to Marine Insurance .. 1880-1886

Article 2. Concealment and Representations--Rules Peculiar to

Marine Insurance .................................. 1900-1905

Article 3. Implied Warranties Peculiar to Marine Insurance ... 1920-1927

Article 4. Effect of Course of Voyage ........................ 1940-1945

Article 5. Loss in Marine Insurance .......................... 1960-1997

Article 6. Exemptions ........................................... 2010

CHAPTER 2. THE FIRE INSURANCE CONTRACT

Article 1. Change of Risk .................................... 2030-2032

Article 2. Measure of Indemnity .............................. 2050-2060

Article 3. California Standard Form Fire Insurance Policy .... 2070-2084

CHAPTER 4. GENERAL MUTUAL INSURERS

Article 1. General Provisions ................................ 4010-4019

Article 2. Directors ......................................... 4020-4023

Article 3. Management and Exclusive Agency Contracts ......... 4030-4034

Article 4. Loans ............................................. 4040-4044

Article 5. Dividends to Policyholders ........................ 4050-4052

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1875-1875.8http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1875.10-1875.18http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1875.20-1875.24http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1876-1876.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1877-1877.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1879-1879.8http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1880-1886http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1900-1905http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1920-1927http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1940-1945http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=01001-02000&file=1960-1997http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=02001-03000&file=2010http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=02001-03000&file=2030-2032http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=02001-03000&file=2050-2060http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=02001-03000&file=2070-2084http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=04001-05000&file=4010-4019http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=04001-05000&file=4020-4023http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=04001-05000&file=4030-4034http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=04001-05000&file=4040-4044http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=04001-05000&file=4050-4052

Article 6. Nonassessable Policies ............................ 4060-4064

Article 7. Insolvency ........................................... 4070

Article 8. Applicable Insurance Laws ......................... 4080-4081

Article 9. Merger, Consolidation, Reinsurance, or Transfer of

Assets and Liabilities ............................ 4090-4096

Article 10. Conversion of an Incorporated Medical

Malpractice Mutual Insurer into an

Incorporated Stock Insurer .................... 4097-4097.20

CHAPTER 5. COUNTY MUTUAL FIRE INSURERS

Article 1. Formation and Organization ........................ 5050-5063

Article 2. Powers ............................................ 5080-5081

Article 3. Membership ........................................ 5090-5094

Article 4. The Policy ........................................ 6010-6021

Article 5. Risks ............................................. 6040-6050

Article 6. Reinsurance ....................................... 6070-6072

Article 7. Loss .............................................. 6090-6091

Article 8. Assessments ....................................... 7010-7018

Article 9. Reports and Statements ............................ 7030-7031

Article 9.5. Merger ........................................ 7040-7044.5

Article 9.6. Transformation .................................. 7045-7049

Article 10. Dissolution ......................................... 7050

Article 11. Exemptions .......................................... 7060

CHAPTER 6. COUNTY MUTUAL FIRE REINSURERS

Article 1. Formation and Organization ........................ 7080-7093

Article 2. Powers and Duties ................................. 8010-8011

Article 3. Additional Memberships ............................ 8030-8031

Article 4. Risks ............................................. 8050-8053

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=04001-05000&file=4060-4064http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=04001-05000&file=4070http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=04001-05000&file=4080-4081http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=04001-05000&file=4090-4096http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=04001-05000&file=4097-4097.20http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=05001-06000&file=5050-5063http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=05001-06000&file=5080-5081http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=05001-06000&file=5090-5094http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=06001-07000&file=6010-6021http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=06001-07000&file=6040-6050http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=06001-07000&file=6070-6072http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=06001-07000&file=6090-6091http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=07001-08000&file=7010-7018http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=07001-08000&file=7030-7031http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=07001-08000&file=7040-7044.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=07001-08000&file=7045-7049http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=07001-08000&file=7050http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=07001-08000&file=7060http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=07001-08000&file=7080-7093http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=08001-09000&file=8010-8011http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=08001-09000&file=8030-8031http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=08001-09000&file=8050-8053

