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same day as evidenced by their acknowledgment receipt, a copy thereof is attached here as Annex B 1 4. The antecedental facts that led to this case can be narrated in this manner : On October 1, 2007, Dona Aniqa went to my house and told me that she and her husband are planning to put up a business. Spouses Bacsarpa also wanted to go to the US for a two (2) months vacation. Since Spouses Bacsarpa were in need of money for their business and also for their trip abroad, they requested me to apply for a loan in their behalf; 4. I agreed to become Spouses Bacsarpas’ attorney-in- fact. As a result, the Spouses delivered to me the owner’s duplicate copy of TCT No. T-178439 for purposes of constituting a mortgage thereon by executing a Deed of Real Estate Mortgage, which title I delivered to the bank; 5. To this date , Spouses Bacsarpas have not cancelled, revoked or superseded the said Special Power of Attorney, hence, I remain to be their duly appointed attorney-in-fact. 6. All told, I acted within the scope of my authority in obtaining a loan amounting to Php5,000,000.00 and the mortgage of Spouses Bacsarpa’s real property. As the attorney-in-fact of the Spouses Bacsarpas, I was expressly authorized to sign all documents pertinent to 1 Exhibit “1” PERSONAL BODY

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same day as evidenced by their acknowledgment receipt, a copy thereof is attached here as Annex B 1

4. The antecedental facts that led to this case can be narrated in this manner : On October 1, 2007, Dona Aniqa went to my house and told me that she and her husband are planning to put up a business. Spouses Bacsarpa also wanted to go to the US for a two (2) months vacation. Since Spouses Bacsarpa were in need of money for their business and also for their trip abroad, they requested me to apply for a loan in their behalf;

4. I agreed to become Spouses Bacsarpas’ attorney-in-fact. As a result, the Spouses delivered to me the owner’s duplicate copy of TCT No. T-178439 for purposes of constituting a mortgage thereon by executing a Deed of Real Estate Mortgage, which title I delivered to the bank;

5. To this date , Spouses Bacsarpas have not cancelled, revoked or superseded the said Special Power of Attorney, hence, I remain to be their duly appointed attorney-in-fact.

6. All told, I acted within the scope of my authority in obtaining a loan amounting to Php5,000,000.00 and the mortgage of Spouses Bacsarpa’s real property. As the attorney-in-fact of the Spouses Bacsarpas, I was expressly authorized to sign all documents pertinent to said loan. Hence, while I may have signed the questioned documents in their behalf, I did not commit the crime of forgery.

7. Therefore, the said loan and the documents I executed in behalf of the Spouses were valid, regular and legal. Stated differently, no forgery, falsification, amounting to estafa ever transpired ;

1 Exhibit “1”

PERSONAL CIRCUMSTANCES

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8. I am executing this Counter-Affidavit to attest to the truth that I DID NOT COMMIT THE CRIME OF ESTAFA in whatever form as erroneously and maliciously alleged by the Complainant.

IN WITNESS WHEREOF, I have hereunto set my hand this 15th day of December, 2009 at Cagayan de Oro City, Philippines.

APIPA G.

GURO Affiant

SUBSCRIBED AND SWORN TO before me this 15th day of December, 2009 in Cagayan de Oro City, Philippines. I hereby certify that I have personally examined the affiant and that I am fully convinced that she had voluntarily executed her counter-affidavit and that he has read and understood the contents thereof.

AZRIFA MAMUTUKAssistant City Prosecutor Cagayan de Oro City

ATTESTATION CLAUSE

NAME AND SIGNATURE OF AFFIANT

JURAT

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Copy furnished by Registered mail:

Vincy Jane Polinarc/o South Bank, Kausawagan BranchCagayan de Oro City