Article 5. Loss .............................................. 8070-8078

Article 6. Assessments and Coverage of Loss .................. 8090-8097

Article 7. Cancellation of Membership ........................ 9010-9012

Article 8. Reports and Statements ............................ 9030-9031

Article 9. Dissolution .......................................... 9050

Article 10. Exemptions .......................................... 9060

CHAPTER 7. FRATERNAL FIRE INSURERS ............................ 9080-9103

CHAPTER 8. UNDERWRITERS FIRE PATROLS

Article 1. Scope of Chapter and Definitions ................ 10020-10022

Article 2. Formation and Organization ........................... 10040

Article 3. Powers .......................................... 10050-10052

Article 4. Meetings and Assessments ........................ 10070-10080

CHAPTER 8.5. EARTHQUAKE INSURANCE ......................... 10081-10089.4

CHAPTER 8.6. CALIFORNIA EARTHQUAKE AUTHORITY ........... 10089.5-10089.54

CHAPTER 8.9. INSURANCE MEDIATION ...................... 10089.70-10089.83

CHAPTER 9. BASIC PROPERTY INSURANCE INSPECTION AND

PLACEMENT PLAN ................................. 10090-10100.2

CHAPTER 10. CALIFORNIA RESIDENTIAL PROPERTY INSURANCE

DISCLOSURE ...................................... 10101-10107

CHAPTER 11. SMALL BUSINESS GUIDE TO COMMERCIAL INSURANCE .. 10108-10108.1

PART 2. LIFE AND DISABILITY INSURANCE

CHAPTER 1. THE CONTRACT

Article 1. General Provisions ........................... 10110-10127.18

Article 1.5. Discontinuance of Group Life Insurance and

Discontinuance and Replacement of Group

Disability Insurance ........................ 10128-10128.4

Article 1.7. California Cobra Program ................ 10128.50-10128.59

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=08001-09000&file=8070-8078http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=08001-09000&file=8090-8097http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=09001-10000&file=9010-9012http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=09001-10000&file=9030-9031http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=09001-10000&file=9050http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=09001-10000&file=9060http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=09001-10000&file=9080-9103http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10020-10022http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10040http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10050-10052http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10070-10080http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10081-10089.4http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10089.5-10089.54http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10089.70-10089.83http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10090-10100.2http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10101-10107http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10108-10108.1http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10110-10127.18http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10128-10128.4http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10128.50-10128.59

Article 2. Transfer ...................................... 10129-10133.9

Article 2.3. Transfers of Structured Settlement Payment

Rights ...................................... 10134-10139.5

Article 2.5. Discriminatory Practices .................... 10140-10145.4

Article 2.6. Underwriting on the Basis of Test of Genetic

Characteristics ............................. 10146-10149.1

Article 3. Policy Provisions Required ...................... 10150-10154

Article 3a. Standard Nonforfeiture Law for Life

Insurance ................................. 10159.1-10167.5

Article 3b. Standard Nonforfeiture Law for Individual

Deferred Annuities ......................... 10168-10168.93

Article 3.5. Appeals Seeking Independent Medical Review .. 10169-10169.5

Article 4. Payment and Proceeds ............................ 10170-10180

Article 4.5. Review of Rate Increases ................... 10181-10181.13

Article 5. Exemptions and Miscellaneous Provisions Relating

to Insurance Contracts .......................... 10190-10192

Article 6. Medicare Supplement Policies ............... 10192.1-10192.24

Article 7. Preexisting Condition Provisions and Late

Enrollees ................................... 10198.6-10198.9

CHAPTER 1.5. HEALTH COVERAGE CONTRACT NOTIFICATION

Article 1. Purpose and Title .................................... 10199

Article 2. General Provisions ......................... 10199.1-10199.48

Article 3. Administration and Enforcement .............. 10199.5-10199.9

CHAPTER 2. GROUP LIFE POLICIES .............................. 10200-10214

CHAPTER 2.5. BLANKET LIFE INSURANCE ......................... 10220-10225

CHAPTER 2.6. LONG-TERM CARE INSURANCE

Article 1. Definitions ................................... 10231-10231.8

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10129-10133.9http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10134-10139.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10140-10145.4http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10146-10149.1http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10150-10154http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10159.1-10167.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10168-10168.93http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10169-10169.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10170-10180http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10181-10181.13http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10190-10192http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10192.1-10192.24http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10198.6-10198.9http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10199http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10199.1-10199.48http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10199.5-10199.9http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10200-10214http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10220-10225http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10231-10231.8

Article 3. General Provisions ............................ 10232-10233.9

Article 3. Administration and Enforcement ................ 10234-10234.7

Article 3.7. Consumer Protection ...................... 10234.8-10234.97

Article 4. Implementation ................................ 10235-10236.8

Article 5. Inflation Escalator and Benefit Increases ..... 10237-10237.6

CHAPTER 3. BURIAL CONTRACTS ................................. 10240-10252

CHAPTER 4. STANDARD PROVISIONS IN DISABILITY POLICIES

Article 1. Scope of Chapter and Definitions ................ 10270-10279

Article 2. Approval of Commissioner ........................ 10290-10293

Article 2.5. Transportation Ticket Policies ................ 10295-10296

Article 3. Policy Form Generally--Uniform Provisions ....... 10320-10328

Article 4. Compulsory Standard Provisions--Uniform

Provisions ...................................... 10350-10354

Article 5. Optional Standard Provisions and Special

Provisions--Uniform Provisions ............. 10369.1-10369.12

Article 6. Interpretation of Policy ........................ 10380-10390

Article 7. Exemption ............................................ 10395

Article 8. Penalties ..................................... 10400-10402.1

CHAPTER 5. GENERAL REGULATION OF LIFE INSURERS

Article 1. Restrictions on Business ........................ 10430-10436

Article 1a. Regulation of Internal Affairs of Mutual

Insurers ...................................... 10440-10442

Article 2. Registration of Life Policies ................... 10450-10463

Article 3. Valuation of Life Policies ...................... 10478-10489

Article 3a. Standard Valuation Law ................... 10489.1-10489.95

Article 4. Qualifications and Exemptions ................. 10490-10505.1

Article 5. Pension Funds, Separate Accounts .............. 10506-10506.5

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10232-10233.9http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10234-10234.7http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10234.8-10234.97http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10235-10236.8http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10237-10237.6http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10240-10252http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10270-10279http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10290-10293http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10295-10296http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10320-10328http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10350-10354http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10369.1-10369.12http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10380-10390http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10395http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10400-10402.1http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10430-10436http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10440-10442http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10450-10463http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10478-10489http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10489.1-10489.95http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10490-10505.1http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10506-10506.5

Article 6. Investment Return Assurance ................... 10507-10507.4

Article 6.5. Portfolio Indexing ................................ 10507.5

Article 7. Records ....................................... 10508-10508.8

Article 8. Requirements for Replacement of Life Insurance

and Annuity Policies .......................... 10509-10509.9

CHAPTER 5.5. LIFE INSURANCE POLICY ILLUSTRATIONS .... 10509.950-10509.965

CHAPTER 5.6. LIFE INSURANCE COST INDEXES ............ 10509.970-10509.975

CHAPTER 6. INCORPORATED LIFE INSURERS ISSUING POLICIES ON A

RESERVE BASIS

Article 1. Capital ......................................... 10510-10512

Article 2. Dividends ............................................ 10530

Article 3. Premiums and Premium Accounts ................... 10540-10541

CHAPTER 7. DISABILITY INSURANCE DISCLOSURE .................. 10600-10609

CHAPTER 8. SMALL EMPLOYER HEALTH INSURANCE

Article 1. Definitions ..................................... 10700-10701

Article 2. Small Employer Carrier Requirements ........... 10702-10718.7

Article 3. Voluntary Reinsurance Mechanism ................. 10719-10729

Article 4. Purchasing Pool for Small Employers ............. 10730-10749

CHAPTER 8.5. COVERAGE FOR FEDERALLY ELIGIBLE DEFINED INDIVIDUALS 10785

CHAPTER 9. THE PRIVATE HEALTH CARE VOLUNTARY PURCHASING

ALLIANCE ACT

Article 1. General ......................................... 10800-10803

Article 2. Definitions .......................................... 10810

Article 3. Regulation ...................................... 10820-10826

Article 4. Conflicts of Interest ................................ 10830

Article 5. Additional Powers of and Restrictions on

Purchasing Alliances ............................ 10840-10845

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10507-10507.4http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10507.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10508-10508.8http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10509-10509.9http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10509.950-10509.965http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10509.970-10509.975http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10510-10512http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10530http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10540-10541http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10600-10609http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10700-10701http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10702-10718.7http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10719-10729http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10730-10749http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10785http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10800-10803http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10810http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10820-10826http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10830http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10840-10845

Article 6. Participating Carriers .......................... 10850-10856

Article 7. Contracts with Employers, Small Employers, and

Participating Carriers .......................... 10860-10861

Article 8. Marketing ....................................... 10870-10873

Article 9. Solvency ............................................. 10880

Article 10. Exemptions ..................................... 10885-10887

CHAPTER 9.5. INDIVIDUAL ACCESS TO CONTRACTS FOR HEALTH

CARE SERVICES ................................ 10900-10902.6

CHAPTER 9.7. INDIVIDUAL ACCESS TO HEALTH INSURANCE .......... 10950-10960

CHAPTER 10. FRATERNAL BENEFIT SOCIETIES

Article 1. Scope of Chapter ................................ 10970-10976

Article 2. Definitions ..................................... 10990-10993

Article 3. Organization .................................... 11010-11033

Article 4. Benefits ........................................ 11040-11044

Article 5. Contract ........................................ 11060-11073

Article 6. Powers of Commissioner .......................... 11090-11112

Article 7. Financial Matters ............................... 11120-11146

Article 8. Violations and Penalties ........................ 11160-11165

CHAPTER 10A. FIREMEN'S, POLICEMEN'S,OR PEACE OFFICERS'

BENEFIT AND RELIEF ASSOCIATIONS ............... 11400-11407

CHAPTER 11. CHANGE BY ASSESSMENT PLAN INSURER TO RESERVE PLAN

Article 1. Authorization and Effect ........................ 11420-11422

Article 2. Capital Adjustments ............................. 11440-11443

Article 3. Transfer of Insurance ................................ 11460

Article 4. Powers of Insurer After Transformation .......... 11470-11472

Article 5. Valuation of Policies ................................ 11490

CHAPTER 12. GRANTS AND ANNUITIES SOCIETIES .................. 11520-11524

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10850-10856http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10860-10861http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10870-10873http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10880http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10885-10887http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10900-10902.6http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10950-10960http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10970-10976http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10990-10993http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11010-11033http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11040-11044http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11060-11073http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11090-11112http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11120-11146http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11160-11165http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11400-11407http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11420-11422http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11440-11443http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11460http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11470-11472http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11490http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11520-11524

CHAPTER 13. VOLUNTARY MUTUALIZATION OF INCORPORATED LIFE AND

LIFE AND DISABILITY INSURERS HAVING A CAPITAL

STOCK AND ISSUING NONASSESSABLE POLICIES ON A

RESERVE BASIS

Article 1. Authority and Requirements to Mutualize ......... 11525-11528

Article 2. Execution of Plan ............................... 11529-11533

CHAPTER 14. CONVERSION OF AN INCORPORATED MUTUAL LIFE OR

LIFE AND DISABILITY INSURER INTO AN

INCORPORATED STOCK LIFE INSURER ISSUING

POLICIES ON A RESERVE BASIS

Article 1. Authority and Requirements to Convert ........... 11535-11549

PART 3. LIABILITY, WORKERS' COMPENSATION, AND COMMON CARRIER

LIABILITY INSURANCE

CHAPTER 1. GENERAL REGULATIONS

Article 1. Reserves of Insurers ............................ 11550-11557

Article 2. Actions on Policies Containing Liability

Provisions .................................... 11580-11589.5

Article 2.5. Personal Liability Insurance Providing

Workers' Compensation Coverage for

Household Employees ........................... 11590-11593

Article 3. Capital Requirements of Reserve Basis Insurers .. 11600-11602

Article 4. Assigned Risk Plans ............................. 11620-11627

Article 5. Motor Vehicle Liability Insurance ............. 11628-11629.5

Article 5.5. California Low-Cost Automobile Insurance

Program ................................. 11629.7-11629.85

CHAPTER 2. WORKERS' COMPENSATION POLICIES

Article 1. Definitions ..................................... 11630-11631

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11525-11528http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11529-11533http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11535-11549http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11550-11557http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11580-11589.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11590-11593http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11600-11602http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11620-11627http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11628-11629.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11629.7-11629.85http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11630-11631

Article 2. Policy Provisions ............................... 11650-11665

CHAPTER 3. REGULATION OF BUSINESS OF WORKERS' COMPENSATION

INSURANCE

Article 1. Deposits by Workers' Compensation Insurers ...... 11690-11703

Article 2. State Rate Supervision .......................... 11730-11742

Article 3. Rating and Other Organizations ................ 11750-11759.2

Article 4. Penalties for Misrepresentation ............... 11760-11760.1

Article 5. Standards Applicable to Claims Adjusters ............. 11761

CHAPTER 4. THE STATE COMPENSATION INSURANCE FUND

Article 1. Organization and Powers ......................... 11770-11805

Article 2. Rates ........................................... 11820-11822

Article 3. Policies ........................................ 11840-11846

Article 4. Reports and Statements ............................... 11860

Article 5. Coverage of Public Employers .................... 11870-11874

Article 6. Penalties ....................................... 11880-11881

Article 7. Transfer of Ownership ......................... 11885-11886.2

CHAPTER 5. MARKET ASSISTANCE PROGRAM FOR LONG-TERM HEALTH

CARE FACILITY LIABILITY INSURANCE ................ 11890-11892

PART 4. MISCELLANEOUS CASUALTY INSURANCES

CHAPTER 1. SURETY INSURERS ON RESERVE BASIS; CAPITAL

REQUIREMENTS AND PERMITTED INSURANCES

Article 1. Capital and Scope of Business ................... 12050-12055

Article 2. Administrative Control .......................... 12070-12072

Article 3. Special Restrictions on Business ................ 12090-12093

Article 4. Special Regulations ............................. 12095-12097

Article 5. Financial Guaranty Insurance .................... 12100-12122

CHAPTER 2. OTHER CASUALTY INSURERS ON RESERVE BASIS; CAPITAL

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11650-11665http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11690-11703http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11730-11742http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11750-11759.2http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11760-11760.1http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11761http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11770-11805http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11820-11822http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11840-11846http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11860http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11870-11874http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11880-11881http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11885-11886.2http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=11001-12000&file=11890-11892http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12050-12055http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12070-12072http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12090-12093http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12095-12097http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12100-12122

REQUIREMENTS AND PERMITTED INSURANCES ................. 12124

CHAPTER 3. GROUP AND INDIVIDUAL PLANS FOR LEGAL INSURANCE ... 12125-12129

PART 5. MOTOR CLUBS

CHAPTER 1. DEFINITIONS AND EXEMPTIONS ....................... 12140-12159

CHAPTER 2. CERTIFICATE OF AUTHORITY ......................... 12160-12170

CHAPTER 3. THE SERVICE CONTRACT ............................. 12250-12256

CHAPTER 4. AGENTS ........................................... 12280-12281

CHAPTER 5. PENALTIES ............................................. 12311

PART 6. INSURANCE COVERING LAND

CHAPTER 1. TITLE INSURANCE

Article 1. Definitions ..................................... 12340-12342

Article 2. Title Insurers; Capital and Guarantee Fund

Requirements .................................... 12350-12360

Article 3. Title Insurers: Finances and Investments ........ 12370-12377

Article 3.5. Unearned Premium Reserve and Reserve for

Unpaid Losses and Loss Expense ................ 12380-12388

Article 3.7. Underwritten Title Companies ................ 12389-12389.6

Article 4. General Powers .................................. 12390-12394

Article 4.5. Business Plans ................................ 12396-12399

Article 5. Exemptions .................................... 12400-12400.5

Article 5.5. Rate Filing and Regulation ................. 12401-12401.10

Article 5.7. Advisory Organizations ...................... 12402-12402.2

Article 6. Rebates and Commissions ....................... 12404-12413.5

Article 6.7. Hearings, Procedure, and Judicial Review 12414.13-12414.19

Article 6.9. Examinations, Penalties and Miscellaneous 12414.20-12414.31

Article 7. Annual Renewal Fees ............................. 12415-12417

Article 8. Title Insurance Representatives ............... 12418-12418.4

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12124http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12125-12129http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12140-12159http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12160-12170http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12250-12256http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12280-12281http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12311http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12340-12342http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12350-12360http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12370-12377http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12380-12388http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12389-12389.6http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12390-12394http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12396-12399http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12400-12400.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12401-12401.10http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12402-12402.2http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12404-12413.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12414.13-12414.19http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12414.20-12414.31http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12415-12417http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12418-12418.4

CHAPTER 2. MORTGAGE INSURANCE

Article 1. Definitions ..................................... 12420-12428

Article 2. Capital Requirements and Permitted Insurances ... 12440-12442

Article 3. Profits, Surplus and Dividends .................. 12460-12464

Article 4. Investments and Loans ........................... 12480-12490

Article 5. Restrictions on Policies ........................ 12500-12502

Article 6. Mortgage Participation Certificates and Trusts .. 12520-12532

Article 7. Amendment, Cancellation and Exchange of Mortgage

Participation Certificates and Securities ....... 12540-12543

Article 8. Conservatorship ................................. 12550-12569

Article 9. Appraisers and Appraisements .................... 12580-12584

Article 11. Moratoria on Securities ............................. 12620

Article 11.5. Rehabilitation ............................ 12629-12629.48

Article 12. Penalties ...................................... 12630-12631

CHAPTER 2A. MORTGAGE GUARANTY INSURANCE

Article 1. Definitions .............................. 12640.01-12640.02

Article 2. Capital, Surplus and Contingency Reserve

Requirements ............................. 12640.03-12640.06

Article 4. Limitations and Restrictions for

Transacting Business ..................... 12640.07-12640.11

Article 5. Rebates and Commissions .................. 12640.12-12640.15

Article 6. Financial Statements .............................. 12640.16

Article 7. Applicability of Other Laws ....................... 12640.17

Article 8. Additional Powers of Commissioner ................. 12640.18

Article 9. Advertising ....................................... 12640.19

Article 10. Fees ............................................. 12640.20

CHAPTER 3. LAND VALUE INSURANCE ............................. 12660-12661

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12420-12428http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12440-12442http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12460-12464http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12480-12490http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12500-12502http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12520-12532http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12540-12543http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12550-12569http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12580-12584http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12620http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12629-12629.48http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12630-12631http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12640.01-12640.02http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12640.03-12640.06http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12640.07-12640.11http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12640.12-12640.15http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12640.16http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12640.17http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12640.18http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12640.19http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12640.20http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12660-12661

PART 6.1. HEALTH DISABILITY INSURANCE CONVERSION ........... 12670-12692.5

PART 6.2. HEALTHY FAMILIES

CHAPTER 1. PURPOSE ............................................... 12693

CHAPTER 2. DEFINITIONS ................................ 12693.01-12693.17

CHAPTER 3. CREATION OF PROGRAM AND POWERS OF THE BOARD 12693.20-12693.23

CHAPTER 4. ADMINISTRATION ............................. 12693.25-12693.55

CHAPTER 5. HEALTH BENEFITS AND COPAYMENTS ............. 12693.60-12693.62

CHAPTER 6. DENTAL BENEFITS AND COPAYMENTS ............. 12693.63-12693.64

CHAPTER 7. VISION BENEFITS AND COPAYMENTS ............. 12693.65-12693.66

CHAPTER 8. LINKAGES WITH PUBLIC PROGRAMS .............. 12693.68-12693.69

CHAPTER 9. ELIGIBILITY ............................... 12693.70-12693.765

CHAPTER 10. FISCAL INTEGRITY ................................... 12693.77

CHAPTER 11. PROTECTION AGAINST SUBSTITUTION OF BENEFITS 12693.80-12693.84

CHAPTER 12. APPEALS ................................... 12693.85-12693.89

CHAPTER 13. HEALTHY FAMILIES ADVISORY BOARD .................... 12693.90

CHAPTER 14. RURAL DEMONSTRATION PROJECT .............. 12693.91-12693.915

CHAPTER 15. REPORTS ................................... 12693.92-12693.95

CHAPTER 16. FUNDS ..................................... 12693.96-12693.97

CHAPTER 16.1. HEALTHY FAMILIES BRIDGE BENEFITS PROGRAM ... 12693.98-12694

CHAPTER 17. REPEAL

PART 6.3. ACCESS FOR INFANTS AND MOTHERS

CHAPTER 1. GENERAL PROVISIONS AND DEFINITIONS

Article 1. General ...................................... 12695-12695.24

CHAPTER 2. POWERS AND DUTIES OF THE BOARD

Article 1. Administration ............................... 12696-12696.20

Article 2. Advisory Panel

CHAPTER 3. PARTICIPATING HEALTH PLANS .................. 12696.7-12697.15

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12670-12692.5http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.01-12693.17http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.20-12693.23http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.25-12693.55http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.60-12693.62http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.63-12693.64http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.65-12693.66http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.68-12693.69http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.70-12693.765http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.77http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.80-12693.84http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.85-12693.89http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.90http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.91-12693.915http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.92-12693.95http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.96-12693.97http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12693.98-12694http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12695-12695.24http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12696-12696.20http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12696.7-12697.15

CHAPTER 4. SUBSCRIBER ELIGIBILITY AND ENROLLMENT

Article 1. Eligibility and Coverage ..................... 12698-12698.35

Article 2. Unfair Competition and Labor Practices .... 12698.50-12698.56

CHAPTER 5. PERINATAL INSURANCE FUND ...................... 12699-12699.05

CHAPTER 6. OPERATION OF PROGRAM

PART 6.4. COUNTY HEALTH INITIATIVE MATCHING FUND ....... 12699.50-12699.63

PART 6.5. CALIFORNIA MAJOR RISK MEDICAL INSURANCE PROGRAM

CHAPTER 1. GENERAL ............................................... 12700

CHAPTER 2. DEFINITIONS ........................................... 12705

CHAPTER 3. POWERS AND DUTIES ................................ 12710-12714

CHAPTER 4. POLICIES ISSUED BY THE BOARD ..................... 12715-12718

CHAPTER 5. PARTICIPATING HEALTH PLANS ....................... 12720-12723

CHAPTER 6. SUBSCRIBER ELIGIBILITY AND ENROLLMENT ............ 12725-12733

CHAPTER 7. PLAN RATES AND COMPENSATION FROM THE FUND ........ 12735-12738

CHAPTER 8. MAJOR RISK MEDICAL INSURANCE FUND .............. 12739-12739.4

PART 6.6. QUALIFIED HIGH RISK POOLS ..................... 12739.5-12739.62

PART 6.7. FEDERAL TEMPORARY HIGH RISK HEALTH INSURANCE

FUND ......................................... 12739.70-12739.76

PART 7. HOME PROTECTION

CHAPTER 1. DEFINITIONS AND LICENSING ........................ 12740-12745

CHAPTER 2. FISCAL REQUIREMENTS .............................. 12750-12757

CHAPTER 3. OTHER PROVISIONS ................................. 12760-12764

PART 8. SERVICE CONTRACTS .................................... 12800-12865

DIVISION 3. THE INSURANCE COMMISSIONER

CHAPTER 1. APPOINTMENT, QUALIFICATION, AND OFFICES ........... 12900-12907

CHAPTER 2. POWERS AND DUTIES

Article 1. Generally ........................................ 12919-12938

http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12698-12698.35http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12698.50-12698.56http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12699-12699.05http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12699.50-12699.63http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12700http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12705http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12710-12714http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12715-12718http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12720-12723http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12725-12733http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12735-12738http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12739-12739.4http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12739.5-12739.62http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12739.70-12739.76http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12740-12745http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12750-12757http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12760-12764http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12800-12865http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12900-12907http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=12001-13000&file=12919-12938

Article 1.1. The California Community Development

Financial Institution Tax Credit Program ..... 12939-12939.1

Article 2. Review of Commissioner's Acts ......................... 12940

Article 3. Procuring Information on Policies ................ 12950-12959

Article 3.5. Reporting ...................................... 12961-12969

Article 4. Fees ............................................. 12970-12980

Article 5. Fee Oversight .................................... 12990-12995

Article 7. Suspension of Privilege of Appearing or

Practicing Before the Commissioner ............... 13500-13505

CHAPTER 3. CONCILIATION ...................................... 13600-13601

CHAPTER 4. HOLOCAUST ERA INSURANCE REGISTRY .................. 13800-13807

CHAPTER 5. SLAVERY ERA INSURANCE POLICIES .................... 13810-13813

DIVISION 4. AFFORDABLE HOUSING ENTITIES RISK RETENTION POOL ... 13900-13907

DIVISION 5. INSURANCE ADJUSTERS

CHAPTER 1. INSURANCE ADJUSTER ACT

Article 1. General Provisions ............................... 14000-14002

Article 2. Administration ................................... 14010-14013

Article 3. Regulatio